v3.26.3
Consolidated Statements of Income (Unaudited) - USD ($)
shares in Thousands, $ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Interest and fee income:        
Loans and leases $ 2,784 $ 2,050 $ 8,074 $ 5,926
Available-for-sale securities        
Taxable 296 246 839 811
Tax-exempt 34 33 101 98
Held-to-maturity securities—taxable 96 105 292 320
Other securities—taxable 19 12 52 36
Other 160 154 499 454
Total interest income 3,389 2,600 9,857 7,645
Interest expense:        
Deposits 1,071 830 3,039 2,462
Short-term borrowings 9 13 43 40
Long-term debt 240 251 763 744
Total interest expense 1,320 1,094 3,845 3,246
Net interest income 2,069 1,506 6,012 4,399
Provision for credit losses 123 122 413 340
Net interest income after provision for credit losses 1,946 1,384 5,599 4,059
Noninterest income:        
Noninterest income 722 628 2,189 1,593
Noninterest expense:        
Personnel costs 990 757 2,992 2,150
Outside data processing and other services 290 198 927 550
Equipment 79 66 268 201
Net occupancy 96 57 271 176
Professional services 38 31 113 75
Marketing 54 34 129 91
Amortization of intangibles 49 11 144 33
Other noninterest expense 176 92 511 319
Total noninterest expense 1,772 1,246 5,355 3,595
Income before income taxes 896 766 2,433 2,057
Provision for income taxes 172 133 451 351
Income after income taxes 724 633 1,982 1,706
Income attributable to non-controlling interest 3 4 11 14
Net income attributable to Huntington 721 629 1,971 1,692
Dividends on preferred shares 41 27 123 81
Net income applicable to common shares $ 680 $ 602 $ 1,848 $ 1,611
Average common shares—basic (in shares) 2,019,285 1,459,129 1,970,567 1,456,979
Average common shares—diluted (in shares) 2,046,873 1,484,587 1,999,440 1,482,677
Per common share:        
Net income—basic (in usd per share) $ 0.34 $ 0.41 $ 0.94 $ 1.11
Net income—diluted (in usd per share) $ 0.33 $ 0.41 $ 0.92 $ 1.09
Payments and cash management revenue        
Noninterest income:        
Noninterest income $ 211 $ 174 $ 602 $ 494
Wealth and asset management revenue        
Noninterest income:        
Noninterest income 131 104 385 307
Customer deposit and loan fees        
Noninterest income:        
Noninterest income 124 102 362 283
Capital markets and advisory fees        
Noninterest income:        
Noninterest income 122 94 394 245
Mortgage banking income        
Noninterest income:        
Noninterest income 45 43 130 102
Net gains (losses) on sales of securities        
Noninterest income:        
Noninterest income 0 0 15 (58)
Other noninterest income        
Noninterest income:        
Noninterest income $ 89 $ 111 $ 301 $ 220