The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
LINDE PLC SHS G54950103 783,172 1,650 SH SOLE 300 0 1,350
MEDTRONIC PLC SHS G5960L103 228,064 2,643 SH SOLE 2,643 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 1,880,651 2,039 SH SOLE 2,039 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 442,723 480 SH OTR 480 0 0
CHUBB LIMITED COM H1467J104 3,674,024 11,296 SH SOLE 11,296 0 0
CHUBB LIMITED COM H1467J104 162,625 500 SH OTR 462 38 0
NXP SEMICONDUCTORS N V COM N6596X109 1,173,398 4,940 SH SOLE 4,940 0 0
AT&T INC COM 00206R102 176,656 7,240 SH SOLE 7,240 0 0
AT&T INC COM 00206R102 91,744 3,760 SH OTR 3,760 0 0
ABBOTT LABORATORIES COM 002824100 1,358,813 13,749 SH SOLE 13,749 0 0
ABBOTT LABORATORIES COM 002824100 5,929 60 SH OTR 60 0 0
ABBVIE INC COM 00287Y109 1,143,409 4,371 SH SOLE 4,371 0 0
ABBVIE INC COM 00287Y109 15,695 60 SH OTR 60 0 0
ADVANCED MICRO DEVICES INC COM 007903107 216,563 354 SH SOLE 354 0 0
AIR PRODUCTS AND CHEMICALS I COM 009158106 491,910 1,768 SH SOLE 1,768 0 0
ALPHABET INC CAP STK CL C 02079K107 1,977,995 5,805 SH SOLE 5,805 0 0
ALPHABET INC CAP STK CL C 02079K107 66,444 195 SH OTR 195 0 0
ALPHABET INC CAP STK CL A 02079K305 16,401,261 47,667 SH SOLE 47,667 0 0
ALPHABET INC CAP STK CL A 02079K305 494,442 1,437 SH OTR 1,283 154 0
AMAZON COM INC COM 023135106 6,969,472 27,973 SH SOLE 27,973 0 0
AMAZON COM INC COM 023135106 27,406 110 SH OTR 110 0 0
AMERICAN EXPRESS CO COM 025816109 1,555,167 5,114 SH SOLE 5,114 0 0
AMERICAN EXPRESS CO COM 025816109 32,538 107 SH OTR 107 0 0
AMGEN INC COM 031162100 404,649 960 SH SOLE 920 0 40
AMGEN INC COM 031162100 61,540 146 SH OTR 146 0 0
APPLE INC COM 037833100 21,399,199 64,258 SH SOLE 64,258 0 0
APPLE INC COM 037833100 778,933 2,339 SH OTR 2,164 175 0
APPLIED MATLS INC COM 038222105 946,053 1,850 SH SOLE 1,850 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 605,924 2,348 SH SOLE 2,348 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 174,964 678 SH OTR 678 0 0
BANK OF AMER CORP COM 060505104 3,081,064 56,606 SH SOLE 56,606 0 0
BANK OF AMER CORP COM 060505104 19,703 362 SH OTR 362 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 324,663 652 SH SOLE 652 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 114,030 229 SH OTR 229 0 0
BEACON FINANCIAL CORP. COM 084680107 265,261 9,477 SH SOLE 2,754 0 6,723
BEACON FINANCIAL CORP. COM 084680107 5,905 211 SH OTR 0 0 211
BLACKROCK INC COM 09290D101 3,596,069 3,398 SH SOLE 3,398 0 0
BLACKROCK INC COM 09290D101 150,277 142 SH OTR 116 26 0
BRILLIANT TECH CORP COM 109542100 2 20,000 SH SOLE 20,000 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 105,892 1,697 SH SOLE 1,697 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 115,440 1,850 SH OTR 1,850 0 0
BROADCOM INC COM 11135F101 1,581,408 4,503 SH SOLE 4,503 0 0
BROADCOM INC COM 11135F101 185,428 528 SH OTR 528 0 0
CME GROUP INC COM 12572Q105 299,705 1,144 SH SOLE 1,144 0 0
CVS HEALTH CORP COM 126650100 239,674 2,797 SH SOLE 2,797 0 0
CAPITAL ONE FINL CORP COM 14040H105 252,342 1,307 SH SOLE 1,307 0 0
CAPITAL ONE FINL CORP COM 14040H105 40,544 210 SH OTR 210 0 0
CATERPILLAR INC COM 149123101 4,948,251 6,103 SH SOLE 6,103 0 0
CATERPILLAR INC COM 149123101 1,621 2 SH OTR 2 0 0
CHEVRON CORPORATION COM 166764100 2,802,782 13,725 SH SOLE 13,725 0 0
CHEVRON CORPORATION COM 166764100 51,052 250 SH OTR 250 0 0
CISCO SYS INC COM 17275R102 6,437,350 59,810 SH SOLE 59,810 0 0
