The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 29,580 180 SH SOLE 0 0 180
ABBOTT LABORATORIES COM 002824100 1,118,448 11,317 SH SOLE 0 0 11,317
ABBVIE INC COM 00287Y109 3,786,064 14,473 SH SOLE 0 0 14,473
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 5,318 29 SH SOLE 0 0 29
ADOBE INC COM 00724F101 5,999 25 SH SOLE 0 0 25
ADVANCED DRAIN SYS INC DEL COM 00790R104 3,422 27 SH SOLE 0 0 27
ADVANCED MICRO DEVICES INC COM 007903107 645,407 1,055 SH SOLE 0 0 1,055
AIRBNB INC COM CL A 009066101 143 1 SH SOLE 0 0 1
ALCON AG ORD SHS H01301128 272,792 4,213 SH SOLE 0 0 4,213
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,076 10 SH SOLE 0 0 10
ALLSTATE CORP COM 020002101 15,495 70 SH SOLE 0 0 70
ALPHABET INC CAP STK CL A 02079K305 548,352 1,594 SH SOLE 0 0 1,594
ALPHABET INC CAP STK CL C 02079K107 171,008 502 SH SOLE 0 0 502
ALPS ETF TR REIT DIVIDE DOGS 00162Q106 112,064 4,054 SH SOLE 0 0 4,054
ALTERITY THERAPEUTICS LTD SPONSORED ADS 02155X205 4 1 SH SOLE 0 0 1
ALTRIA GROUP INC COM 02209S103 122,208 1,815 SH SOLE 0 0 1,815
AMAZON COM INC COM 023135106 917,022 3,681 SH SOLE 0 0 3,681
AMEREN CORP COM 023608102 14,907 150 SH SOLE 0 0 150
AMERICAN CENTY ETF TR AVAN US SMAL ETF 025072323 12,169 176 SH SOLE 0 0 176
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 23,129 246 SH SOLE 0 0 246
AMERICAN ELEC PWR CO INC COM 025537101 250,212 2,109 SH SOLE 0 0 2,109
AMERICAN EXPRESS CO COM 025816109 31,931 105 SH SOLE 0 0 105
ANALOG DEVICES INC COM 032654105 7,935 20 SH SOLE 0 0 20
APPLE INC COM 037833100 8,635,304 25,930 SH SOLE 0 0 25,930
APPLIED MATLS INC COM 038222105 1,253,393 2,451 SH SOLE 0 0 2,451
ARBOR REALTY TRUST INC COM 038923108 7,720 2,000 SH SOLE 0 0 2,000
ARISTA NETWORKS INC COM SHS 040413205 39,497 194 SH SOLE 0 0 194
AT&T INC COM 00206R102 126,539 5,186 SH SOLE 0 0 5,186
AUTOMATIC DATA PROCESSING IN COM 053015103 89,225 346 SH SOLE 0 0 346
BANK OF AMER CORP COM 060505104 71,976 1,322 SH SOLE 0 0 1,322
BAXTER INTL INC COM 071813109 15,792 658 SH SOLE 0 0 658
BERKSHIRE HATHAWAY INC DEL CL A 084670108 747,005 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 643,850 1,293 SH SOLE 0 0 1,293
BLACKROCK INC COM 09290D101 75,139 71 SH SOLE 0 0 71
BLACKSTONE INC COM 09260D107 3,027 27 SH SOLE 0 0 27
BLINK CHARGING CO COM 09354A100 19 35 SH SOLE 0 0 35
BLOOM ENERGY CORP COM CL A 093712107 127,965 462 SH SOLE 0 0 462
BOEING CO COM 097023105 52,467 282 SH SOLE 0 0 282
BOSTON SCIENTIFIC CORP COM 101137107 4,104 94 SH SOLE 0 0 94
BP PLC SPONSORED ADR 055622104 3,608 82 SH SOLE 0 0 82
BRISTOL-MYERS SQUIBB CO COM 110122108 133,287 2,136 SH SOLE 0 0 2,136
BROADCOM INC COM 11135F101 139,097 396 SH SOLE 0 0 396
BRUNSWICK CORP COM 117043109 7,195 112 SH SOLE 0 0 112
BUILDERS FIRSTSOURCE INC COM 12008R107 2,110 37 SH SOLE 0 0 37
CADENCE DESIGN SYSTEM INC COM 127387108 36,651 111 SH SOLE 0 0 111
CANADIAN IMPERIAL BANK OF CO COM 136069101 105,333 956 SH SOLE 0 0 956
CAPITAL ONE FINL CORP COM 14040H105 7,916 41 SH SOLE 0 0 41
CARRIER GLOBAL CORPORATION COM 14448C104 4,115 75 SH SOLE 0 0 75
CATERPILLAR INC COM 149123101 2,121,027 2,616 SH SOLE 0 0 2,616
CBOE GLOBAL MKTS INC COM 12503M108 5,506 20 SH SOLE 0 0 20
