v3.26.3
LOANS AND LEASES - Modifications (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Financing Receivable, Modified [Line Items]        
Total $ 593 $ 287 $ 980 $ 644
% of total loan class 0.31% 0.21% 0.51% 0.47%
Amortized cost basis $ 1,078 $ 751 $ 1,078 $ 751
30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 21 37 21 37
60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 20 15 20 15
90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 79 29 79 29
Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 120 81 120 81
Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 958 670 958 670
Commercial | Commercial and industrial        
Financing Receivable, Modified [Line Items]        
Total $ 306 $ 130 $ 490 $ 354
% of total loan class 0.33% 0.21% 0.52% 0.56%
Amortized cost basis $ 529 $ 435 $ 529 $ 435
Commercial | Commercial and industrial | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 5 21 5 21
Commercial | Commercial and industrial | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 5 8 5 8
Commercial | Commercial and industrial | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 37 9 37 9
Commercial | Commercial and industrial | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 47 38 47 38
Commercial | Commercial and industrial | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 482 397 482 397
Commercial | Commercial real estate        
Financing Receivable, Modified [Line Items]        
Total $ 248 $ 125 $ 410 $ 213
% of total loan class 1.09% 1.16% 1.80% 1.98%
Amortized cost basis $ 452 $ 220 $ 452 $ 220
Commercial | Commercial real estate | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 1 0 1 0
Commercial | Commercial real estate | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 4 0 4 0
Commercial | Commercial real estate | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 28 1 28 1
Commercial | Commercial real estate | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 33 1 33 1
Commercial | Commercial real estate | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 419 219 419 219
Consumer | Residential mortgage        
Financing Receivable, Modified [Line Items]        
Total $ 30 $ 22 $ 58 $ 56
% of total loan class 0.09% 0.09% 0.17% 0.23%
Amortized cost basis $ 68 $ 70 $ 68 $ 70
Consumer | Residential mortgage | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 12 13 12 13
Consumer | Residential mortgage | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 9 6 9 6
Consumer | Residential mortgage | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 12 18 12 18
Consumer | Residential mortgage | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 33 37 33 37
Consumer | Residential mortgage | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 35 33 35 33
Consumer | Automobile        
Financing Receivable, Modified [Line Items]        
Total $ 3 $ 4 $ 10 $ 6
% of total loan class 0.02% 0.03% 0.07% 0.04%
Amortized cost basis $ 13 $ 8 $ 13 $ 8
Consumer | Automobile | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 1 1 1 1
Consumer | Automobile | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 1 0 1 0
Consumer | Automobile | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | Automobile | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 2 1 2 1
Consumer | Automobile | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 11 7 11 7
Consumer | Home equity        
Financing Receivable, Modified [Line Items]        
Total $ 4 $ 5 $ 10 $ 13
% of total loan class 0.03% 0.05% 0.08% 0.13%
Amortized cost basis $ 14 $ 16 $ 14 $ 16
Consumer | Home equity | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 2 2 2 2
Consumer | Home equity | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 1 1 1 1
Consumer | Home equity | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 2 1 2 1
Consumer | Home equity | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 5 4 5 4
Consumer | Home equity | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 9 12 9 12
Consumer | RV and marine        
Financing Receivable, Modified [Line Items]        
Total $ 1 $ 1 $ 1 $ 1
% of total loan class 0.02% 0.02% 0.02% 0.02%
Amortized cost basis $ 1 $ 1 $ 1 $ 1
Consumer | RV and marine | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | RV and marine | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | RV and marine | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | RV and marine | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | RV and marine | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 1 1 1 1
Consumer | Other consumer        
Financing Receivable, Modified [Line Items]        
Total $ 1   $ 1 $ 1
% of total loan class 0.04%   0.04% 0.05%
Amortized cost basis $ 1 1 $ 1 $ 1
Consumer | Other consumer | 30-59 Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | Other consumer | 60-89  Days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | Other consumer | 90 or  more days        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | Other consumer | Total        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 0 0 0 0
Consumer | Other consumer | Current        
