The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 487,940 1,432 SH SOLE 1,432 0 0
AMAZON COM INC COM 023135106 540,896 2,171 SH SOLE 2,171 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 412,847 4,391 SH SOLE 4,391 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 257,354 2,856 SH SOLE 2,856 0 0
AMERICAN ELEC PWR CO INC COM 025537101 5,843,483 49,254 SH SOLE 49,254 0 0
APPLE INC COM 037833100 1,613,984 4,847 SH SOLE 4,847 0 0
ASTERA LABS INC COM 04626A103 513,383 1,442 SH SOLE 1,442 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 10,609,239 21,306 SH SOLE 21,306 0 0
CACI INTL INC CL A 127190304 237,553 390 SH SOLE 390 0 0
CHEVRON CORPORATION COM 166764100 417,274 2,043 SH SOLE 2,043 0 0
CONOCOPHILLIPS COM 20825C104 344,089 2,749 SH SOLE 2,749 0 0
DFA INVT DIMENSIONS GROUP IN REAL ESTATE SECU 25239Y147 614,944 25,453 SH SOLE 25,453 0 0
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 10,614,541 264,570 SH SOLE 264,570 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,465,817 37,289 SH SOLE 37,289 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 9,846,273 237,660 SH SOLE 237,660 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 938,077 20,380 SH SOLE 20,380 0 0
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 6,307,835 135,734 SH SOLE 135,734 0 0
DIMENSIONAL ETF TRUST ULTR FIX INC ETF 25434V591 2,316,725 45,885 SH SOLE 45,885 0 0
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 234,785 5,282 SH SOLE 5,282 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 3,711,734 70,889 SH SOLE 70,889 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 2,505,546 30,176 SH SOLE 30,176 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,275,192 16,471 SH SOLE 16,471 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 333,969 2,929 SH SOLE 2,929 0 0
EMERSON ELEC CO COM 291011104 233,270 1,504 SH SOLE 1,504 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 524,596 3,223 SH SOLE 3,223 0 0
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107 474,431 11,468 SH SOLE 11,468 0 0
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 469,294 1,564 SH SOLE 1,564 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 260,355 5,100 SH SOLE 5,100 0 0
FIFTH THIRD BANCORP COM 316773100 704,225 13,923 SH SOLE 13,923 0 0
HARBOR ETF TRUST LONG TERM GROWER 41151J406 880,360 25,659 SH SOLE 25,659 0 0
HARRIS OAKMARK ETF TRUST OAKMARK U S LRG 41456U106 320,964 10,932 SH SOLE 10,932 0 0
ISHARES SILVER TR ISHARES 46428Q109 207,738 3,811 SH SOLE 3,811 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,278,556 28,061 SH SOLE 28,061 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,983,592 27,569 SH SOLE 27,569 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,020,687 1,333 SH SOLE 1,333 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,181,202 9,430 SH SOLE 9,430 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 222,464 4,400 SH SOLE 4,400 0 0
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 1,810,445 25,321 SH SOLE 25,321 0 0
KLA CORP COM NEW 482480100 216,567 1,111 SH SOLE 1,111 0 0
MICROSOFT CORP COM 594918104 1,123,776 2,191 SH SOLE 2,191 0 0
NVIDIA CORPORATION COM 67066G104 1,359,783 5,954 SH SOLE 5,954 0 0
PACER FDS TR US CASH COWS 100 69374H881 329,394 4,934 SH SOLE 4,934 0 0
PHILIP MORRIS INTL INC COM 718172109 276,880 1,451 SH SOLE 1,451 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107 376,872 5,436 SH SOLE 5,436 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 767,010 8,019 SH SOLE 8,019 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 2,624,271 89,535 SH SOLE 89,535 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,897,352 89,067 SH SOLE 89,067 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,031,946 28,721 SH SOLE 28,721 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 6,358,869 190,900 SH SOLE 190,900 0 0
SPDR GOLD TR GOLD SHS 78463V107 2,525,640 6,632 SH SOLE 6,632 0 0
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 575,438 14,240 SH SOLE 14,240 0 0
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 453,171 15,315 SH SOLE 15,315 0 0
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 404,407 4,413 SH SOLE 4,413 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 523,301 5,830 SH SOLE 5,830 0 0
SPDR SERIES TRUST ST STR PR SP1500 78464A805 638,275 6,934 SH SOLE 6,934 0 0
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD TR 85207H104 529,370 16,929 SH SOLE 16,929 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 13,515,174 17,722 SH SOLE 17,722 0 0
UNIFIED SER TR BALLAST SMLMD CP 90470L550 482,917 9,955 SH SOLE 9,955 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 2,546,367 20,913 SH SOLE 20,913 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 698,855 5,066 SH SOLE 5,066 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 539,959 7,068 SH SOLE 7,068 0 0
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 8,356,044 168,639 SH SOLE 168,639 0 0
VANGUARD FIXED INCOME SECS F HIGH-YIELD ACTV 922031687 832,131 11,518 SH SOLE 11,518 0 0
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 216,740 616 SH SOLE 616 0 0
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 780,750 9,956 SH SOLE 9,956 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 611,189 1,633 SH SOLE 1,633 0 0
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 926,767 4,289 SH SOLE 4,289 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 849,041 1,211 SH SOLE 1,211 0 0
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 2,977,719 39,325 SH SOLE 39,325 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 314,622 3,792 SH SOLE 3,792 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 301,977 3,479 SH SOLE 3,479 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,434,351 49,459 SH SOLE 49,459 0 0
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 311,704 4,191 SH SOLE 4,191 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 527,732 11,143 SH SOLE 11,143 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 18,146,935 231,732 SH SOLE 231,732 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 8,665,960 112,181 SH SOLE 112,181 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 239,944 1,028 SH SOLE 1,028 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 282,511 4,001 SH SOLE 4,001 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 1,342,995 13,280 SH SOLE 13,280 0 0
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 521,156 5,625 SH SOLE 5,625 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 400,950 4,125 SH SOLE 4,125 0 0