Exhibit 99.5 - Schedule 5
| Loan ID | Seller Loan ID | Investor Loan ID | Loan Program | Guideline Product Name | Originator Name | Originating Entity CDFI Flag | Guideline Name | Guideline Author | Guideline Date | Guideline Version | Application Date | TILA Status | TRID | GSE | Verified Safe Harbor Flag | Verified Safe Harbor Reference Document | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | AUS Decision System | Rating Result | Property Inspection Waiver (PIW) | Calculated APR | HUD 1 Page 1 Credits Total | Verified Qualifying Rate | Originator Qualifying Rate | Qualifying P&I | Default Interest Rate Present | Default Interest Rate | Annual Property Tax | Monthly Property Tax | Annual Insurance Costs | Monthly Insurance Cost | Annual HOA Costs | Monthly HOA Costs | Monthly Other Costs | PITIA | Residual Income | HOA Questionnaire Flag | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Originator DTI | TPR Verified DTI | QM DTI | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 2 Length of Employment | Co Borrower 3 Length of Employment | Document Level | Borrower Years of W2s/1099 | CoBorrower Years of W2s/1099 | Borrower Months of Paystubs Verified | Co Borrower Months of Paystubs Verified | Borrower Employment Gap Letter | Borrower Months of Employment Gap | Co Borrower Employment Gap Letter | Co Borrower Months of Employment Gap | Borrower Years of Personal Tax Returns | Borrower Years of Business Tax Returns | CoBorrower Years of Personal Tax Returns | CoBorrower Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Borrower Award/Offer Letter | Co Borrower Award/Offer Letter | Asset Depletion Flag | Partial Asset Depletion Flag | Asset Depletion Months Amortized | Asset Utilization Flag (No DTI) | Borrower Bank Statements Flag | Borrower Bank Statement Summary/Lender Worksheet | Borrower Number of Personal Bank Statements | Borrower Number of Business Bank Statements | CoBorrower Bank Statements Flag | Co Borrower Bank Statement Summary/Lender Worksheet | CoBorrower Number of Personal Bank Statements | CoBorrower Number of Business Bank Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | Bespoke Eligible Assets | Borrower P&L Type | Borrower Number of Months P&L | Borrower P&L Prepared By | CoBorrower P&L Type | CoBorrower P&L Prepared By | CoBorrower Number of Months P&L | Borrower CPA Letter Flag | # of Months CPA verified income | CoBorrower CPA Letter Flag | CoBorrower # of Months CPA verified income | Borrower WVOE Flag | Borrower # of Months Employment Validated WVOE | Borrower # of Months Income Validated WVOE | Borrower WVOE Form Type | CoBorrower WVOE Flag | CoBorrower # of Months WVOE | CoBorrower # of Months Income Validated WVOE | CoBorrower WVOE Form Type | DSCR Flag | TPR DSCR | Originator DSCR | Expense Letter | Income Doc Detail | Tax Return Doc Details | Property Address | Property City | Property State | Property Zip | Property County | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Co Borrower 2 FICO | Most Recent Co Borrower 3 FICO | Updated Credit Report Flag | Updated Credit Report Date | Updated FICO Method | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Updated Primary Borrower FICO | Updated Co Borrower FICO | Updated Co Borrower 2 FICO | Updated Co Borrower 3 FICO | Updated Qualifying FICO | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Lates 30d in 0-12m | Prior Mortgage/Rent Lates 60d in 0-12m | Prior Mortgage/Rent Lates 90d in 0-12m | Prior Mortgage/Rent Lates 120d+ in 0-12m | Prior Mortgage/Rent Lates 30d in 13-24m | Prior Mortgage/Rent Lates 60d in 13-24m | Prior Mortgage/Rent Lates 90d in 13-24m | Prior Mortgage/Rent Lates 120d+ in 13-24m | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Is Equity Shared Loan | Subordinate Lien Type | Subordinate Lien Max Draw Amount (HELOC) | Subordinate Lien 2 Type | Subordinate Lien 2 Max Draw Amount (HELOC) | Subordinate Lien 3 Type | Subordinate Lien 3 Max Draw Amount (HELOC) | Is Shared Appreciation Mortgage | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? | Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Property Rights | Leasehold Lease Expiration Date | Buydown Flag | Assumable Mortgage Flag | Foreign National Alternative Credit Documentation | Liquid / Cash Reserves (ASF) | Months Liquid Reserves | Total Assets Available for Reserves | Months Reserves | Blanket Mortgage Flag | Qualifying HCLTV | Condo Warrantability Flag | E-Note Flag | O&E in lieu of Title Insurance | Business Purpose Flag | Borrower Note Executed As | Co Borrower Note Executed As | Co Borrower 2 Note Executed As | Co Borrower 3 Note Executed As | Borrower 1 Trust Name | Borrower 2 Trust Name | Borrower 3 Trust Name | Borrower 4 Trust Name |
| 2020274 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | 0 | 01/08/2025 | 6.730% | Manual Underwriting | Manual Underwriting | No | 9.055% | 8.750% | 8.750% | $6,166.08 | No | $34,583.88 | $2,881.99 | $3,696.96 | $308.08 | $0.00 | $0.00 | $8,353.11 | $17,709.26 | $43,035.03 | N/A | XXXX | $0.00 | XXXX | 36.64% | 36.64% | 36.64% | No | Self-Employed | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESoleProprietor, SESoleProprietor, Other REO Net Rental Income(Loss) - Business Bank Statements Verified - 2023, 2024 | Borrower - 2023, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 742 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | United States | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 306251.44 | 17.3 | No | 62.15 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195751 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 8727.5 | 05/18/2026 | 6.420% | Manual Underwriting | Manual Underwriting | No | 9.794% | 9.750% | 9.750% | $3,067.18 | No | $4,221.00 | $351.75 | $3,866.04 | $322.17 | $600.00 | $50.00 | $5,283.94 | $6,433.07 | $12,912.94 | N/A | XXXX | TN | $50.00 | XXXX | Monthly | 49.75% | 49.73% | 49.73% | No | Employed | 2YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2026 | Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | TN | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 720 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 1457.60 | 0.2 | No | 85.79 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195750 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 6204.27 | 05/18/2026 | 6.420% | Manual Underwriting | Manual Underwriting | No | 9.344% | 9.000% | 9.000% | $1,738.52 | No | $524.40 | $43.70 | $1,652.28 | $137.69 | $375.48 | $31.29 | $2,005.04 | $3,956.24 | $13,525.41 | N/A | XXXX | MD | $31.29 | XXXX | Annually | 30.56% | 30.59% | 30.59% | No | Employed | 1YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Other - 2 YRS W2 Verified, 2+ Months Paystubs Verified - 2026 | Borrower - 2026 | XXXX | XXXX | MD | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 714 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | MD | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | Yes | N/A | .00 | 0.0 | 211914.05 | 53.6 | No | 80.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195764 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | Client Affirms Non-QM Status | Manual Underwriting | Manual Underwriting | No | 8.000% | 8.000% | $2,090.26 | No | $6,321.60 | $526.80 | $1,626.96 | $135.58 | $0.00 | $0.00 | $2,219.56 | $4,972.20 | $20,469.92 | N/A | XXXX | $0.00 | XXXX | 56.60% | 42.68% | 42.68% | Yes | Yes | Employed | Employed | 2YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025, 2026 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 689 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 242215.76 | 48.7 | No | 62.