v3.26.3
LOANS AND CREDIT QUALITY (Tables)
 9 Months Ended
Sep. 30, 2026
Receivables [Abstract]  
Schedule of loans and leases, excluding loans held for sale
The following table presents loans by class, excluding loans held for sale, net of deferred fees and costs as of the dates presented:

(Dollars in thousands)September 30, 2026December 31, 2025
Commercial and industrial$578,574 $594,592 
Construction217,144 213,191 
Residential mortgage1,802,348 1,839,191 
Home equity568,114 600,082 
Commercial mortgage1,713,014 1,594,433 
Consumer433,876 447,607 
Loans, net of deferred fees and costs$5,313,070 $5,289,096 
Schedule Of Loan Purchase Activity By Class
The following table presents loan purchase activity by class at the time of purchase for the periods presented. None of the purchased loans were classified as purchased credit deteriorated ("PCD"), and there were no loans categorized as PCD during the periods presented.

Purchases of U.S. Mainland Consumer - Dealer:Three Months Ended September 30,Nine Months Ended September 30,
(Dollars in thousands)2026202520262025
Outstanding balance$29,688 $33,297 $68,343 $97,524 
Premium1,462 832 2,126 2,068 
Purchase price$31,150 $34,129 $70,469 $99,592 
Schedule of balance in the allowance for loan and lease losses and the recorded investment in loans and leases based on the impairment measurement methods, by class The following tables present the amortized cost basis of collateral-dependent loans by class and the related ACL allocated to these loans as of the dates presented:
September 30, 2026December 31, 2025
(Dollars in thousands)Secured by 1-4 Family Residential PropertiesAllocated ACLSecured by 1-4 Family Residential PropertiesAllocated ACL
Residential mortgage$9,620 $— $10,572 $— 
Home equity2,673 — 2,608 — 
Total$12,293 $— $13,180 $— 
Schedule of aging of the recorded investment in past due loans and leases, by class The following tables also present the amortized cost of loans on nonaccrual status for which there was no related ACL as of the dates presented:
Accruing Loans 30 - 59 Days Past DueAccruing Loans 60 - 89 Days Past DueAccruing Loans 90 Days or More Past DueNonaccrual LoansTotal Past Due and NonaccrualCurrent LoansTotal LoansNonaccrual Loans With No ACL
(Dollars in thousands)
September 30, 2026
Commercial and industrial$968 $453 $— $138 $1,559 $577,015 $578,574 $— 
Construction— — — — — 217,144 217,144 — 
Residential mortgage— 2,484 — 9,620 12,104 1,790,244 1,802,348 9,620 
Home equity2,080 1,723 — 2,673 6,476 561,638 568,114 2,673 
Commercial mortgage32,691 — — — 32,691 1,680,323 1,713,014 — 
Consumer3,699 749 521 606 5,575 428,301 433,876 — 
Total$39,438 $5,409 $521 $13,037 $58,405 $5,254,665 $5,313,070 $12,293 

