The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 803,488 8,130 SH SOLE 8,130 0 0
ABBVIE INC COM 00287Y109 2,443,774 9,342 SH SOLE 9,342 0 0
AFLAC INC COM 001055102 652,460 5,837 SH SOLE 5,837 0 0
AGNC INVT CORP COM 00123Q104 104,305 11,500 SH SOLE 11,500 0 0
ALPHABET INC CAP STK CL A 02079K305 3,021,022 8,780 SH SOLE 8,780 0 0
ALPHABET INC CAP STK CL C 02079K107 1,973,566 5,792 SH SOLE 5,792 0 0
AMAZON COM INC COM 023135106 4,693,488 18,838 SH SOLE 18,838 0 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 499,121 6,268 SH SOLE 6,268 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 3,123,984 26,526 SH SOLE 26,526 0 0
APPLE INC COM 037833100 9,575,658 28,754 SH SOLE 28,754 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 385,284 1,493 SH SOLE 1,493 0 0
BANK OF AMER CORP COM 060505104 1,765,491 32,436 SH SOLE 32,436 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 839,046 1,685 SH SOLE 1,685 0 0
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 10,884,871 157,160 SH SOLE 157,160 0 0
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 978,115 22,240 SH SOLE 22,240 0 0
BLACKROCK INC COM 09290D101 378,868 358 SH SOLE 358 0 0
BOEING CO COM 097023105 304,613 1,637 SH SOLE 1,637 0 0
BROADCOM INC COM 11135F101 720,993 2,053 SH SOLE 2,053 0 0
CARDINAL HEALTH INC COM 14149Y108 731,135 3,286 SH SOLE 3,286 0 0
CHEVRON CORPORATION COM 166764100 1,751,580 8,577 SH SOLE 8,577 0 0
CINTAS CORP COM 172908105 1,176,212 6,030 SH SOLE 6,030 0 0
CISCO SYS INC COM 17275R102 1,768,253 16,429 SH SOLE 16,429 0 0
COCA COLA CO COM 191216100 237,409 2,758 SH SOLE 2,758 0 0
CONSTELLATION ENERGY CORP COM 21037T109 440,979 1,736 SH SOLE 1,736 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 5,124,386 5,629 SH SOLE 5,629 0 0
DOVER CORP COM 260003108 1,154,473 6,172 SH SOLE 6,172 0 0
ELI LILLY & CO COM 532457108 3,751,253 3,242 SH SOLE 3,242 0 0
EXELON CORP COM 30161N101 867,832 21,481 SH SOLE 21,481 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 556,117 3,417 SH SOLE 3,417 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 4,121,464 86,115 SH SOLE 86,115 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 1,953,828 114,594 SH SOLE 114,594 0 0
FIRST TR EXCHANGE TRADED FD BUYWRIT INCM ETF 33738R308 2,866,987 121,534 SH SOLE 121,534 0 0
FIRST TR EXCHNG TRADED FD VI SMIT UNCO BD ETF 33740F888 12,635,452 532,131 SH SOLE 532,131 0 0
FLEXSHARES TR NRTRN TR MRN GBL 33939L407 2,082,861 39,493 SH SOLE 39,493 0 0
FLEXSHARES TR NRTRN TR HGH YLD 33939L662 1,130,496 29,099 SH SOLE 29,099 0 0
GILEAD SCIENCES INC COM 375558103 1,404,200 9,421 SH SOLE 9,421 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 857,143 952 SH SOLE 952 0 0
HOME DEPOT INC COM 437076102 560,235 1,969 SH SOLE 1,969 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,017,836 4,628 SH SOLE 4,628 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 441,056 43,799 SH SOLE 43,799 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 465,324 629 SH SOLE 629 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 269,879 4,983 SH SOLE 4,983 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 7,055,009 31,745 SH SOLE 31,745 0 0
ISHARES TR EAFE VALUE ETF 464288877 2,418,993 30,566 SH SOLE 30,566 0 0
ISHARES TR 0-5YR HI YL CP 46434V407 2,644,451 64,108 SH SOLE 64,108 0 0
ISHARES TR ESG AWARE MSCI 46435U663 218,504 4,202 SH SOLE 4,202 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 434,871 4,220 SH SOLE 4,220 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,320,221 31,959 SH SOLE 31,959 0 0
