EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.5 - Schedule 4

 

 

Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior XXXX Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
  2020274 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 742 742 738 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 26.07 36.64 67926.00 .00 .00 .00 67926.00 Employed       8.9       NA 43035.03 24890.97 No Escrow 17.29 306251.44 XXXX XXXX 17.86 17.86 62.15 XXXX XXXX XXXX Conventional Fixed Equity Advantage 8.75 8.75 6166.08 6166.08 0 17709.26 XXXX Fixed 300 300 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 1860489.88 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 306251.44 15890.00 2 146853 316 10 0.28969790859798605 26 No XXXX Manual Underwriting 0 9.055 No No XXXX XXXX No
  2195751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 720 720 668 722 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 31.49 49.73 20430.13 .00 .00 .00 20430.13 Employed       19.83       3 YRS 12912.94 10159.16 No Escrow 0.16 1457.6 XXXX XXXX 34.0 34.0 85.79 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.75 9.75 3067.18 3067.18 0 6433.07 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 543782.02 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 354160.59 695.00 2 106446 251 12 0.485748031496063 5.5 No XXXX Manual Underwriting 8727.5 9.794 No No XXXX XXXX No
  2195750 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 714 692 748 714 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MD XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 20.3 30.59 19486.50 .00 .00 .00 19486.50 Employed       4.42       NA 13525.41 5961.09 No Escrow 53.56 211914.05 XXXX XXXX 25.75 25.75 80.0 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9 9.0 1738.52 1738.52 0 3956.24 XXXX Fixed 360 360 XXXX                                 No 0 No No Yes N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 455149.09 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 211914.05 695.00 1 27000 234 12 0.5184938996933766 9 No XXXX Manual Underwriting 6204.27 9.344 No No XXXX XXXX No
  2195764 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 711 710 723 711 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 689 718 689 681 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Investment Refinance Cash Out - Other 20.2 42.68 20033.33 15677.09 .00 .00 35710.42 Employed Employed     2.33 3.42     2 YRS 20469.92 15240.5 No Escrow 48.71 242215.76 XXXX XXXX 22.31 22.31 62.0 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 20 Yr Fixed  8.0 8.0 2090.26 2090.26 0 4972.2 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 444469.76 1st ATR/QM: Exempt ATR/QM: Exempt 2 242215.76 2629.23 2 320000 261 13 0.3226484826019459 4.5 No XXXX Manual Underwriting         XXXX XXXX No
  2195766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 795 782 795 804 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 803 803 800 808 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Investment Refinance Cash Out - Other 3.36 18.91 17184.27 12538.93 .00 .00 29723.20 Employed Employed     9.08 9.58     2 YRS 24102.49 5620.71 No Escrow 49.19 209438.02 XXXX XXXX 29.15 29.15 74.96 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 7.375 7.375 1539.17 1539.17 0 4257.66 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 350153 1st ATR/QM: Exempt ATR/QM: Exempt 2 209438.02 7679.12 1 26000 253 9 0.017840099072363013 11 No XXXX Manual Underwriting         XXXX XXXX No
  2195767 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 735 725 736 735 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 724 733 724 710 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 14.78 32.76 11516.26 7943.44 .00 .00 19459.70 Employed Employed     11.75 19.83     2 YRS 13084.2 6375.5 No Escrow 30.66 88166.25 XXXX XXXX 18.44 18.44 79.88 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.75 7.75 666.59 666.59 0 2875.5 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 310001.97 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 88166.25 820.61 1 32700 303 30 0.24431866751285472 18.67 No XXXX Manual Underwriting 2115.99 7.983 No No XXXX XXXX No
  2198044 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 791 791 790 809 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 30.6 47.21 10476.34 .00 .00 .00 10476.34 Employed       12.08       2 YRS 5624.09 4946.26 No Escrow 41.63 133425.91 XXXX XXXX 29.63 29.63 80.0 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 20 Yr Fixed 8.5 8.5 1171.8 1171.8 0 3205.26 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 229524.95 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 133425.91 695.00 1 16500 211 9 0 6 No XXXX Manual Underwriting 4070.7 8.617 No No XXXX XXXX No
  2195748 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 791 786 791 802 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 22.77 36.19 12500.00 .00 .00 .00 12500.00 Employed       4.75       1 YR 7976.56 4523.44 No Escrow 33.89 96480.47 XXXX XXXX 17.73 17.73 76.02 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 7.875 7.875 725.07 725.07 0 2846.44 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 328859.52 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 96480.47 695.00 1 10000 170 3 0.04938931297709924 1.17 No XXXX Manual Underwriting 2195 7.870 No No XXXX XXXX No
  2195757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 709 710 709 691 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 35.19 39.91 16558.12 .00 .00 .00 16558.12 Employed       5.33       NA 9949.95 6608.17 No Escrow 17.49 101925.06 XXXX XXXX 34.24 34.24 89.92 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.625 9.625 2575.47 2575.47 0 5827.17 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 492786 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 202928.06 695.00 1 52981 97 10 0.46948836383016523 7 No XXXX Manual Underwriting 8425.75 9.624 No No XXXX XXXX No