CENTERPOINT ENERGY INC COM 15189T107 41,180 1,119 SH SOLE 0 0 1,119
CERUS CORP COM 157085101 952 400 SH SOLE 0 0 400
CHARLES SCHWAB CORP (THE) COM 808513105 119,243 1,220 SH SOLE 0 0 1,220
CHARTER COMMUNICATIONS INC CL A 16119P108 3,106 28 SH SOLE 0 0 28
CHENIERE ENERGY INC COM NEW 16411R208 37,396 139 SH SOLE 0 0 139
CHEVRON CORPORATION COM 166764100 161,572 791 SH SOLE 0 0 791
CHOICEONE FINANCIA COM 170386106 14,023 434 SH SOLE 0 0 434
CHUBB LIMITED COM H1467J104 10,408 32 SH SOLE 0 0 32
CISCO SYS INC COM 17275R102 783,299 7,278 SH SOLE 0 0 7,278
CITIGROUP INC COM NEW 172967424 77,041 595 SH SOLE 0 0 595
CLOUDFLARE INC CL A COM 18915M107 320 1 SH SOLE 0 0 1
CMS ENERGY CORP COM 125896100 70,209 1,113 SH SOLE 0 0 1,113
COCA COLA CO COM 191216100 88,868 1,032 SH SOLE 0 0 1,032
COMCAST CORP NEW CL A 20030N101 28,375 1,304 SH SOLE 0 0 1,304
CONOCOPHILLIPS COM 20825C104 26,657 213 SH SOLE 0 0 213
CONSOLIDATED EDISON INC COM 209115104 65,670 643 SH SOLE 0 0 643
COPART INC COM 217204106 5,920 217 SH SOLE 0 0 217
COSTCO WHOLESALE CORPORATION COM 22160K105 344,314 378 SH SOLE 0 0 378
CREDO TECHNOLOGY GROUP HOLDI ORDINARY SHARES G25457105 286,926 1,473 SH SOLE 0 0 1,473
CRH PLC ORD G25508105 4,886 59 SH SOLE 0 0 59
DANAHER CORP DEL COM 235851102 258,992 1,169 SH SOLE 0 0 1,169
DEERE & CO COM 244199105 668,193 995 SH SOLE 0 0 995
DENTSPLY SIRONA INC COM 24906P109 1,967 222 SH SOLE 0 0 222
DFA INVT DIMENSIONS GROUP IN U.S. HIGH RELATI 25239Y196 9,263 221 SH SOLE 0 0 221
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 12,457 223 SH SOLE 0 0 223
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,281 31 SH SOLE 0 0 31
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 18,317 487 SH SOLE 0 0 487
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 12,062 358 SH SOLE 0 0 358
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 9,845 179 SH SOLE 0 0 179
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 23,385 526 SH SOLE 0 0 526
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 3,868 50 SH SOLE 0 0 50
DIREXION SHARES ETF TRUST DA 500 BU 3X ETF 25459W862 261,707 931 SH SOLE 0 0 931
DISNEY WALT CO COM 254687106 77,102 735 SH SOLE 0 0 735
DOORDASH INC CL A 25809K105 551 3 SH SOLE 0 0 3
DOW HLDGS INC COM 260557103 909 33 SH SOLE 0 0 33
DT MIDSTREAM INC COMMON STOCK 23345M107 364,981 3,055 SH SOLE 0 0 3,055
DTE ENERGY CO COM 233331107 787,881 6,469 SH SOLE 0 0 6,469
DUKE ENERGY CORP NEW COM NEW 26441C204 140,575 1,233 SH SOLE 0 0 1,233
EATON CORP PLC SHS G29183103 120,558 281 SH SOLE 0 0 281
EATON VANCE TAX-MANAGED GLOB COM 27829F108 347,455 36,924 SH SOLE 0 0 36,924
ECOLAB INC COM 278865100 905,565 3,298 SH SOLE 0 0 3,298
EDISON INTL COM 281020107 773 14 SH SOLE 0 0 14
ELEVRA LITHIUM LTD SPONSORED ADS 805700101 11,238 288 SH SOLE 0 0 288
ELI LILLY & CO COM 532457108 332,082 287 SH SOLE 0 0 287
ENBRIDGE INC COM 29250N105 74,896 1,611 SH SOLE 0 0 1,611
ENTERPRISE PRODS PARTNERS L COM 293792107 8,013 225 SH SOLE 0 0 225
EQUINIX INC COM 29444U700 4,047 4 SH SOLE 0 0 4
ETF SER SOLUTIONS DEFIA QUANT ETF 26922A420 45,486 300 SH SOLE 0 0 300
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 473,695 2,911 SH SOLE 0 0 2,911
