The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC, Inc. Com 001055102 258,435 2,312 SH SOLE 0 2,312 0 0
AFLAC, Inc. Com 001055102 11,178 100 SH DFND 0 100 0 0
AT&T Inc. Com Com 00206R102 3,200,963 131,187 SH SOLE 0 131,187 0 0
AT&T Inc. Com Com 00206R102 309,831 12,698 SH DFND 0 12,698 0 0
Abbott Laboratories Com 002824100 2,736,207 27,686 SH SOLE 0 27,656 0 30
Abbott Laboratories Com 002824100 109,306 1,106 SH DFND 0 1,106 0 0
AbbVie Inc Com 00287Y109 4,079,234 15,594 SH SOLE 0 15,594 0 0
AbbVie Inc Com 00287Y109 691,906 2,645 SH DFND 0 2,645 0 0
Advanced Micro Devices Inc Com 007903107 557,925 912 SH SOLE 0 912 0 0
Advanced Micro Devices Inc Com 007903107 4,282 7 SH DFND 0 7 0 0
Air Products & Chemicals Com 009158106 393,695 1,415 SH SOLE 0 1,415 0 0
Air Products & Chemicals Com 009158106 13,633 49 SH DFND 0 49 0 0
Alphabet Inc Cl C Com 02079K107 4,324,331 12,691 SH SOLE 0 12,691 0 0
Alphabet Inc Cl C Com 02079K107 250,444 735 SH DFND 0 735 0 0
Alphabet Inc. Cl A Com 02079K305 18,382,130 53,424 SH SOLE 0 53,409 0 15
Alphabet Inc. Cl A Com 02079K305 459,003 1,334 SH DFND 0 1,334 0 0
Altria Group Inc. Com 02209S103 865,184 12,848 SH SOLE 0 12,848 0 0
Altria Group Inc. Com 02209S103 119,192 1,770 SH DFND 0 1,770 0 0
Amazon.Com, Inc. Com 023135106 16,063,448 64,473 SH SOLE 0 64,448 0 25
Amazon.Com, Inc. Com 023135106 538,164 2,160 SH DFND 0 2,160 0 0
American Electric Power Com 025537101 30,253 255 SH SOLE 0 255 0 0
American Electric Power Com 025537101 233,009 1,964 SH DFND 0 1,964 0 0
American Express Co Com 025816109 3,434,201 11,293 SH SOLE 0 11,293 0 0
American Express Co Com 025816109 629,487 2,070 SH DFND 0 2,070 0 0
American Tower Corporation REIT Com 03027X100 358,808 2,192 SH SOLE 0 2,192 0 0
American Tower Corporation REIT Com 03027X100 11,622 71 SH DFND 0 71 0 0
Ameriprise Financial, Inc. Com 03076C106 409,143 831 SH SOLE 0 831 0 0
Ameriprise Financial, Inc. Com 03076C106 2,462 5 SH DFND 0 5 0 0
Amgen Inc. Com 031162100 4,716,697 11,190 SH SOLE 0 11,190 0 0
Amgen Inc. Com 031162100 152,587 362 SH DFND 0 362 0 0
Analog Devices Inc. Com 032654105 816,032 2,057 SH SOLE 0 2,057 0 0
Apple, Inc. Com 037833100 51,189,503 153,713 SH SOLE 0 153,683 0 30
Apple, Inc. Com 037833100 1,245,162 3,739 SH DFND 0 3,739 0 0
Applied Materials Inc. Com 038222105 14,034,824 27,445 SH SOLE 0 27,425 0 20
Applied Materials Inc. Com 038222105 88,469 173 SH DFND 0 173 0 0
Aptera Motors Corp Com 03835W104 56,056 26,950 SH DFND 0 26,950 0 0
Automatic Data Processing Com 053015103 712,504 2,761 SH SOLE 0 2,761 0 0
Automatic Data Processing Com 053015103 246,447 955 SH DFND 0 955 0 0
Bank Of America Corporation Com 060505104 4,661,821 85,648 SH SOLE 0 85,648 0 0
Bank Of America Corporation Com 060505104 127,965 2,351 SH DFND 0 2,351 0 0
Bank New York Mellon Corp. Com Com 064058100 305,169 2,110 SH SOLE 0 2,110 0 0
Berkshire Hathaway, Inc. Cl A Com 084670108 747,005 1 SH SOLE 0 1 0 0
