Exhibit 99.1
Nissan Auto Receivables 2025-B Owner Trust
Servicer’s Certificate
| Collection Period |
30-Sep-26 | 30/360 Days | 30 | Collection Period Start | 9/1/2026 | |||||||||||
| Distribution Date |
15-Oct-26 | Actual/360 Days | 30 | Collection Period End | 9/30/2026 | |||||||||||
| Prior Month Settlement Date | 9/15/2026 | |||||||||||||||
| Current Month Settlement Date | 10/15/2026 |
| Coupon Rate | Initial Balance | Beginning Balance | Ending Balance | Pool Factor | ||||||||||||||||
| Pool Balance |
1,381,270,659.94 | 953,676,180.92 | 915,576,915.86 | 0.72 | ||||||||||||||||
| Yield Supplement Overcollaterization |
|
101,188,734.57 | 59,297,041.79 | 55,863,470.88 | ||||||||||||||||
| Total Adjusted Pool Balance |
|
1,280,081,925.37 | 894,379,139.13 | 859,713,444.98 | ||||||||||||||||
| Total Adjusted Securities |
1,280,081,925.37 | 894,379,139.13 | 859,713,444.98 | 0.67 | ||||||||||||||||
| Class A-1 Notes |
3.97400 | % | 279,000,000.00 | 0.00 | 0.00 | 0.00 | ||||||||||||||
| Class A-2a Notes |
4.00000 | % | 280,000,000.00 | 205,308,049.63 | 181,042,063.73 | 0.65 | ||||||||||||||
| Class A-2b Notes |
4.02850 | % | 120,000,000.00 | 87,989,164.13 | 77,589,455.88 | 0.65 | ||||||||||||||
| Class A-3 Notes |
3.99000 | % | 462,000,000.00 | 462,000,000.00 | 462,000,000.00 | 1.00 | ||||||||||||||
| Class A-4 Notes |
4.02000 | % | 87,900,000.00 | 87,900,000.00 | 87,900,000.00 | 1.00 | ||||||||||||||
| Class B Notes |
4.28000 | % | 21,100,000.00 | 21,100,000.00 | 21,100,000.00 | 1.00 | ||||||||||||||
| Certificates |
0.00000 | % | 30,081,925.37 | 30,081,925.37 | 30,081,925.37 | 1.00 | ||||||||||||||
| Principal Payment |
Interest Payment | Principal per $1000 Face Amount |
Interest per $1000 Face Amount |
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| Class A-1 Notes |
0.00 | 0.00 | — | — | ||||||||||||||||
| Class A-2a Notes |
24,265,985.91 | 684,360.17 | 86.6642354 | 2.4441435 | ||||||||||||||||
| Class A-2b Notes |
10,399,708.25 | 295,386.96 | 86.6642354 | 2.4615580 | ||||||||||||||||
| Class A-3 Notes |
0.00 | 1,536,150.00 | — | 3.3250000 | ||||||||||||||||
| Class A-4 Notes |
0.00 | 294,465.00 | — | 3.3500000 | ||||||||||||||||
| Class B Notes |
0.00 | 75,256.67 | — | 3.5666668 | ||||||||||||||||
| Certificates |
0.00 | 0.00 | — | — | ||||||||||||||||
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| Total Securities |
34,665,694.15 | 2,885,618.80 | ||||||||||||||||||
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| I. COLLECTIONS |
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| Interest: |
||||||||||||||||||||
| Interest Collections |
3,661,369.40 | |||||||||||||||||||
| Repurchased Loan Proceeds Related to Interest |
|
0.00 | ||||||||||||||||||
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| Total Interest Collections |
3,661,369.40 | |||||||||||||||||||
| Principal: |
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| Principal Collections |
37,428,245.09 | |||||||||||||||||||
| Repurchased Loan Proceeds Related to Principal |
|
0.00 | ||||||||||||||||||
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| Total Principal Collections |
37,428,245.09 | |||||||||||||||||||
| Recoveries of Defaulted Receivables |
|
334,717.64 | ||||||||||||||||||
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| Total Collections |
41,424,332.13 | |||||||||||||||||||
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| II. COLLATERAL POOL BALANCE DATA |
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| Number | Amount | |||||||||||||||||||
| Adjusted Pool Balance - Beginning of Period |
|
44,464 | 894,379,139.13 | |||||||||||||||||
| Total Principal Payment |
34,665,694.15 | |||||||||||||||||||
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|
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| 43,676 | 859,713,444.98 | |||||||||||||||||||