CISCO SYS INC COM 17275R102 88,148 819 SH OTR 819 0 0
COCA COLA CO COM 191216100 336,658 3,911 SH SOLE 3,911 0 0
COCA COLA CO COM 191216100 6,025 70 SH OTR 70 0 0
CONOCOPHILLIPS COM 20825C104 312,875 2,500 SH SOLE 2,500 0 0
CONOCOPHILLIPS COM 20825C104 10,012 80 SH OTR 80 0 0
CORNING INC COM 219350105 842,143 5,477 SH SOLE 5,477 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 607,196 667 SH SOLE 667 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 31,861 35 SH OTR 35 0 0
DANAHER CORP DEL COM 235851102 4,270,819 19,277 SH SOLE 19,277 0 0
DANAHER CORP DEL COM 235851102 22,155 100 SH OTR 100 0 0
DEERE & CO COM 244199105 1,831,316 2,727 SH SOLE 2,727 0 0
DELL TECHNOLOGIES INC CL C 24703L202 256,602 477 SH SOLE 477 0 0
DISNEY WALT CO COM 254687106 1,937,083 18,466 SH SOLE 18,466 0 0
DISNEY WALT CO COM 254687106 4,510 43 SH OTR 43 0 0
DOMINION ENERGY INC COM 25746U109 1,085,123 17,930 SH SOLE 17,930 0 0
DOMINION ENERGY INC COM 25746U109 50,473 834 SH OTR 834 0 0
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 5,725,870 35,182 SH SOLE 32,846 0 2,336
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 587,364 3,609 SH OTR 3,554 55 0
META PLATFORMS INC CL A 30303M102 1,170,440 1,614 SH SOLE 1,614 0 0
META PLATFORMS INC CL A 30303M102 104,425 144 SH OTR 65 79 0
FEDEX CORP COM 31428X106 808,230 2,835 SH SOLE 2,835 0 0
FEDEX CORP COM 31428X106 570 2 SH OTR 2 0 0
FIRST TR EXCHANGE-TRADED FD NASDAQ-100 SEL 337344105 238,399 1,465 SH SOLE 1,465 0 0
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 424,767 3,765 SH SOLE 3,765 0 0
GE VERNOVA INC COM 36828A101 1,857,257 1,954 SH SOLE 1,954 0 0
GE VERNOVA INC COM 36828A101 138,771 146 SH OTR 146 0 0
GENERAL DYNAMICS CORP COM 369550108 1,088,070 3,279 SH SOLE 3,279 0 0
GENERAL DYNAMICS CORP COM 369550108 8,295 25 SH OTR 25 0 0
GE AEROSPACE COM NEW 369604301 1,223,552 3,918 SH SOLE 3,918 0 0
GE AEROSPACE COM NEW 369604301 183,314 587 SH OTR 587 0 0
GENUINE PARTS CO COM 372460105 250,977 1,996 SH SOLE 1,996 0 0
GILEAD SCIENCES INC COM 375558103 407,800 2,736 SH SOLE 2,736 0 0
GILEAD SCIENCES INC COM 375558103 54,403 365 SH OTR 365 0 0
HOME DEPOT INC COM 437076102 3,791,398 13,327 SH SOLE 13,327 0 0
HOME DEPOT INC COM 437076102 75,105 264 SH OTR 264 0 0
HONEYWELL AEROSPACE INC COM 43849R105 360,150 2,324 SH SOLE 2,324 0 0
HONEYWELL AEROSPACE INC COM 43849R105 154 1 SH OTR 1 0 0
HONEYWELL INTL INC COM 438516205 479,677 2,274 SH SOLE 2,274 0 0
HONEYWELL INTL INC COM 438516205 210 1 SH OTR 1 0 0
HOWMET AEROSPACE INC COM 443201108 182,301 806 SH SOLE 806 0 0
HOWMET AEROSPACE INC COM 443201108 37,319 165 SH OTR 165 0 0
IDEXX LABS INC COM 45168D104 473,104 906 SH SOLE 906 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,204,070 4,680 SH SOLE 4,680 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 684,642 3,113 SH SOLE 2,499 0 614
INTERNATIONAL BUSINESS MACHS COM 459200101 102,707 467 SH OTR 467 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,495,814 2,022 SH SOLE 2,022 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,699,055 4,830 SH SOLE 4,825 0 5
ISHARES TR CORE S&P500 ETF 464287200 729,855 953 SH OTR 953 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 371,753 5,566 SH SOLE 5,566 0 0
ISHARES TR MSCI EAFE ETF 464287465 720,477 6,935 SH SOLE 6,935 0 0
ISHARES TR MSCI EAFE ETF 464287465 52,672 507 SH OTR 507 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 1,149,130 7,149 SH SOLE 7,149 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 4,018 25 SH OTR 25 0 0