FAIR ISAAC CORP COM 303250104 3,555 6 SH SOLE 0 0 6
FEDEX CORP COM 31428X106 13,094 46 SH SOLE 0 0 46
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 78,960 1,087 SH SOLE 0 0 1,087
FIFTH THIRD BANCORP COM 316773100 1,966,146 38,872 SH SOLE 0 0 38,872
FIRST MERCHANTS CORP COM 320817109 377,831 9,498 SH SOLE 0 0 9,498
FIRST TR EXCHANGE-TRADED FD GBL WND ENRG ETF 33736G106 4,708 208 SH SOLE 0 0 208
FIRST TR EXCHANGE-TRADED FD NASDQ CLN EDGE 33737A108 5,076 29 SH SOLE 0 0 29
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100 28,616 276 SH SOLE 0 0 276
FIRSTENERGY CORP COM 337932107 17,376 401 SH SOLE 0 0 401
FLAGSTAR BANK NATIONAL ASSOC COM NEW 649445400 1,750,991 150,042 SH SOLE 0 0 150,042
FORD MTR CO COM 345370860 83,226 6,901 SH SOLE 0 0 6,901
FOX CORP CL A COM 35137L105 1,128 18 SH SOLE 0 0 18
FS SPECIALTY LENDING FD COM SH BEN INT 644323107 4,943 425 SH SOLE 0 0 425
GALLAGHER ARTHUR J & CO COM 363576109 2,966 13 SH SOLE 0 0 13
GE AEROSPACE COM NEW 369604301 13,429 43 SH SOLE 0 0 43
GE VERNOVA INC COM 36828A101 10,456 11 SH SOLE 0 0 11
GENERAL DYNAMICS CORP COM 369550108 16,592 50 SH SOLE 0 0 50
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 13,032 200 SH SOLE 0 0 200
GOLDMAN SACHS GROUP INC COM 38141G104 270,108 300 SH SOLE 0 0 300
GOODYEAR TIRE & RUBR CO COM 382550101 378 76 SH SOLE 0 0 76
GSK PLC SPONSORED ADR 37733W204 24,471 508 SH SOLE 0 0 508
HALEON PLC SPON ADS 405552100 5,724 636 SH SOLE 0 0 636
HALLIBURTON CO COM 406216101 38,962 1,225 SH SOLE 0 0 1,225
HASBRO INC COM 418056107 14,217 162 SH SOLE 0 0 162
HEICO CORP NEW COM 422806109 5,155 17 SH SOLE 0 0 17
HERSHEY CO COM 427866108 49,490 314 SH SOLE 0 0 314
HOME DEPOT INC COM 437076102 345,483 1,214 SH SOLE 0 0 1,214
HONEYWELL AEROSPACE INC COM 43849R105 22,471 145 SH SOLE 0 0 145
HONEYWELL INTL INC COM 438516205 30,587 145 SH SOLE 0 0 145
HP INC COM 40434L105 31,437 1,005 SH SOLE 0 0 1,005
HUNTINGTON BANCSHARES INC COM 446150104 53,487 3,505 SH SOLE 0 0 3,505
ICICI BK LTD ADR 45104G104 1,461 53 SH SOLE 0 0 53
IDEXX LABS INC COM 45168D104 305,482 585 SH SOLE 0 0 585
ILLINOIS TOOL WKS INC COM 452308109 122,723 477 SH SOLE 0 0 477
INTEL CORP COM 458140100 755,285 6,282 SH SOLE 0 0 6,282
INTERNATIONAL BUSINESS MACHS COM 459200101 933,533 4,245 SH SOLE 0 0 4,245
INTUITIVE MACHINES INC CLASS A COM 46125A100 4,144 291 SH SOLE 0 0 291
INTUITIVE SURGICAL INC COM NEW 46120E602 99,380 244 SH SOLE 0 0 244
INVENTRUST PPTYS CORP COM NEW 46124J201 17,819 591 SH SOLE 0 0 591
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 38,080 125 SH SOLE 0 0 125
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 9,752 156 SH SOLE 0 0 156
INVESCO QQQ TR UNIT SER 1 46090E103 470,494 636 SH SOLE 0 0 636
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 6,948,625 146,781 SH SOLE 0 0 146,781
ISHARES GOLD TR ISHARES NEW 464285204 7,273,409 93,129 SH SOLE 0 0 93,129
ISHARES INC CUR HD MSCI EM 46434G509 345,228 8,173 SH SOLE 0 0 8,173
ISHARES INC CORE MSCI EMKT 46434G103 4,831,370 59,529 SH SOLE 0 0 59,529
ISHARES INC ESG AWR MSCI EM 46434G863 344,143 6,354 SH SOLE 0 0 6,354
ISHARES SILVER TR ISHARES 46428Q109 19,788 363 SH SOLE 0 0 363
