The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 1,556,318 15,747 SH SOLE 15,421 0 326
ABBVIE INC COM 00287Y109 2,529,314 9,669 SH SOLE 9,464 0 205
ADOBE INC COM 00724F101 266,573 1,111 SH SOLE 1,111 0 0
ADVANCED MICRO DEVICES INC COM 007903107 1,295,096 2,117 SH SOLE 2,117 0 0
AFLAC INC COM 001055102 3,766,093 33,692 SH SOLE 32,853 0 839
AIR PRODUCTS AND CHEMICALS I COM 009158106 2,334,225 8,390 SH SOLE 8,215 0 175
ALPHABET INC CAP STK CL A 02079K305 3,266,351 9,493 SH SOLE 9,293 0 200
ALPHABET INC CAP STK CL C 02079K107 15,236,048 44,715 SH SOLE 43,927 0 788
AMAZON COM INC COM 023135106 8,257,828 33,144 SH SOLE 32,799 0 345
AMERICAN EXPRESS CO COM 025816109 951,967 3,130 SH SOLE 3,050 0 80
AMERICAN TOWER CORP COM 03027X100 295,975 1,808 SH SOLE 1,808 0 0
AMGEN INC COM 031162100 4,310,954 10,227 SH SOLE 10,107 0 120
APPLE INC COM 037833100 26,765,530 80,372 SH SOLE 78,265 0 2,107
APPLIED MATLS INC COM 038222105 15,312,796 29,944 SH SOLE 29,426 0 518
AT&T INC COM 00206R102 806,951 33,072 SH SOLE 32,566 0 506
ATMOS ENERGY CORP COM 049560105 1,403,704 8,973 SH SOLE 8,973 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 3,436,768 13,318 SH SOLE 13,232 0 86
BANK OF NY MELLON CORP COM 064058100 6,408,714 44,311 SH SOLE 44,098 0 213
BECTON DICKINSON & CO COM 075887109 1,146,583 6,405 SH SOLE 6,331 0 74
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,766,643 13,589 SH SOLE 13,489 0 100
BLACKROCK INC COM 09290D101 4,550,429 4,300 SH SOLE 4,280 0 20
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 196,992 13,680 SH SOLE 13,680 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 1,638,225 26,254 SH SOLE 25,845 0 409
BROADCOM INC COM 11135F101 5,503,096 15,670 SH SOLE 15,670 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 2,044,909 37,275 SH SOLE 37,001 0 274
CATERPILLAR INC COM 149123101 2,962,627 3,654 SH SOLE 3,554 0 100
CBRE GROUP INC CL A 12504L109 1,108,953 8,632 SH SOLE 8,197 0 435
CENTERPOINT ENERGY INC COM 15189T107 245,088 6,660 SH SOLE 6,660 0 0
CHARLES SCHWAB CORP (THE) COM 808513105 350,847 3,590 SH SOLE 3,590 0 0
CHENIERE ENERGY INC COM NEW 16411R208 201,773 750 SH SOLE 750 0 0
CHEVRON CORPORATION COM 166764100 5,538,689 27,123 SH SOLE 26,639 0 484
CHUBB LIMITED COM H1467J104 3,428,901 10,542 SH SOLE 10,404 0 138
COCA COLA CO COM 191216100 1,657,546 19,256 SH SOLE 19,146 0 110
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 1,227,577 21,371 SH SOLE 21,371 0 0
COLGATE PALMOLIVE CO COM 194162103 388,101 4,549 SH SOLE 4,479 0 70
CONOCOPHILLIPS COM 20825C104 3,019,270 24,125 SH SOLE 24,025 0 100
COSTCO WHOLESALE CORPORATION COM 22160K105 6,192,011 6,802 SH SOLE 6,652 0 150
CUMMINS INC COM 231021106 3,169,404 6,135 SH SOLE 6,100 0 35
CVS HEALTH CORP COM 126650100 1,492,212 17,414 SH SOLE 17,264 0 150
DAVITA INC COM 23918K108 976,928 5,585 SH SOLE 5,375 0 210
DISNEY WALT CO COM 254687106 1,560,636 14,877 SH SOLE 14,596 0 281
DUKE ENERGY CORP NEW COM NEW 26441C204 2,637,901 23,137 SH SOLE 22,795 0 342
ELI LILLY & CO COM 532457108 222,159 192 SH SOLE 192 0 0
EMERSON ELEC CO COM 291011104 2,041,205 13,161 SH SOLE 13,052 0 109
ENTERGY CORP NEW COM 29364G103 4,247,331 42,790 SH SOLE 42,444 0 346
ENTERPRISE PRODS PARTNERS L COM 293792107 950,146 26,682 SH SOLE 25,382 0 1,300
EXPEDITORS INTL WASH INC COM 302130109 4,226,570 22,891 SH SOLE 22,613 0 278
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 4,057,030 24,928 SH SOLE 24,728 0 200
FEDEX CORP COM 31428X106 2,188,751 7,677 SH SOLE 7,613 0 64
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 389,393 3,560 SH SOLE 3,529 0 31
FLEXSHARES TR NORTHERN TR US Q 33939L746 223,149 2,453 SH SOLE 2,453 0 0
GENERAC HLDGS INC COM 368736104 1,467,896 7,093 SH SOLE 7,093 0 0
