The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 242,305 926 SH SOLE 0 0 926
AFLAC INC COM 001055102 526,707 4,712 SH SOLE 0 0 4,712
ALPHABET INC CAP STK CL C 02079K107 2,351,022 6,900 SH SOLE 0 0 6,900
ALPHABET INC CAP STK CL A 02079K305 1,364,781 3,966 SH SOLE 0 0 3,966
AMAZON COM INC COM 023135106 2,092,445 8,398 SH SOLE 0 0 8,398
AMERICAN EXPRESS CO COM 025816109 279,468 919 SH SOLE 0 0 919
APPLE INC COM 037833100 6,436,602 19,328 SH SOLE 0 0 19,328
AT&T INC COM 00206R102 368,345 15,096 SH SOLE 0 0 15,096
AUTOMATIC DATA PROCESSING IN COM 053015103 662,182 2,566 SH SOLE 0 0 2,566
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,724,237 15,512 SH SOLE 0 0 15,512
BNY MELLON STRATEGIC MUN BD COM 09662E109 83,901 16,104 SH SOLE 0 0 16,104
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 27,722,367 567,500 SH SOLE 0 0 567,500
CAPITAL GRP FIXED INCM ETF T MUN HIGH ETF 14020Y805 1,432,791 59,526 SH SOLE 0 0 59,526
CATERPILLAR INC COM 149123101 811,855 1,001 SH SOLE 0 0 1,001
CHEVRON CORPORATION COM 166764100 635,561 3,112 SH SOLE 0 0 3,112
CISCO SYS INC COM 17275R102 212,500 1,974 SH SOLE 0 0 1,974
COCA COLA CO COM 191216100 205,503 2,387 SH SOLE 0 0 2,387
DISNEY WALT CO COM 254687106 207,944 1,982 SH SOLE 0 0 1,982
DOMINION ENERGY INC COM 25746U109 263,455 4,353 SH SOLE 0 0 4,353
ELI LILLY & CO COM 532457108 909,603 786 SH SOLE 0 0 786
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 7,209,223 44,296 SH SOLE 0 0 44,296
GE AEROSPACE COM NEW 369604301 669,517 2,144 SH SOLE 0 0 2,144
GE VERNOVA INC COM 36828A101 571,602 601 SH SOLE 0 0 601
HCA HEALTHCARE INC COM 40412C101 203,520 477 SH SOLE 0 0 477
HOME DEPOT INC COM 437076102 436,123 1,533 SH SOLE 0 0 1,533
HUNTINGTON BANCSHARES INC COM 446150104 158,475 10,385 SH SOLE 0 0 10,385
INTERNATIONAL BUSINESS MACHS COM 459200101 2,582,171 11,741 SH SOLE 0 0 11,741
INVESCO QQQ TR UNIT SER 1 46090E103 66,018,643 89,242 SH SOLE 0 0 89,242
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 432,637 9,139 SH SOLE 0 0 9,139
ISHARES GOLD TR ISHARES NEW 464285204 3,558,286 45,561 SH SOLE 0 0 45,561
ISHARES TR CORE US AGGBD ET 464287226 281,541 2,978 SH SOLE 0 0 2,978
ISHARES TR RUS 1000 VAL ETF 464287598 2,717,728 10,962 SH SOLE 0 0 10,962
ISHARES TR RUS 1000 GRW ETF 464287614 7,801,346 62,281 SH SOLE 0 0 62,281
ISHARES TR RUS 1000 ETF 464287622 1,217,596 2,926 SH SOLE 0 0 2,926
ISHARES TR CORE S&P MCP ETF 464287507 36,552,620 508,028 SH SOLE 0 0 508,028
ISHARES TR RUSSELL 2000 ETF 464287655 2,262,781 8,143 SH SOLE 0 0 8,143
ISHARES TR RUS 2000 VAL ETF 464287630 477,424 2,279 SH SOLE 0 0 2,279
ISHARES TR CORE S&P SCP ETF 464287804 22,318,105 164,055 SH SOLE 0 0 164,055
ISHARES TR CORE S&P500 ETF 464287200 469,849 614 SH SOLE 0 0 614
JOHNSON & JOHNSON COM 478160104 1,043,207 3,940 SH SOLE 0 0 3,940
JPMORGAN CHASE & CO COM 46625H100 1,643,570 4,968 SH SOLE 0 0 4,968
KLA CORP COM NEW 482480100 1,169,580 6,000 SH SOLE 0 0 6,000
LEIDOS HOLDINGS INC COM 525327102 301,407 2,474 SH SOLE 0 0 2,474
LINDE PLC SHS G54950103 266,991 563 SH SOLE 0 0 563