ISHARES TR 3 7 YR TREAS BD 464288661 14,748 130 SH SOLE 0 0 130
ISHARES TR CORE INTL AGGR 46435G672 5,658 115 SH SOLE 0 0 115
ISHARES TR CORE MSCI TOTAL 46432F834 78,272 824 SH SOLE 0 0 824
ISHARES TR EAFE SML CP ETF 464288273 52,594 623 SH SOLE 0 0 623
ISHARES TR ESG ADVNCD HY BD 46435G441 15,872 352 SH SOLE 0 0 352
ISHARES TR FLTG RATE NT ETF 46429B655 100,773 1,974 SH SOLE 0 0 1,974
ISHARES TR FUTU AI TECH ETF 46435U556 35,793 457 SH SOLE 0 0 457
ISHARES TR GLOBAL MATER ETF 464288695 21,185 198 SH SOLE 0 0 198
ISHARES TR HDG MSCI EAFE 46434V803 583,216 12,572 SH SOLE 0 0 12,572
ISHARES TR MSCI ACWI ETF 464288257 27,149 171 SH SOLE 0 0 171
ISHARES TR MSCI ACWI EX US 464288240 13,234 175 SH SOLE 0 0 175
ISHARES TR MSCI INTL MOMENT 46434V449 12,316 234 SH SOLE 0 0 234
ISHARES TR MSCI USA MMENTM 46432F396 10,473 33 SH SOLE 0 0 33
ISHARES TR NATIONAL MUN ETF 464288414 1,498,201 14,819 SH SOLE 0 0 14,819
ISHARES TR RUS 1000 GRW ETF 464287614 50,104 400 SH SOLE 0 0 400
ISHARES TR RUS 2000 GRW ETF 464287648 536,728 1,504 SH SOLE 0 0 1,504
ISHARES TR RUS MD CP GR ETF 464287481 1,381,666 10,035 SH SOLE 0 0 10,035
ISHARES TR RUS MDCP VAL ETF 464287473 441,714 2,748 SH SOLE 0 0 2,748
ISHARES TR RUSSELL 3000 ETF 464287689 118,707 275 SH SOLE 0 0 275
ISHARES TR U.S. BAS MTL ETF 464287838 77,487 435 SH SOLE 0 0 435
ISHARES TR U.S. REAL ES ETF 464287739 14,125 149 SH SOLE 0 0 149
ISHARES TR CORE 1 5 YR USD 46432F859 5,001,058 105,842 SH SOLE 0 0 105,842
ISHARES TR CORE DIV GRWTH 46434V621 79,839 1,059 SH SOLE 0 0 1,059
ISHARES TR CORE MSCI EAFE 46432F842 38,314,808 395,487 SH SOLE 0 0 395,487
ISHARES TR CORE S&P MCP ETF 464287507 4,882,659 67,862 SH SOLE 0 0 67,862
ISHARES TR CORE S&P SCP ETF 464287804 13,831,986 101,676 SH SOLE 0 0 101,676
ISHARES TR CORE S&P TTL STK 464287150 380,949 2,291 SH SOLE 0 0 2,291
ISHARES TR CORE S&P500 ETF 464287200 63,408,899 82,795 SH SOLE 0 0 82,795
ISHARES TR CORE UNIVRSL USD 46434V613 13,757 312 SH SOLE 0 0 312
ISHARES TR CORE US AGGBD ET 464287226 95,202 1,007 SH SOLE 0 0 1,007
ISHARES TR EAFE GRWTH ETF 464288885 8,751,404 73,032 SH SOLE 0 0 73,032
ISHARES TR EAFE VALUE ETF 464288877 4,941,550 62,441 SH SOLE 0 0 62,441
ISHARES TR ESG AW MSCI EAFE 46435G516 2,451,395 23,788 SH SOLE 0 0 23,788
ISHARES TR ESG AWARE MSCI 46435U663 1,055,070 20,290 SH SOLE 0 0 20,290
ISHARES TR ESG AWR MSCI USA 46435G425 1,848,194 11,080 SH SOLE 0 0 11,080
ISHARES TR ESG AWR US AGRGT 46435U549 1,741,669 38,490 SH SOLE 0 0 38,490
ISHARES TR ESG MSCI KLD ETF 464288570 4,873,572 33,340 SH SOLE 0 0 33,340
ISHARES TR ESG OPTIMIZED 464288802 84,379 542 SH SOLE 0 0 542
ISHARES TR HIGH YLD SYSTM B 46435G250 5,867,266 130,500 SH SOLE 0 0 130,500
ISHARES TR IBOXX HI YD ETF 464288513 2,217,414 28,719 SH SOLE 0 0 28,719
ISHARES TR MSCI EAFE ETF 464287465 269,569 2,595 SH SOLE 0 0 2,595
ISHARES TR MSCI EMG MKT ETF 464287234 705,720 10,566 SH SOLE 0 0 10,566
ISHARES TR RUS 1000 ETF 464287622 2,809,815 6,752 SH SOLE 0 0 6,752
ISHARES TR RUS MID CAP ETF 464287499 709,942 6,653 SH SOLE 0 0 6,653
ISHARES TR RUSSELL 2000 ETF 464287655 3,676,394 13,230 SH SOLE 0 0 13,230
ISHARES TR S&P 500 GRWT ETF 464287309 7,828,714 55,031 SH SOLE 0 0 55,031
