| Selected segment information |
Financial information about the Corporation’s segments is presented below: | | | | | | | | | | | | | | | | Three Months Ended September 30, 2026 | | (in thousands) | Corporate and Commercial Specialty | Community, Consumer and Business | Risk Management and Shared Services | Consolidated Corporation | | Net segment interest income | $ | 272,556 | | $ | 86,379 | | $ | 18,316 | | $ | 377,251 | | | Net intersegment interest (expense) income | (111,503) | | 158,683 | | (47,180) | | — | | | Net interest income (expense) | 161,053 | | 245,062 | | (28,864) | | 377,251 | | | Noninterest income | 22,174 | | 56,318 | | 8,639 | | 87,131 | | | Total income (expense) before provision | 183,227 | | 301,380 | | (20,225) | | 464,382 | | | Provision for credit losses | 19,776 | | 6,695 | | (12,466) | | 14,005 | | | Total income (expense) after provision | 163,451 | | 294,685 | | (7,759) | | 450,377 | | | Noninterest expense | | | | | | Personnel | 25,535 | | 70,103 | | 58,076 | | 153,714 | | Technology(a) | 1,293 | | 14,853 | | 26,579 | | 42,725 | | Occupancy(a) | 248 | | 8,869 | | 6,435 | | 15,552 | | | Business development and advertising | 943 | | 855 | | 7,679 | | 9,477 | | Equipment(a) | 6 | | 2,374 | | 3,100 | | 5,480 | | | Legal and professional | 358 | | 1,320 | | 7,375 | | 9,053 | | | Loan and foreclosure costs | 156 | | 1,866 | | 17 | | 2,039 | | | FDIC assessment | — | | — | | 11,802 | | 11,802 | | | Other intangible amortization | — | | — | | 6,894 | | 6,894 | | | | | | | | Other noninterest expense (income) | 914 | | 8,305 | | (5,613) | | 3,606 | | | Allocated indirect expense (income) | 28,421 | | 67,629 | | (96,050) | | — | | | Total noninterest expense | 57,874 | | 176,174 | | 26,294 | | 260,342 | | | Net income (loss) before income taxes | 105,577 | | 118,511 | | (34,053) | | 190,035 | | | Income tax expense (benefit) | 19,461 | | 24,887 | | (899) | | 43,449 | | | Net income (loss) | $ | 86,116 | | $ | 93,624 | | $ | (33,154) | | $ | 146,586 | | | | | | | | Loans | $ | 21,954,404 | | $ | 14,173,208 | | $ | 392,259 | | $ | 36,519,871 | | | Allocated goodwill | 556,343 | | 590,738 | | — | | 1,147,081 | | | Total assets | 22,743,700 | | 15,345,776 | | 13,310,376 | | 51,399,852 | |
(a) A portion of total depreciation expense of $0.2 million, $6.1 million, and $5.8 million for the Corporate and Commercial Specialty, Community Consumer and Business, and Risk Management and Shared Services segments, respectively, is included in this expense caption. | | | | | | | | | | | | | | | | Three Months Ended September 30, 2025 | | (in thousands) | Corporate and Commercial Specialty | Community, Consumer and Business | Risk Management and Shared Services | Consolidated Corporation | | Net segment interest income (expense) | $ | 246,829 | | $ | 68,027 | | $ | (9,634) | | $ | 305,222 | | | Net intersegment interest (expense) income | (107,596) | | 146,139 | | (38,543) | | — | | | Net interest income (expense) | 139,233 | | 214,166 | | (48,177) | | 305,222 | | | Noninterest income | 17,882 | | 53,670 | | 9,713 | | 81,265 | | | Total income (expense) before provision | 157,115 | | 267,836 | | (38,464) | | 386,487 | | | Provision for credit losses | 20,424 | | 6,437 | | (10,861) | | 16,000 | | | Total income (expense) after provision | 136,691 | | 261,399 | | (27,603) | | 370,487 | | | Noninterest expense | | | | | | Personnel | 21,287 | | 62,334 | | 52,082 | | 135,703 | | Technology(a) | 903 | | 13,179 | | 14,508 | | 28,590 | | Occupancy(a) | 163 | | 7,430 | | 5,164 | | 12,757 | | | Business development and advertising | 787 | | 778 | | 6,797 | | 8,362 | | Equipment(a) | 6 | | 2,186 | | 2,176 | | 4,368 | | | Legal and professional | 337 | | 585 | | 4,310 | | 5,232 | | | Loan and foreclosure costs | 111 | | 979 | | 548 | | 1,638 | | | FDIC assessment | — | | — | | 9,980 | | 9,980 | | | Other intangible amortization | — | | — | | 2,203 | | 2,203 | | | | | | | | Other noninterest expense (income) | 882 | | 7,702 | | (1,215) | | 7,369 | | | Allocated indirect expense (income) | 32,556 | | 63,997 | | (96,553) | | — | | | Total noninterest expense | 57,032 | | 159,170 | | — | | 216,202 | | | Net income (loss) before income taxes | 79,659 | | 102,229 | | (27,603) | | 154,286 | | | Income tax expense (benefit) | 15,055 | | 21,468 | | (6,969) | | 29,554 | | | Net income (loss) | $ | 64,604 | | $ | 80,761 | | $ | (20,634) | | $ | 124,732 | | | | | | | | Loans | $ | 18,033,065 | | $ | 12,481,836 | | $ | 437,063 | | $ | 30,951,964 | | | Allocated goodwill | 525,836 | | 579,156 | | — | | 1,104,992 | | | Total assets | 18,304,871 | | 12,974,383 | | 13,176,609 | | 44,455,863 | |
(a) A portion of total depreciation expense of $0.1 million, $5.9 million, and $6.1 million for the Corporate and Commercial Specialty, Community Consumer and Business, and Risk Management and Shared Services segments, respectively, is included in this expense caption.
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