EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.4 - Schedule 2

 

 

LOAN INFORMATION INITIAL CREDIT LOAN GRADES INITIAL COMPLIANCE LOAN GRADES INITIAL PROPERTY LOAN GRADES INITIAL OVERALL LOAN GRADES FINAL CREDIT LOAN GRADES FINAL COMPLIANCE LOAN GRADES FINAL PROPERTY LOAN GRADES FINAL OVERALL LOAN GRADES
ALT Loan ID Loan ID Seller Loan ID Investor Loan ID Original Loan Amount DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys DBRS/Morningstar Fitch Kroll S&P Moodys
2198986 XXXXXXXX     $X,XXX.XX D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2199051 XXXXXXXX     $X,XXX.XX C C C C C C C C C C A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
2199102 XXXXXXXX     $X,XXX.XX C C C C C C C C C C A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
2198889 XXXXXXXX     $X,XXX.XX A A A A A C C C C C N/A N/A N/A N/A N/A C C C C C A A A A A B B B B B N/A N/A N/A N/A N/A B B B B B
2199093 XXXXXXXX     $X,XXX.XX C C C C C C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2198949 XXXXXXXX     $X,XXX.XX A A A A A A A A A A N/A N/A N/A N/A N/A D D D D D A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2199134 XXXXXXXX     $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2206917 XXXXXXXX     $X,XXX.XX D D D D D A A A A A N/A N/A N/A N/A N/A D D D D D A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2198958 XXXXXXXX     $X,XXX.XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2199082 XXXXXXXX     $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2199114 XXXXXXXX     $X,XXX.XX D D D D D C C C C C N/A N/A N/A N/A N/A D D D D D A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2198885 XXXXXXXX     $X,XXX.XX D D D D D A A A A A N/A N/A N/A N/A N/A D D D D D A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2199125 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198925 XXXXXXXX     $X,XXX.XX D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2198907 XXXXXXXX     $X,XXX.XX D D D D D C C C C C A A A A A D D D D D A A A A A B B B B B A A A A A B B B B B
2198894 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199049 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198959 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198883 XXXXXXXX     $X,XXX.XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2198919 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199026 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199107 XXXXXXXX     $X,XXX.XX A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B
2198905 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198940 XXXXXXXX     $X,XXX.XX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
2198938 XXXXXXXX     $X,XXX.XX A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2198913 XXXXXXXX     $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2198982 XXXXXXXX     $X,XXX.XX C C C C C C C C C C N/A N/A N/A N/A N/A C C C C C A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2199103 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199048 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199070 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A B A A A A B A A A A A A A A A A A A A A A A A A A A A
2199131 XXXXXXXX     $X,XXX.XX D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2199019 XXXXXXXX     $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2199130 XXXXXXXX     $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2198955 XXXXXXXX     $X,XXX.XX A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B A A A A A B B B B B
2198989 XXXXXXXX     $X,XXX.XX A A A A A C C C C C N/A N/A N/A N/A N/A C C C C C A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2199111 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199075 XXXXXXXX     $X,XXX.XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2198963 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199060 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199068 XXXXXXXX     $X,XXX.XX D D D D D A A A A A N/A N/A N/A N/A N/A D D D D D A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2198898 XXXXXXXX     $X,XXX.XX A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
2198954 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198895 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199090 XXXXXXXX     $X,XXX.XX A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2199064 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A B A A A A B A A A A A A A A A A A A A A A A A A A A A
2198965 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199021 XXXXXXXX     $X,XXX.XX A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2198891 XXXXXXXX     $X,XXX.XX A A A A A D D D D D A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2199087 XXXXXXXX     $X,XXX.XX A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2199106 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199086 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199137 XXXXXXXX     $X,XXX.XX A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2199022 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198915 XXXXXXXX     $X,XXX.XX C C C C C C C C C C A A A A A C C C C C B B B B B A A A A A A A A A A B B B B B
2199120 XXXXXXXX     $X,XXX.XX D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2198903 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198957 XXXXXXXX     $X,XXX.XX D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2198990 XXXXXXXX     $X,XXX.XX A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2198882 XXXXXXXX     $X,XXX.XX A A A A A C C C C C A A A A A C C C C C A A A A A B B B B B A A A A A B B B B B
2198941 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199042 XXXXXXXX     $X,XXX.XX A A A A A C C C C C N/A N/A N/A N/A N/A C C C C C A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2199080 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199109 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198929 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A B A A A A B A A A A A A A A A A A A A A A A A A A A A
2199045 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199083 XXXXXXXX     $X,XXX.XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2199096 XXXXXXXX     $X,XXX.XX A A A A A A A A A A C C C C C C C C C C A A A A A A A A A A A A A A A A A A A A
2198926 XXXXXXXX     $X,XXX.XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2199136 XXXXXXXX     $X,XXX.XX D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2198932 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199057 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198934 XXXXXXXX     $X,XXX.XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2198984 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199011 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198945 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199085 XXXXXXXX     $X,XXX.XX A A A A A B B B B B N/A N/A N/A N/A N/A B B B B B A A A A A B B B B B N/A N/A N/A N/A N/A B B B B B
2198995 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198979 XXXXXXXX     $X,XXX.XX D D D D D C C C C C A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2199073 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199058 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199001 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199016 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199062 XXXXXXXX     $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2198928 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A B A A A A B A A A A A A A A A A A A A A A A A A A A A
2199123 XXXXXXXX     $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2198947 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198944 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198911 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199108 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199115 XXXXXXXX     $X,XXX.XX C C C C C A A A A A A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2198970 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198896 XXXXXXXX     $X,XXX.XX A A A A A B B B B B A A A A A B B B B B A A A A A A A A A A A A A A A A A A A A
2199124 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199098 XXXXXXXX     $X,XXX.XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2198922 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198906 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199089 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198991 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198900 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199052 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199069 XXXXXXXX     $X,XXX.XX D D D D D A A A A A A A A A A D D D D D A A A A A A A A A A A A A A A A A A A A
2199112 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198983 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199003 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199113 XXXXXXXX     $X,XXX.XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2199015 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2199119 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198930 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198931 XXXXXXXX     $X,XXX.XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2198901 XXXXXXXX     $X,XXX.XX A A A A A B B B B B N/A N/A N/A N/A N/A B B B B B A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2198904 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198908 XXXXXXXX     $X,XXX.XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2199132 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A
2198924 XXXXXXXX     $X,XXX.XX A A A A A C C C C C N/A N/A N/A N/A N/A C C C C C A A A A A A A A A A N/A N/A N/A N/A N/A A A A A A
2198992 XXXXXXXX     $X,XXX.XX A A A A A C C C C C A A A A A C C C C C A A A A A A A A A A A A A A A A A A A A
2199065 XXXXXXXX     $X,XXX.XX A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A A