ISHARES TR S&P 500 VAL ETF 464287408 4,926,845 21,582 SH SOLE 0 0 21,582
ISHARES TR S&P MC 400GR ETF 464287606 3,973,655 36,253 SH SOLE 0 0 36,253
ISHARES TR S&P MC 400VL ETF 464287705 3,801,034 27,602 SH SOLE 0 0 27,602
ISHARES TR S&P SML 600 GWT 464287887 1,697,926 10,590 SH SOLE 0 0 10,590
ISHARES TR SELECT DIVID ETF 464287168 184,157 1,211 SH SOLE 0 0 1,211
ISHARES TR SP SMCP600VL ETF 464287879 1,684,352 13,149 SH SOLE 0 0 13,149
ISHARES TR TIPS BD ETF 464287176 1,080,809 10,388 SH SOLE 0 0 10,388
JOHNSON & JOHNSON COM 478160104 1,175,446 4,440 SH SOLE 0 0 4,440
JPMORGAN CHASE & CO COM 46625H100 4,095,676 12,380 SH SOLE 0 0 12,380
KIMBERLY-CLARK CORP COM 494368103 20,461 210 SH SOLE 0 0 210
KLA CORP COM NEW 482480100 11,696 60 SH SOLE 0 0 60
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 2,354 209 SH SOLE 0 0 209
LAM RESEARCH CORP COM NEW 512807306 180,681 550 SH SOLE 0 0 550
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 566,155 13,893 SH SOLE 0 0 13,893
LEAR CORP COM NEW 521865204 18,766 159 SH SOLE 0 0 159
LINDE PLC SHS G54950103 21,834 46 SH SOLE 0 0 46
LOCKHEED MARTIN CORP COM 539830109 101,995 200 SH SOLE 0 0 200
LPL FINL HLDGS INC COM 50212V100 5,811 19 SH SOLE 0 0 19
LUMEN TECHNOLOGIES INC COM 550241103 672 120 SH SOLE 0 0 120
MAKEMYTRIP LIMITED MAURITIUS SHS V5633W109 1,322 28 SH SOLE 0 0 28
MARATHON PETE CORP COM 56585A102 257,023 650 SH SOLE 0 0 650
MARKEL GROUP INC COM 570535104 8,563 5 SH SOLE 0 0 5
MARVELL TECHNOLOGY INC COM 573874104 866,874 3,281 SH SOLE 0 0 3,281
MASTERCARD INCORPORATED CL A 57636Q104 5,515 10 SH SOLE 0 0 10
MCDONALDS CORP COM 580135101 326,781 1,415 SH SOLE 0 0 1,415
MERCADOLIBRE INC COM 58733R102 5,186 3 SH SOLE 0 0 3
MERCK & CO INC COM 58933Y105 588,070 4,047 SH SOLE 0 0 4,047
META PLATFORMS INC CL A 30303M102 154,739 213 SH SOLE 0 0 213
METLIFE INC COM 59156R108 16,478 175 SH SOLE 0 0 175
MGM RESORTS INTERNATIONAL COM 552953101 34,155 1,100 SH SOLE 0 0 1,100
MICRON TECHNOLOGY INC COM 595112103 112,902 106 SH SOLE 0 0 106
MICROSOFT CORP COM 594918104 3,906,456 7,616 SH SOLE 0 0 7,616
MONDELEZ INTL INC CL A 609207105 16,074 278 SH SOLE 0 0 278
MONOLITHIC PWR SYS INC COM 609839105 6,737 5 SH SOLE 0 0 5
MORGAN STANLEY COM NEW 617446448 143,216 761 SH SOLE 0 0 761
NATIONAL FUEL GAS CO COM 636180101 38,386 506 SH SOLE 0 0 506
NAVITAS SEMICONDUCTOR CORP COM 63942X106 87,459 7,533 SH SOLE 0 0 7,533
NCR VOYIX CORPORATION COM 62886E108 10 1 SH SOLE 0 0 1
NEBIUS GROUP N.V. SHS CLASS A N97284108 6,133 26 SH SOLE 0 0 26
NEOGEN CORP COM 640491106 1,716 134 SH SOLE 0 0 134
NETFLIX INC. COM 64110L106 37,574 540 SH SOLE 0 0 540
NEWELL BRANDS INC COM 651229106 3,396 643 SH SOLE 0 0 643
NIKE INC CL B 654106103 2,251 64 SH SOLE 0 0 64
NORTHROP GRUMMAN CORP COM 666807102 365,028 755 SH SOLE 0 0 755
NORTHWEST NAT HLDG CO COM 66765N105 51,524 1,104 SH SOLE 0 0 1,104
NRG ENERGY INC COM NEW 629377508 17,122 179 SH SOLE 0 0 179
NUSCALE PWR CORP CL A COM 67079K100 39,500 5,000 SH SOLE 0 0 5,000
NVIDIA CORPORATION COM 67066G104 1,530,573 6,702 SH SOLE 0 0 6,702
OCCIDENTAL PETE CORP COM 674599105 345,695 6,249 SH SOLE 0 0 6,249