ISHARES TR RUS MD CP GR ETF 464287481 4,464,411 32,426 SH SOLE 32,426 0 0
ISHARES TR RUS MD CP GR ETF 464287481 92,796 674 SH OTR 374 300 0
ISHARES TR CORE S&P MCP ETF 464287507 4,505,940 62,626 SH SOLE 60,999 0 1,627
ISHARES TR CORE S&P MCP ETF 464287507 1,020,538 14,184 SH OTR 14,184 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 253,384 1,022 SH SOLE 1,022 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 509,557 4,068 SH SOLE 4,068 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 369,315 1,329 SH SOLE 1,193 0 136
ISHARES TR CORE S&P SCP ETF 464287804 140,121 1,030 SH SOLE 1,030 0 0
ISHARES TR CORE S&P SCP ETF 464287804 479,541 3,525 SH OTR 3,525 0 0
ISHARES TR INTL SEL DIV ETF 464288448 599,393 14,207 SH SOLE 14,207 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 2,433,514 21,452 SH SOLE 21,172 0 280
ISHARES TR CORE HIGH DV ETF 46429B663 1,209,969 43,275 SH SOLE 42,990 0 285
ISHARES TR CORE HIGH DV ETF 46429B663 124,142 4,440 SH OTR 4,440 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 14,903,740 152,953 SH SOLE 151,440 0 1,513
ISHARES TR MSCI USA MIN ETF 46429B697 52,032 534 SH OTR 534 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 297,033 3,127 SH SOLE 3,127 0 0
ISHARES TR CORE MSCI EAFE 46432F842 34,700,672 358,182 SH SOLE 355,088 0 3,094
ISHARES TR CORE MSCI EAFE 46432F842 373,666 3,857 SH OTR 3,857 0 0
ISHARES INC CORE MSCI EMKT 46434G103 6,681,172 82,321 SH SOLE 81,256 0 1,065
ISHARES TR MSCI GBL SUS DEV 46435G532 552,011 6,318 SH SOLE 6,318 0 0
JPMORGAN CHASE & CO COM 46625H100 9,647,664 29,162 SH SOLE 29,162 0 0
JPMORGAN CHASE & CO COM 46625H100 312,965 946 SH OTR 946 0 0
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 5,242,209 116,779 SH SOLE 114,409 0 2,370
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 4,174 93 SH OTR 93 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 19,027,871 377,762 SH SOLE 371,182 0 6,580
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 47,801 949 SH OTR 949 0 0
JOHNSON & JOHNSON COM 478160104 5,675,496 21,438 SH SOLE 21,328 0 110
JOHNSON & JOHNSON COM 478160104 276,388 1,044 SH OTR 1,044 0 0
KLA CORP COM NEW 482480100 625,725 3,210 SH SOLE 3,210 0 0
KLA CORP COM NEW 482480100 224,169 1,150 SH OTR 1,150 0 0
KIMCO REALTY CORP COM 49446R109 223,055 10,043 SH SOLE 10,043 0 0
LAM RESEARCH CORP COM NEW 512807306 9,855,300 30,000 SH SOLE 30,000 0 0
ELI LILLY & CO COM 532457108 3,315,034 2,865 SH SOLE 2,865 0 0
ELI LILLY & CO COM 532457108 105,294 91 SH OTR 43 48 0
LOCKHEED MARTIN CORP COM 539830109 597,350 1,173 SH SOLE 1,173 0 0
LOWES COS INC COM 548661107 453,353 2,460 SH SOLE 2,460 0 0
LOWES COS INC COM 548661107 9,214 50 SH OTR 50 0 0
MASTERCARD INCORPORATED CL A 57636Q104 965,623 1,751 SH SOLE 1,751 0 0
MCCORMICK & CO INC COM NON VTG 579780206 269,027 5,798 SH SOLE 5,798 0 0
MCCORMICK & CO INC COM NON VTG 579780206 6,960 150 SH OTR 150 0 0
MCDONALDS CORP COM 580135101 813,370 3,522 SH SOLE 3,522 0 0
MERCK & CO INC COM 58933Y105 2,882,659 19,838 SH SOLE 19,838 0 0
MERCK & CO INC COM 58933Y105 151,122 1,040 SH OTR 1,040 0 0
METLIFE INC COM 59156R108 2,898,903 30,787 SH SOLE 30,787 0 0
METLIFE INC COM 59156R108 1,600 17 SH OTR 17 0 0
MICROSOFT CORP COM 594918104 16,401,003 31,977 SH SOLE 31,917 0 60
MICROSOFT CORP COM 594918104 425,707 830 SH OTR 830 0 0