  2195763 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 777 669 795 777 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence XXXX NA 28.93 44.6 40020.94 .00 .00 .00 40020.94 Employed       10       2 YRS 22170.16 17850.78 No Escrow 14.45 167342.29 XXXX XXXX 22.13 22.13 90.0 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Piggyback 30 Yr Fixed 8.375 8.375 2565.24 2565.24 0 11578.28 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 1035000 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0.0 4238.75 3 96947 243 7 0.06836272040302267 3.33 No XXXX Manual Underwriting 5875.63 8.722 No No XXXX XXXX No
  2195752 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 678 678 698 654 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 29.66 41.44 16918.90 .00 .00 .00 16918.90 Employed       0.33       1 YR 9907.05 7011.85 No Escrow 20.4 102363.73 XXXX XXXX 37.04 37.04 65.71 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 20 Yr Fixed 8.875 8.875 2675.11 2675.11 0 5017.85 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX Yes AH XXXX 232271 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 292090.6 695.00 1 41884 136 14 0.1387215282880235 11 No XXXX Manual Underwriting 5933 8.790 No No XXXX XXXX No
  2195759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 790 785 790 797 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CT XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 29.19 35.11 12377.58 .00 .00 .00 12377.58 Employed       14.75       2 YRS 8032.14 4345.44 No Escrow 30.96 111847.68 XXXX XXXX 15.51 15.51 63.78 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.5 7.5 804.1 804.1 0 3612.44 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 358077 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 111847.68 695.00 1 26585 217 5 0.11140625 5.75 No XXXX Manual Underwriting 3282.5 7.595 No No XXXX XXXX No
  2195758 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 713 713 747 696 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 663 644 668 663 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 26.76 34.73 7416.93 8226.92 .00 .00 15643.85 Employed Employed     0.08 4.75     2 YRS 10210.35 5433.5 No Escrow 0.84 3526.08 XXXX XXXX 20.65 20.65 78.25 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.5 9.5 1345.37 1345.37 0 4186.5 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 446419.76 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 62734.51 1107.20 1 31000 220 7 0.41314709236031927 9 No XXXX Manual Underwriting 4307.2 9.874 No No XXXX XXXX No
  2198023 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 750 728 751 750 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 761 726 761 797 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 25.92 37.74 12422.08 4557.47 .00 .00 16979.55 Employed Employed     11.42 23.08     3 YRS 10571.66 6407.89 No Escrow 49.8 219155.95 XXXX XXXX 26.79 26.79 72.88 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.625 7.625 1592.54 1592.54 0 4400.89 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 387091 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 219155.95 2380.25 1 18000 344 12 0.27893785310734465 11.83 No XXXX Manual Underwriting 4070 7.786 No No XXXX XXXX No
  2195754 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 766 766 760 789 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 34.76 42.46 12044.29 .00 .00 .00 12044.29 Employed       19.5       2 YRS 6930.21 5114.08 No Escrow 0.45 1889.76 XXXX XXXX 19.83 19.83 59.37 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 20 Yr Fixed 6.375 6.375 1173.79 1173.79 0 4187.12 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 317034 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 150893.09 3984.71 2 20200 408 6 0.21611702127659574 22 No XXXX Manual Underwriting 3388.46 6.320 No No XXXX XXXX No
  2195762 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 785 785 804 785 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 787 779 798 787 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 12.7 27.79 13634.40 8333.33 .00 .00 21967.73 Employed Employed     5.25 0.67     Yes 15863.09 6104.64 No Escrow 26.47 73880.67 XXXX XXXX 22.82 22.82 69.74 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 8.125 8.125 594.0 594.0 0 2790.83 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 164447 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 69942.38 695.00 1 23300 239 27 0.036530037546933666 7.5 No XXXX Manual Underwriting 2237 8.125 No No XXXX XXXX No
  2195749 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 696 696 654 699 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX   709 666 709 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX ID XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 22.2 40.1 6169.03 12303.59 .00 .00 18472.62 Employed Employed     1.25 1.75     2 YRS 11064.39 7408.23 No Escrow 23.91 98033.85 XXXX XXXX 14.59 14.59 57.4 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.5 7.5 699.21 699.21 0 4100.23 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 293371.28 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 98033.85 695.00 1 29500 274 11 0.7032927756653993 1.42 No XXXX Manual Underwriting 1695 7.738 No No XXXX XXXX No
  2195753 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 812 812 825 812 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX   810 825 812 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX SC XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 23.29 27.3 16750.00 .00 .00 .00 16750.00 Employed Not Employed     4.33       1 YR 12177.33 4572.67 No Escrow 71.72 279751.75 XXXX XXXX 31.1 31.1 61.9 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.75 7.75 2027.45 2027.45 0 3900.67 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 280272 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 279751.75 695.00 1 25000 252 4 0.0005309734513274337 14.17 No XXXX Manual Underwriting 695 7.697 No No XXXX XXXX No