OLD DOMINION FREIGHT LINE IN COM 679580100 173,840 1,000 SH SOLE 0 0 1,000
ORACLE CORP COM 68389X105 143,067 1,042 SH SOLE 0 0 1,042
OTIS WORLDWIDE CORP COM 68902V107 8,040 125 SH SOLE 0 0 125
PALANTIR TECHNOLOGIES INC CL A 69608A108 36,849 197 SH SOLE 0 0 197
PARKER-HANNIFIN CORP COM 701094104 3,822 4 SH SOLE 0 0 4
PAYCHEX INC COM 704326107 157,502 1,599 SH SOLE 0 0 1,599
PEPSICO INC COM 713448108 407,340 3,214 SH SOLE 0 0 3,214
PETROLEO BRASILEIRO S A SPONSORED ADR 71654V408 12,522 600 SH SOLE 0 0 600
PFIZER INC COM 717081103 128,684 4,512 SH SOLE 0 0 4,512
PHILIP MORRIS INTL INC COM 718172109 223,622 1,172 SH SOLE 0 0 1,172
PIMCO ETF TR MULTISECTOR BD 72201R585 122,685 4,832 SH SOLE 0 0 4,832
PNC FINL SVCS GROUP INC COM 693475105 1,915 9 SH SOLE 0 0 9
PROCTER & GAMBLE CO COM 742718109 60,802 419 SH SOLE 0 0 419
PROGRESSIVE CORP COM 743315103 830 4 SH SOLE 0 0 4
PRUDENTIAL FINL INC COM 744320102 5,452 48 SH SOLE 0 0 48
PUBLIC SVC ENTERPRISE GROUP COM 744573106 26,936 400 SH SOLE 0 0 400
QUALCOMM INC COM 747525103 34,784 189 SH SOLE 0 0 189
QUANTA SVCS INC COM 74762E102 19,918 31 SH SOLE 0 0 31
REDWIRE CORPORATION COM 75776W103 7,705 738 SH SOLE 0 0 738
REPUBLIC SVCS INC COM 760759100 1,889 9 SH SOLE 0 0 9
RTX CORPORATION COM 75513E101 1,550,735 8,353 SH SOLE 0 0 8,353
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 87,841 1,766 SH SOLE 0 0 1,766
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 18,839,879 685,835 SH SOLE 0 0 685,835
SCHWAB STRATEGIC TR US TIPS ETF 808524870 3,863,301 153,733 SH SOLE 0 0 153,733
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 3,491 43 SH SOLE 0 0 43
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 367,454 2,182 SH SOLE 0 0 2,182
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 203,514 1,870 SH SOLE 0 0 1,870
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 225,835 3,672 SH SOLE 0 0 3,672
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 56,241 1,053 SH SOLE 0 0 1,053
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 56,414 338 SH SOLE 0 0 338
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 494,094 10,146 SH SOLE 0 0 10,146
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 131,567 3,216 SH SOLE 0 0 3,216
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 2,721 25 SH SOLE 0 0 25
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 12,295,153 62,810 SH SOLE 0 0 62,810
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 1,773,666 44,971 SH SOLE 0 0 44,971
SERVICENOW INC COM 81762P102 7,866 59 SH SOLE 0 0 59
SHOPIFY INC CL A SUB VTG SHS 82509L107 9,788 66 SH SOLE 0 0 66
SIX FLAGS ENTERTAINMENT CORP COM 83001C108 15,473 1,445 SH SOLE 0 0 1,445
SOFI TECHNOLOGIES INC COM 83406F102 456 29 SH SOLE 0 0 29
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103 4,056 72 SH SOLE 0 0 72
SOUTHERN CO COM 842587107 512,758 6,186 SH SOLE 0 0 6,186
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 89,008 590 SH SOLE 0 0 590
SPDR GOLD TR GOLD SHS 78463V107 7,707,142 20,237 SH SOLE 0 0 20,237
SPDR INDEX SHS FDS ST STR MSCI EAFE 78470E106 12,214 228 SH SOLE 0 0 228
SPDR INDEX SHS FDS ST STR MSCI GLB 78463X475 12,283 142 SH SOLE 0 0 142