MICRON TECHNOLOGY INC COM 595112103 781,790 734 SH SOLE 734 0 0
MICRON TECHNOLOGY INC COM 595112103 195,980 184 SH OTR 184 0 0
MONSTER BEVERAGE CORP NEW COM 61174X109 214,343 5,150 SH SOLE 5,150 0 0
MORGAN STANLEY COM NEW 617446448 844,291 4,489 SH SOLE 4,489 0 0
NEXTERA ENERGY INC COM 65339F101 3,157,752 41,692 SH SOLE 41,692 0 0
NEXTERA ENERGY INC COM 65339F101 124,743 1,647 SH OTR 1,647 0 0
NOVARTIS AG SPONSORED ADR 66987V109 390,641 2,740 SH SOLE 2,740 0 0
NOVARTIS AG SPONSORED ADR 66987V109 47,048 330 SH OTR 330 0 0
NVIDIA CORPORATION COM 67066G104 16,738,883 73,294 SH SOLE 73,294 0 0
NVIDIA CORPORATION COM 67066G104 608,175 2,663 SH OTR 2,663 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 511,946 4,503 SH SOLE 4,503 0 0
OMNICOM GROUP INC COM 681919106 248,353 3,373 SH SOLE 3,373 0 0
ORACLE CORP COM 68389X105 553,044 4,028 SH SOLE 4,028 0 0
ORACLE CORP COM 68389X105 16,064 117 SH OTR 0 117 0
OWENS CORNING NEW COM 690742101 1,773,163 15,189 SH SOLE 15,189 0 0
OWENS CORNING NEW COM 690742101 583 5 SH OTR 5 0 0
PALO ALTO NETWORKS INC COM 697435105 985,726 2,481 SH SOLE 2,481 0 0
PALO ALTO NETWORKS INC COM 697435105 125,152 315 SH OTR 100 215 0
PARKER-HANNIFIN CORP COM 701094104 215,924 226 SH SOLE 226 0 0
PARKER-HANNIFIN CORP COM 701094104 42,993 45 SH OTR 45 0 0
PAYCHEX INC COM 704326107 220,837 2,242 SH SOLE 2,242 0 0
PEPSICO INC COM 713448108 1,182,044 9,328 SH SOLE 9,328 0 0
PEPSICO INC COM 713448108 173,606 1,370 SH OTR 1,370 0 0
PFIZER INC COM 717081103 420,869 14,757 SH SOLE 14,757 0 0
PFIZER INC COM 717081103 4,705 165 SH OTR 165 0 0
PROCTER & GAMBLE CO COM 742718109 3,725,415 25,643 SH SOLE 25,643 0 0
PROCTER & GAMBLE CO COM 742718109 115,061 792 SH OTR 792 0 0
PROFESIONALLY MANAGED PORTFO CONG SMID GR ETF 74316P645 8,057,706 237,901 SH SOLE 235,150 0 2,751
PUBLIC SVC ENTERPRISE GROUP COM 744573106 230,504 3,423 SH SOLE 3,423 0 0
PUBLIC SVC ENTERPRISE GROUP COM 744573106 28,956 430 SH OTR 430 0 0
QUALCOMM INC COM 747525103 477,399 2,594 SH SOLE 2,594 0 0
QUALCOMM INC COM 747525103 69,015 375 SH OTR 280 95 0
QUANTA SVCS INC COM 74762E102 238,371 371 SH OTR 371 0 0
RTX CORPORATION COM 75513E101 605,404 3,261 SH SOLE 2,186 0 1,075
RTX CORPORATION COM 75513E101 43,627 235 SH OTR 235 0 0
ROYAL BK CDA COM 780087102 373,127 1,898 SH SOLE 1,898 0 0
ROYAL BK CDA COM 780087102 53,275 271 SH OTR 271 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 45,961,422 60,267 SH SOLE 58,646 0 1,621
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 250,905 329 SH OTR 329 0 0
SPDR GOLD TR GOLD SHS 78463V107 210,985 554 SH SOLE 554 0 0
SPDR GOLD TR GOLD SHS 78463V107 30,467 80 SH OTR 80 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 637,800 5,182 SH SOLE 4,882 0 300
SPDR SERIES TRUST ST STR SP DIV 78464A763 443,394 3,027 SH SOLE 3,027 0 0
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 1,125,929 2,214 SH SOLE 2,214 0 0
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663 634,332 6,922 SH SOLE 6,922 0 0
SPDR SERIES TRUST ST STR SP500DIV 78468R788 531,373 11,712 SH SOLE 11,712 0 0
SPDR SERIES TRUST ST STR SP500DIV 78468R788 45,370 1,000 SH OTR 1,000 0 0
SALESFORCE INC COM 79466L302 708,682 3,087 SH SOLE 3,087 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 217,350 7,245 SH SOLE 7,245 0 0
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 1,061,446 25,351 SH SOLE 25,037 0 314