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195766 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 7.375% | 7.375% | $1,539.17 | No | $7,498.92 | $624.91 | $1,402.20 | $116.85 | $3,636.00 | $303.00 | $1,673.73 | $4,257.66 | $24,102.49 | Yes | XXXX | CA | $303.00 | XXXX | Monthly | 33.73% | 18.91% | 18.91% | Yes | Yes | Employed | Employed | 1YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 795 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 209438.02 | 49.2 | No | 74.96 | Yes | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195767 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2115.99 | 06/08/2026 | 6.510% | Manual Underwriting | Manual Underwriting | No | 7.983% | 7.750% | 7.750% | $666.59 | No | $4,987.80 | $415.65 | $3,198.12 | $266.51 | $0.00 | $0.00 | $1,526.75 | $2,875.50 | $13,084.20 | N/A | XXXX | $0.00 | XXXX | 32.76% | 32.76% | 32.76% | No | No | Employed | Employed | 2YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | GA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 735 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | GA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | GA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 88166.25 | 30.7 | No | 79.88 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198044 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4070.7 | 06/08/2026 | 6.220% | Manual Underwriting | Manual Underwriting | No | 8.617% | 8.500% | 8.500% | $1,171.80 | No | $5,327.76 | $443.98 | $3,827.64 | $318.97 | $0.00 | $0.00 | $1,270.51 | $3,205.26 | $5,624.09 | N/A | XXXX | $0.00 | XXXX | 47.21% | 47.21% | 47.21% | No | Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 791 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 133425.91 | 41.6 | No | 80.0 | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195748 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2195 | 06/08/2026 | 6.510% | Manual Underwriting | Manual Underwriting | No | 7.870% | 7.875% | 7.875% | $725.07 | No | $5,003.88 | $416.99 | $1,523.16 | $126.93 | $0.00 | $0.00 | $1,577.45 | $2,846.44 | $7,976.56 | N/A | XXXX | $0.00 | XXXX | 36.19% | 36.19% | 36.19% | No | Employed | 1YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 2026 | Borrower - 1 YR Executed 4506T Verified - 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 791 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure Borrower Identification | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 96480.47 | 33.9 | No | 76.02 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195757 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 8425.75 | 06/15/2026 | 6.570% | Manual Underwriting | Manual Underwriting | No | 9.624% | 9.625% | 9.625% | $2,575.47 | No | $8,215.08 | $684.59 | $2,173.08 | $181.09 | $0.00 | $0.00 | $2,386.02 | $5,827.17 | $9,949.95 | N/A | XXXX | $0.00 | XXXX | 44.79% | 39.91% | 39.91% | No | Employed | 2YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SESoleProprietor - 2 YRS W2 Verified, 2+ Months Paystubs Verified - 2024, 2025, 2026 | Borrower - 2024, 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 709 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 101925.06 | 17.5 | No | 34.24 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195763 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 5875.63 | 06/08/2026 | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.722% | 8.375% | 8.375% | $2,565.24 | No | $19,062.00 | $1,588.50 | $6,894.60 | $574.55 | $1,644.00 | $137.00 | $6,712.99 | $11,578.28 | $22,170.16 | N/A | XXXX | CA | $137.00 | XXXX | Monthly | 44.60% | 44.60% | 44.60% | No | Employed | 1YR Full Doc | 0 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2026, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 777 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure Borrower Identification | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 167342.29 | 14.5 | 167342.29 | 14.5 | No | 90.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195752 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 5933 | 06/22/2026 | 6.260% | Manual Underwriting | Manual Underwriting | No | 8.790% | 8.875% | 8.875% | $2,675.11 | No | $6,084.24 | $507.02 | $8,847.48 | $737.29 | $0.00 | $0.00 | $1,098.43 | $5,017.85 | $9,907.05 | N/A | XXXX | $0.00 | XXXX | 41.44% | 41.44% | 41.44% | No | Employed | 1YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 35 | 35 | Work Number | 0 | No | 0 | N/A | Borrower - Wage, Commission - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025, 2026 | Borrower - 1 YR Executed 4506T Verified - 2025, 2026 | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 678 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 102363.73 | 20.4 | No | 65.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195759 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3282.5 | 06/22/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.595% | 7.500% | 7.500% | $804.10 | No | $10,511.52 | $875.96 | $2,921.04 | $243.42 | $71.04 | $5.92 | $1,683.04 | $3,612.44 | $8,032.14 | N/A | XXXX | CT | $5.92 | XXXX | Annually | 35.11% | 35.11% | 35.11% | No | Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | CT | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 790 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CT | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 111847.68 | 31.0 | No | 63.78 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195758 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4307.2 | 06/01/2026 | 6.520% | Manual Underwriting | Manual Underwriting | No | 9.874% | 9.500% | 9.500% | $1,345.37 | No | $7,574.28 | $631.19 | $1,177.56 | $98.13 | $0.00 | $0.00 | $2,111.81 | $4,186.50 | $10,210.35 | N/A | XXXX | $0.00 | XXXX | 34.73% | 34.73% | 34.73% | No | No | Employed | Employed | 1YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 663 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 3526.08 | 0.8 | No | 78.25 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198023 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4070 | 06/15/2026 | 6.570% | Manual Underwriting | Manual Underwriting | No | 7.786% | 7.625% | 7.625% | $1,592.54 | No | $6,260.52 | $521.71 | $1,317.12 | $109.76 | $0.00 | $0.00 | $2,176.88 | $4,400.89 | $10,571.66 | N/A | XXXX | $0.00 | XXXX | 37.74% | 37.74% | 37.74% | No | No | Employed | Employed | 2YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 20.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 30 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SEPartnership - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 3 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 750 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 219155.95 | 49.8 | No | 72.88 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195754 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3388.46 | 06/22/2026 | 6.260% | Manual Underwriting | Manual Underwriting | No | 6.320% | 6.375% | 6.375% | $1,173.79 | No | $7,495.92 | $624.66 | $1,956.72 | $163.06 | $1,464.00 | $122.00 | $2,103.61 | $4,187.12 | $6,930.21 | N/A | XXXX | CA | $122.00 | XXXX | Monthly | 42.46% | 42.46% | 42.46% | No | Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 766 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 1889.76 | 0.5 | No | 59.37 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195762 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2237 | 06/08/2026 | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.125% | 8.125% | 8.125% | $594.00 | No | $9,063.00 | $755.25 | $3,531.96 | $294.33 | $615.00 | $51.25 | $1,096.00 | $2,790.83 | $15,863.09 | N/A | XXXX | TX | $51.25 | XXXX | Annually | 27.79% | 27.79% | 27.79% | No | No | Employed | Employed | 1YR Full Doc | 2 YRS W2 | 2 YRS W2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 | Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 785 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 3938.29 | 1.4 | 73880.67 | 26.5 | No | 69.74 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195749 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 1695 | 06/08/2026 | 6.510% | Manual Underwriting | Manual Underwriting | No | 7.738% | 7.500% | 7.500% | $699.21 | No | $2,712.72 | $226.06 | $1,065.96 | $88.83 | $1,299.96 | $108.33 | $2,977.80 | $4,100.23 | $11,064.39 | N/A | XXXX | ID | $108.33 | XXXX | Annually | 40.12% | 40.10% | 40.10% | No | No | Employed | Employed | 2YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage, Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 | XXXX | XXXX | ID | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 696 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | ID | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | ID | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 98033.85 | 23.9 | No | 57.4 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195753 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 695 | 06/15/2026 | 6.570% | Manual Underwriting | Manual Underwriting | No | 7.697% | 7.750% | 7.750% | $2,027.45 | No | $3,019.56 | $251.63 | $2,315.04 | $192.92 | $500.04 | $41.67 | $1,387.00 | $3,900.67 | $12,177.33 | N/A | XXXX | SC | $41.67 | XXXX | Annually | 27.30% | 27.30% | 27.30% | No | No | Employed | Not Employed | 1YR Full Doc | 2 YRS W2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 6 | 6 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025, 2026 || Co Borrower - 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified - 2025, 2026 || Co Borrower - 1 YR Executed 4506T Verified | XXXX | XXXX | SC | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 812 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure Borrower Identification | SC | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure Borrower Identification | SC | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 279751.75 | 71.7 | No | 61.9 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195756 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 7195 | 06/22/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.448% | 7.375% | 7.375% | $2,762.70 | No | $11,601.72 | $966.81 | $9,793.80 | $816.15 | $4,745.88 | $395.49 | $7,777.00 | $12,718.15 | $14,757.49 | N/A | XXXX | CA | $395.49 | XXXX | Monthly | 48.00% | 48.01% | 48.01% | No | No | Self-Employed | Employed | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 0 | 1 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - 2024 || Co Borrower - Wage, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 791 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 385683.70 | 30.3 | No | 55.25 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198026 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3838.75 | 06/08/2026 | 6.220% | Manual Underwriting | Manual Underwriting | No | 7.671% | 7.250% | 7.250% | $829.89 | No | $6,616.80 | $551.40 | $893.04 | $74.42 | $6,036.00 | $503.00 | $2,137.73 | $4,096.44 | $8,934.23 | Yes | XXXX | VA | $503.00 | XXXX | Monthly | 37.92% | 37.92% | 37.92% | No | No | Not Employed | Employed | 1YR Full Doc | 0 | 2 YRS W2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified - 2026, 2025, 2024 | Borrower || Co Borrower - 2026, 2025, 2024 | XXXX | XXXX | VA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 733 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure - Driver License | VA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure - Driver License | VA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 41988.16 | 10.3 | No | 68.93 | Yes | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195761 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 6395 | 06/22/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 9.125% | 9.125% | 9.125% | $2,318.85 | No | $6,803.04 | $566.92 | $1,619.04 | $134.92 | $0.00 | $0.00 | $1,906.49 | $4,927.18 | $12,955.55 | N/A | XXXX | $0.00 | XXXX | 28.10% | 28.10% | 28.10% | No | Employed | 2YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 789 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 26294.87 | 5.3 | No | 85.97 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195746 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2746.88 | 06/15/2026 | 6.570% | Manual Underwriting | Manual Underwriting | No | 9.648% | 9.500% | 9.500% | $985.90 | No | $4,928.64 | $410.72 | $3,308.64 | $275.72 | $350.04 | $29.17 | $1,921.84 | $3,623.35 | $9,658.81 | N/A | XXXX | CO | $29.17 | XXXX | Annually | 36.46% | 36.46% | 36.46% | No | No | Employed | Employed | 2YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | CO | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 707 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CO | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CO | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 34734.37 | 9.6 | No | 81.82 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195755 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2873.06 | 06/15/2026 | 6.250% | Manual Underwriting | Manual Underwriting | No | 9.288% | 8.875% | 8.875% | $829.28 | No | $11,435.04 | $952.92 | $2,625.96 | $218.83 | $0.00 | $0.00 | $5,370.52 | $7,371.55 | $11,461.52 | N/A | XXXX | $0.00 | XXXX | 44.75% | 44.75% | 44.75% | No | No | Employed | Employed | 1YR Full Doc | 1 YR W2 | 1 YR W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 77 | 77 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Bonus - 1 YR W2 Verified, 1 Month Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 1 YR W2 Verified, 1 Month Paystubs Verified | Borrower || Co Borrower | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 678 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 43582.56 | 5.9 | No | 78.29 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195747 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2595 | 06/08/2026 | 6.510% | Manual Underwriting | Manual Underwriting | No | 8.700% | 8.750% | 8.750% | $550.69 | No | $5,061.60 | $421.80 | $885.00 | $73.75 | $0.00 | $0.00 | $2,068.65 | $3,114.89 | $5,396.85 | N/A | XXXX | $0.00 | XXXX | 48.16% | 45.18% | 45.18% | No | Employed | 1YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 30 | 30 | Other | 0 | No | 0 | N/A | Borrower - Wage, Overtime, Bonus, SSI and Disability - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025, 2026 | Borrower - 1 YR Executed 4506T Verified - 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 688 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure Borrower Identification | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 2626.73 | 0.8 | No | 59.43 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195760 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 1775 | 06/15/2026 | 6.040% | Manual Underwriting | Manual Underwriting | No | 7.595% | 7.125% | 7.125% | $489.15 | No | $1,303.32 | $108.61 | $732.00 | $61.00 | $0.00 | $0.00 | $584.43 | $1,243.19 | $7,096.97 | N/A | XXXX | $0.00 | XXXX | 19.04% | 19.04% | 19.04% | No | Employed | 1YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | NM | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 809 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | NM | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 51315.21 | 41.3 | No | 53.72 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198036 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3986.88 | 06/29/2026 | 6.520% | Manual Underwriting | Manual Underwriting | No | 9.535% | 9.000% | 9.000% | $921.29 | No | $9,687.72 | $807.31 | $3,521.04 | $293.42 | $0.00 | $0.00 | $1,225.11 | $3,247.13 | $3,989.10 | N/A | XXXX | $0.00 | XXXX | 44.89% | 44.87% | 44.87% | No | Employed | 1YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Other | 0 | No | 0 | Borrower - Wage, Bonus, Commission - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | CT | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 650 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CT | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 32041.92 | 9.9 | No | 64.