Berkshire Hathaway Inc Cl B Com 084670702 3,527,976 7,085 SH SOLE 0 7,077 0 8
Berkshire Hathaway Inc Cl B Com 084670702 54,775 110 SH DFND 0 110 0 0
Beacon Financial Corporation Com 084680107 295,127 10,544 SH SOLE 0 10,544 0 0
Blackrock Funding, Inc. Com 09290D101 1,075,223 1,016 SH SOLE 0 1,016 0 0
Blackrock Funding, Inc. Com 09290D101 15,874 15 SH DFND 0 15 0 0
Boeing Co Com 097023105 225,865 1,214 SH SOLE 0 1,214 0 0
Boeing Co Com 097023105 12,093 65 SH DFND 0 65 0 0
Boston Scientific Corp Com 101137107 352,256 8,070 SH SOLE 0 8,070 0 0
Boston Scientific Corp Com 101137107 1,310 30 SH DFND 0 30 0 0
Bristol Myers Squibb Co. Com 110122108 1,269,653 20,347 SH SOLE 0 20,297 0 50
Bristol Myers Squibb Co. Com 110122108 249,912 4,005 SH DFND 0 4,005 0 0
Broadcom Inc Com 11135F101 8,018,721 22,833 SH SOLE 0 22,833 0 0
Broadcom Inc Com 11135F101 89,202 254 SH DFND 0 254 0 0
Cigna Group Com 125523100 2,050,142 7,542 SH SOLE 0 7,542 0 0
Cigna Group Com 125523100 14,135 52 SH DFND 0 52 0 0
CVS Health Corp Com 126650100 383,206 4,472 SH SOLE 0 4,472 0 0
CVS Health Corp Com 126650100 56,555 660 SH DFND 0 660 0 0
Capital One Financial Corp. Com 14040H105 287,481 1,489 SH SOLE 0 1,489 0 0
Capital One Financial Corp. Com 14040H105 3,861 20 SH DFND 0 20 0 0
Caterpillar Inc. Com 149123101 8,570,050 10,570 SH SOLE 0 10,570 0 0
Caterpillar Inc. Com 149123101 162,158 200 SH DFND 0 200 0 0
Chevron Corp com Com 166764100 5,725,232 28,036 SH SOLE 0 28,016 0 20
Chevron Corp com Com 166764100 243,827 1,194 SH DFND 0 1,194 0 0
Cisco Systems, Inc. Com 17275R102 3,247,197 30,170 SH SOLE 0 30,170 0 0
Cisco Systems, Inc. Com 17275R102 242,706 2,255 SH DFND 0 2,255 0 0
Citigroup Inc Com 172967424 253,133 1,955 SH SOLE 0 1,955 0 0
Citigroup Inc Com 172967424 19,422 150 SH DFND 0 150 0 0
Coca Cola Com 191216100 3,337,924 38,777 SH SOLE 0 38,777 0 0
Coca Cola Com 191216100 931,213 10,818 SH DFND 0 10,818 0 0
ConocoPhillips Com 20825C104 237,410 1,897 SH SOLE 0 1,897 0 0
ConocoPhillips Com 20825C104 280,461 2,241 SH DFND 0 2,241 0 0
Consolidated Edison Inc. Com 209115104 787,528 7,705 SH SOLE 0 7,705 0 0
Consolidated Edison Inc. Com 209115104 422,025 4,129 SH DFND 0 4,129 0 0
Constellation Brands Inc Cl A Com 21036P108 699,615 6,188 SH SOLE 0 6,188 0 0
Constellation Brands Inc Cl A Com 21036P108 19,786 175 SH DFND 0 175 0 0
Constellation Energy Corp Com 21037T109 973,913 3,834 SH SOLE 0 3,834 0 0
Constellation Energy Corp Com 21037T109 100,592 396 SH DFND 0 396 0 0
Corning Inc. Com 219350105 309,826 2,015 SH SOLE 0 2,015 0 0
Corning Inc. Com 219350105 276,768 1,800 SH DFND 0 1,800 0 0
Costco Wholesale Corporation Com 22160K105 637,238 700 SH SOLE 0 700 0 0
Costco Wholesale Corporation Com 22160K105 4,552 5 SH DFND 0 5 0 0
Cummins, Inc. Com 231021106 506,239 980 SH SOLE 0 980 0 0
Cummins, Inc. Com 231021106 2,583 5 SH DFND 0 5 0 0
Danaher Corp. Com Com 235851102 522,858 2,360 SH SOLE 0 2,360 0 0
