FORM 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
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1. Name and Address of Reporting Person *
Addison John Craig

(Last) (First) (Middle)
C/O GEORGIA BANKING COMPANY, INC.
1776 PEACHTREE STREET NW, SUITE 300

(Street)
ATLANTA GA 30309

(City) (State) (Zip)
2. Date of Event Requiring Statement (Month/Day/Year)
10/27/2026
3. Issuer Name and Ticker or Trading Symbol
GEORGIA BANKING CO INC [ GBC ]
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
Chief Human Resources Officer
5. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock 11,599
D
 
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year) 3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Deferred Stock Units   (1)   (1) Common Stock 1,973 (1) D  
Restricted Stock Units   (2)   (2) Common Stock 10,866 (2) D  
Explanation of Responses:
1. Represents deferred stock units under the Issuer's Deferred Compensation Plan. Each unit will be settled in one share of Common Stock following the reporting person's separation from service. 1,508 of the units are unvested and vest as follows: 378 on February 15, 2027, 378 on February 15, 2028, 378 on February 15, 2029, 167 on February 15, 2030, 125 on February 15, 2031 and 82 on June 1, 2031, subject to continued service.
2. Each restricted stock unit represents a contingent right to receive one share of Common Stock. The restricted stock units vest as follows: 3,259 on March 1, 2027, 1,087 on June 1, 2027, 3,259 on March 1, 2028, 2,174 on March 1, 2029 and 1,087 on March 1, 2030, subject to continued service.
/s/ Suzanne Deep, Attorney-in-Fact for John Craig Addison 10/27/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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