Exhibit 99.2 - Schedule 1
| Client Name: | ||||
| Client Project Name: | EFMT 2026-CES3 | |||
| Start - End Dates: | 12/1/2025 - 7/6/2026 | |||
| Deal Loan Count: | 1347 | |||
| Conditions Report 2.0 | ||||
| Loans in Report: | 1,3477 | |||
| Loans with Conditions: | 352 | |||
| 0 - Total Active Conditions | ||||
| 498 - Total Satisfied Conditions | ||||
| 125 - Credit Review Scope | ||||
| 5 - Category: Ability to Repay/Qualified Mortgage | ||||
| 6 - Category: Application | ||||
| 15 - Category: Credit/Mtg History | ||||
| 4 - Category: Debt | ||||
| 10 - Category: DTI | ||||
| 19 - Category: Income/Employment | ||||
| 13 - Category: Insurance | ||||
| 23 - Category: Legal Documents | ||||
| 1 - Category: LTV/CLTV | ||||
| 2 - Category: Potential Misrepresentation | ||||
| 10 - Category: Terms/Guidelines | ||||
| 17 - Category: Title | ||||
| 13 - Property Valuations Review Scope | ||||
| 6 - Category: Appraisal | ||||
| 1 - Category: FEMA | ||||
| 6 - Category: Property | ||||
| 360 - Compliance Review Scope | ||||
| 17 - Category: Ability to Repay/Qualified Mortgage | ||||
| 1 - Category: Borrower's Interest | ||||
| 16 - Category: Compliance Manual | ||||
| 17 - Category: Documentation | ||||
| 1 - Category: Federal Consumer Protection | ||||
| 2 - Category: Finance Charge Tolerance | ||||
| 50 - Category: RESPA | ||||
| 45 - Category: Right of Rescission | ||||
| 4 - Category: Section 32 | ||||
| 44 - Category: State Consumer Protection | ||||
| 5 - Category: XXX Home Equity | ||||
| 158 - Category: TILA/RESPA Integrated Disclosure | ||||
| 60 - Total Waived Conditions | ||||
| 5 - Credit Review Scope | ||||
| 1 - Category: Application | ||||
| 3 - Category: Credit/Mtg History | ||||
| 1 - Category: Terms/Guidelines | ||||
| 2 - Property Valuations Review Scope | ||||
| 2 - Category: Property | ||||
| 53 - Compliance Review Scope | ||||
| 7 - Category: Right of Rescission | ||||
| 46 - Category: XXX Home Equity | ||||
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