SPDR SERIES TRUST SP O&G EXPL PRO 78468R556 275 2 SH SOLE 0 0 2
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 24,646 1,091 SH SOLE 0 0 1,091
SPDR SERIES TRUST ST STR DOW REIT 78464A607 20,984 200 SH SOLE 0 0 200
SPDR SERIES TRUST ST STR P400MID 78464A847 19,971 317 SH SOLE 0 0 317
SPDR SERIES TRUST ST STR P500ETF 78464A854 816,409 9,095 SH SOLE 0 0 9,095
SPDR SERIES TRUST ST STR SP BIOT 78464A870 70,326 446 SH SOLE 0 0 446
SPDR SERIES TRUST ST STR SP CAPMKT 78464A771 3,083 20 SH SOLE 0 0 20
SPDR SERIES TRUST ST STR SP600 SML 78468R853 281,175 5,319 SH SOLE 0 0 5,319
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 81,619 763 SH SOLE 0 0 763
SPDR SERIES TRUST ST STR SP600SM C 78464A300 82,538 808 SH SOLE 0 0 808
SPDR SERIES TRUST ST INTER ETF 78464A672 2,242,424 82,200 SH SOLE 0 0 82,200
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 503,371 17,557 SH SOLE 0 0 17,557
SPDR SERIES TRUST ST STR SP500FF 78468R796 33,740 540 SH SOLE 0 0 540
SPOTIFY TECHNOLOGY S A SHS L8681T102 7,799 16 SH SOLE 0 0 16
STARBUCKS CORP COM 855244109 23,490 250 SH SOLE 0 0 250
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,668,550 3,499 SH SOLE 0 0 3,499
STERIS PLC SHS USD G8473T100 686,103 3,267 SH SOLE 0 0 3,267
STRYKER CORPORATION COM 863667101 1,528,853 5,552 SH SOLE 0 0 5,552
T ROWE PRICE EXCHANGE-TRADED FLOATING RATE 87283Q883 174,410 3,454 SH SOLE 0 0 3,454
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 23,884 1,313 SH SOLE 0 0 1,313
TESLA INC COM 88160R101 151,798 428 SH SOLE 0 0 428
TEXAS INSTRS INC COM 882508104 42,014 150 SH SOLE 0 0 150
THE CIGNA GROUP COM 125523100 2,353 9 SH SOLE 0 0 9
THERMO FISHER SCIENTIFIC INC COM 883556102 923,469 1,368 SH SOLE 0 0 1,368
TIDAL TRUST II ROUNDHILL GENER 88636J600 413,267 4,493 SH SOLE 0 0 4,493
TJX COS INC NEW COM 872540109 13,099 99 SH SOLE 0 0 99
T-MOBILE US INC COM 872590104 3,588 22 SH SOLE 0 0 22
TOTALENERGIES SE ACT F92124100 12,911 151 SH SOLE 0 0 151
TRANSDIGM GROUP INC COM 893641100 5,413 5 SH SOLE 0 0 5
TRAVELERS COMPANIES INC COM 89417E109 16,400 46 SH SOLE 0 0 46
TRIMAS CORP COM NEW 896215209 4,684 121 SH SOLE 0 0 121
TRUIST FINL CORP COM 89832Q109 112,509 2,430 SH SOLE 0 0 2,430
UNITED PARCEL SVCS INC CL B 911312106 42,715 457 SH SOLE 0 0 457
UNITEDHEALTH GROUP INC COM 91324P102 27,164 74 SH SOLE 0 0 74
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 23,468 222 SH SOLE 0 0 222
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 7,694 90 SH SOLE 0 0 90
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 105,012 830 SH SOLE 0 0 830
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 15,854 226 SH SOLE 0 0 226
VANGUARD BD INDEX FDS INTERMED TERM 921937819 54,180,779 743,629 SH SOLE 0 0 743,629
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,969,033 51,951 SH SOLE 0 0 51,951
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 18,121,333 386,630 SH SOLE 0 0 386,630
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 8,963 100 SH SOLE 0 0 100
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 14,517,577 161,109 SH SOLE 0 0 161,109
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 12,686,290 36,056 SH SOLE 0 0 36,056