  2195756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 796 799 796 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 791 791 798 776 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 44.81 48.01 25259.00 3123.64 .00 .00 28382.64 Employed Employed     37.25 37.25     NA 14757.49 13625.15 No Escrow 30.33 385683.7 XXXX XXXX 10.61 10.61 55.25 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 7.375 7.375 2762.7 2762.7 0 12718.15 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 1682382.32 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 394006.06 991.00 1 27000 288 5 0.08606271777003484 33 No XXXX Manual Underwriting 7195 7.448 No No XXXX XXXX No
  2198026 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 736 793 736 729 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 733 718 733 793 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX VA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 28.46 37.92 .00 14391.67 .00 .00 14391.67 Not Employed Employed       24.5     NA 8934.23 5457.44 No Escrow 10.25 41988.16 XXXX XXXX 13.38 13.38 68.93 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 20 Yr Fixed 7.25 7.25 829.89 829.89 0 4096.44 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 436115 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 100402.33 2888.75 1 59672 353 4 0.9800413298804572 10 No XXXX Manual Underwriting 3838.75 7.671 No No XXXX XXXX No
  2195761 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 789 799 789 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 27.34 28.1 18019.73 .00 .00 .00 18019.73 Employed       1.83       2 YRS 12955.55 5064.18 No Escrow 5.34 26294.87 XXXX XXXX 35.19 35.19 85.97 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.125 9.125 2318.85 2318.85 0 4927.18 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 411335 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 76301.87 695.00 1 50007 126 9 0.043715623530373976 10 No XXXX Manual Underwriting 6395 9.125 No No XXXX XXXX No
  2195746 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 707 707 746 694 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 781 781 786 726 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CO XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 23.84 36.46 8950.00 6250.00 .00 .00 15200.00 Employed Employed     1.5 0.33     2 YRS 9658.81 5541.19 No Escrow 9.59 34734.37 XXXX XXXX 20.18 20.18 81.82 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.5 9.5 985.9 985.9 0 3623.35 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 358137.06 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 70335.48 695.00 1 49943 329 16 0.17975336210357287 5.42 No XXXX Manual Underwriting 2746.88 9.648 No No XXXX XXXX No
  2195755 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 678 710 677 678 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 710 663 710 728 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 35.53 44.75 14339.21 6405.86 .00 .00 20745.07 Employed Employed     10 6     NA 11461.52 9283.55 No Escrow 5.91 43582.56 XXXX XXXX 8.26 8.26 78.29 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 20 Yr Fixed 8.875 8.875 829.28 829.28 0 7371.55 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 787904 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 86669.45 1013.06 2 84454 238 6 0.7345199568500539 3.67 No XXXX Manual Underwriting 2873.06 9.288 No No XXXX XXXX No
  2195747 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 688 699 682 688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 31.64 45.18 9844.74 .00 .00 .00 9844.74 Employed       1.5       1 YR 5396.85 4447.89 No Escrow 0.84 2626.73 XXXX XXXX 8.6 8.6 59.43 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 8.75 8.75 550.69 550.69 0 3114.89 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 413455 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 2626.73 695.00 1 16426 154 24 0.7800376493697823 28 No XXXX Manual Underwriting 2595 8.700 No No XXXX XXXX No
  2195760 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 809 809 824 802 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NM XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 14.18 19.04 8766.32 .00 .00 .00 8766.32 Employed       19.08       2 YRS 7096.97 1669.35 No Escrow 41.28 51315.21 XXXX XXXX 20.38 20.38 53.72 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 15 Yr Fixed 7.125 7.125 489.15 489.15 0 1243.19 XXXX Fixed 180 180 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 88362 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 51315.21 835.40 1 7470 249 5 0.10796538999872757 14 No XXXX Manual Underwriting 1775 7.595 No No XXXX XXXX No
  2198036 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 650 666 650 636 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CT XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 44.87 44.87 7236.23 .00 .00 .00 7236.23 Employed       1.33       2 YRS 3989.1 3247.13 No Escrow 9.87 32041.92 XXXX XXXX 15.84 15.84 64.96 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.0 9.0 921.29 921.29 0 3247.13 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 354987 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 107346.43 838.13 1 4183 357 3 0.22066666666666668 9 No XXXX Manual Underwriting 3986.88 9.535 No No XXXX XXXX No
  2195765 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 791 796 791 787 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance   28.09 41.81 9581.00 .00 .00 .00 9581.00 Retired               1 YR 5575.51 4005.49 No Escrow 0.23 611.51 XXXX XXXX 12.06 12.06 70.96 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.5 7.5 503.43 503.43 0 2691.12 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 351616.04 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 611.51 695.00 1 25200 319 15 0.024395373291272344 24.58 No XXXX Manual Underwriting 1775 7.699 No No XXXX XXXX No