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 364,695 5,930 SH SOLE 5,930 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 2,429,257 12,410 SH SOLE 12,410 0 0
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 908,733 22,213 SH SOLE 22,213 0 0
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 4,213 103 SH OTR 103 0 0
SHERWIN WILLIAMS CO COM 824348106 353,010 1,092 SH SOLE 1,092 0 0
SOUTHERN CO COM 842587107 337,362 4,070 SH SOLE 4,070 0 0
SOUTHERN CO COM 842587107 2,072 25 SH OTR 25 0 0
STRYKER CORPORATION COM 863667101 1,716,505 6,233 SH SOLE 6,233 0 0
TJX COS INC NEW COM 872540109 4,266,732 32,248 SH SOLE 32,248 0 0
TJX COS INC NEW COM 872540109 136,279 1,030 SH OTR 1,030 0 0
T-MOBILE US INC COM 872590104 1,296,486 7,950 SH SOLE 7,950 0 0
T-MOBILE US INC COM 872590104 489 3 SH OTR 3 0 0
TESLA INC COM 88160R101 499,927 1,409 SH SOLE 1,409 0 0
TEXAS INSTRS INC COM 882508104 2,087,510 7,453 SH SOLE 7,453 0 0
TEXAS INSTRS INC COM 882508104 49,015 175 SH OTR 175 0 0
ULTA BEAUTY INC COM 90384S303 250,692 459 SH SOLE 459 0 0
UNILEVER PLC SPON ADR NEW 904767803 2,061,844 33,951 SH SOLE 33,951 0 0
UNILEVER PLC SPON ADR NEW 904767803 485 8 SH OTR 8 0 0
UNION PAC CORP COM 907818108 3,049,488 11,206 SH SOLE 11,206 0 0
UNION PAC CORP COM 907818108 124,635 458 SH OTR 458 0 0
VANECK MERK GOLD ETF GOLD SHS 921078101 370,990 9,298 SH SOLE 9,298 0 0
VANECK ETF TRUST REAL ASSETS ETF 92189F130 5,385,573 135,214 SH SOLE 133,556 0 1,658
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 937,439 4,018 SH SOLE 4,018 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 38,262 164 SH OTR 164 0 0
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 8,029,786 81,438 SH SOLE 72,444 0 8,994
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 666,417 9,438 SH SOLE 8,623 0 815
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 62,489 885 SH OTR 670 215 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 20,601,713 132,743 SH SOLE 129,853 0 2,890
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 3,501,334 42,200 SH SOLE 42,200 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 182,368 2,198 SH OTR 2,198 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 196,138 3,307 SH SOLE 3,045 0 262
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 11,862 200 SH OTR 200 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 36,982,127 642,497 SH SOLE 632,345 0 10,152
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 6,158 107 SH OTR 107 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 189,880 2,458 SH SOLE 2,283 0 175
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 16,222 210 SH OTR 210 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 22,341,944 394,316 SH SOLE 384,249 0 10,067
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 84,650 1,494 SH OTR 1,494 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 756,227 1,079 SH SOLE 863 0 216
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 671,275 8,560 SH SOLE 8,560 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,107,818 45,952 SH SOLE 43,152 0 2,800
VERIZON COMMUNICATIONS INC COM 92343V104 11,100 242 SH OTR 242 0 0
VISA INC COM CL A 92826C839 6,200,239 17,255 SH SOLE 17,255 0 0
VISA INC COM CL A 92826C839 195,834 545 SH OTR 445 100 0
WALMART INC COM 931142103 6,139,489 59,079 SH SOLE 59,079 0 0
WALMART INC COM 931142103 183,730 1,768 SH OTR 1,768 0 0
WILLIAMS SONOMA INC COM 969904101 235,917 1,035 SH SOLE 1,035 0 0