v3.26.3
OTHER COMPREHENSIVE INCOME (Tables)
 9 Months Ended
Sep. 30, 2026
Equity [Abstract]  
Components of Other Comprehensive Income The following table summarizes the components of Huntington’s OCI.
(dollar amounts in millions)
Pretax
Tax (expense)
benefit
After-tax
Three months ended September 30, 2026
Unrealized losses on available-for-sale securities arising during the period, net of hedges
$(681)
$159
$(522)
Reclassification adjustment for realized net losses included in net income
2
—
2
Total unrealized losses on available-for-sale securities, net of hedges
(679)
159
(520)
Unrealized losses on cash flow hedges during the period
(320)
75
(245)
Reclassification adjustment for cash flow hedges included in net income
3
(1)
2
Net change related to cash flow hedges on loans
(317)
74
(243)
Change in accumulated unrealized gains for pension and other post-retirement obligations
2
—
2
Other comprehensive loss
$(994)
$233
$(761)
Three months ended September 30, 2025
Unrealized gains on available-for-sale securities during the period, net of hedges
$197
$(46)
$151
Reclassification adjustment for realized net losses included in net income
2
—
2
Total unrealized gains on available-for-sale securities, net of hedges
199
(46)
153
Unrealized gains on cash flow hedges during the period
23
(6)
17
Reclassification adjustment for cash flow hedges included in net income
7
(1)
6
Net change related to cash flow hedges on loans
30
(7)
23
Translation adjustments, net of hedges (1)
(2)
1
(1)
Other comprehensive income
$227
$(52)
$175
Nine months ended September 30, 2026
Unrealized losses on available-for-sale securities arising during the period, net of hedges
$(806)
$189
$(617)
Reclassification adjustment for realized net gains included in net income
(20)
5
(15)
Total unrealized losses on available-for-sale securities, net of hedges
(826)
194
(632)
Unrealized losses on cash flow hedges during the period
(584)
137
(447)
Reclassification adjustment for cash flow hedges included in net income
13
(3)
10
Net change related to cash flow hedges on loans
(571)
134
(437)
Translation adjustments, net of hedges (1)
(3)
2
(1)
Change in accumulated unrealized gains for pension and other post-retirement obligations
6
(2)
4
Other comprehensive loss
$(1,394)
$328
$(1,066)
Nine months ended September 30, 2025
Unrealized gains on available-for-sale securities arising during the period, net of hedges
$591
$(139)
$452
Reclassification adjustment for realized net losses included in net income
69
(16)
53
Total unrealized gains on available-for-sale securities, net of hedges
660
(155)
505
Unrealized gains on cash flow hedges during the period
324
(77)
247
Reclassification adjustment for cash flow hedges included in net income
46
(10)
36
Net change related to cash flow hedges on loans
370
(87)
283
Translation adjustments, net of hedges (1)
7
(1)
6
Change in accumulated unrealized gains for pension and other post-retirement obligations
1
—
1
Other comprehensive income
$1,038
$(243)
$795
(1)A portion of foreign investments are deemed to be permanent in nature and, therefore, Huntington does not provide for taxes on this portion of foreign
currency translation adjustments.
Activity in Accumulated Other Comprehensive Income, Net of Tax The following table summarizes the activity in AOCI.
(dollar amounts in millions)
Unrealized gains
(losses) on
available-for-sale
securities, net of
hedges (1)
Net change
related to cash
flow hedges on
loans
Translation
adjustments,
net of hedges
Unrealized
losses for
pension and
other post-
retirement
obligations
Total
Three months ended September 30, 2026
Balance, beginning of period
$(1,850)
$(167)
$(5)
$(191)
$(2,213)
Other comprehensive (loss) income before
reclassifications
(522)
(245)
—
2
(765)
Amounts reclassified from AOCI to earnings
2
2
—
—
4
Period change
(520)
(243)
—
2
(761)
Balance, end of period
$(2,370)
$(410)
$(5)
$(189)
$(2,974)
Three months ended September 30, 2025
Balance, beginning of period
$(2,013)
$(7)
$(5)
$(221)
$(2,246)
Other comprehensive income (loss) before
reclassifications
151
17
(1)
—
167
Amounts reclassified from AOCI to earnings
2
6
—
—
8
Period change
153
23
(1)
—
175
Balance, end of period
$(1,860)
$16
$(6)
$(221)
$(2,071)
Nine months ended September 30, 2026
Balance, beginning of period
$(1,738)
$27
$(4)
$(193)
$(1,908)
Other comprehensive (loss) income before
reclassifications
(617)
(447)
(1)
4
(1,061)
Amounts reclassified from AOCI to earnings
(15)
10
—
—
(5)
Period change
(632)
(437)
(1)
4
(1,066)
Balance, end of period
$(2,370)
$(410)
$(5)
$(189)
$(2,974)
Nine months ended September 30, 2025
Balance, beginning of period
$(2,365)
$(267)
$(12)
$(222)
$(2,866)
Other comprehensive income before reclassifications
452
247
6
1
706
Amounts reclassified from AOCI to earnings
53
36
—
—
89
Period change
505
283
6
1
795
Balance, end of period
$(1,860)
$16
$(6)
$(221)
$(2,071)
(1)AOCI amounts at September 30, 2026 and September 30, 2025 include $39 million and $45 million, respectively, of net unrealized losses (after-tax) on
securities previously transferred from the AFS securities portfolio to the HTM securities portfolio. The net unrealized losses will be recognized in earnings
over the remaining life of the security using the effective interest method.