v3.26.3
UNAUDITED CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Millions
Sep. 30, 2026
Dec. 31, 2025
ASSETS    
Cash and cash equivalents $ 3,961 $ 3,604
Credit card and other loans    
Total credit card and other loans (includes loans available to settle obligations of consolidated variable interest entities: September 30, 2026, $11,489; December 31, 2025, $10,708) 18,850 18,805
Allowance for credit losses (2,096) (2,106)
Credit card and other loans, net 16,754 16,699
Investments (includes investment securities carried at fair value: September 30, 2026, $201; December 31, 2025, $221) 279 284
Property and equipment, net 97 117
Goodwill and intangible assets, net 694 716
Other assets 1,506 1,243
Total assets 23,291 22,663
LIABILITIES AND STOCKHOLDERS’ EQUITY    
Deposits 15,502 13,916
Debt issued by consolidated variable interest entities 2,320 3,422
Long-term and other debt 814 886
Other liabilities 1,218 1,112
Total liabilities 19,854 19,336
Commitments and contingencies (Note 15)
Stockholders’ equity    
Preferred stock, $0.01 par value; authorized, 210.0 thousand shares; issued and outstanding: 210.0 thousand shares as of September 30, 2026 and 75.0 thousand shares as of December 31, 2025 0 0
Common stock, $0.01 par value; authorized, 200.0 million shares; issued and outstanding: 38.0 million shares as of September 30, 2026 and 44.1 million shares as of December 31, 2025. 0 0
Additional paid-in capital 1,543 1,868
Retained earnings 1,919 1,475
Accumulated other comprehensive loss (25) (16)
Total stockholders’ equity 3,437 3,327
Total liabilities and stockholders’ equity $ 23,291 $ 22,663