Darden Restaurants Inc. Com 237194105 2,635,930 13,640 SH SOLE 0 13,640 0 0
Darden Restaurants Inc. Com 237194105 32,080 166 SH DFND 0 166 0 0
Deere & Co. Com 244199105 2,112,025 3,145 SH SOLE 0 3,140 0 5
Deere & Co. Com 244199105 141,026 210 SH DFND 0 210 0 0
Dell Technologies Inc Com 24703L202 16,151,411 30,024 SH SOLE 0 30,024 0 0
Dell Technologies Inc Com 24703L202 228,629 425 SH DFND 0 425 0 0
The Walt Disney Company Com 254687106 1,698,960 16,196 SH SOLE 0 16,196 0 0
The Walt Disney Company Com 254687106 25,491 243 SH DFND 0 243 0 0
Dominion Energy Inc. Com 25746U109 504,313 8,333 SH SOLE 0 8,333 0 0
Dominion Energy Inc. Com 25746U109 108,028 1,785 SH DFND 0 1,785 0 0
Donaldson Inc Com 257651109 261,120 3,000 SH SOLE 0 3,000 0 0
Duke Energy Corp Com 26441C204 3,692,556 32,388 SH SOLE 0 32,388 0 0
Duke Energy Corp Com 26441C204 203,166 1,782 SH DFND 0 1,782 0 0
Dupont De Nemours Inc Com 26614N201 276,406 2,128 SH SOLE 0 2,128 0 0
Dupont De Nemours Inc Com 26614N201 13,638 105 SH DFND 0 105 0 0
Edwards Lifesciences Corp Com 28176E108 267,765 3,102 SH SOLE 0 3,102 0 0
Emerson Electric Co Com 291011104 4,014,608 25,884 SH SOLE 0 25,884 0 0
Emerson Electric Co Com 291011104 34,277 221 SH DFND 0 221 0 0
Entergy Corp. Com 29364G103 931,555 9,385 SH SOLE 0 9,385 0 0
Entergy Corp. Com 29364G103 81,393 820 SH DFND 0 820 0 0
Eversource Energy Com 30040W108 126,459 1,971 SH SOLE 0 1,971 0 0
Eversource Energy Com 30040W108 88,733 1,383 SH DFND 0 1,383 0 0
Exelon Corp. Com 30161N101 441,572 10,930 SH SOLE 0 10,900 0 30
Exelon Corp. Com 30161N101 93,728 2,320 SH DFND 0 2,320 0 0
Exxonmobil Holdings Corp Com 30233Q108 8,241,335 50,638 SH SOLE 0 50,638 0 0
Exxonmobil Holdings Corp Com 30233Q108 471,650 2,898 SH DFND 0 2,898 0 0
Meta Platforms Inc Com 30303M102 6,795,662 9,371 SH SOLE 0 9,363 0 8
Meta Platforms Inc Com 30303M102 118,930 164 SH DFND 0 164 0 0
Fedex Corp. Com 31428X106 282,809 992 SH SOLE 0 992 0 0
Fedex Corp. Com 31428X106 11,404 40 SH DFND 0 40 0 0
First Trust NASDAQ Cybersecurity-ETF Com 33734X846 262,055 2,542 SH SOLE 0 2,542 0 0
GE Healthcare Technologies Inc Com 36266G107 254,485 3,893 SH SOLE 0 3,893 0 0
GE Healthcare Technologies Inc Com 36266G107 36,084 552 SH DFND 0 552 0 0
GE Vernova Inc Com 36828A101 2,862,876 3,012 SH SOLE 0 3,012 0 0
GE Vernova Inc Com 36828A101 394,453 415 SH DFND 0 415 0 0
GE Aerospace Com 369604301 3,152,255 10,094 SH SOLE 0 10,094 0 0
GE Aerospace Com 369604301 519,963 1,665 SH DFND 0 1,665 0 0
Gilead Sciences, Inc. Com 375558103 907,715 6,090 SH SOLE 0 6,090 0 0
Gilead Sciences, Inc. Com 375558103 44,715 300 SH DFND 0 300 0 0
GSK PLC SPON ADR Com 37733W204 333,336 6,920 SH DFND 0 6,920 0 0
Global X US Preferred ETF Pfd Stk 37954Y657 1,236,224 70,240 SH SOLE 0 70,240 0 0
Global X US Preferred ETF Pfd Stk 37954Y657 28,318 1,609 SH DFND 0 1,609 0 0
Goldman Sachs Group Inc. Com 38141G104 3,432,172 3,812 SH SOLE 0 3,812 0 0
Goldman Sachs Group Inc. Com 38141G104 47,719 53 SH DFND 0 53 0 0
Goldman Sachs Active Beta ETF Com 381430503 162,300 1,119 SH SOLE 0 1,119 0 0
Goldman Sachs Active Beta ETF Com 381430503 200,155 1,380 SH DFND 0 1,380 0 0
Home Depot, Inc. Com 437076102 1,687,595 5,932 SH SOLE 0 5,927 0 5
Home Depot, Inc. Com 437076102 156,754 551 SH DFND 0 551 0 0
Honeywell Aerospace Inc. Com 43849R105 240,513 1,552 SH SOLE 0 1,550 0 2
Honeywell Aerospace Inc. Com 43849R105 58,734 379 SH DFND 0 379 0 0
Honeywell Intl Inc Com 438516205 332,652 1,577 SH SOLE 0 1,575 0 2
Honeywell Intl Inc Com 438516205 79,946 379 SH DFND 0 379 0 0
Independent Bank Corp Mass Com 453836108 109,487 1,410 SH SOLE 0 1,410 0 0
Independent Bank Corp Mass Com 453836108 207,714 2,675 SH DFND 0 2,675 0 0
Intel Corp Com 458140100 1,616,492 13,445 SH SOLE 0 13,445 0 0
Intel Corp Com 458140100 18,035 150 SH DFND 0 150 0 0
International Business Machines Com 459200101 2,269,898 10,321 SH SOLE 0 10,321 0 0
International Business Machines Com 459200101 514,196 2,338 SH DFND 0 2,338 0 0
Intuit Inc Com 461202103 264,957 961 SH SOLE 0 961 0 0
Invesco II Pfd-ETF Pfd Stk 46138E511 4,464,887 443,385 SH SOLE 0 442,785 0 600
Invesco II Pfd-ETF Pfd Stk 46138E511 146,811 14,579 SH DFND 0 14,579 0 0
Iron Mountain Inc. Com 46284V101 25,519 230 SH SOLE 0 230 0 0
Iron Mountain Inc. Com 46284V101 1,118,154 10,078 SH DFND 0 10,078 0 0
IShares MSCI Emerging Mkts Min Vol Factor ETF Com 464286533 2,433,431 32,862 SH SOLE 0 32,862 0 0
IShares MSCI Emerging Mkts Min Vol Factor ETF Com 464286533 11,182 151 SH DFND 0 151 0 0
iShares Dow Jones Select Dividend Index - ETF Com 464287168 167,277 1,100 SH SOLE 0 1,100 0 0
iShares Dow Jones Select Dividend Index - ETF Com 464287168 68,432 450 SH DFND 0 450 0 0
iShares S&P 500 Index - ETF Com 464287200 945,825 1,235 SH SOLE 0 1,235 0 0
Ishares Core U.S. Aggregate-ETF Com 464287226 6,798,939 71,916 SH SOLE 0 71,916 0 0
Ishares Core U.S. Aggregate-ETF Com 464287226 153,722 1,626 SH DFND 0 1,626 0 0
iShares MSCI EAFE Index - ETF Com 464287465 1,284,496 12,364 SH SOLE 0 12,364 0 0
iShares MSCI EAFE Index - ETF Com 464287465 60,256 580 SH DFND 0 580 0 0
IShares Tr Russell 1000 Growth Index Fund ETF Com 464287614 338,202 2,700 SH SOLE 0 2,700 0 0
iShares S&P SmallCap 600 Index - ETF Com 464287804 1,825,657 13,420 SH SOLE 0 13,420 0 0
IShares Tr Short-Term Corp Bd-ETF Com 464288646 245,494 4,792 SH SOLE 0 4,792 0 0
IShares Tr Short-Term Corp Bd-ETF Com 464288646 55,585 1,085 SH DFND 0 1,085 0 0
IShares Core MSCI EAFE - ETF Com 46432F842 4,701,974 48,534 SH SOLE 0 48,534 0 0
IShares Core MSCI EAFE - ETF Com 46432F842 87,192 900 SH DFND 0 900 0 0
Ishares MSCI International Quality-ETF Com 46434V456 6,230,400 125,943 SH SOLE 0 125,943 0 0
Ishares MSCI International Quality-ETF Com 46434V456 57,682 1,166 SH DFND 0 1,166 0 0
JPMorgan Chase & Company Com 46625H100 12,899,393 38,991 SH SOLE 0 38,971 0 20
JPMorgan Chase & Company Com 46625H100 1,152,943 3,485 SH DFND 0 3,485 0 0
Johnson & Johnson Com 478160104 7,564,681 28,574 SH SOLE 0 28,574 0 0
Johnson & Johnson Com 478160104 461,177 1,742 SH DFND 0 1,742 0 0
Kimberly-Clark Corp Com 494368103 296,187 3,040 SH SOLE 0 3,040 0 0
Kimberly-Clark Corp Com 494368103 107,660 1,105 SH DFND 0 1,105 0 0
Lilly, Eli & Co Com 532457108 9,943,946 8,594 SH SOLE 0 8,594 0 0
Lilly, Eli & Co Com 532457108 956,905 827 SH DFND 0 827 0 0
Lockheed Martin Corporation Com 539830109 692,580 1,360 SH SOLE 0 1,360 0 0
Lockheed Martin Corporation Com 539830109 173,145 340 SH DFND 0 340 0 0
Lowe's Companies, Inc. Com 548661107 3,148,410 17,084 SH SOLE 0 17,074 0 10
Lowe's Companies, Inc. Com 548661107 121,447 659 SH DFND 0 659 0 0
Mastercard, Inc. Com 57636Q104 1,654,410 3,000 SH DFND 0 3,000 0 0
McDonald's Corp. Com 580135101 3,801,734 16,462 SH SOLE 0 16,462 0 0
McDonald's Corp. Com 580135101 229,323 993 SH DFND 0 993 0 0
Merck & Co. Inc. Com 58933Y105 8,701,163 59,880 SH SOLE 0 59,880 0 0
Merck & Co. Inc. Com 58933Y105 502,046 3,455 SH DFND 0 3,455 0 0
MetLife Inc. Com Com 59156R108 908,738 9,651 SH SOLE 0 9,651 0 0
MetLife Inc. Com Com 59156R108 10,075 107 SH DFND 0 107 0 0
Microsoft Corp Com 594918104 30,469,850 59,407 SH SOLE 0 59,387 0 20
Microsoft Corp Com 594918104 1,091,451 2,128 SH DFND 0 2,128 0 0
Microchip Technology Inc. Com 595017104 715,795 9,204 SH SOLE 0 9,204 0 0
Microchip Technology Inc. Com 595017104 122,099 1,570 SH DFND 0 1,570 0 0
Micron Technology Inc. Com 595112103 858,479 806 SH SOLE 0 806 0 0
National Grid Plc-SP ADR Com 636274409 447,490 5,902 SH SOLE 0 5,902 0 0
National Grid Plc-SP ADR Com 636274409 76,578 1,010 SH DFND 0 1,010 0 0
Netflix Inc Com 64110L106 1,637,635 23,536 SH SOLE 0 23,536 0 0
Netflix Inc Com 64110L106 14,055 202 SH DFND 0 202 0 0
NextEra Energy Inc. Com 65339F101 3,859,635 50,959 SH SOLE 0 50,939 0 20
NextEra Energy Inc. Com 65339F101 74,225 980 SH DFND 0 980 0 0
Nike Inc. Class B Com 654106103 833,635 23,549 SH SOLE 0 23,529 0 20
Nike Inc. Class B Com 654106103 22,939 648 SH DFND 0 648 0 0
Novartis AG Sponsored ADR Com 66987V109 245,220 1,720 SH SOLE 0 1,720 0 0
Novartis AG Sponsored ADR Com 66987V109 5,988 42 SH DFND 0 42 0 0
Nucor Corporation Com 670346105 641,644 2,745 SH SOLE 0 2,745 0 0
Nucor Corporation Com 670346105 36,231 155 SH DFND 0 155 0 0
Nvidia Corporation Com 67066G104 29,748,094 130,257 SH SOLE 0 130,202 0 55
Nvidia Corporation Com 67066G104 452,878 1,983 SH DFND 0 1,983 0 0
Oracle Corp. Com 68389X105 674,692 4,914 SH SOLE 0 4,914 0 0
Oracle Corp. Com 68389X105 41,190 300 SH DFND 0 300 0 0
PPL Corporation Com 69351T106 252,102 7,665 SH SOLE 0 7,665 0 0
PPL Corporation Com 69351T106 42,757 1,300 SH DFND 0 1,300 0 0
Palantir Technologies Inc - A Com 69608A108 2,367,305 12,656 SH SOLE 0 12,656 0 0
Palantir Technologies Inc - A Com 69608A108 41,712 223 SH DFND 0 223 0 0
Palo Alto Networks Inc. Com 697435105 8,088,437 20,358 SH SOLE 0 20,358 0 0
Palo Alto Networks Inc. Com 697435105 63,967 161 SH DFND 0 161 0 0
Pepsico Inc Com 713448108 2,215,826 17,486 SH SOLE 0 17,471 0 15
Pepsico Inc Com 713448108 186,659 1,473 SH DFND 0 1,473 0 0
Pfizer, Inc Com 717081103 1,259,643 44,167 SH SOLE 0 44,167 0 0
Pfizer, Inc Com 717081103 136,069 4,771 SH DFND 0 4,771 0 0
Philip Morris Intl Inc. Com 718172109 998,561 5,233 SH SOLE 0 5,233 0 0
Philip Morris Intl Inc. Com 718172109 57,246 300 SH DFND 0 300 0 0
Phillips 66 Com 718546104 263,480 1,032 SH SOLE 0 1,032 0 0
Phillips 66 Com 718546104 498,365 1,952 SH DFND 0 1,952 0 0
T Rowe Price Group Inc Com 74144T108 224,644 2,159 SH SOLE 0 2,159 0 0
T Rowe Price Group Inc Com 74144T108 6,243 60 SH DFND 0 60 0 0
Principal Financial Group Inc. Com 74251V102 687,770 6,143 SH SOLE 0 6,143 0 0
Principal Financial Group Inc. Com 74251V102 23,400 209 SH DFND 0 209 0 0
Procter & Gamble Co Com 742718109 4,097,187 28,202 SH SOLE 0 28,202 0 0
Procter & Gamble Co Com 742718109 195,837 1,348 SH DFND 0 1,348 0 0
Prudential Financial Inc. Com 744320102 397,530 3,500 SH SOLE 0 3,475 0 25
Prudential Financial Inc. Com 744320102 40,889 360 SH DFND 0 360 0 0
Public Storage Com 74460D109 659,017 2,330 SH SOLE 0 2,330 0 0
Qualcomm Inc Com 747525103 4,051,088 22,012 SH SOLE 0 22,012 0 0
Qualcomm Inc Com 747525103 188,457 1,024 SH DFND 0 1,024 0 0
RTX Corporation Com 75513E101 6,501,463 35,020 SH SOLE 0 35,005 0 15
RTX Corporation Com 75513E101 75,745 408 SH DFND 0 408 0 0
Regeneron Pharmaceuticals Com 75886F107 329,847 435 SH SOLE 0 435 0 0
Regeneron Pharmaceuticals Com 75886F107 22,748 30 SH DFND 0 30 0 0
SPDR Gold Trust - ETF Com 78463V107 207,558 545 SH SOLE 0 515 0 30
SPDR Gold Trust - ETF Com 78463V107 689,701 1,811 SH DFND 0 1,811 0 0
State Street SPDR Portfolio S&P500 Growth ETF Com 78464A409 131,203 1,066 SH SOLE 0 1,066 0 0
State Street SPDR Portfolio S&P500 Growth ETF Com 78464A409 227,083 1,845 SH DFND 0 1,845 0 0
State Street SPDR S&P MIDCAP 400 ETF Trust Com 78467Y107 219,998 335 SH SOLE 0 335 0 0
Salesforce Inc Com 79466L302 5,392,370 23,489 SH SOLE 0 23,479 0 10
Salesforce Inc Com 79466L302 62,673 273 SH DFND 0 273 0 0
State Street Materials Select Sector SPDR ETF Com 81369Y100 251,779 5,170 SH SOLE 0 5,170 0 0
State Street Materials Select Sector SPDR ETF Com 81369Y100 15,730 323 SH DFND 0 323 0 0
State St Health Care Select Sector SPDR ETF Com 81369Y209 1,532,622 9,100 SH SOLE 0 9,100 0 0
State St Health Care Select Sector SPDR ETF Com 81369Y209 76,631 455 SH DFND 0 455 0 0
State St Cons Staples Select Sector SPDR ETF Com 81369Y308 577,821 7,169 SH SOLE 0 7,169 0 0
State St Cons Staples Select Sector SPDR ETF Com 81369Y308 29,822 370 SH DFND 0 370 0 0
State St Cons Discret Select Sector SPDR ETF Com 81369Y407 1,286,271 11,818 SH SOLE 0 11,818 0 0
State St Cons Discret Select Sector SPDR ETF Com 81369Y407 65,413 601 SH DFND 0 601 0 0
State Street Energy Select Sector SPDR ETF Com 81369Y506 525,026 8,537 SH SOLE 0 8,537 0 0