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2195765 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 1775 | 06/29/2026 | 6.520% | Manual Underwriting | Manual Underwriting | No | 7.699% | 7.500% | 7.500% | $503.43 | No | $3,968.16 | $330.68 | $1,811.04 | $150.92 | $0.00 | $0.00 | $1,706.09 | $2,691.12 | $5,575.51 | N/A | XXXX | $0.00 | XXXX | 41.81% | 41.81% | 41.81% | No | Retired | 1YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 1 | 0 | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Retirement - 1 YR Executed 4506T Verified, Award Letter Verified - 2026 | Borrower - 1 YR Executed 4506T Verified - 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 791 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 611.51 | 0.2 | No | 70.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198025 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3695 | 06/15/2026 | 6.570% | Manual Underwriting | Manual Underwriting | No | 8.330% | 8.375% | 8.375% | $2,219.44 | No | $13,876.20 | $1,156.35 | $3,932.04 | $327.67 | $39.96 | $3.33 | $2,449.86 | $6,156.65 | $11,548.13 | N/A | XXXX | MD | $3.33 | XXXX | Annually | 45.25% | 45.25% | 45.25% | No | No | Employed | Employed | 1YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 12 | 12 | Work Number | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 Verified, Written VOE Verified, Executed 4506T Verified - 2026 | Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2026 | XXXX | XXXX | MD | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 670 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Driving License | MD | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act Driving License | MD | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | Yes | N/A | .00 | 0.0 | 18567.19 | 3.0 | No | 70.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198027 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 06/15/2026 | 6.570% | Manual Underwriting | Manual Underwriting | No | 0.000% | 9.750% | 9.750% | $510.18 | No | $3,466.80 | $288.90 | $1,587.96 | $132.33 | $360.00 | $30.00 | $1,221.66 | $2,183.07 | $2,680.94 | N/A | XXXX | VA | $30.00 | XXXX | Monthly | 90.21% | 47.26% | 47.26% | Yes | Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 30 | 30 | FNMA 1005 | 0 | No | 0 | N/A | Borrower - Wage, Overtime, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2026 | Borrower - Executed 4506T Verified - 2025, 2026 | XXXX | XXXX | VA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 740 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | VA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 54820.27 | 25.1 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198021 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3814.92 | 06/22/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 9.703% | 9.750% | 9.750% | $1,232.89 | No | $3,345.60 | $278.80 | $0.00 | $0.00 | $5,220.00 | $435.00 | $1,311.07 | $3,257.76 | $5,092.90 | Yes | XXXX | CA | $435.00 | XXXX | Monthly | 42.39% | 42.39% | 42.39% | No | Employed | 1YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2026 | Borrower - Executed 4506T Verified - 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 657 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Passport | N/A | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 26797.37 | 8.2 | No | 67.45 | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198020 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 06/15/2026 | 6.570% | Manual Underwriting | Manual Underwriting | No | 0.000% | 8.625% | 8.625% | $1,699.60 | No | $8,387.52 | $698.96 | $4,602.72 | $383.56 | $0.00 | $0.00 | $1,243.11 | $4,025.23 | $6,940.92 | N/A | XXXX | $0.00 | XXXX | 49.89% | 49.89% | 49.89% | Yes | Yes | Self-Employed | Self-Employed | 1YR Full Doc | 2 YRS W2 | 2 YRS W2 | NA | NA | N/A | 0 | N/A | 0 | 1 | 2 | 1 | 2 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 30.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 Verified, 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - SESCorp, SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 Verified, 2 YRS Executed 4506T Verified - 2024, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified - 2024, 2025 | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 763 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 82488.09 | 20.5 | No | 80.0 | N/A | No | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198031 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2235 | 06/22/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.322% | 7.125% | 7.125% | $1,347.44 | No | $9,964.32 | $830.36 | $2,383.20 | $198.60 | $804.96 | $67.08 | $1,066.55 | $3,510.03 | $5,026.77 | N/A | XXXX | TX | $67.08 | XXXX | Monthly | 46.81% | 46.81% | 46.81% | No | Self-Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 2 | 0 | 3 | 3 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026, 2025, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026, 2025, 2024 | XXXX | XXXX | TX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 771 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | TX | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 184584.69 | 52.6 | No | 55.4 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198030 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2757.5 | 06/22/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.743% | 7.625% | 7.625% | $530.85 | No | $3,027.60 | $252.30 | $1,275.00 | $106.25 | $0.00 | $0.00 | $905.23 | $1,794.63 | $3,216.89 | N/A | XXXX | $0.00 | XXXX | 37.40% | 36.32% | 36.32% | No | Employed | 1YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 1 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025, 2026 | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 806 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 72247.68 | 40.3 | No | 70.24 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198029 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2357.5 | 06/22/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 9.802% | 9.000% | 9.000% | $486.80 | No | $3,295.92 | $274.66 | $1,184.04 | $98.67 | $720.00 | $60.00 | $3,185.59 | $4,105.72 | $5,401.01 | N/A | XXXX | UT | $60.00 | XXXX | Monthly | 44.93% | 44.81% | 44.81% | No | No | Employed | Employed | 1YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | UT | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 784 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | UT | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal Use | UT | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 55994.28 | 13.6 | No | 84.08 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198022 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4695 | 06/22/2026 | 6.260% | Manual Underwriting | Manual Underwriting | No | 7.564% | 7.500% | 7.500% | $1,611.19 | No | $8,569.68 | $714.14 | $3,545.04 | $295.42 | $1,812.00 | $151.00 | $1,894.03 | $4,665.78 | $7,581.00 | N/A | XXXX | CA | $151.00 | XXXX | Monthly | 48.24% | 48.24% | 48.24% | No | Employed | 1YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Other | 0 | No | 0 | Borrower - Wage, Other - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 768 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 106872.36 | 22.9 | No | 69.73 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209679 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2891.95 | 07/06/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 8.461% | 8.125% | 8.125% | $530.83 | No | $8,317.44 | $693.12 | $4,245.00 | $353.75 | $0.00 | $0.00 | $893.59 | $2,471.29 | $7,011.06 | N/A | XXXX | $0.00 | XXXX | 36.45% | 36.45% | 36.45% | No | Self-Employed | 2YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Overtime - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 | XXXX | XXXX | CT | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 657 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CT | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 25769.37 | 10.4 | No | 59.