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 6,803,163 23,291 SH SOLE 0 0 23,291
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 7,411,745 37,906 SH SOLE 0 0 37,906
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 33,765,820 430,577 SH SOLE 0 0 430,577
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 2,956,718 8,752 SH SOLE 0 0 8,752
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 1,845,594 6,487 SH SOLE 0 0 6,487
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 3,558,666 15,403 SH SOLE 0 0 15,403
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 493,212 1,318 SH SOLE 0 0 1,318
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 11,520,789 53,317 SH SOLE 0 0 53,317
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,795,063 2,561 SH SOLE 0 0 2,561
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 549,423 6,622 SH SOLE 0 0 6,622
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,598,154 178,691 SH SOLE 0 0 178,691
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,014,171 81,556 SH SOLE 0 0 81,556
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,863,088 39,339 SH SOLE 0 0 39,339
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 13,626 174 SH SOLE 0 0 174
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 48,349 375 SH SOLE 0 0 375
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,134,595 4,863 SH SOLE 0 0 4,863
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,251,475 31,886 SH SOLE 0 0 31,886
VANGUARD WORLD FD ENERGY ETF 92204A306 28,235 164 SH SOLE 0 0 164
VANGUARD WORLD FD MATERIALS ETF 92204A801 379,765 1,741 SH SOLE 0 0 1,741
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 79,216 855 SH SOLE 0 0 855
VANGUARD WORLD FD MRNGSTR VAL ETF 921910840 10,794 67 SH SOLE 0 0 67
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 107,468 340 SH SOLE 0 0 340
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 59,936 187 SH SOLE 0 0 187
VANGUARD WORLD FD INF TECH ETF 92204A702 297,587 2,368 SH SOLE 0 0 2,368
VEON LTD SPONSORED ADS 91822M502 4,067 55 SH SOLE 0 0 55
VERALTO CORP COM SHS 92338C103 943 10 SH SOLE 0 0 10
VERIZON COMMUNICATIONS INC COM 92343V104 27,522 600 SH SOLE 0 0 600
VERSANT MEDIA GROUP INC COM CL A 925283103 349 11 SH SOLE 0 0 11
VERTIV HOLDINGS CO COM CL A 92537N108 10,862 45 SH SOLE 0 0 45
VISA INC COM CL A 92826C839 23,694 66 SH SOLE 0 0 66
VODAFONE GROUP PLC SPONSORED ADR 92857W308 6,041 374 SH SOLE 0 0 374
VOX ROYALTY CORP COM 92919F103 3,514 700 SH SOLE 0 0 700
VULCAN MATLS CO COM 929160109 937,912 3,834 SH SOLE 0 0 3,834
WALMART INC COM 931142103 258,841 2,491 SH SOLE 0 0 2,491
WARNER BROS DISCOVERY INC COM SER A 934423104 58,465 1,889 SH SOLE 0 0 1,889
WASTE MGMT INC DEL COM 94106L109 5,638 28 SH SOLE 0 0 28
WELLS FARGO & CO COM 949746101 102,064 1,275 SH SOLE 0 0 1,275
WILLIAMS COS INC COM 969457100 12,031 177 SH SOLE 0 0 177
WISDOMTREE TR ARTI INT INN FD 97717Y543 141,119 3,230 SH SOLE 0 0 3,230
WORKDAY INC CL A 98138H101 83,232 437 SH SOLE 0 0 437
XCEL ENERGY INC COM 98389B100 204,745 2,905 SH SOLE 0 0 2,905
YUM BRANDS INC COM 988498101 174,908 1,285 SH SOLE 0 0 1,285
YUM CHINA HLDGS INC COM 98850P109 56,035 1,363 SH SOLE 0 0 1,363