v3.26.3
REGULATORY MATTERS AND CAPITAL ADEQUACY (Details)
$ in Millions
Sep. 30, 2026
USD ($)
Dec. 31, 2025
USD ($)
Tier 1 leverage capital ratio    
Total risk-weighted assets $ 19,728 $ 19,755
Total Company    
Common equity tier 1 capital ratio    
Ratio/Dollar Value 0.131 0.130
Minimum Ratio for Capital Adequacy Purposes * 0.045  
Tier 1 capital ratio    
Ratio/Dollar Value 0.141 0.134
Minimum Ratio for Capital Adequacy Purposes * 6.00%  
Total risk-based capital ratio    
Ratio/Dollar Value 0.171 0.168
Minimum Ratio for Capital Adequacy Purposes * 0.080  
Tier 1 leverage capital ratio    
Ratio/Dollar Value 0.124 0.124
Minimum Ratio for Capital Adequacy Purposes * 0.040  
Comenity Bank    
Common equity tier 1 capital ratio    
Ratio/Dollar Value 0.155 0.151
Minimum Ratio for Capital Adequacy Purposes * 0.045  
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.065  
Tier 1 capital ratio    
Ratio/Dollar Value 0.155 0.151
Minimum Ratio for Capital Adequacy Purposes * 6.00%  
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 8.00%  
Total risk-based capital ratio    
Ratio/Dollar Value 0.169 0.165
Minimum Ratio for Capital Adequacy Purposes * 0.080  
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.100  
Tier 1 leverage capital ratio    
Ratio/Dollar Value 0.136 0.141
Minimum Ratio for Capital Adequacy Purposes * 0.040  
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.050  
Comenity Capital Bank    
Common equity tier 1 capital ratio    
Ratio/Dollar Value 0.124 0.135
Minimum Ratio for Capital Adequacy Purposes * 0.045  
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.065  
Tier 1 capital ratio    
Ratio/Dollar Value 0.141 0.141
Minimum Ratio for Capital Adequacy Purposes * 6.00%  
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 8.00%  
Total risk-based capital ratio    
Ratio/Dollar Value 0.175 0.175
Minimum Ratio for Capital Adequacy Purposes * 0.080  
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.100  
Tier 1 leverage capital ratio    
Ratio/Dollar Value 0.125 0.132
Minimum Ratio for Capital Adequacy Purposes * 0.040  
Minimum Ratio to be Well Capitalized under Prompt Corrective Action Provisions 0.050