ISHARES TR IBOXX INV CP ETF 464287242 225,511 2,207 SH SOLE 2,207 0 0
ISHARES TR 20 YR TR BD ETF 464287432 937,482 12,053 SH SOLE 12,053 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 314,084 1,883 SH SOLE 1,883 0 0
ISHARES TR INTL SEL DIV ETF 464288448 203,693 4,828 SH SOLE 4,828 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,026,187 34,786 SH SOLE 34,786 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 399,536 3,522 SH SOLE 3,522 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 3,075,122 34,432 SH SOLE 34,432 0 0
ISHARES TR CORE S&P SCP ETF 464287804 5,076,859 37,319 SH SOLE 37,319 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 4,830,842 38,567 SH SOLE 38,567 0 0
ISHARES TR RUS 1000 ETF 464287622 391,162 940 SH SOLE 940 0 0
ISHARES TR 10-20 YR TRS ETF 464288653 1,866,162 20,247 SH SOLE 20,247 0 0
ISHARES TR EXPND TEC SC ETF 464287549 336,052 1,988 SH SOLE 1,988 0 0
ISHARES TR CORE S&P500 ETF 464287200 14,240,215 18,594 SH SOLE 18,594 0 0
ISHARES TR NATIONAL MUN ETF 464288414 599,826 5,933 SH SOLE 5,933 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 254,318 3,132 SH SOLE 3,132 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 375,566 2,640 SH SOLE 2,640 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 1,786,856 39,903 SH SOLE 39,903 0 0
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 8,216,329 100,004 SH SOLE 100,004 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 6,650,768 148,157 SH SOLE 148,157 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852 4,016,831 86,014 SH SOLE 86,014 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 2,091,946 37,210 SH SOLE 37,210 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407 353,569 2,605 SH SOLE 2,605 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 253,021 5,023 SH SOLE 5,023 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 1,666,027 27,196 SH SOLE 27,196 0 0
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217 211,950 2,700 SH SOLE 2,700 0 0
JOHN HANCOCK EXCHANGE TRADED PFD INCOME ETF 47804J776 1,066,027 49,103 SH SOLE 49,103 0 0
JOHNSON & JOHNSON COM 478160104 478,121 1,806 SH SOLE 1,806 0 0
JPMORGAN CHASE & CO COM 46625H100 3,387,461 10,239 SH SOLE 10,239 0 0
KLA CORP COM NEW 482480100 233,916 1,200 SH SOLE 1,200 0 0
LEIDOS HOLDINGS INC COM 525327102 775,448 6,365 SH SOLE 6,365 0 0
LOWES COS INC COM 548661107 225,387 1,223 SH SOLE 1,223 0 0
MASTERCARD INCORPORATED CL A 57636Q104 273,529 496 SH SOLE 496 0 0
MCDONALDS CORP COM 580135101 1,107,126 4,794 SH SOLE 4,794 0 0
MCKESSON CORP COM 58155Q103 404,706 474 SH SOLE 474 0 0
META PLATFORMS INC CL A 30303M102 1,597,572 2,203 SH SOLE 2,203 0 0
MICROSOFT CORP COM 594918104 6,341,738 12,364 SH SOLE 12,364 0 0
NETFLIX INC. COM 64110L106 817,843 11,754 SH SOLE 11,754 0 0
NEXTERA ENERGY INC COM 65339F101 212,375 2,804 SH SOLE 2,804 0 0
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 235,123 5,921 SH SOLE 5,921 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870 355,487 16,792 SH SOLE 16,792 0 0
NUVEEN PFD & INCOME OPPORTUN COM 67073B106 95,480 14,000 SH SOLE 14,000 0 0
NVIDIA CORPORATION COM 67066G104 6,023,294 26,374 SH SOLE 26,374 0 0
OLD REP INTL CORP COM 680223104 867,084 23,240 SH SOLE 23,240 0 0
ORACLE CORP COM 68389X105 1,014,548 7,389 SH SOLE 7,389 0 0
OREILLY AUTOMOTIVE INC COM 67103H107 237,098 2,776 SH SOLE 2,776 0 0
OUR BD INC COM SHS 87338C202 22,474 85,000 SH SOLE 85,000 0 0
PENNANTPARK INVTS CORP COM 708062104 42,900 13,000 SH SOLE 13,000 0 0
PEPSICO INC COM 713448108 489,519 3,863 SH SOLE 3,863 0 0
