v3.26.3
REVENUE FROM CONTRACTS WITH CUSTOMERS
 9 Months Ended
Sep. 30, 2026
Revenue from Contract with Customer [Abstract]  
REVENUE FROM CONTRACTS WITH CUSTOMERS REVENUE FROM CONTRACTS WITH CUSTOMERS
Revenue is segregated based on the nature of the product and services offered as part of contractual
arrangements. Certain sources of revenue are recognized within interest or fee income and are outside of the scope
of ASC Topic 606, Revenue from Contracts with Customers (“ASC 606”). Other sources of revenue fall within the
scope of the ASC 606 and are generally recognized within noninterest income. The following table presents total
noninterest income disaggregated by operating segment and segregated between revenue with contracts with
customers within the scope of ASC 606 and revenue within the scope of other GAAP topics.
(dollar amounts in millions)
Consumer &
Regional Banking
Commercial
Banking
Treasury / Other
Huntington
Consolidated
Major Revenue Streams
Three months ended September 30, 2026
Payments and cash management revenue
$142
$55
$—
$197
Wealth and asset management revenue
127
4
—
131
Customer deposit and loan fees
70
5
—
75
Capital markets and advisory fees
8
48
—
56
Other noninterest income
22
—
3
25
Net revenue from contracts with customers
369
112
3
484
Noninterest income within the scope of other GAAP topics
72
144
22
238
Total noninterest income
$441
$256
$25
$722
Three months ended September 30, 2025
Payments and cash management revenue
$120
$41
$—
$161
Wealth and asset management revenue
96
8
—
104
Customer deposit and loan fees
62
4
—
66
Capital markets and advisory fees
10
37
(1)
46
Other noninterest income
42
6
(1)
47
Net revenue from contracts with customers
330
96
(2)
424
Noninterest income within the scope of other GAAP topics
63
122
19
204
Total noninterest income
$393
$218
$17
$628
(dollar amounts in millions)
Consumer &
Regional Banking
Commercial
Banking
Treasury / Other
Huntington
Consolidated
Major Revenue Streams
Nine Months Ended September 30, 2026
Payments and cash management revenue
$396
$171
$—
$567
Wealth and asset management revenue
369
16
—
385
Customer deposit and loan fees
208
14
—
222
Capital markets and advisory fees
22
180
—
202
Other noninterest income
65
10
7
82
Net revenue from contracts with customers
1,060
391
7
1,458
Noninterest income within the scope of other GAAP topics
225
392
114
731
Total noninterest income
$1,285
$783
$121
$2,189
Nine Months Ended September 30, 2025
Payments and cash management revenue
$345
$106
$—
$451
Wealth and asset management revenue
289
18
—
307
Customer deposit and loan fees
172
10
—
182
Capital markets and advisory fees
16
102
(1)
117
Other noninterest income
81
17
(3)
95
Net revenue from contracts with customers
903
253
(4)
1,152
Noninterest income within the scope of other GAAP topics
156
304
(19)
441
Total noninterest income
$1,059
$557
$(23)
$1,593
Huntington generally provides services for customers in which it acts as principal. Payment terms and conditions
vary amongst services and customers and thus impact the timing and amount of revenue recognition. Some fees
may be paid before any service is rendered and accordingly, such fees are deferred until the obligations pertaining to
those fees are satisfied. Most Huntington contracts with customers are cancelable by either party without penalty or
they are short-term in nature, with a contract duration of less than one year. Accordingly, most revenue deferred for
the reporting period ended September 30, 2026 is expected to be earned within one year. Huntington does not have
significant balances of contract assets or contract liabilities, and any change in those balances during the reporting
period ended September 30, 2026 was determined to be immaterial.