Nissan Auto Receivables 2025-B Owner Trust
Servicer’s Certificate
| III. DISTRIBUTIONS |
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| Total Collections |
41,424,332.13 | |||
| Reserve Account Draw |
0.00 | |||
| Total Available for Distribution |
41,424,332.13 | |||
| 1. Reimbursement of Advance |
0.00 | |||
| 2. Servicing Fee: |
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| Servicing Fee Due |
794,730.15 | |||
| Servicing Fee Paid |
794,730.15 | |||
| Servicing Fee Shortfall |
0.00 | |||
| 3. Interest: |
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| Class A-1 Notes Monthly Interest |
||||
| Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-1 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-1 Notes Monthly Interest Distributable Amount |
0.00 | |||
| Class A-1 Notes Monthly Interest Paid |
0.00 | |||
| Change in Class A-1 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2a Notes Monthly Interest |
||||
| Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2a Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-2a Notes Monthly Interest Distributable Amount |
684,360.17 | |||
| Class A-2a Notes Monthly Interest Paid |
684,360.17 | |||
| Change in Class A-2a Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2b Notes Monthly Interest |
||||
| Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-2b Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-2b Notes Monthly Interest Distributable Amount |
295,386.96 | |||
| Class A-2b Notes Monthly Interest Paid |
295,386.96 | |||
| Change in Class A-2b Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-3 Notes Monthly Interest |
||||
| Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-3 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-3 Notes Monthly Interest Distributable Amount |
1,536,150.00 | |||
| Class A-3 Notes Monthly Interest Paid |
1,536,150.00 | |||
| Change in Class A-3 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-4 Notes Monthly Interest |
||||
| Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
| Class A-4 Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class A-4 Notes Monthly Interest Distributable Amount |
294,465.00 | |||
| Class A-4 Notes Monthly Interest Paid |
294,465.00 | |||
| Change in Class A-4 Notes Interest Carryover Shortfall |
0.00 | |||
| Class B Notes Monthly Interest |
||||
| Class B Notes Interest Carryover Shortfall |
0.00 | |||
| Class B Notes Interest on Interest Carryover Shortfall |
0.00 | |||
| Class B Notes Monthly Interest Distributable Amount |
75,256.67 | |||
| Class B Notes Monthly Interest Paid |
75,256.67 | |||
| Change in Class B Notes Interest Carryover Shortfall |
0.00 | |||
Nissan Auto Receivables 2025-B Owner Trust
Servicer’s Certificate
| Total Note Monthly Interest |
||||||||
| Total Note Monthly Interest Paid |
2,885,618.80 | |||||||
| Total Note Interest Carryover Shortfall |
0.00 | |||||||
| Change in Total Note Interest Carryover Shortfall |
0.00 | |||||||
| Total Available for Principal Distribution |
3,078,289.03 | |||||||
| 4. Total Monthly Principal Paid on the Notes |
34,665,694.15 | |||||||
| Total Noteholders’ Principal Carryover Shortfall |
0.00 | |||||||
| Total Noteholders’ Principal Distributable Amount |
34,665,694.15 | |||||||
| Change in Total Noteholders’ Principal Carryover Shortfall |
0.00 | |||||||
| 5. Total Monthly Principal Paid on the Certificates |
0.00 | |||||||
| Total Certificateholders’ Principal Carryover Shortfall |
0.00 | |||||||
| Total Certificateholders’ Principal Distributable Amount |
0.00 | |||||||
| Change in Total Certificateholders’ Principal Carryover Shortfall |
0.00 | |||||||
| Remaining Available Collections |
3,078,289.03 | |||||||
| Deposit from Remaining Available Collections to fund Reserve Account |
|
0.00 | ||||||
| Remaining Available Collections Released to Certificateholder |