State Street Energy Select Sector SPDR ETF Com 81369Y506 24,846 404 SH DFND 0 404 0 0
State Street Financial Select Sector SPDR ETF Com 81369Y605 1,753,389 32,835 SH SOLE 0 32,835 0 0
State Street Financial Select Sector SPDR ETF Com 81369Y605 80,634 1,510 SH DFND 0 1,510 0 0
State St Industrial Select Sector SPDR ETF Com 81369Y704 1,277,397 7,650 SH SOLE 0 7,650 0 0
State St Industrial Select Sector SPDR ETF Com 81369Y704 64,454 386 SH DFND 0 386 0 0
State Street Tech Select Sector SPDR ETF Com 81369Y803 5,788,523 29,571 SH SOLE 0 29,571 0 0
State Street Tech Select Sector SPDR ETF Com 81369Y803 328,469 1,678 SH DFND 0 1,678 0 0
State St Comm Svc Select Sector SPDR ETF Com 81369Y852 1,648,015 14,851 SH SOLE 0 14,851 0 0
State St Comm Svc Select Sector SPDR ETF Com 81369Y852 42,723 385 SH DFND 0 385 0 0
State St Real Estate Select Sector SPDR ETF Com 81369Y860 280,152 6,848 SH SOLE 0 6,848 0 0
State St Real Estate Select Sector SPDR ETF Com 81369Y860 2,618 64 SH DFND 0 64 0 0
State Street Utilities Select Sector SPDR ETF Com 81369Y886 392,231 9,945 SH SOLE 0 9,945 0 0
State Street Utilities Select Sector SPDR ETF Com 81369Y886 22,836 579 SH DFND 0 579 0 0
Service Corp. Intl. Com 817565104 217,789 2,860 SH DFND 0 2,860 0 0
Southern Co Com 842587107 744,518 8,982 SH SOLE 0 8,982 0 0
Southern Co Com 842587107 51,392 620 SH DFND 0 620 0 0
Southern Copper Corporation Com 84265V105 1,101,754 5,437 SH SOLE 0 5,437 0 0
Starbucks Corporation Com 855244109 432,592 4,604 SH SOLE 0 4,604 0 0
State Street Corp. Com 857477103 566,545 3,245 SH SOLE 0 3,245 0 0
State Street Corp. Com 857477103 17,459 100 SH DFND 0 100 0 0
Stryker Corp Com 863667101 2,872,593 10,431 SH SOLE 0 10,421 0 10
Stryker Corp Com 863667101 19,553 71 SH DFND 0 71 0 0
Sysco Corp Com 871829107 221,017 2,835 SH SOLE 0 2,835 0 0
Sysco Corp Com 871829107 51,298 658 SH DFND 0 658 0 0
TJX Companies Inc. Com 872540109 3,808,411 28,784 SH SOLE 0 28,784 0 0
TJX Companies Inc. Com 872540109 86,663 655 SH DFND 0 655 0 0
T-Mobile US Inc Com 872590104 2,494,472 15,296 SH SOLE 0 15,296 0 0
T-Mobile US Inc Com 872590104 21,200 130 SH DFND 0 130 0 0
Target Corp. Com 87612E106 690,219 4,405 SH SOLE 0 4,405 0 0
Target Corp. Com 87612E106 163,114 1,041 SH DFND 0 1,041 0 0
Thermo Fisher Scientific Inc Com 883556102 232,892 345 SH SOLE 0 345 0 0
Thermo Fisher Scientific Inc Com 883556102 10,126 15 SH DFND 0 15 0 0
3M Company Com 88579Y101 272,489 1,660 SH SOLE 0 1,660 0 0
3M Company Com 88579Y101 112,771 687 SH DFND 0 687 0 0
Toronto Dominion Bank Com 891160509 1,698,544 14,452 SH SOLE 0 14,452 0 0
Toronto Dominion Bank Com 891160509 215,668 1,835 SH DFND 0 1,835 0 0
The Travelers Companies Inc. Com 89417E109 1,501,264 4,211 SH SOLE 0 4,211 0 0
The Travelers Companies Inc. Com 89417E109 188,237 528 SH DFND 0 528 0 0
Truist Financial Corp Com 89832Q109 382,762 8,267 SH SOLE 0 8,267 0 0
