EARNINGS PER SHARE

Basic earnings per share is the amount of earnings (adjusted for preferred stock dividends and the impact of

preferred stock repurchases and redemptions) available to each share of common stock outstanding during the

reporting period. Diluted earnings per share is the amount of earnings available to each share of common stock

outstanding during the reporting period adjusted to include the effect of potentially dilutive common shares.

Potentially dilutive common shares include incremental shares issued for stock options, restricted stock units and

awards, performance share units, and shares held in deferred compensation plans. Potentially dilutive common

shares are excluded from the computation of diluted earnings per share in periods in which the effect would be

The following table shows the calculation of basic and diluted earnings per share.


	Three Months Ended		Nine Months Ended
(dollar amounts in millions, except per share data, share count in thousands)	September 30, 2026	September 30, 2025	September 30, 2026	September 30, 2025
Basic earnings per common share:
Net income attributable to Huntington	$721	$629	$1,971	$1,692
Dividends on preferred shares	41	27	123	81
Net income available to common shareholders	$680	$602	$1,848	$1,611
Average common shares issued and outstanding	2,019,285	1,459,129	1,970,567	1,456,979
Basic earnings per common share	$0.34	$0.41	$0.94	$1.11
Diluted earnings per common share:
Average dilutive potential common shares:
Stock options, restricted stock units and awards, and performance share units	20,626	18,491	21,759	18,662
Shares held in deferred compensation plans	6,962	6,967	7,114	7,036
Average dilutive potential common shares	27,588	25,458	28,873	25,698
Total diluted average common shares issued and outstanding	2,046,873	1,484,587	1,999,440	1,482,677
Diluted earnings per common share	$0.33	$0.41	$0.92	$1.09
Anti-dilutive awards (1)	238	230	278	1,693

(1)Reflects the total number of shares related to outstanding options that have been excluded from the computation of diluted earnings per share because

the impact would have been anti-dilutive.