3,078,289.03 | |||||||
| V. RESERVE ACCOUNT |
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| Initial Reserve Account Amount |
3,200,204.81 | |||||||
| Required Reserve Account Amount |
3,200,204.81 | |||||||
| Beginning Reserve Account Balance |
3,200,204.81 | |||||||
| Deposit of Remaining Available Collections |
0.00 | |||||||
| Ending Reserve Account Balance |
3,200,204.81 | |||||||
| Required Reserve Account Amount for Next Period |
3,200,204.81 | |||||||
| VI. POOL STATISTICS |
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| Weighted Average Coupon |
4.59 | % | ||||||
| Weighted Average Remaining Maturity |
42.10 | |||||||
| Amount | Number | |||||||
| Principal on Defaulted Receivables |
671,019.97 | 26 | ||||||
| Principal Recoveries of Defaulted Receivables |
334,717.64 | |||||||
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| Monthly Net Losses |
336,302.33 | |||||||
| Pool Balance at Beginning of Collection Period |
953,676,180.92 | |||||||
| Net Loss Ratio for Third Preceding Collection Period |
0.13 | % | ||||||
| Net Loss Ratio for Second Preceding Collection Period |
0.12 | % | ||||||
| Net Loss Ratio for Preceding Collection Period |
0.37 | % | ||||||
| Net Loss Ratio for Current Collection Period |
0.42 | % | ||||||
| Four-Month Average Net Loss Ratio |
0.26 | % | ||||||
| Cumulative Net Losses for all Periods |
2,152,374.77 | |||||||
Nissan Auto Receivables 2025-B Owner Trust
Servicer’s Certificate
| Amount | Number | % of Receivables (EOP Balance) |
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| Delinquent Receivables: |
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| 31-60 Days Delinquent |
2,477,436.50 | 105 | 0.27 | % | ||||||||
| 61-90 Days Delinquent |
433,794.53 | 17 | 0.05 | % | ||||||||
| 91-120 Days Delinquent |
115,243.11 | 7 | 0.01 | % | ||||||||
| More than 120 Days |
0.00 | 0 | 0.00 | % | ||||||||
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| Total 31+ Days Delinquent Receivables: |
3,026,474.14 | 129 | 0.33 | % | ||||||||
| 61+ Days Delinquencies as Percentage of Receivables (EOP): |
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| Delinquency Ratio for Third Preceding Collection Period |
0.07 | % | 0.07 | % | ||||||||
| Delinquency Ratio for Second Preceding Collection Period |
0.07 | % | 0.08 | % | ||||||||
| Delinquency Ratio for Preceding Collection Period |
0.07 | % | 0.08 | % | ||||||||
| Delinquency Ratio for Current Collection Period |
0.06 | % | 0.05 | % | ||||||||
| Four-Month Average Delinquency Ratio |
0.07 | % | 0.07 | % | ||||||||
| 60 Day Delinquent Receivables |
564,317.65 | |||||||||||
| Delinquency Percentage |
0.06 | % | ||||||||||
| Delinquency Trigger |
4.90 | % | ||||||||||
| Does the Delinquency Percentage exceed the Delinquency Trigger? |
No | |||||||||||
| Principal Balance of Extensions |
1,690,708.39 | |||||||||||
| Number of Extensions |
70 | |||||||||||
| VII. STATEMENTS TO NOTEHOLDERS |
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| 1. Has there been a material change in practices with respect to charge-offs, collection and management of delinquent Receivables, and the effect of any grace period, re-aging, re-structuring, partial payments or other practices on delinquency and loss experience? |
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NO | ||||||||||
| 2. Have there been any material breaches of representations, warranties or covenants contained in the Receivables? |
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NO | ||||||||||
| 3. Has there been an issuance of notes or other securities backed by the Receivables? |
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NO | ||||||||||
| 4. Has there been a material change in the underwriting, origination or acquisition of Receivables? |
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NO | ||||||||||