Truist Financial Corp Com 89832Q109 318,776 6,885 SH DFND 0 6,885 0 0
US Bancorp Del Com Com 902973304 122,162 2,115 SH SOLE 0 2,115 0 0
US Bancorp Del Com Com 902973304 173,627 3,006 SH DFND 0 3,006 0 0
Union Pacific Corp Com 907818108 3,778,525 13,885 SH SOLE 0 13,885 0 0
Union Pacific Corp Com 907818108 64,767 238 SH DFND 0 238 0 0
United Parcel Service Com 911312106 709,210 7,590 SH SOLE 0 7,590 0 0
United Parcel Service Com 911312106 81,947 877 SH DFND 0 877 0 0
UnitedHealth Group Inc. Com 91324P102 1,089,861 2,969 SH SOLE 0 2,964 0 5
UnitedHealth Group Inc. Com 91324P102 13,215 36 SH DFND 0 36 0 0
MFC Vaneck ETF TR Com 92189F429 481,380 27,476 SH SOLE 0 27,476 0 0
Vanguard Russell 2000 ETF Com 92206C664 419,329 3,736 SH SOLE 0 3,736 0 0
Vanguard Russell 2000 ETF Com 92206C664 3,928 35 SH DFND 0 35 0 0
Vanguard Real Estate-ETF Com 922908553 1,092,142 12,185 SH SOLE 0 12,185 0 0
Vanguard Real Estate-ETF Com 922908553 53,330 595 SH DFND 0 595 0 0
Vanguard Morningstar Mid-Cap ETF Com 922908629 2,460,192 31,372 SH SOLE 0 31,372 0 0
Vanguard Morningstar Mid-Cap ETF Com 922908629 6,195 79 SH DFND 0 79 0 0
Verizon Communications Inc. Com 92343V104 2,323,407 50,652 SH SOLE 0 50,652 0 0
Verizon Communications Inc. Com 92343V104 252,973 5,515 SH DFND 0 5,515 0 0
Vertiv Holdings CO-A Com 92537N108 203,907 845 SH SOLE 0 845 0 0
Visa, Inc. Com 92826C839 7,031,010 19,567 SH SOLE 0 19,562 0 5
Visa, Inc. Com 92826C839 42,760 119 SH DFND 0 119 0 0
Wal-Mart Stores Inc Com 931142103 7,484,942 72,026 SH SOLE 0 72,001 0 25
Wal-Mart Stores Inc Com 931142103 688,054 6,621 SH DFND 0 6,621 0 0
Waste Management Inc Com 94106L109 2,503,934 12,279 SH SOLE 0 12,269 0 10
Waste Management Inc Com 94106L109 27,529 135 SH DFND 0 135 0 0
Williams-Sonoma, Inc. Com 969904101 410,292 1,800 SH SOLE 0 1,800 0 0
Williams-Sonoma, Inc. Com 969904101 7,978 35 SH DFND 0 35 0 0
WisdomTree U.S. Midcap Dividend Fund-ETF Com 97717W505 446,868 8,283 SH SOLE 0 8,283 0 0
WisdomTree U.S. Midcap Dividend Fund-ETF Com 97717W505 19,962 370 SH DFND 0 370 0 0
WisdomTree U.S. Small Cap Dividend Fund ETF Com 97717W604 293,536 7,745 SH SOLE 0 7,745 0 0
WisdomTree U.S. Small Cap Dividend Fund ETF Com 97717W604 8,907 235 SH DFND 0 235 0 0
Wisdomtree International Equity Fund ETF Com 97717W703 1,697,211 23,046 SH SOLE 0 23,046 0 0
Wisdomtree International Equity Fund ETF Com 97717W703 108,626 1,475 SH DFND 0 1,475 0 0
Eaton Corp PLC Com G29183103 4,184,086 9,737 SH SOLE 0 9,732 0 5
Eaton Corp PLC Com G29183103 993,490 2,312 SH DFND 0 2,312 0 0
Linde Plc Com G54950103 3,724,104 7,846 SH SOLE 0 7,841 0 5
Linde Plc Com G54950103 96,829 204 SH DFND 0 204 0 0
Medtronic Hldg Ltd Com G5960L103 524,212 6,075 SH SOLE 0 6,075 0 0
Medtronic Hldg Ltd Com G5960L103 52,982 614 SH DFND 0 614 0 0
Chubb Ltd Com H1467J104 4,723,931 14,524 SH SOLE 0 14,524 0 0
Chubb Ltd Com H1467J104 110,910 341 SH DFND 0 341 0 0
UBS Group AG Com H42097107 535,735 11,131 SH SOLE 0 11,131 0 0