The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADAMS DIVERSIFIED EQUITY FD COM 006212104 238,141 9,277 SH SOLE 0 0 9,277
ALPHABET INC CAP STK CL C 02079K107 752,695 2,209 SH SOLE 0 0 2,209
ALPHABET INC CAP STK CL A 02079K305 977,187 2,840 SH SOLE 0 0 2,840
AMAZON COM INC COM 023135106 264,099 1,060 SH SOLE 0 0 1,060
AMERICAN EXPRESS CO COM 025816109 277,643 913 SH SOLE 0 0 913
APPLE INC COM 037833100 4,491,556 13,487 SH SOLE 0 0 13,487
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 203,662 409 SH SOLE 0 0 409
BURKE HERBERT FINL SVCS CORP COM 12135Y108 509,629 7,429 SH SOLE 0 0 7,429
CATERPILLAR INC COM 149123101 3,707,743 4,573 SH SOLE 0 0 4,573
CISCO SYS INC COM 17275R102 649,870 6,038 SH SOLE 0 0 6,038
COCA COLA CO COM 191216100 293,102 3,405 SH SOLE 0 0 3,405
CUMMINS INC COM 231021106 425,654 824 SH SOLE 0 0 824
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 6,275,383 141,178 SH SOLE 0 0 141,178
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,525,059 19,699 SH SOLE 0 0 19,699
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 4,431,946 79,340 SH SOLE 0 0 79,340
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 793,502 21,434 SH SOLE 0 0 21,434
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 2,426,877 56,061 SH SOLE 0 0 56,061
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 1,204,626 21,902 SH SOLE 0 0 21,902
DUKE ENERGY CORP NEW COM NEW 26441C204 324,358 2,845 SH SOLE 0 0 2,845
EA SERIES TRUST BRID OMN SMA ETF 02072L532 251,632 9,000 SH SOLE 0 0 9,000
ELI LILLY & CO COM 532457108 447,790 387 SH SOLE 0 0 387
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 504,525 3,100 SH SOLE 0 0 3,100
FEDEX CORP COM 31428X106 346,099 1,214 SH SOLE 0 0 1,214
HOME DEPOT INC COM 437076102 224,178 788 SH SOLE 0 0 788
HUNTINGTON INGALLS INDS INC COM 446413106 418,499 1,567 SH SOLE 0 0 1,567
INTERDIGITAL INC COM 45867G101 725,832 2,226 SH SOLE 0 0 2,226
INVESCO QQQ TR UNIT SER 1 46090E103 514,880 696 SH SOLE 0 0 696
ISHARES TR CORE S&P500 ETF 464287200 333,911 436 SH SOLE 0 0 436
ISHARES TR SELECT US REIT 464287564 369,159 5,869 SH SOLE 0 0 5,869
ISHARES TR EAFE SML CP ETF 464288273 419,652 4,971 SH SOLE 0 0 4,971
JOHNSON & JOHNSON COM 478160104 506,448 1,913 SH SOLE 0 0 1,913
JPMORGAN CHASE & CO COM 46625H100 1,388,824 4,198 SH SOLE 0 0 4,198
MERCK & CO INC COM 58933Y105 282,919 1,947 SH SOLE 0 0 1,947
MICROSOFT CORP COM 594918104 1,384,830 2,700 SH SOLE 0 0 2,700
NORFOLK SOUTHN CORP COM 655844108 1,226,112 3,968 SH SOLE 0 0 3,968
PACCAR INC COM 693718108 1,906,741 17,364 SH SOLE 0 0 17,364
ROYAL BK CDA COM 780087102 440,362 2,240 SH SOLE 0 0 2,240
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 591,038 775 SH SOLE 0 0 775
TEXAS INSTRS INC COM 882508104 896,288 3,200 SH SOLE 0 0 3,200
TRI CONTL CORP COM 895436103 215,380 6,272 SH SOLE 0 0 6,272
UNION PAC CORP COM 907818108 314,582 1,156 SH SOLE 0 0 1,156
UNITEDHEALTH GROUP INC COM 91324P102 576,683 1,571 SH SOLE 0 0 1,571
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,186,217 28,615 SH SOLE 0 0 28,615
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,338,866 45,826 SH SOLE 0 0 45,826
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 688,101 9,809 SH SOLE 0 0 9,809
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 298,609 6,371 SH SOLE 0 0 6,371
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 524,244 748 SH SOLE 0 0 748
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 3,500,765 9,950 SH SOLE 0 0 9,950
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 5,346,512 15,826 SH SOLE 0 0 15,826
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 26,279,496 70,221 SH SOLE 0 0 70,221
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 4,880,986 22,589 SH SOLE 0 0 22,589
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,000,672 12,760 SH SOLE 0 0 12,760
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 8,488,018 36,740 SH SOLE 0 0 36,740
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 4,385,339 15,415 SH SOLE 0 0 15,415
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 3,011,224 33,417 SH SOLE 0 0 33,417
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,755,071 63,313 SH SOLE 0 0 63,313
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 421,812 2,672 SH SOLE 0 0 2,672
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 497,776 5,999 SH SOLE 0 0 5,999
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 5,457,077 35,150 SH SOLE 0 0 35,150
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 844,980 17,167 SH SOLE 0 0 17,167
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 585,368 10,170 SH SOLE 0 0 10,170
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,907,776 8,177 SH SOLE 0 0 8,177
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,710,738 55,447 SH SOLE 0 0 55,447
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,009,935 14,303 SH SOLE 0 0 14,303
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,906,787 12,286 SH SOLE 0 0 12,286
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 1,073,320 11,585 SH SOLE 0 0 11,585
WALMART INC COM 931142103 1,882,303 18,113 SH SOLE 0 0 18,113