  2198025 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 670 666 670 680 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 726 726 725 738 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MD XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 29.19 45.25 14008.00 7083.33 .00 .00 21091.33 Employed Employed     2.58 0.33     Yes 11548.13 9543.2 No Escrow 3.02 18567.19 XXXX XXXX 28.32 28.32 70.0 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 8.375 8.375 2219.44 2219.44 0 6156.65 XXXX Fixed 360 360 XXXX                                 No 0 No No Yes N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 429695.91 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 115736.72 706.68 1 37033 391 19 0.5775770180683738 7 No XXXX Manual Underwriting 3695 8.330 No No XXXX XXXX No
  2198027 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 740 737 740 756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX VA XXXX XXXX 2YR Full Doc Investment Refinance Cash Out - Other 0 47.26 5083.01 .00 .00 .00 5083.01 Employed       5.33       Yes 2680.94 2402.07 No Escrow 25.11 54820.27 XXXX XXXX 14.57 14.57 80.0 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.75 9.75 510.18 510.18 0 2183.07 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 266614 1st ATR/QM: Exempt ATR/QM: Exempt 1 55544.27 695.00 1 12300 131 4 0.3696050528285703 0.5 No XXXX Manual Underwriting 0 0.000 N/A   XXXX XXXX No
  2198021 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 657 657 634 688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 36.85 42.39 8840.66 .00 .00 .00 8840.66 Employed       12.75       Yes 5092.9 3747.76 No Escrow 8.23 26797.37 XXXX XXXX 22.59 22.59 67.45 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.75 9.75 1232.89 1232.89 0 3257.76 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 284923 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 88071.37 1314.92 1 25500 247 17 0.5633893919793014 23 No XXXX Manual Underwriting 3814.92 9.703 No No XXXX XXXX No
  2198020 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 817 817 819 809 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 763 763 779 743 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 1YR Full Doc Investment Refinance Cash Out - Other 35.65 49.89 2260.58 11590.34 .00 .00 13850.92 Employed Employed     7.67 7.67     2 YRS 6940.92 6910 No Escrow 20.49 82488.09 XXXX XXXX 35.82 35.82 80.0 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 8.625 8.625 1699.6 1699.6 0 4025.23 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 269482.5 1st ATR/QM: Exempt ATR/QM: Exempt 2 83926.09 2845.21 2 29306 381 8 0.10222222222222223 4 No XXXX Manual Underwriting 0 0.000 N/A   XXXX XXXX No
  2198031 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 771 695 772 771 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 37.43 46.81 9377.84 .00 .00 .00 9377.84 Employed       16.17       3 YRS 5026.77 4390.03 No Escrow 52.59 184584.69 XXXX XXXX 35.33 35.33 55.4 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 7.125 7.125 1347.44 1347.44 0 3510.03 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 113641 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 194683.7 695.00 1 14779 256 4 0.26402314723482606 20.17 No XXXX Manual Underwriting 2235 7.322 No No XXXX XXXX No
  2198030 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 806 806 823 806 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 35.53 36.32 5051.52 .00 .00 .00 5051.52 Employed       0.25       2 YRS 3216.89 1834.63 No Escrow 40.26 72247.68 XXXX XXXX 20.46 20.46 70.24 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.625 7.625 530.85 530.85 0 1794.63 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 182459.5 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 72247.68 715.25 2 5227 333 2 0.011287545437153242   No XXXX Manual Underwriting 2757.5 7.743 No No XXXX XXXX No
  2198029 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 701 693 701 711 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 784 795 762 784 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX UT XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 41.95 44.81 3033.66 6753.07 .00 .00 9786.73 Employed Employed     2.75 12     2 YRS 5401.01 4385.72 No Escrow 13.64 55994.28 XXXX XXXX 8.59 8.59 84.08 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.0 9.0 486.8 486.8 0 4105.72 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 531900 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 55994.28 695.00 1 12500 170 26 0.028326752370661363 4.33 No XXXX Manual Underwriting 2357.5 9.802 No No XXXX XXXX No
  2198022 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 768 768 754 773 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 31.85 48.24 14647.71 .00 .00 .00 14647.71 Employed       14.75       2 YRS 7581 7066.71 No Escrow 22.91 106872.36 XXXX XXXX 22.22 22.22 69.73 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 20 Yr Fixed 7.5 7.5 1611.19 1611.19 0 4665.78 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 427586.67 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 106872.36 695.00 1 78039.03 367 7 0.4907962962962963 21.33 No XXXX Manual Underwriting 4695 7.564 No No XXXX XXXX No
  2209679 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 657 657 642 679 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CT XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 22.4 36.45 11032.35 .00 .00 .00 11032.35 Employed       18.17       2 YRS 7011.06 4021.29 No Escrow 10.43 25769.37 XXXX XXXX 15.99 15.99 59.89 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 8.125 8.125 530.83 530.83 0 2471.29 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 196301 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 67438.04 1283.38 1 37366 111 15 0.6428854314002829 9.58 No XXXX Manual Underwriting 2891.95 8.461 No No XXXX XXXX No
  2198038 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 667 667 669 633 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 47.6 47.6 7375.33 .00 .00 .00 7375.33 Employed       5.17       Yes 3864.77 3510.56 No Escrow 27.85 97782.8 XXXX XXXX 25.56 25.56 68.62 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 20 Yr Fixed 8.375 8.375 1461.88 1461.88 0 3510.56 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 286333 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 97782.8 695.00 1 0 170 0 0 8.92 No XXXX Manual Underwriting 4266.22 8.340 No No XXXX XXXX No