Financing Receivable, Modified [Line Items]        
Amortized cost basis 1 1 1 1
Interest rate reduction        
Financing Receivable, Modified [Line Items]        
Total 37 24 94 92
Interest rate reduction | Commercial | Commercial and industrial        
Financing Receivable, Modified [Line Items]        
Total $ 5 $ 24 $ 56 $ 91
Interest rate reduction | Commercial | Commercial and industrial | Minimum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate 9.20% 9.93% 9.19% 8.67%
Interest rate reduction | Commercial | Commercial and industrial | Maximum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate 1.78% 8.16% 7.17% 7.32%
Interest rate reduction | Commercial | Commercial real estate        
Financing Receivable, Modified [Line Items]        
Total $ 30 $ 0 $ 36 $ 0
Interest rate reduction | Commercial | Commercial real estate | Minimum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate 6.38%   6.43%  
Interest rate reduction | Commercial | Commercial real estate | Maximum        
Financing Receivable, Modified [Line Items]        
Weighted-average contractual interest rate 6.06%   6.15%  
Interest rate reduction | Consumer | Residential mortgage        
Financing Receivable, Modified [Line Items]        
Total $ 1 0 $ 1 0
Interest rate reduction | Consumer | Automobile        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Interest rate reduction | Consumer | Home equity        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Interest rate reduction | Consumer | RV and marine        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Interest rate reduction | Consumer | Other consumer        
Financing Receivable, Modified [Line Items]        
Total 1   1 1
Term extension        
Financing Receivable, Modified [Line Items]        
Total 544 255 817 525
Term extension | Commercial | Commercial and industrial        
Financing Receivable, Modified [Line Items]        
Total $ 300 $ 105 $ 391 $ 261
Weighted-average years added to the life 6 months 8 months 12 days 9 months 18 days 1 year 1 month 6 days
Term extension | Commercial | Commercial real estate        
Financing Receivable, Modified [Line Items]        
Total $ 218 $ 125 $ 372 $ 213
Weighted-average years added to the life 7 months 6 days 3 months 18 days 9 months 18 days 9 months 18 days
Term extension | Consumer | Residential mortgage        
Financing Receivable, Modified [Line Items]        
Total $ 19 $ 18 $ 38 $ 38
Weighted-average years added to the life 6 years 6 months 6 years 1 month 6 days 7 years 1 month 6 days 6 years 2 months 12 days
Term extension | Consumer | Automobile        
Financing Receivable, Modified [Line Items]        
Total $ 3 $ 4 $ 9 $ 6
Term extension | Consumer | Home equity        
Financing Receivable, Modified [Line Items]        
Total 3 2 6 6
Term extension | Consumer | RV and marine        
Financing Receivable, Modified [Line Items]        
Total 1 1 1 1
Term extension | Consumer | Other consumer        
Financing Receivable, Modified [Line Items]        
Total 0   0 0
Payment deferral        
Financing Receivable, Modified [Line Items]        
Total 6 3 11 14
Payment deferral | Commercial | Commercial and industrial        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Payment deferral | Commercial | Commercial real estate        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Payment deferral | Consumer | Residential mortgage        
Financing Receivable, Modified [Line Items]        
Total 6 3 11 14
Payment deferral | Consumer | Automobile        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Payment deferral | Consumer | Home equity        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Payment deferral | Consumer | RV and marine        
Financing Receivable, Modified [Line Items]        
Total 0 0 0 0
Payment deferral | Consumer | Other consumer        
Financing Receivable, Modified [Line Items]        
Total 0   0 0
Combo - interest rate reduction and term extension        
Financing Receivable, Modified [Line Items]        
Total 6 5 58 13
Combo - interest rate reduction and term extension | Commercial | Commercial and industrial        
Financing Receivable, Modified [Line Items]        
Total 1 1 43 2
Combo - interest rate reduction and term extension | Commercial | Commercial real estate        
Financing Receivable, Modified [Line Items]        
Total 0 0 2 0
Combo - interest rate reduction and term extension | Consumer | Residential mortgage        
Financing Receivable, Modified [Line Items]        
Total 4 1 8 4
Combo - interest rate reduction and term extension | Consumer | Automobile        
Financing Receivable, Modified [Line Items]        
Total 0 0 1 0
Combo - interest rate reduction and term extension | Consumer | Home equity        
Financing Receivable, Modified [Line Items]        
Total 1 3 4 7
Combo - interest rate reduction and term extension | Consumer | RV and marine        
Financing Receivable, Modified [Line Items]        
Total 0 $ 0 0 0
Combo - interest rate reduction and term extension | Consumer | Other consumer        
Financing Receivable, Modified [Line Items]        
Total $ 0   $ 0 $ 0