PNC FINL SVCS GROUP INC COM 693475105 255,599 1,150 SH SOLE 1,150 0 0
PROCTER & GAMBLE CO COM 742718109 281,407 1,937 SH SOLE 1,937 0 0
PRUDENTIAL FINL INC COM 744320102 211,189 1,859 SH SOLE 1,859 0 0
QUALCOMM INC COM 747525103 915,783 4,976 SH SOLE 4,976 0 0
SALESFORCE INC COM 79466L302 409,323 1,783 SH SOLE 1,783 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,394,220 73,600 SH SOLE 73,600 0 0
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 5,885,333 140,562 SH SOLE 140,562 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,773,898 76,101 SH SOLE 76,101 0 0
SCIENCE APPLICATIONS INTL CO COM 808625107 469,548 3,681 SH SOLE 3,681 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 253,301 1,294 SH SOLE 1,294 0 0
SEMPRA COM 816851109 332,110 4,260 SH SOLE 4,260 0 0
SMARTSTOP SELF STORAG REIT I COMMON STOCK 83192D402 234,770 7,291 SH SOLE 7,291 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 7,626,625 84,967 SH SOLE 84,967 0 0
SPDR SERIES TRUST ST STR BL 12 ETF 78468R523 202,554 2,039 SH SOLE 2,039 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 10,761,472 14,111 SH SOLE 14,111 0 0
TCW ETF TRUST FLEXIBLE INCOME 29287L700 7,806,921 205,824 SH SOLE 205,824 0 0
TCW ETF TRUST TRANSFRM 500 ETF 29287L106 1,214,796 13,489 SH SOLE 13,489 0 0
TEXAS INSTRS INC COM 882508104 348,992 1,246 SH SOLE 1,246 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 477,935 708 SH SOLE 708 0 0
UNITEDHEALTH GROUP INC COM 91324P102 245,944 670 SH SOLE 670 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437 209,326 7,527 SH SOLE 7,527 0 0
VANECK ETF TRUST REAL ASSETS ETF 92189F130 294,145 7,385 SH SOLE 7,385 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 19,613,884 185,544 SH SOLE 185,544 0 0
VANECK ETF TRUST PREFERRED SECURT 92189F429 845,837 48,278 SH SOLE 48,278 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353 272,478 14,038 SH SOLE 14,038 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,522,366 16,985 SH SOLE 16,985 0 0
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 343,680 3,814 SH SOLE 3,814 0 0
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 410,519 1,443 SH SOLE 1,443 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,030,609 7,178 SH SOLE 7,178 0 0
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,377,134 17,561 SH SOLE 17,561 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 2,078,155 5,553 SH SOLE 5,553 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 291,075 1,844 SH SOLE 1,844 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 531,418 8,960 SH SOLE 8,960 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 929,208 10,937 SH SOLE 10,937 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 17,031,235 241,201 SH SOLE 241,201 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 5,007,062 32,262 SH SOLE 32,262 0 0
VISA INC COM CL A 92826C839 1,604,408 4,465 SH SOLE 4,465 0 0
WALMART INC COM 931142103 2,625,019 25,260 SH SOLE 25,260 0 0
WASTE MGMT INC DEL COM 94106L109 417,016 2,045 SH SOLE 2,045 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 3,406,609 35,033 SH SOLE 35,033 0 0
WISDOMTREE TR US VALUE FD 97717W547 2,358,271 23,021 SH SOLE 23,021 0 0
WISDOMTREE TR US QUALITY GROW 97717Y477 20,849,600 303,576 SH SOLE 303,576 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 16,005,667 317,636 SH SOLE 317,636 0 0
WISDOMTREE TR US LARGECAP DIVD 97717W307 5,125,550 52,732 SH SOLE 52,732 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 452,072 5,501 SH SOLE 5,501 0 0