  2198032 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 751 723 751 756 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 747 747 765 722 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 21.58 43.75 13424.67 2722.50 .00 .00 16147.17 Employed Employed     7.67 2.67     2 YRS 9082.65 7064.52 No Escrow 17.34 60408.21 XXXX XXXX 11.29 11.29 60.51 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 15 Yr Fixed 7.5 7.5 787.96 787.96 0 3483.81 XXXX Fixed 180 180 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 370663.88 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 80792.21 1352.05 2 22288 278 8 0.36208712827828377 6.5 No XXXX Manual Underwriting 3195 8.064 No No XXXX XXXX No
  2198045 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 726 716 760 726 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 24.14 37.85 11983.33 .00 .00 .00 11983.33 Employed       8.67       2 YRS 7447.77 4535.56 No Escrow 20.96 60626.17 XXXX XXXX 23.34 23.34 87.13 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 8.75 8.75 880.32 880.32 0 2892.56 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 305810 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 107006.19 955.73 1 38771 207 14 0.16277208394338702 8 No XXXX Manual Underwriting 3193.73 9.110 No No XXXX XXXX No
  2198046 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 720 720 713 739 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 715 715   735 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CT XXXX XXXX 1YR Full Doc Primary Residence XXXX NA 33.88 49.99 12745.62 9166.67 .00 .00 21912.29 Employed Employed     0.92 1.08     2 YRS 10957.88 10954.41 No Escrow 2.34 17351.43 XXXX XXXX 10.0 10.0 90.0 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Piggyback 30 Yr Fixed 8.75 8.75 760.7 760.7 0 7423.53 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 773560 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 1737.37 1 200000 291 7 0.20484560570071259 0.42 No XXXX Manual Underwriting 1738.37 8.960 No No XXXX XXXX No
  2198034 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 675 661 675 689 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX   668 693 698 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 39.97 47.22 10593.55 1341.52 .00 .00 11935.07 Employed Employed     16.42 2.42     2 YRS 6298.84 5636.23 No Escrow 16.97 80935.84 XXXX XXXX 18.69 18.69 63.15 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 8.25 8.25 1690.35 1690.35 0 4769.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 535335.08 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 221780.25 695.00 1 16600 236 7 0.8691490362012224 21.08 No XXXX Manual Underwriting 2945 8.435 No No XXXX XXXX No
  2198043 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 769 769 776 751 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 770 747 774 770 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MI XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 23.49 36 5338.82 5010.07 .00 .00 10348.89 Employed Employed     25.42 8.08     2 YRS 6623.56 3725.33 No Escrow 2.52 6134.07 XXXX XXXX 51.38 51.38 79.99 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 20 Yr Fixed 7.375 7.375 1311.06 1311.06 0 2431.33 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 91498.89 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 6134.07 3981.00 1 18000 181 8 0.1368515406162465 11.5 No XXXX Manual Underwriting 3981 7.763 No No XXXX XXXX No
  2198041 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 732 732 736 690 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX UT XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 22.96 38.43 15000.00 .00 .00 .00 15000.00 Employed       1.08       1 YR 9235.41 5764.59 No Escrow 7.6 26159.62 XXXX XXXX 23.49 23.49 71.31 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 20 Yr Fixed 7.25 7.25 1339.69 1339.69 0 3443.59 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 345107.55 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 39694.03 695.00 1 52548 249 8 0.14745424292845258 4.5 No XXXX Manual Underwriting 3047.66 7.385 No No XXXX XXXX No
  2198024 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 738 741 738 728 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 755 756 755 733 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 36.63 39.78 11623.50 .00 .00 .00 11623.50 Employed Not Employed     8.83       2 YRS 7000.2 4623.3 No Escrow 8.01 34080.68 XXXX XXXX 15.9 15.9 80.0 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 20 Yr Fixed 8.125 8.125 771.73 771.73 0 4257.3 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 368588 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 89251.68 723.07 1 34832 365 10 0.9970902913323213 2.75 No XXXX Manual Underwriting 3122.64 8.324 No No XXXX XXXX No
  2198037 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 714 686 714 728 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 689 689 683 703 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 38.18 41.69 12459.96 2111.00 .00 .00 14570.96 Retired Not Employed             2 YRS 8496.22 6074.74 No Escrow 4.32 24040.41 XXXX XXXX 11.04 11.04 72.91 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.875 7.875 978.84 978.84 0 5563.74 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 756916 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 118389.41 695.00 2 27688 586 10 0.701590909090909 9.25 No XXXX Manual Underwriting 4070 7.996 No No XXXX XXXX No
  2198035 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 728 743 728 712 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 742 743 730 742 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 42.24 49.78 .00 5490.00 .00 .00 5490.00 Not Employed Employed       3.75     1 YR 2757.09 2732.91 No Escrow 12.41 28778.03 XXXX XXXX 21.58 21.58 70.0 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.75 7.75 802.38 802.38 0 2318.91 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 251300 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 108772.75 748.76 1 30674 292 9 0.4366692851531815 23.83 No XXXX Manual Underwriting 2655 7.732 No No XXXX XXXX No