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198038 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4266.22 | 07/06/2026 | 6.150% | Manual Underwriting | Manual Underwriting | No | 8.340% | 8.375% | 8.375% | $1,461.88 | No | $5,392.32 | $449.36 | $3,978.00 | $331.50 | $0.00 | $0.00 | $1,267.82 | $3,510.56 | $3,864.77 | N/A | XXXX | $0.00 | XXXX | 47.60% | 47.60% | 47.60% | No | Employed | 1YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 | Borrower - Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 667 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Driving License | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 97782.80 | 27.9 | No | 68.62 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198032 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3195 | 07/06/2026 | 5.980% | Manual Underwriting | Manual Underwriting | No | 8.064% | 7.500% | 7.500% | $787.96 | No | $7,607.04 | $633.92 | $3,335.04 | $277.92 | $0.00 | $0.00 | $1,784.01 | $3,483.81 | $9,082.65 | N/A | XXXX | $0.00 | XXXX | 44.57% | 43.75% | 43.75% | No | No | Employed | Employed | 1YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | FNMA 1005 | Yes | 24 | 24 | FNMA 1005 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage, Other - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | WA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 747 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | N/A | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | Patriot Act Form | WA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 60408.21 | 17.3 | No | 60.51 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198045 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3193.73 | 06/29/2026 | 6.520% | Manual Underwriting | Manual Underwriting | No | 9.110% | 8.750% | 8.750% | $880.32 | No | $4,504.32 | $375.36 | $1,416.96 | $118.08 | $650.04 | $54.17 | $1,464.63 | $2,892.56 | $7,447.77 | N/A | XXXX | CA | $54.17 | XXXX | Annually | 37.93% | 37.85% | 37.85% | No | Employed | 2YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 105 | 6 | FNMA 1005 | 0 | No | 0 | N/A | Borrower - Wage, Bonus - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 726 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 60626.17 | 21.0 | No | 87.13 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198046 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 1738.37 | 07/06/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 8.960% | 8.750% | 8.750% | $760.70 | No | $14,853.48 | $1,237.79 | $1,776.00 | $148.00 | $0.00 | $0.00 | $5,277.04 | $7,423.53 | $10,957.88 | N/A | XXXX | $0.00 | XXXX | 49.99% | 49.99% | 49.99% | No | No | Self-Employed | Employed | 1YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 2 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026, 2024, 2023 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026, 2024, 2023 | XXXX | XXXX | CT | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 720 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CT | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | CT | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 17351.43 | 2.3 | 17351.43 | 2.3 | No | 90.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198034 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2945 | 07/06/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 8.435% | 8.250% | 8.250% | $1,690.35 | No | $9,190.32 | $765.86 | $2,109.60 | $175.80 | $0.00 | $0.00 | $2,137.96 | $4,769.97 | $6,298.84 | N/A | XXXX | $0.00 | XXXX | 47.22% | 47.22% | 47.22% | No | No | Self-Employed | Self-Employed | 2YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | FNMA 1005 | No | 0 | N/A | Borrower - Wage, Overtime, Bonus, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - Wage, Overtime - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 675 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 80935.84 | 17.0 | No | 63.15 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198043 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3981 | 06/15/2026 | 6.250% | Manual Underwriting | Manual Underwriting | No | 7.763% | 7.375% | 7.375% | $1,311.06 | No | $6,136.56 | $511.38 | $1,823.04 | $151.92 | $0.00 | $0.00 | $456.97 | $2,431.33 | $6,623.56 | N/A | XXXX | $0.00 | XXXX | 36.00% | 36.00% | 36.00% | No | No | Employed | Employed | 2YR Full Doc | 2 YRS W2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 31 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | MI | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 769 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | MI | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | MI | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 6134.07 | 2.5 | No | 79.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198041 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3047.66 | 06/29/2026 | 6.160% | Manual Underwriting | Manual Underwriting | No | 7.385% | 7.250% | 7.250% | $1,339.69 | No | $3,471.72 | $289.31 | $2,271.00 | $189.25 | $0.00 | $0.00 | $1,625.34 | $3,443.59 | $9,235.41 | N/A | XXXX | $0.00 | XXXX | 38.70% | 38.43% | 38.43% | No | Employed | 1YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 1 YR Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | UT | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 732 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | UT | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 26159.62 | 7.6 | No | 71.31 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198024 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3122.64 | 06/22/2026 | 6.260% | Manual Underwriting | Manual Underwriting | No | 8.324% | 8.125% | 8.125% | $771.73 | No | $5,688.36 | $474.03 | $5,416.92 | $451.41 | $0.00 | $0.00 | $2,560.13 | $4,257.30 | $7,000.20 | N/A | XXXX | $0.00 | XXXX | 39.78% | 39.78% | 39.78% | No | No | Employed | Not Employed | 1YR Full Doc | 2 YRS W2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 738 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure - Driver License | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure - Driver License | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 34080.68 | 8.0 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198037 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4070 | 07/13/2026 | 6.530% | Manual Underwriting | Manual Underwriting | No | 7.996% | 7.875% | 7.875% | $978.84 | No | $11,671.68 | $972.64 | $3,634.56 | $302.88 | $0.00 | $0.00 | $3,309.38 | $5,563.74 | $8,496.22 | N/A | XXXX | $0.00 | XXXX | 42.26% | 41.69% | 41.69% | No | No | Retired | Not Employed | 1YR Full Doc | 1 