The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 204,384 594 SH SOLE 0 0 594
BONDBLOXX ETF TRUST BLOOMBERG FVE YR 09789C838 1,136,218 24,351 SH SOLE 0 0 24,351
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 461,227 10,878 SH SOLE 0 0 10,878
EA SERIES TRUST BRIDGEWAY BLUE 02072L714 270,492 15,809 SH SOLE 0 0 15,809
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 23,994,501 554,146 SH SOLE 0 0 554,146
HASBRO INC COM 418056107 396,051 4,517 SH SOLE 0 0 4,517
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756 10,173,593 252,553 SH SOLE 0 0 252,553
INVESCO QQQ TR UNIT SER 1 46090E103 1,680,404 2,272 SH SOLE 0 0 2,272
ISHARES INC CORE MSCI EMKT 46434G103 423,767 5,221 SH SOLE 0 0 5,221
ISHARES TR CONV BD ETF 46435G102 6,218,495 55,063 SH SOLE 0 0 55,063
ISHARES TR CORE INTL AGGR 46435G672 903,460 18,363 SH SOLE 0 0 18,363
ISHARES TR CORE S&P MCP ETF 464287507 245,881 3,417 SH SOLE 0 0 3,417
ISHARES TR CORE S&P500 ETF 464287200 278,769 364 SH SOLE 0 0 364
ISHARES TR FALN ANGLS USD 46435G474 6,787,527 261,763 SH SOLE 0 0 261,763
ISHARES TR ISHS 5-10YR INVT 464288638 8,127,296 161,416 SH SOLE 0 0 161,416
ISHARES TR MRGSTR MD CP GRW 464288307 24,379,671 259,662 SH SOLE 0 0 259,662
ISHARES TR MSCI EAFE SMCP 46435G839 26,453,218 608,960 SH SOLE 0 0 608,960
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 685,976 14,689 SH SOLE 0 0 14,689
MICROSOFT CORP COM 594918104 325,692 635 SH SOLE 0 0 635
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 26,916,796 500,778 SH SOLE 0 0 500,778
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 19,883,734 553,402 SH SOLE 0 0 553,402
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 16,687,214 407,901 SH SOLE 0 0 407,901
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 22,770,174 439,918 SH SOLE 0 0 439,918
SPDR INDEX SHS FDS ST STR SP N AM 78463X152 30,760,961 367,207 SH SOLE 0 0 367,207
SPDR SERIES TRUST ST INTER ETF 78464A672 2,421,782 88,775 SH SOLE 0 0 88,775
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 1,975,035 87,430 SH SOLE 0 0 87,430
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 38,900,664 1,314,656 SH SOLE 0 0 1,314,656
SPDR SERIES TRUST ST STR SP400VAL 78464A839 9,356,331 105,709 SH SOLE 0 0 105,709
SPDR SERIES TRUST STATE STRET SPDR 78468R861 1,252,466 68,779 SH SOLE 0 0 68,779
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 9,394,652 12,319 SH SOLE 0 0 12,319
TCW ETF TRUST TRANS SYSTE ETF 29287L205 1,863,376 17,714 SH SOLE 0 0 17,714
VANECK ETF TRUST GREEN BOND ETF 92189F171 337,062 14,516 SH SOLE 0 0 14,516
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 2,458,210 17,820 SH SOLE 0 0 17,820
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 47,398,488 526,007 SH SOLE 0 0 526,007
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 22,695,653 98,237 SH SOLE 0 0 98,237
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 36,363,916 168,289 SH SOLE 0 0 168,289
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,115,491 13,006 SH SOLE 0 0 13,006
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 478,239 6,107 SH SOLE 0 0 6,107
VERTEX PHARMACEUTICALS INC COM 92532F100 209,124 400 SH SOLE 0 0 400
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 24,179,807 465,892 SH SOLE 0 0 465,892