GENUINE PARTS CO COM 372460105 1,544,596 12,284 SH SOLE 12,192 0 92
GILEAD SCIENCES INC COM 375558103 766,862 5,145 SH SOLE 5,145 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 8,113,289 9,011 SH SOLE 8,856 0 155
HOME DEPOT INC COM 437076102 2,044,630 7,187 SH SOLE 7,037 0 150
HSBC HLDGS PLC SPON ADR NEW 404280406 1,149,910 11,579 SH SOLE 11,579 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 279,163 1,045 SH SOLE 1,045 0 0
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 980,909 6,344 SH SOLE 6,344 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 378,022 511 SH SOLE 511 0 0
ISHARES GOLD TR ISHARES NEW 464285204 6,343,360 81,221 SH SOLE 80,279 0 942
ISHARES TR CORE S&P MCP ETF 464287507 3,055,478 42,467 SH SOLE 42,319 0 148
ISHARES TR CORE S&P SCP ETF 464287804 2,303,401 16,932 SH SOLE 16,896 0 36
ISHARES TR CORE S&P500 ETF 464287200 825,180 1,077 SH SOLE 1,077 0 0
ISHARES TR CORE US AGGBD ET 464287226 237,378 2,511 SH SOLE 2,511 0 0
ISHARES TR IBOXX INV CP ETF 464287242 606,949 5,940 SH SOLE 5,940 0 0
ISHARES TR MSCI EAFE ETF 464287465 6,947,706 66,876 SH SOLE 66,876 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 356,740 2,848 SH SOLE 2,848 0 0
JOHNSON & JOHNSON COM 478160104 6,811,745 25,730 SH SOLE 25,412 0 318
JPMORGAN CHASE & CO COM 46625H100 7,047,597 21,303 SH SOLE 20,993 0 310
KINDER MORGAN INC DEL COM 49456B101 1,372,371 45,518 SH SOLE 44,868 0 650
LINCOLN ELEC HLDGS INC COM 533900106 343,954 1,300 SH SOLE 1,300 0 0
LINDE PLC SHS G54950103 616,570 1,299 SH SOLE 1,259 0 40
LOCKHEED MARTIN CORP COM 539830109 1,980,246 3,889 SH SOLE 3,814 0 75
LOWES COS INC COM 548661107 2,451,620 13,303 SH SOLE 13,153 0 150
MARATHON PETE CORP COM 56585A102 306,451 775 SH SOLE 775 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,666,542 3,022 SH SOLE 2,922 0 100
MCDONALDS CORP COM 580135101 1,123,061 4,863 SH SOLE 4,833 0 30
MEDTRONIC PLC SHS G5960L103 1,168,798 13,545 SH SOLE 13,545 0 0
MERCK & CO INC COM 58933Y105 2,407,155 16,566 SH SOLE 16,316 0 250
META PLATFORMS INC CL A 30303M102 4,262,488 5,878 SH SOLE 5,665 0 213
MICRON TECHNOLOGY INC COM 595112103 611,373 574 SH SOLE 574 0 0
MICROSOFT CORP COM 594918104 18,514,551 36,098 SH SOLE 35,598 0 500
MONSTER BEVERAGE CORP NEW COM 61174X109 1,679,450 40,352 SH SOLE 40,352 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307 676,536 1,517 SH SOLE 1,457 0 60
NETFLIX INC. COM 64110L106 783,471 11,260 SH SOLE 11,260 0 0
NEWTON GOLF COMPANY INC COM 78577G301 18,093 16,300 SH SOLE 16,300 0 0
NEXTERA ENERGY INC COM 65339F101 1,665,065 21,984 SH SOLE 21,644 0 340
NUCOR CORP COM 670346105 6,788,195 29,040 SH SOLE 28,856 0 184
NUVEEN MUN VALUE FD INC COM 670928100 115,438 13,925 SH SOLE 13,925 0 0
NUVEEN TAXABLE MUNICPAL INM COM 67074C103 155,047 10,850 SH SOLE 10,850 0 0
NVIDIA CORPORATION COM 67066G104 19,453,676 85,181 SH SOLE 85,140 0 41
OMNICOM GROUP INC COM 681919106 1,245,700 16,918 SH SOLE 16,918 0 0
ORACLE CORP COM 68389X105 3,518,943 25,630 SH SOLE 25,141 0 489
PEPSICO INC COM 713448108 2,193,788 17,312 SH SOLE 17,177 0 135
PFIZER INC COM 717081103 713,728 25,026 SH SOLE 24,601 0 425
PHILLIPS 66 COM 718546104 2,573,387 10,079 SH SOLE 10,079 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,652,779 7,436 SH SOLE 7,436 0 0
PRICE T ROWE GROUP INC COM 74144T108 1,041,355 10,008 SH SOLE 9,973 0 35
PROCTER & GAMBLE CO COM 742718109 5,298,054 36,468 SH SOLE 35,848 0 620
QUALCOMM INC COM 747525103 697,994 3,793 SH SOLE 3,793 0 0
REGENERON PHARMACEUTICALS COM 75886F107 987,567 1,302 SH SOLE 1,302 0 0
RTX CORPORATION COM 75513E101 5,800,238 31,243 SH SOLE 30,159 0 1,084
SALESFORCE INC COM 79466L302 1,109,562 4,833 SH SOLE 4,753 0 80
