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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 9,184,839 11,993 SH SOLE 0 0 0 11,993
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,428,844 42,867 SH SOLE 0 0 0 42,867
ISHARES TR CORE MSCI TOTAL 46432F834 3,958,518 41,673 SH SOLE 0 0 0 41,673
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 20,994,198 353,974 SH SOLE 0 0 0 353,974
ISHARES TR TRS FLT RT BD 46434V860 53,805,561 1,061,882 SH SOLE 0 0 0 1,061,882
ISHARES TR CORE MSCI EAFE 46432F842 53,741,177 554,719 SH SOLE 0 0 0 554,719
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,901,288 24,279 SH SOLE 0 0 0 24,279
ISHARES TR CORE UNIVRSL USD 46434V613 52,941,773 1,200,766 SH SOLE 0 0 0 1,200,766
VANGUARD INDEX FDS TOTAL STK MKT 922908769 130,713,799 349,278 SH SOLE 0 0 0 349,278
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 1,324,734 28,264 SH SOLE 0 0 0 28,264
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,701,357 18,982 SH SOLE 0 0 0 18,982
ISHARES TR CORE S&P MCP ETF 464287507 494,297 6,870 SH SOLE 0 0 0 6,870
SCHWAB STRATEGIC TR US TIPS ETF 808524870 916,592 36,474 SH SOLE 0 0 0 36,474
ISHARES TR MBS ETF 464288588 1,439,118 16,058 SH SOLE 0 0 0 16,058
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,120,941 58,362 SH SOLE 0 0 0 58,362
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 634,025 13,393 SH SOLE 0 0 0 13,393
ISHARES TR BROAD USD HIGH 46435U853 492,615 13,791 SH SOLE 0 0 0 13,791
ISHARES GOLD TRUST MICRO SHS REPSTG UN TR 46436F103 503,377 12,153 SH SOLE 0 0 0 12,153
VANGUARD INDEX FDS SMALL CP ETF 922908751 242,954 854 SH SOLE 0 0 0 854