YR 1099 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Other, Retirement, Retirement, SSI and Disability - 1 YR 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2026, 2025 || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 2 YRS Executed 4506T Verified | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 689 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 24040.41 | 4.3 | No | 72.91 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198035 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2655 | 07/13/2026 | 6.530% | Manual Underwriting | Manual Underwriting | No | 7.732% | 7.750% | 7.750% | $802.38 | No | $3,863.04 | $321.92 | $1,621.44 | $135.12 | $0.00 | $0.00 | $1,059.49 | $2,318.91 | $2,757.09 | N/A | XXXX | $0.00 | XXXX | 49.97% | 49.78% | 49.78% | No | No | Not Employed | Employed | 1YR Full Doc | 0 | 1 YR W2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 30 | 30 | Work Number | No | 0 | N/A | Borrower - 1 YR Executed 4506T Verified || Co Borrower - Wage - 1 YR W2 Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 2025, 2024, 2026 | Borrower - 1 YR Executed 4506T Verified || Co Borrower - 1 YR Executed 4506T Verified - 2025, 2024, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 742 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure Borrower Identification | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure Borrower Identification | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 28778.03 | 12.4 | No | 70.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198028 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | 0 | 06/15/2026 | 6.570% | Manual Underwriting | Manual Underwriting | No | 0.000% | 8.875% | 8.875% | $1,352.60 | No | $3,451.92 | $287.66 | $1,735.44 | $144.62 | $5,280.00 | $440.00 | $1,387.20 | $3,612.08 | $10,403.86 | Yes | XXXX | CA | $440.00 | XXXX | Monthly | 61.10% | 40.41% | 40.41% | Yes | Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 2 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 782 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 162894.20 | 45.1 | No | 79.73 | Yes | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209692 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3771.4 | 07/06/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 8.528% | 8.375% | 8.375% | $2,219.41 | No | $6,869.76 | $572.48 | $3,792.36 | $316.03 | $0.00 | $0.00 | $5,195.28 | $8,303.20 | $21,215.11 | N/A | XXXX | $0.00 | XXXX | 49.87% | 49.87% | 49.87% | No | No | Employed | Employed | 2YR Full Doc | 2 YRS W2 | 2 YRS W2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | Proceeds from Sale | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 8 | 8 | FNMA 1005 | No | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2026, 2025 | XXXX | XXXX | CO | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 800 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CO | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CO | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 549762.91 | 66.2 | 549762.91 | 66.2 | No | 89.98 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198040 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2737.5 | 07/06/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 8.264% | 7.750% | 7.775% | $501.49 | No | $1,726.92 | $143.91 | $624.00 | $52.00 | $1,020.00 | $85.00 | $1,115.82 | $1,898.22 | $3,858.46 | N/A | XXXX | AZ | $85.00 | XXXX | Monthly | 43.55% | 43.55% | 43.55% | No | Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | AZ | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 765 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | AZ | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 54795.97 | 28.9 | No | 69.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198033 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2540.9 | 07/06/2026 | 5.970% | Manual Underwriting | Manual Underwriting | No | 6.729% | 6.750% | 6.750% | $976.00 | No | $4,741.68 | $395.14 | $1,605.84 | $133.82 | $0.00 | $0.00 | $1,594.52 | $3,099.48 | $5,097.80 | N/A | XXXX | $0.00 | XXXX | 38.19% | 38.19% | 38.19% | No | Employed | 1YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Overtime - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 2025, 2026 | Borrower - 1 YR Executed 4506T Verified - 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 701 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 74259.66 | 24.0 | No | 60.73 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209671 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4101.96 | 06/22/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 9.250% | 9.250% | 9.250% | $1,484.93 | No | $9,494.40 | $791.20 | $819.72 | $68.31 | $0.00 | $0.00 | $2,763.88 | $5,108.32 | $7,857.36 | N/A | XXXX | $0.00 | XXXX | 44.99% | 44.76% | 44.76% | No | No | Employed | Employed | 1YR Full Doc | 1 YR W2 | 2 YRS W2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 1 YR W2 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2026 || Co Borrower - Commission - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 | Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 684 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 221.72 | 0.0 | No | 14.17 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198042 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4935 | 07/06/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 9.977% | 9.625% | 9.625% | $1,699.98 | No | $10,896.36 | $908.03 | $4,122.96 | $343.58 | $0.00 | $0.00 | $2,804.38 | $5,755.97 | $12,767.21 | N/A | XXXX | $0.00 | XXXX | 37.58% | 37.58% | 37.58% | No | No | Employed | Employed | 2YR Full Doc | 2 YRS W2 | 2 YRS W2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 51 | 12 | Work Number | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - Wage - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 | XXXX | XXXX | CT | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 675 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CT | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | CT | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 93409.09 | 16.2 | No | 75.67 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2198039 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 6095 | 07/13/2026 | 6.530% | Manual Underwriting | Manual Underwriting | No | 7.500% | 7.500% | 7.500% | $1,678.11 | No | $5,958.72 | $496.56 | $3,660.96 | $305.08 | $1,020.00 | $85.00 | $1,678.98 | $4,243.73 | $10,886.73 | N/A | XXXX | CO | $85.00 | XXXX | Monthly | 35.28% | 35.78% | 35.78% | No | Employed | 2YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | CO | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 739 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CO | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 233484.55 | 56.1 | No | 69.67 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209682 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2195 | 07/06/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.604% | 7.500% | 7.500% | $699.21 | No | $2,371.20 | $197.60 | $1,268.28 | $105.69 | $0.00 | $0.00 | $1,555.18 | $2,557.68 | $12,887.82 | N/A | XXXX | $0.00 | XXXX | 23.23% | 23.23% | 23.23% | No | Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 758 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 98452.45 | 38.5 | No | 67.45 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209673 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2395 | 07/13/2026 | 6.530% | Manual Underwriting | Manual Underwriting | No | 9.424% | 9.000% | 9.000% | $683.93 | No | $6,233.88 | $519.49 | $2,009.04 | $167.42 | $0.00 | $0.00 | $2,919.82 | $4,290.66 | $5,557.89 | N/A | XXXX | $0.00 | XXXX | 43.57% | 43.57% | 43.57% | No | Employed | 2YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 2 | 0 | 2 | 2 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 51 | 51 | FNMA 1005 | 0 | No | 0 | N/A | Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 710 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 25413.37 | 5.9 | No | 84.71 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209685 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4257.5 | 07/13/2026 | 6.530% | Manual Underwriting | Manual Underwriting | No | 8.118% | 8.125% | 8.125% | $1,113.75 | No | $6,210.36 | $517.53 | $2,335.44 | $194.62 | $0.00 | $0.00 | $1,906.28 | $3,732.18 | $5,802.05 | N/A | XXXX | $0.00 | XXXX | 47.07% | 46.92% | 46.92% | No | Employed | 1YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Bonus - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 | XXXX | XXXX | KY | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 712 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | KY | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 38357.64 | 10.3 | No | 20.14 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209691 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 5265.1 | 06/29/2026 | 6.160% | Manual Underwriting | Manual Underwriting | No | 9.485% | 9.500% | 9.500% | $1,775.71 | No | $2,811.60 | $234.30 | $1,427.76 | $118.98 | $0.00 | $0.00 | $859.60 | $2,988.59 | $7,586.01 | N/A | XXXX | $0.00 | XXXX | 41.84% | 41.84% | 41.84% | No | Employed | 1YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Bonus - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 2025, 2026, 2024 | Borrower - 1 YR Executed 4506T Verified - 2025, 2026, 2024 | XXXX | XXXX | MD | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 710 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | MD | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | Yes | N/A | .00 | 0.0 | 167800.01 | 56.2 | No | 89.95 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209690 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 5061.46 | 07/06/2026 | 6.150% | Manual Underwriting | Manual Underwriting | No | 9.049% | 8.875% | 8.875% | $1,700.92 | No | $3,799.68 | $316.64 | $5,247.12 | $437.26 | $552.00 | $46.00 | $1,387.75 | $3,888.57 | $9,953.29 | N/A | XXXX | CO | $46.00 | XXXX | Monthly | 44.75% | 43.92% | 43.92% | No | No | Employed | Employed | 2YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2026 || Co Borrower - Wage, Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2026 | Borrower - Executed 4506T Verified - 2025, 2026 || Co Borrower - Executed 4506T Verified - 2025, 2026 | XXXX | XXXX | CO | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 697 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CO | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | CO | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 74393.32 | 19.1 | No | 84.99 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209680 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 1295 | 07/06/2026 | 6.150% | Manual Underwriting | Manual Underwriting | No | 7.361% | 7.000% | 7.000% | $465.18 | No | $2,913.24 | $242.77 | $1,508.76 | $125.73 | $0.00 | $0.00 | $1,143.11 | $1,976.79 | $10,978.43 | N/A | XXXX | $0.00 | XXXX | 19.74% | 19.89% | 19.89% | No | Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | SC | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 795 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | SC | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 57341.89 | 29.0 | No | 61.16 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209670 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4088.07 | 06/22/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 9.573% | 9.375% | 9.375% | $994.54 | No | $2,304.48 | $192.04 | $3,429.96 | $285.83 | $52.80 | $4.40 | $1,156.86 | $2,633.67 | $8,429.41 | N/A | XXXX | AZ | $4.40 | XXXX | Monthly | 32.74% | 30.69% | 30.69% | No | Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 36 | 36 | Work Number | 0 | No | 0 | N/A | Borrower - SECorporation, SECorporation - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 | XXXX | XXXX | AZ | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 701 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | AZ | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 1098.42 | 0.4 | No | 85.0 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209689 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2572.2 | 07/13/2026 | 6.170% | Manual Underwriting | Manual Underwriting | No | 7.839% | 7.500% | 7.500% | $563.92 | No | $9,946.20 | $828.85 | $2,793.96 | $232.83 | $0.00 | $0.00 | $3,459.61 | $5,085.21 | $16,819.84 | N/A | XXXX | MO | $0.00 | XXXX | Annually | 33.01% | 32.92% | 32.92% | No | Self-Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 276 | 12 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | MO | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 725 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | MO | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 65487.16 | 12.9 | No | 84.07 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209686 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | ATR/QM: Exempt | No | No | No | N/A | N/A | Manual Underwriting | Manual Underwriting | No | 8.375% | 8.375% | $550.35 | No | $5,666.52 | $472.21 | $762.96 | $63.58 | $2,808.00 | $234.00 | $745.28 | $2,065.42 | $6,945.87 | N/A | XXXX | FL | $234.00 | XXXX | Monthly | 61.03% | 43.89% | 43.89% | Yes | Employed | 1YR Full Doc | 2 YRS W2 | Less than 1 Month | N/A | 0 | 0 | 0 | 2 | 1 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Work Number | 0 | No | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026 | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2026 | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 778 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 59706.64 | 28.9 | No | 74.51 | N/A | No | No | Yes | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209678 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 5195 | 07/13/2026 | 6.530% | Manual Underwriting | Manual Underwriting | No | 7.844% | 7.500% | 7.500% | $1,398.43 | No | $4,436.40 | $369.70 | $3,890.52 | $324.21 | $1,500.00 | $125.00 | $1,328.17 | $3,545.51 | $5,490.68 | N/A | XXXX | CO | $125.00 | XXXX | Monthly | 49.93% | 49.93% | 49.93% | No | No | Employed | Employed | 1YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 30 | 30 | Other | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - Wage - 2 YRS W2 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | CO | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 765 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CO | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Real ID Driver's License | CO | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 197398.55 | 55.7 | No | 53.97 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209684 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2609.3 | 07/13/2026 | 6.530% | Manual Underwriting | Manual Underwriting | No | 8.949% | 8.625% | 8.625% | $738.90 | No | $5,336.76 | $444.73 | $1,651.44 | $137.62 | $0.00 | $0.00 | $1,877.65 | $3,198.90 | $8,086.61 | N/A | XXXX | $0.00 | XXXX | 29.27% | 29.27% | 29.27% | No | Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 666 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 87809.03 | 27.5 | No | 67.92 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209676 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 550.3 | 07/06/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.393% | 