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 345,878 375 SH SOLE 375 0 0
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 1,428,307 13,123 SH SOLE 12,573 0 550
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 2,708,112 24,404 SH SOLE 23,704 0 700
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 5,670,878 28,970 SH SOLE 28,270 0 700
SONY GROUP CORP SPONSORED ADR 835699307 269,419 11,450 SH SOLE 11,450 0 0
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 515,657 10,270 SH SOLE 9,830 0 440
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD AN 85208R101 224,316 5,400 SH SOLE 5,400 0 0
STARBUCKS CORP COM 855244109 1,804,827 19,208 SH SOLE 18,663 0 545
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 23,667,832 31,034 SH SOLE 30,896 0 138
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 519,458 791 SH SOLE 791 0 0
STRYKER CORPORATION COM 863667101 239,039 868 SH SOLE 868 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,694,746 3,715 SH SOLE 3,715 0 0
TESLA INC COM 88160R101 443,513 1,250 SH SOLE 1,250 0 0
TEXAS INSTRS INC COM 882508104 1,964,831 7,015 SH SOLE 6,815 0 200
THE CIGNA GROUP COM 125523100 1,311,559 4,825 SH SOLE 4,770 0 55
THERMO FISHER SCIENTIFIC INC COM 883556102 1,925,906 2,853 SH SOLE 2,753 0 100
TJX COS INC NEW COM 872540109 7,895,739 59,676 SH SOLE 59,292 0 384
T-MOBILE US INC COM 872590104 237,229 1,455 SH SOLE 1,455 0 0
TOTALENERGIES SE ACT F92124100 293,265 3,430 SH SOLE 3,430 0 0
TRAVELERS COMPANIES INC COM 89417E109 3,962,355 11,114 SH SOLE 10,975 0 139
UMH PPTYS INC COM 903002103 200,200 13,000 SH SOLE 13,000 0 0
UNION PAC CORP COM 907818108 1,579,170 5,803 SH SOLE 5,553 0 250
UNITEDHEALTH GROUP INC COM 91324P102 1,109,802 3,023 SH SOLE 3,019 0 4
VALERO ENERGY CORP COM 91913Y100 2,482,269 6,404 SH SOLE 6,004 0 400
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 5,243,490 8,610 SH SOLE 8,210 0 400
VANECK ETF TRUST URANI NUCLE ETF 92189F601 505,506 4,886 SH SOLE 4,886 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 575,230 7,895 SH SOLE 7,895 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 566,566 7,416 SH SOLE 7,341 0 75
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 950,264 13,546 SH SOLE 12,125 0 1,421
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 522,237 1,484 SH SOLE 1,354 0 130
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,321,732 16,855 SH SOLE 16,527 0 328
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 1,548,829 5,444 SH SOLE 5,362 0 82
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 2,471,718 6,605 SH SOLE 5,780 0 825
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 239,849 1,110 SH SOLE 1,110 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,825,053 47,632 SH SOLE 47,391 0 241
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 229,605 2,932 SH SOLE 2,932 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 269,746 6,074 SH SOLE 6,074 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 418,791 1,795 SH SOLE 1,520 0 275
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,412,144 48,324 SH SOLE 48,259 0 65
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 3,880,621 25,004 SH SOLE 25,004 0 0
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 218,688 692 SH SOLE 692 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 1,091,821 8,688 SH SOLE 7,488 0 1,200
VERIZON COMMUNICATIONS INC COM 92343V104 610,541 13,310 SH SOLE 13,210 0 100
VERTEX PHARMACEUTICALS INC COM 92532F100 507,126 970 SH SOLE 970 0 0
VISA INC COM CL A 92826C839 9,112,601 25,360 SH SOLE 25,057 0 303
WALMART INC COM 931142103 5,193,652 49,977 SH SOLE 48,368 0 1,609
WATERS CORP COM 941848103 263,634 600 SH SOLE 594 0 6