The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 1,714,454 5,032 SH SOLE 5,032 0 0
ALPHABET INC CAP STK CL A 02079K305 313,329 911 SH SOLE 911 0 0
ALTRIA GROUP INC COM 02209S103 221,549 3,290 SH SOLE 3,290 0 0
AMAZON COM INC COM 023135106 2,123,755 8,524 SH SOLE 8,524 0 0
APPLE INC COM 037833100 25,197,320 75,663 SH SOLE 75,663 0 0
APPLIED MATLS INC COM 038222105 1,555,107 3,041 SH SOLE 3,041 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 305,741 614 SH SOLE 614 0 0
CHEVRON CORPORATION COM 166764100 437,522 2,143 SH SOLE 2,143 0 0
CISCO SYS INC COM 17275R102 1,583,034 14,708 SH SOLE 14,708 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 308,241 339 SH SOLE 339 0 0
EATON VANCE TAX-MANAGED DIVE COM 27828N102 319,265 22,724 SH SOLE 22,724 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 270,094 1,660 SH SOLE 1,660 0 0
FIFTH THIRD BANCORP COM 316773100 210,565 4,163 SH SOLE 4,163 0 0
GILEAD SCIENCES INC COM 375558103 665,167 4,463 SH SOLE 4,463 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 470,878 1,158 SH SOLE 1,158 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 343,830 17,614 SH SOLE 17,614 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 383,984 19,646 SH SOLE 19,646 0 0
INVESCO EXCHANGE TRADED FD T DJ INDL AVG DV 46137V605 804,538 12,805 SH SOLE 12,805 0 0
INVESCO EXCHANGE TRADED FD T SEMICONDUCTORS 46137V647 836,495 5,486 SH SOLE 5,486 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,058,714 1,431 SH SOLE 1,431 0 0
ISHARES TR CALIF MUN BD ETF 464288356 3,693,798 68,252 SH SOLE 68,252 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 231,042 4,670 SH SOLE 4,670 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,910,018 33,974 SH SOLE 33,974 0 0
LAM RESEARCH CORP COM NEW 512807306 3,029,407 9,222 SH SOLE 9,222 0 0
LUMENTUM HLDGS INC COM 55024U109 874,134 900 SH SOLE 900 0 0
MICROSOFT CORP COM 594918104 684,987 1,336 SH SOLE 1,336 0 0
NETAPP INC COM 64110D104 437,896 2,084 SH SOLE 2,084 0 0
NOVA LTD COM M7516K103 1,273,856 3,307 SH SOLE 3,307 0 0
NVIDIA CORPORATION COM 67066G104 1,501,727 6,576 SH SOLE 6,576 0 0
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 253,627 2,803 SH SOLE 2,803 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 222,923 2,331 SH SOLE 2,331 0 0
SANDISK CORP COM 80004C200 431,493 248 SH SOLE 248 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 25,981,898 723,125 SH SOLE 723,125 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 20,185,653 605,994 SH SOLE 605,994 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 6,084,717 221,504 SH SOLE 221,504 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 6,918,144 212,670 SH SOLE 212,670 0 0
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 3,836,937 178,962 SH SOLE 178,962 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 4,415,064 121,127 SH SOLE 121,127 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 486,946 22,034 SH SOLE 22,034 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,774,000 52,146 SH SOLE 52,146 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,234,029 51,720 SH SOLE 51,720 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,651,541 50,614 SH SOLE 50,614 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 1,343,786 42,796 SH SOLE 42,796 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 831,440 34,500 SH SOLE 34,500 0 0
SCHWAB STRATEGIC TR LONG TERM US 808524680 972,260 34,162 SH SOLE 34,162 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 323,865 425 SH SOLE 425 0 0
TESLA INC COM 88160R101 3,026,884 8,531 SH SOLE 8,531 0 0
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 5,262,721 22,779 SH SOLE 22,779 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 1,876,708 8,685 SH SOLE 8,685 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 764,530 2,687 SH SOLE 2,687 0 0
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,128,315 14,388 SH SOLE 14,388 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 523,819 1,400 SH SOLE 1,400 0 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 322,310 3,577 SH SOLE 3,577 0 0
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 4,933,470 14,603 SH SOLE 14,603 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 2,637,320 59,386 SH SOLE 59,386 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 342,706 1,469 SH SOLE 1,469 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,400,807 9,026 SH SOLE 9,026 0 0
VISA INC COM CL A 92826C839 1,011,490 2,815 SH SOLE 2,815 0 0
WESTERN DIGITAL CORP COM 958102105 364,536 802 SH SOLE 802 0 0
WISDOMTREE TR US LARGECAP FUND 97717W588 705,599 8,826 SH SOLE 8,826 0 0
WISDOMTREE TR US SMALLCAP DIVD 97717W604 654,879 17,279 SH SOLE 17,279 0 0
WISDOMTREE TR DYNAMIC INTL EQT 97717X263 353,846 7,755 SH SOLE 7,755 0 0
WISDOMTREE TR US MIDCAP DIVID 97717W505 271,847 5,039 SH SOLE 5,039 0 0