Accruing Loans 30 - 59 Days Past DueAccruing Loans 60 - 89 Days Past DueAccruing Loans 90 Days or More Past DueNonaccrual LoansTotal Past Due and NonaccrualCurrent LoansTotal LoansNonaccrual Loans With No ACL
(Dollars in thousands)
December 31, 2025
Commercial and industrial$461 $218 $— $591 $1,270 $593,322 $594,592 $— 
Construction— — — — — 213,191 213,191 — 
Residential mortgage6,399 2,030 664 10,572 19,665 1,819,526 1,839,191 10,572 
Home equity1,029 809 485 2,608 4,931 595,151 600,082 2,608 
Commercial mortgage— — — — — 1,594,433 1,594,433 — 
Consumer3,357 1,312 403 615 5,687 441,920 447,607 — 
Total$11,246 $4,369 $1,552 $14,386 $31,553 $5,257,543 $5,289,096 $13,180 
Schedule of recorded investment in loans and leases, by class and credit indicator
The following tables present the amortized cost basis, net of deferred fees and costs, of the Company's loans by class, credit quality indicator and origination year as of the dates presented. Revolving loans converted to term as of and during the periods presented were not material to total loans. In addition, the following tables present gross charge-offs of loans by origination year during the periods presented.
Amortized Cost of Term Loans by Year of OriginationAmortized Cost of Revolving Loans
(Dollars in thousands)20262025202420232022PriorTotal
September 30, 2026
Commercial and industrial:
Risk Rating
Pass$51,041 $41,575 $153,174 $27,593 $49,705 $135,437 $112,854 $571,379 
Special Mention— 436 990 — — — 298 1,724 
Substandard1,692 238 1,247 1,594 — 700 — 5,471 
Subtotal52,733 42,249 155,411 29,187 49,705 136,137 113,152 578,574 
Construction:
Risk Rating
Pass3,763 122,768 30,607 — 7,575 31,736 — 196,449 
Substandard— — — — — 20,695 — 20,695 
Subtotal3,763 122,768 30,607 — 7,575 52,431 — 217,144 
Residential mortgage:
Risk Rating
Pass96,858 87,097 51,832 70,817 224,102 1,262,022 — 1,792,728 
Substandard— — — 234 1,317 8,069 — 9,620 
Subtotal96,858 87,097 51,832 71,051 225,419 1,270,091 — 1,802,348 
Home equity:
Risk Rating
Pass106 333 1,209 8,977 23,149 46,901 484,766 565,441 
Substandard— — — 1,189 — — 1,484 2,673 
Subtotal106 333 1,209 10,166 23,149 46,901 486,250 568,114 
Commercial mortgage:
Risk Rating
Pass259,294 189,417 95,518 86,739 206,029 820,774 — 1,657,771 
Special Mention— — 1,967 — — 2,030 — 3,997 
Substandard— — 35,343 2,167 6,427 7,309 — 51,246 
Subtotal259,294 189,417 132,828 88,906 212,456 830,113 — 1,713,014 
Consumer:
Risk Rating
Pass42,426 114,963 71,950 34,489 63,585 64,313 41,024 432,750 
Substandard20 205 98 87 97 619 — 1,126 
Subtotal42,446 115,168 72,048 34,576 63,682 64,932 41,024 433,876 
Total$455,200 $557,032 $443,935 $233,886 $581,986 $2,400,605 $640,426 $5,313,070 
Gross Charge-Offs by Year of Origination
(Dollars in thousands)20262025202420232022PriorTotal
Nine Months Ended September 30, 2026
Commercial and industrial$— $362 $833 $383 $197 $1,519 $3,294 
Real estate:
Residential mortgage— — — 9 14 — 23 
Consumer15 772 954 521 3,076 1,912 7,250 
Gross charge-offs$15 $1,134 $1,787 $913 $3,287 $3,431 $10,567 
Amortized Cost of Term Loans by Year of OriginationAmortized Cost of Revolving Loans
(Dollars in thousands)20252024202320222021PriorTotal
December 31, 2025
Commercial and industrial:
Risk Rating
Pass$63,780 $166,412 $34,598 $56,913 $47,935 $115,991 $103,393 $589,022 
Special Mention— 660 1,869 — — — — 2,529 
Substandard— 1,056 805 — 103 480 597 3,041 
Subtotal63,780 168,128 37,272 56,913 48,038 116,471 103,990 594,592 
Construction:
Risk Rating
Pass57,887 24,133 24,091 48,970 17,741 40,369 — 213,191 
Subtotal57,887 24,133 24,091 48,970 17,741 40,369 — 213,191 
Residential mortgage:
Risk Rating
Pass95,400 72,780 79,382 237,379 556,527 786,487 — 1,827,955 
Substandard— — 246 2,263 405 8,322 — 11,236 
Subtotal95,400 72,780 79,628 239,642 556,932 794,809 — 1,839,191 
Home equity:
Risk Rating
Pass416 988 10,944 25,112 15,989 31,915 511,625 596,989 
Substandard— — 1,185 — — 1,423 485 3,093 
Subtotal416 988 12,129 25,112 15,989 33,338 512,110 600,082 
Commercial mortgage:
Risk Rating
Pass204,072 146,975 92,107 204,149 210,061 681,060 5,771 1,544,195 
Special Mention— — 593 — — 471 — 1,064 
Substandard— 32,987 2,200 5,978 2,194 5,815 — 49,174 
Subtotal204,072 179,962 94,900 210,127 212,255 687,346 5,771 1,594,433 
Consumer:
Risk Rating
Pass81,799 85,641 54,227 97,994 71,458 17,527 37,944 446,590 
Substandard95 101 81 109 148 483 — 1,017 
Subtotal81,894 85,742 54,308 98,103 71,606 18,010 37,944 447,607 
Total$503,449 $531,733 $302,328 $678,867 $922,561 $1,690,343 $659,815 $5,289,096 
Gross Charge-Offs by Year of Origination
(Dollars in thousands)20252024202320222021PriorTotal
Nine Months Ended September 30, 2025
Commercial and industrial$74 $2,152 $207 $876 $231 $969 $4,509 
Consumer105 874 538 4,733 1,630 785 8,665 
Gross charge-offs$179 $3,026 $745 $5,609 $1,861 $1,754 $13,174