MARTI TECHNOLOGIES INC SHS CL A 573134103 67,900 35,000 SH SOLE 0 0 35,000
MCDONALDS CORP COM 580135101 279,031 1,208 SH SOLE 0 0 1,208
META PLATFORMS INC CL A 30303M102 405,361 559 SH SOLE 0 0 559
MICROSOFT CORP COM 594918104 2,692,794 5,250 SH SOLE 0 0 5,250
NEXTERA ENERGY INC COM 65339F101 1,069,481 14,120 SH SOLE 0 0 14,120
NORTHROP GRUMMAN CORP COM 666807102 380,507 787 SH SOLE 0 0 787
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 1,325,057 11,655 SH SOLE 0 0 11,655
NVIDIA CORPORATION COM 67066G104 1,752,344 7,673 SH SOLE 0 0 7,673
ORACLE CORP COM 68389X105 291,351 2,122 SH SOLE 0 0 2,122
PHILIP MORRIS INTL INC COM 718172109 210,665 1,104 SH SOLE 0 0 1,104
PROCTER & GAMBLE CO COM 742718109 1,368,119 9,417 SH SOLE 0 0 9,417
QUALCOMM INC COM 747525103 1,905,845 10,356 SH SOLE 0 0 10,356
RTX CORPORATION COM 75513E101 459,298 2,474 SH SOLE 0 0 2,474
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 324,792 11,824 SH SOLE 0 0 11,824
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 225,144 6,618 SH SOLE 0 0 6,618
SNOWFLAKE INC COM SHS 833445109 206,792 609 SH SOLE 0 0 609
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 481,047 631 SH SOLE 0 0 631
STRYKER CORPORATION COM 863667101 225,269 818 SH SOLE 0 0 818
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 1,742,498 41,223 SH SOLE 0 0 41,223
TESLA INC COM 88160R101 212,669 599 SH SOLE 0 0 599
THE CIGNA GROUP COM 125523100 206,863 761 SH SOLE 0 0 761
UNITEDHEALTH GROUP INC COM 91324P102 219,697 599 SH SOLE 0 0 599
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 106,897,148 152,523 SH SOLE 0 0 152,523
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 13,326,329 61,673 SH SOLE 0 0 61,673
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,245,334 15,880 SH SOLE 0 0 15,880
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 2,410,914 8,254 SH SOLE 0 0 8,254
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 210,375 562 SH SOLE 0 0 562
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 9,320,446 27,589 SH SOLE 0 0 27,589
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 1,328,485 6,794 SH SOLE 0 0 6,794
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 528,720 5,899 SH SOLE 0 0 5,899
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 1,819,565 7,876 SH SOLE 0 0 7,876
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 218,316 2,423 SH SOLE 0 0 2,423
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 454,782 7,901 SH SOLE 0 0 7,901
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,406,023 10,313 SH SOLE 0 0 10,313
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,434,104 62,797 SH SOLE 0 0 62,797
VANGUARD WORLD FD ESG INTL STK ETF 921910725 534,904 6,598 SH SOLE 0 0 6,598
VANGUARD WORLD FD ESG US STK ETF 921910733 926,675 6,837 SH SOLE 0 0 6,837
VERIZON COMMUNICATIONS INC COM 92343V104 326,735 7,123 SH SOLE 0 0 7,123
VISA INC COM CL A 92826C839 1,171,200 3,259 SH SOLE 0 0 3,259
WALMART INC COM 931142103 366,838 3,530 SH SOLE 0 0 3,530