  2198028 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 782 789 747 782 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Investment Refinance Cash Out - Other 20.27 40.41 17458.13 .00 .00 .00 17458.13 Employed       6.08       2 YRS 10403.86 7054.27 No Escrow 45.1 162894.2 XXXX XXXX 31.41 31.41 79.73 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 8.875 8.875 1352.6 1352.6 0 3612.08 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Condominium 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 261469.91 1st ATR/QM: Exempt ATR/QM: Exempt 1 162894.2 4355.50 2 15000 281 10 0.18828432167054396 29 No XXXX Manual Underwriting 0 0.000 N/A   XXXX XXXX No
  2209692 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 781 794 781   XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 800 800 799 804 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CO XXXX XXXX 2YR Full Doc Primary Residence XXXX NA 19.62 49.87 10395.03 31925.53 .00 .00 42320.56 Employed Employed     0.42 0.67     2 YRS 21215.11 21105.45 No Escrow 66.21 549762.91 XXXX XXXX 23.36 23.36 89.98 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Piggyback 30 Yr Fixed 8.375 8.375 2219.41 2219.41 0 8303.2 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 832750 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0.0 3761.00 2 144729 276 7 0.023319870759289176 8.83 No XXXX Manual Underwriting 3771.4 8.528 No No XXXX XXXX No
  2198040 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 765 775 765 763 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 27.77 43.55 6835.68 .00 .00 .00 6835.68 Employed       14.58       2 YRS 3858.46 2977.22 No Escrow 28.87 54795.97 XXXX XXXX 15.96 15.96 69.93 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 7.75 7.75 501.49 501.49 0 1898.22 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 236759.13 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 54795.97 1075.00 1 26874 175 5 0.27409574468085107 7 No XXXX Manual Underwriting 2737.5 8.264 No No XXXX XXXX No
  2198033 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 701 701 695 712 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 37.58 38.19 8247.28 .00 .00 .00 8247.28 Employed       8.25       1 YR 5097.8 3149.48 No Escrow 23.96 74259.66 XXXX XXXX 11.66 11.66 60.73 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 10 Yr Fixed 6.75 6.75 976.0 976.0 0 3099.48 XXXX Fixed 120 120 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 357799.67 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 74259.66 1590.90 1 8000 216 3 0.024 13.5 No XXXX Manual Underwriting 2540.9 6.729 No No XXXX XXXX No
  2209671 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 684 684 668 693 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 655 655 649 689 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 35.91 44.76 8000.00 6223.68 .00 .00 14223.68 Employed Employed     1.42 1.42     Yes 7857.36 6366.32 No Escrow 0.04 221.72 XXXX XXXX 14.17 14.17 59.98 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.25 9.25 1484.93 1484.93 0 5108.32 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 583698 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 176643.24 1095.71 1 37580 222 18 0.8895828147745872 5.92 No XXXX Manual Underwriting 4101.96 9.250 No No XXXX XXXX No
  2198042 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 675 675 675 678 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX   700 732 691 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CT XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 28.14 37.58 14162.50 6291.68 .00 .00 20454.18 Employed Employed     14.33 4.17     2 YRS 12767.21 7686.97 No Escrow 16.23 93409.09 XXXX XXXX 23.0 23.0 75.67 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.625 9.625 1699.98 1699.98 0 5755.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 457895 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 93409.09 685.00 1 24000 385 5 0.4430449826989619 4 No XXXX Manual Underwriting 4935 9.977 No No XXXX XXXX No
  2198039 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 739 739 745 713 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CO XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 25.03 35.78 16952.46 .00 .00 .00 16952.46 Employed       30       2 YRS 10886.73 6065.73 No Escrow 56.14 233484.55 XXXX XXXX 27.14 27.14 69.67 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.5 7.5 1678.11 1678.11 0 4243.73 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 375987.49 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 233484.55 695.00 1 24000 225 5 0.7872244897959184 10 No XXXX Manual Underwriting 6095 7.500 No No XXXX XXXX No
  2209682 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 758 758 756 766 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 15.24 23.23 16787.50 .00 .00 .00 16787.50 Employed       12       2 YRS 12887.82 3899.68 No Escrow 38.49 98452.45 XXXX XXXX 18.87 18.87 67.45 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.5 7.5 699.21 699.21 0 2557.68 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 257480 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 98452.45 695.00 1 29000 216 6 0.20169847328244275 10.17 No XXXX Manual Underwriting 2195 7.604 No No XXXX XXXX No
  2209673 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 710 717 710 691 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 43.57 43.57 9848.55 .00 .00 .00 9848.55 Employed       4       2 YRS 5557.89 4290.66 No Escrow 5.92 25413.37 XXXX XXXX 13.49 13.49 84.71 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9 9.0 683.93 683.93 0 4290.66 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 448651.14 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 81283.46 695.00 1 23493 107 16 0.5551048951048951 1.08 No XXXX Manual Underwriting 2395 9.424 No No XXXX XXXX No
