EFMT DEPOSITOR LLC ABS-15G

Exhibit 99.2 - Schedule 9

 

 

Waived Conditions Summary
Review Scope Category Code Description Count
Credit Terms/Guidelines XXXX Loan parameters do not meet guidelines 1
Credit Credit/Mtg History XXXX Credit score below guidelines 1
Credit Credit/Mtg History XXXX # of Tradelines Does Not Meet Guideline Requirements 2
Credit Application XXXX Undisclosed non-arm's length transaction 1
Property Valuations Property XXXX Acreage exceeds property eligibility guidelines 2
Compliance Right of Rescission  XXXX ROR - Expiration date on form prior to end of rescission period 1
Compliance Right of Rescission  XXXX ROR - Disbursement date is on/before disclosed "midnight of" date 1
Compliance Right of Rescission  XXXX Incorrect ROR Form Used - H8 Form Used in Refinance With Original Creditor 5
Compliance XXX Home Equity XXXX XXX Equity - XXX Equity : Missing T.42 Title Endorsement 23
Compliance XXX Home Equity XXXX XXX Equity - XXX Equity : Missing T.42.1 Title Endorsement 23
Total       60

 ©2026 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.