v3.26.3
CREDIT CARD AND OTHER LOANS - Schedule of Distribution of Credit Card and Other Loans By Vantage Score (Details) - USD ($)
$ in Millions
Sep. 30, 2026
Dec. 31, 2025
Financing Receivable, Credit Quality Indicator [Line Items]    
Percentage of financing receivable outstanding 0.10% 0.10%
Receivables $ 18,401 $ 18,393
Credit card loans | 651 or Higher | No Score    
Financing Receivable, Credit Quality Indicator [Line Items]    
Percentage of financing receivable outstanding 64.00% 64.00%
Credit card loans | 591 to 650 | No Score    
Financing Receivable, Credit Quality Indicator [Line Items]    
Percentage of financing receivable outstanding 24.00% 23.00%
Credit card loans | 590 or Lower | No Score    
Financing Receivable, Credit Quality Indicator [Line Items]    
Percentage of financing receivable outstanding 12.00% 13.00%
Other loans    
Financing Receivable, Credit Quality Indicator [Line Items]    
Receivables $ 787 $ 365
Other loans | 651 or Higher | No Score    
Financing Receivable, Credit Quality Indicator [Line Items]    
Percentage of financing receivable outstanding 96.00% 90.00%
Other loans | 591 to 650 | No Score    
Financing Receivable, Credit Quality Indicator [Line Items]    
Percentage of financing receivable outstanding 4.00% 9.00%
Other loans | 590 or Lower | No Score    
Financing Receivable, Credit Quality Indicator [Line Items]    
Percentage of financing receivable outstanding 0.00% 1.00%