  2209685 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 712 745 709 712 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX KY XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 34.15 46.92 10930.23 .00 .00 .00 10930.23 Employed       10.5       2 YRS 5802.05 5128.18 No Escrow 10.28 38357.64 XXXX XXXX 20.14 20.14 73.97 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 8.125 8.125 1113.75 1113.75 0 3732.18 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 400863.53 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 54123.64 695.00 1 64141 167 8 0.09584585469330034 7.42 No XXXX Manual Underwriting 4257.5 8.118 No No XXXX XXXX No
  2209691 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 710 710 725 684 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MD XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 22.91 41.84 13043.60 .00 .00 .00 13043.60 Employed       13.25       1 YR 7586.01 5457.59 No Escrow 56.15 167800.01 XXXX XXXX 54.79 54.79 89.95 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 20 Yr Fixed 9.5 9.5 1775.71 1775.71 0 2988.59 XXXX Fixed 240 240 XXXX                                 No 0 No No Yes N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 122231 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 167800.01 740.72 1 63879 189 13 0.26448398576512455 13 No XXXX Manual Underwriting 5265.1 9.485 No No XXXX XXXX No
  2209690 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 714 724 679 714 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 697 700 676 697 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CO XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 21.91 43.92 8016.15 9731.95 .00 .00 17748.10 Employed Employed     23 22     Yes 9953.29 7794.81 No Escrow 19.13 74393.32 XXXX XXXX 34.37 34.37 84.99 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 20 Yr Fixed 8.875 8.875 1700.92 1700.92 0 3888.57 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 280949 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 84344.32 695.00 1 51965 384 11 0.8926755005768666 20.83 No XXXX Manual Underwriting 5061.46 9.049 No No XXXX XXXX No
  2209680 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 795 796 787 795 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX SC XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 14.49 19.89 13644.74 .00 .00 .00 13644.74 Employed               2 YRS 10978.43 2713.79 No Escrow 29.01 57341.89 XXXX XXXX 13.72 13.72 61.16 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 20 Yr Fixed 7.0 7.0 465.18 465.18 0 1976.79 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 207424.38 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 57341.89 695.00 1 56935 279 7 0.061887436043206366 6 No XXXX Manual Underwriting 1295 7.361 No No XXXX XXXX No
  2209670 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 701 701 618 701 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 21.66 30.69 12161.08 .00 .00 .00 12161.08 Employed       7       2 YRS 8429.41 3731.67 No Escrow 0.42 1098.42 XXXX XXXX 28.06 28.06 85.0 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.375 9.375 994.54 994.54 0 2633.67 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 242641.93 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 115559.93 1248.23 1 12364 210 12 0.43754166666666666 3.5 No XXXX Manual Underwriting 4088.07 9.573 No No XXXX XXXX No
  2209689 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 725 699 729 725 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MO XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 20.28 32.92 25074.05 .00 .00 .00 25074.05 Employed       24       2 YRS 16819.84 8254.21 No Escrow 12.88 65487.16 XXXX XXXX 9.85 9.85 84.07 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 20 Yr Fixed 7.5 7.5 563.92 563.92 0 5085.21 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 527222.07 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 65487.16 3272.20 1 69600 300 8 0.6062123758095829 6 No XXXX Manual Underwriting 2572.2 7.839 No No XXXX XXXX No
  2209686 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 778 768 778 780 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 1YR Full Doc Investment Refinance Cash Out - Other 31.07 43.89 12378.66 .00 .00 .00 12378.66 Employed       9       2 YRS 6945.87 5432.79 No Escrow 28.91 59706.64 XXXX XXXX 21.65 21.65 74.51 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 20 Yr Fixed 8.375 8.375 550.35 550.35 0 2065.42 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Correspondent Bulk No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 156273.49 1st ATR/QM: Exempt ATR/QM: Exempt 1 59706.64 695.00 3 44792 229 9 0.032284416770657784 4.75 No XXXX Manual Underwriting         XXXX XXXX No
  2209678 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 773 773 788 772 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 765   793 765 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CO XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 32.33 49.93 7000.00 3966.07 .00 .00 10966.07 Employed Employed     1 2     2 YRS 5490.68 5475.39 No Escrow 55.68 197398.55 XXXX XXXX 26.59 26.59 53.97 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.5 7.5 1398.43 1398.43 0 3545.51 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 205969 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 197398.55 695.00 2 94455 191 5 0.1570578231292517 11.5 No XXXX Manual Underwriting 5195 7.844 No No XXXX XXXX No
  2209684 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 666 686 660 666 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 28.35 29.27 11282.38 .00 .00 .00 11282.38 Employed       15       2 YRS 8086.61 3302.9 No Escrow 27.45 87809.03 XXXX XXXX 13.87 13.87 67.92 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 8.625 8.625 738.9 738.9 0 3198.9 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 370037 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 87809.03 1259.30 1 23300 213 4 0.3675867871780257 9.92 No XXXX Manual Underwriting 2609.3 8.949 No No XXXX XXXX No
