Exhibit 99.5 - Schedule 1
| LOAN INFORMATION | INITIAL CREDIT LOAN GRADES | INITIAL COMPLIANCE LOAN GRADES | INITIAL PROPERTY LOAN GRADES | INITIAL OVERALL LOAN GRADES | FINAL CREDIT LOAN GRADES | FINAL COMPLIANCE LOAN GRADES | FINAL PROPERTY LOAN GRADES | FINAL OVERALL LOAN GRADES | |||||||||||||||||||||||||||||||||||
| Loan ID | Seller Loan ID | Investor Loan ID | Original Loan Amount | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys | DBRS/Morningstar | Fitch | Kroll | S&P | Moodys |
| 2020274 | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | B | B | B | B | B | A | A | A | A | A | A | A | A | A | A | B | B | B | B | B | ||
| 2195751 | XXXX | A | A | A | A | A | B | B | B | B | B | N/A | A | N/A | N/A | N/A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | N/A | A | N/A | N/A | N/A | B | B | B | B | B | ||
| 2195750 | XXXX | C | C | C | C | C | C | C | C | C | C | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2195764 | XXXX | C | C | C | C | C | A | A | A | A | A | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2195766 | XXXX | C | C | C | C | C | A | A | A | A | A | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2195767 | XXXX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198044 | XXXX | D | D | D | D | D | D | D | D | D | D | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2195748 | XXXX | C | C | C | C | C | C | C | C | C | C | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2195757 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2195763 | XXXX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2195752 | XXXX | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2195759 | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2195758 | XXXX | C | C | C | C | C | A | A | A | A | A | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198023 | XXXX | C | C | C | C | C | C | C | C | C | C | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2195754 | XXXX | C | C | C | C | C | A | A | A | A | A | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2195762 | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2195749 | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2195753 | XXXX | D | D | D | D | D | C | C | C | C | C | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | B | B | B | B | B | A | A | A | A | A | B | B | B | B | B | ||
| 2195756 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198026 | XXXX | C | C | C | C | C | C | C | C | C | C | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2195761 | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2195746 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2195755 | XXXX | C | C | C | C | C | A | A | A | A | A | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2195747 | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2195760 | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198036 | XXXX | C | C | C | C | C | A | A | A | A | A | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2195765 | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198025 | XXXX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198027 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198021 | XXXX | C | C | C | C | C | A | A | A | A | A | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198020 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198031 | XXXX | C | C | C | C | C | D | D | D | D | D | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198030 | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198029 | XXXX | C | C | C | C | C | A | A | A | A | A | N/A | C | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198022 | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2209679 | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198038 | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198032 | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198045 | XXXX | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198046 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198034 | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198043 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198041 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198024 | XXXX | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198037 | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198035 | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2198028 | XXXX | C | C | C | C | C | A | A | A | A | A | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2209692 | XXXX | C | C | C | C | C | C | C | C | C | C | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198040 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198033 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2209671 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198042 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2198039 | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2209682 | XXXX | C | C | C | C | C | C | C | C | C | C | A | A | A | A | A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2209673 | XXXX | C | C | C | C | C | C | C | C | C | C | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2209685 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2209691 | XXXX | A | A | A | A | A | C | C | C | C | C | N/A | A | N/A | N/A | N/A | C | C | C | C | C | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2209690 | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2209680 | XXXX | D | D | D | D | D | D | D | D | D | D | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2209670 | XXXX | D | D | D | D | D | D | D | D | D | D | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2209689 | XXXX | D | D | D | D | D | D | D | D | D | D | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2209686 | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2209678 | XXXX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2209684 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | D | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2209676 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | D | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2209688 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2209675 | XXXX | D | D | D | D | D | A | A | A | A | A | C | C | C | C | C | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2209677 | XXXX | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2209687 | XXXX | D | D | D | D | D | C | C | C | C | C | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | B | B | B | B | B | N/A | A | N/A | N/A | N/A | B | B | B | B | B | ||
| 2209674 | XXXX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2209681 | XXXX | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||
| 2209683 | XXXX | D | D | D | D | D | A | A | A | A | A | N/A | A | N/A | N/A | N/A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | N/A | A | N/A | N/A | N/A | A | A | A | A | A | ||
| 2209672 | XXXX | D | D | D | D | D | D | D | D | D | D | A | A | A | A | A | D | D | D | D | D | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | ||