The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 201,279 585 SH SOLE 0 0 585
AMAZON COM INC COM 023135106 319,101 1,281 SH SOLE 0 0 1,281
APPLE INC COM 037833100 708,964 2,129 SH SOLE 0 0 2,129
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 249,186 6,339 SH SOLE 0 0 6,339
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 3,866,498 93,326 SH SOLE 0 0 93,326
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 12,808,384 244,622 SH SOLE 0 0 244,622
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 8,391,798 101,069 SH SOLE 0 0 101,069
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,390,053 17,955 SH SOLE 0 0 17,955
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 1,022,935 27,632 SH SOLE 0 0 27,632
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 46138J577 2,081,031 114,342 SH SOLE 0 0 114,342
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 1,990,992 101,998 SH SOLE 0 0 101,998
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 2,120,004 108,468 SH SOLE 0 0 108,468
INVESCO EXCH TRD SLF IDX FD INVSCO 30 CORP 46138J460 1,989,430 123,261 SH SOLE 0 0 123,261
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635 872,444 38,223 SH SOLE 0 0 38,223
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 28 46138J643 2,057,554 102,239 SH SOLE 0 0 102,239
ISHARES TR 0-5 YR TIPS ETF 46429B747 5,829,758 58,473 SH SOLE 0 0 58,473
ISHARES TR 0-5YR INVT GR CP 46434V100 244,457 4,941 SH SOLE 0 0 4,941
ISHARES TR 1 3 YR TREAS BD 464287457 5,915,785 72,854 SH SOLE 0 0 72,854
ISHARES TR 3 7 YR TREAS BD 464288661 5,898,616 51,998 SH SOLE 0 0 51,998
ISHARES TR 7-10 YR TRSY BD 464287440 2,700,115 30,233 SH SOLE 0 0 30,233
ISHARES TR ESG AWR MSCI USA 46435G425 355,951 2,134 SH SOLE 0 0 2,134
ISHARES TR ISHS 1-5YR INVS 464288646 8,557,855 167,048 SH SOLE 0 0 167,048
ISHARES TR ISHS 5-10YR INVT 464288638 12,003,273 238,397 SH SOLE 0 0 238,397
ISHARES TR MSCI EAFE ETF 464287465 324,411 3,123 SH SOLE 0 0 3,123
ISHARES TR RUS 1000 ETF 464287622 1,084,761 2,607 SH SOLE 0 0 2,607
ISHARES TR ULTRA SHORT DUR 46434V878 5,245,417 104,076 SH SOLE 0 0 104,076
JPMORGAN CHASE & CO COM 46625H100 325,206 983 SH SOLE 0 0 983
MICROSOFT CORP COM 594918104 440,188 858 SH SOLE 0 0 858
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 229,051 1,360 SH SOLE 0 0 1,360
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 245,434 2,255 SH SOLE 0 0 2,255
SPDR SERIES TRUST ST STR P400MID 78464A847 2,984,271 47,339 SH SOLE 0 0 47,339
SPDR SERIES TRUST ST STR P500ETF 78464A854 5,655,891 63,011 SH SOLE 0 0 63,011
SPDR SERIES TRUST ST STR PR SP1500 78464A805 1,979,666 21,506 SH SOLE 0 0 21,506
SPDR SERIES TRUST ST STR PR SP1500 78464A805 92 1 SH SOLE 0 0 1
SPDR SERIES TRUST ST STR SP DIV 78464A763 634,210 4,330 SH SOLE 0 0 4,330
SPDR SERIES TRUST ST STR SP600 SML 78468R853 2,665,887 50,433 SH SOLE 0 0 50,433
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 5,034,697 6,602 SH SOLE 0 0 6,602
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 1,616,704 2,462 SH SOLE 0 0 2,462
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 303,152 3,866 SH SOLE 0 0 3,866
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 267,655 1,159 SH SOLE 0 0 1,159
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 20,467,528 54,691 SH SOLE 0 0 54,691
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 208,071 297 SH SOLE 0 0 297
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,139,489 25,786 SH SOLE 0 0 25,786
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 249,636 4,209 SH SOLE 0 0 4,209
VANGUARD STAR FDS VG TL INTL STK F 921909768 896,042 10,547 SH SOLE 0 0 10,547
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 8,703,529 123,262 SH SOLE 0 0 123,262
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 395,294 2,547 SH SOLE 0 0 2,547