  2209676 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 724 724 744 719 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OR XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 28.48 35.1 7343.50 .00 .00 .00 7343.50 Employed       5       2 YRS 4766.21 2577.29 No Escrow 19.16 40074.99 XXXX XXXX 11.41 11.41 49.93 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.25 7.25 477.52 477.52 0 2091.29 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 236210 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 68331.85 550.30 1 32000 391 6 0.7819378881987578 15.83 No XXXX Manual Underwriting 550.3 7.393 No No XXXX XXXX No
  2209688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 724 724 718 748 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OR XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 26.93 44.4 9873.67 .00 .00 .00 9873.67 Employed       10       2 YRS 5489.37 4384.3 No Escrow 22 54357.25 XXXX XXXX 22.4 22.4 80.89 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 30 Yr Fixed 9.375 9.375 831.75 831.75 0 2659.3 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 261091 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 96908.38 695.00 1 66707 296 23 0.18625284816681625 5.58 No XXXX Manual Underwriting 3570 9.519 No No XXXX XXXX No
  2209675 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 732 732 754 727 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 35.77 42.95 6958.32 .00 .00 .00 6958.32 Employed       18       2 YRS 3969.48 2988.84 No Escrow 1.41 3518.42 XXXX XXXX 27.12 27.12 45.06 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.625 7.625 863.51 863.51 0 2488.84 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 80731 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 15925.28 914.60 1 27543 336 10 0.13688458617210617 14 No XXXX Manual Underwriting 3135 7.565 No No XXXX XXXX No
  2209677 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 667 670 638 667 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX VA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 20.67 40.69 14789.40 .00 .00 .00 14789.40 Employed       3       1 YR 8771.74 6017.66 No Escrow 9.55 29202.07 XXXX XXXX 9.59 9.59 53.96 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 20 Yr Fixed 7.5 7.5 644.47 644.47 0 3056.66 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 370313.53 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 29202.07 695.00 2 31635 402 11 0.7655468959957   No XXXX Manual Underwriting 2695 7.687 No No XXXX XXXX No
  2209687 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 763 763 783 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 756 746 756 759 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 22.08 29.07 4506.67 5454.80 .00 .00 9961.47 Employed Employed     7 5     Yes 7066.06 2895.41 No Escrow 31.11 69463.04 XXXX XXXX 17.96 17.96 80.0 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 20 Yr Fixed 7.75 7.75 598.88 598.88 0 2199.41 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 251917.25 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 69463.04 .00 1 10000 222 4 0.5413274336283186 5.67 No XXXX Manual Underwriting 1823.75 7.818 No No XXXX XXXX No
  2209674 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 662 654 662 688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX MA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 16.13 43.12 39551.04 .00 .00 .00 39551.04 Employed       3       NA 22497.99 17053.05 No Escrow 18.23 116265.76 XXXX XXXX 8.06 8.06 24.26 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 20 Yr Fixed 7.625 7.625 1016.57 1016.57 0 6378.29 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 251109 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 116265.76 .00 2 868171 476 18 0.14427203697589963 29 No XXXX Manual Underwriting 4391.25 7.930 No No XXXX XXXX No
  2209681 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 688 686 720 688 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 26.45 31.27 11602.93 .00 .00 .00 11602.93 Employed       20       Yes 7974.49 3628.44 No Escrow 1.35 4137.25 XXXX XXXX 24.62 24.62 69.28 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 8.375 8.375 1026.1 1026.1 0 3069.44 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX Yes AH XXXX 244818 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 129611.6 695.00 1 23828 139 18 0.8526298541700803 9.42 No XXXX Manual Underwriting 4070 8.313 No No XXXX XXXX No
  2209683 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 679 670 679 679 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 2YR Full Doc Primary Residence Refinance Cash Out - Other 33.08 38.52 16666.00 .00 .00 .00 16666.00 Employed       45       2 YRS 10246.43 6419.57 No Escrow 27.18 149823.69 XXXX XXXX 22.0 22.0 67.96 XXXX XXXX XXXX Conventional Fixed Flex Closed End Second Standalone 20 Yr Fixed 8.125 8.125 1874.2 1874.2 0 5512.57 XXXX Fixed 240 240 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 463888 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 217163.38 695.00 1 48986 247 14 0.580977356397196 4.83 No XXXX Manual Underwriting 1670 8.312 No No XXXX XXXX No
  2209672 XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 664 669 664 659 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX 1YR Full Doc Primary Residence Refinance Cash Out - Other 33.76 48.57 9141.40 .00 .00 .00 9141.40 Employed       12       NA 4701.06 4440.34 No Escrow 26.6 82107.52 XXXX XXXX 15.87 15.87 57.75 XXXX XXXX XXXX Conventional Fixed Closed End Second Standalone 30 Yr Fixed 7.375 7.375 828.81 828.81 0 3086.34 XXXX Fixed 360 360 XXXX                                 No 0 No No No N 0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX AVM XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 316681 1st Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 112059.57 1705.40 1 26715 128 14 0.31111236653296426 25.92 No XXXX Manual Underwriting 2529 7.358 No No XXXX XXXX No