7.250% | 7.250% | $477.52 | No | $5,711.64 | $475.97 | $993.96 | $82.83 | $0.00 | $0.00 | $1,054.97 | $2,091.29 | $4,766.21 | N/A | XXXX | $0.00 | XXXX | 35.04% | 35.10% | 35.10% | No | Employed | 2YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 58 | 6 | FNMA 1005 | 0 | No | 0 | N/A | Borrower - Commission, SSI and Disability - 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 | XXXX | XXXX | OR | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 724 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Standard Driver's License - Not for federal use | OR | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | 2931.13 | 1.4 | 40074.99 | 19.2 | No | 49.93 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209688 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3570 | 07/13/2026 | 6.530% | Manual Underwriting | Manual Underwriting | No | 9.519% | 9.375% | 9.375% | $831.75 | No | $3,373.44 | $281.12 | $3,405.12 | $283.76 | $0.00 | $0.00 | $1,262.67 | $2,659.30 | $5,489.37 | N/A | XXXX | $0.00 | XXXX | 44.40% | 44.40% | 44.40% | No | Employed | 1YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Retirement - 2 YRS W2 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2026, 2025 | Borrower - 2 YRS Executed 4506T Verified - 2026, 2025 | XXXX | XXXX | OR | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 724 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | OR | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 54357.25 | 22.0 | No | 80.89 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209675 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 3135 | 07/06/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.565% | 7.625% | 7.625% | $863.51 | No | $5,258.16 | $438.18 | $7,079.04 | $589.92 | $0.00 | $0.00 | $597.23 | $2,488.84 | $3,969.48 | N/A | XXXX | $0.00 | XXXX | 42.95% | 42.95% | 42.95% | No | Employed | 1YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - 2025, 2026 | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 732 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | FL | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 3518.42 | 1.4 | No | 45.06 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209677 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2695 | 07/13/2026 | 6.170% | Manual Underwriting | Manual Underwriting | No | 7.687% | 7.500% | 7.500% | $644.47 | No | $6,274.08 | $522.84 | $1,555.44 | $129.62 | $0.00 | $0.00 | $1,759.73 | $3,056.66 | $8,771.74 | N/A | XXXX | $0.00 | XXXX | 40.69% | 40.69% | 40.69% | No | Employed | 1YR Full Doc | 2 YRS W2 | 2+ Months | N/A | 0 | 1 | 0 | 1 | 2 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 36 | 36 | Work Number | 0 | No | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2026, 2025 | XXXX | XXXX | VA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 667 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | VA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 29202.07 | 9.6 | No | 53.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209687 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 1823.75 | 07/06/2026 | 6.150% | Manual Underwriting | Manual Underwriting | No | 7.818% | 7.750% | 7.750% | $598.88 | No | $3,066.36 | $255.53 | $935.52 | $77.96 | $0.00 | $0.00 | $1,267.04 | $2,199.41 | $7,066.06 | N/A | XXXX | $0.00 | XXXX | 29.40% | 29.07% | 29.07% | No | No | Employed | Employed | 2YR Full Doc | 2 YRS W2 | 2 YRS W2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2025, 2026 | Borrower - Executed 4506T Verified - 2024, 2025, 2026 || Co Borrower - Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | WA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 756 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) | WA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | US Citizen | US Citizen | N/A | Enhanced Driver's License (MI, MN, NY, VT, WA) | WA | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 69463.04 | 31.1 | No | 80.0 | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209674 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4391.25 | 07/06/2026 | 6.150% | Manual Underwriting | Manual Underwriting | No | 7.930% | 7.625% | 7.625% | $1,016.57 | No | $17,812.44 | $1,484.37 | $4,964.04 | $413.67 | $0.00 | $0.00 | $3,463.68 | $6,378.29 | $22,497.99 | N/A | XXXX | $0.00 | XXXX | 43.12% | 43.12% | 43.12% | No | Self-Employed | 2YR Full Doc | 0 | NA | N/A | 0 | 2 | 2 | 0 | 2 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS IRS Transcripts Verified - 2025, 2024 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS IRS Transcripts Verified - 2025, 2024 | XXXX | XXXX | MA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 662 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | MA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 116265.76 | 18.2 | No | 24.26 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209681 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 4070 | 07/13/2026 | 6.530% | Manual Underwriting | Manual Underwriting | No | 8.313% | 8.375% | 8.375% | $1,026.10 | No | $3,894.00 | $324.50 | $5,904.24 | $492.02 | $0.00 | $0.00 | $1,226.82 | $3,069.44 | $7,974.49 | N/A | XXXX | $0.00 | XXXX | 32.69% | 31.27% | 31.27% | No | Employed | 1YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 1 | 1 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 | Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2025, 2026 | XXXX | XXXX | FL | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 688 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Real ID Driver's License | FL | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 4137.25 | 1.4 | No | 69.28 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209683 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 1670 | 07/06/2026 | 6.150% | Manual Underwriting | Manual Underwriting | No | 8.312% | 8.125% | 8.125% | $1,874.20 | No | $11,990.40 | $999.20 | $2,624.04 | $218.67 | $0.00 | $0.00 | $2,420.50 | $5,512.57 | $10,246.43 | N/A | XXXX | $0.00 | XXXX | 38.86% | 38.52% | 38.52% | No | Employed | 2YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 72 | 12 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | Borrower - 2 YRS Executed 4506T Verified - 2024, 2025, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 679 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | Patriot Act Form | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 149823.69 | 27.2 | No | 67.96 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2209672 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | Client Affirms Non-QM Status | 2529 | 06/22/2026 | 6.490% | Manual Underwriting | Manual Underwriting | No | 7.358% | 7.375% | 7.375% | $828.81 | No | $5,791.80 | $482.65 | $3,472.20 | $289.35 | $0.00 | $0.00 | $1,485.53 | $3,086.34 | $4,701.06 | N/A | XXXX | $0.00 | XXXX | 48.58% | 48.57% | 48.57% | No | Employed | 1YR Full Doc | 2 YRS W2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Work Number | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2025, 2024, 2026 | Borrower - 2025, 2024, 2026 | XXXX | XXXX | CA | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | 664 | No | NA | XXXX | XXXX | 0 | XXXX | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | XXXX | 0 | XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Unknown | No | No | US Citizen | US Citizen | N/A | Other | USA Patriot Act Disclosure | CA | United States of America (USA) | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | XXXX | No | No | N/A | .00 | 0.0 | 82107.52 | 26.6 | No | 57.75 | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | XXXX | XXXX | XXXX | XXXX |