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Buffer; 70% loss for a 30% Buffer; or 0% loss for a 100% Buffer.”</b>  </p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0 18pt; text-align: justify"><b>“Under an Index Strategy, the maximum amount of loss that you could experience from negative Index performance at the end of an Index Strategy Term, after taking into account the current limits on Index loss provided under the Contract, is: 99% loss for a 1% Buffer; 95% loss for a 5% Buffer; 90% loss for a 10% Buffer; 85% loss for a 15% Buffer; 80% loss for a 20% Buffer; 70% loss for a 30% Buffer; or 0% loss for a 100% Buffer.”</b>  </p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0 18pt; text-align: justify"><b>“Under an Index Strategy, the maximum amount of loss that you could experience from negative Index performance at the end of an Index Strategy Term, after taking into account the current limits on Index loss provided under the Annuity, is: 99% loss for a 1% Buffer; 95% loss for a 5% Buffer; 90% loss for a 10% Buffer; 85% loss for a 15% Buffer; 80% loss for a 20% Buffer; 70% loss for a 30% Buffer; or 0% loss for a 100% Buffer. The Company does not guarantee that the Annuity will always offer Index Strategies that limit Index losses, which would mean risk of loss of the entire amount invested.”</b>  </p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0 18pt; text-align: justify"><b>“Under an Index Strategy, the maximum amount of loss that you could experience from negative Index performance at the end of an Index Strategy Term, after taking into account the current limits on Index loss provided under the Annuity, is: 99% loss for a 1% Buffer; 95% loss for a 5% Buffer; 90% loss for a 10% Buffer; 85% loss for a 15% Buffer; 80% loss for a 20% Buffer; 70% loss for a 30% Buffer; or 0% loss for a 100% Buffer. The Company does not guarantee that the Annuity will always offer Index Strategies that limit Index losses, which would mean risk of loss of the entire amount invested.”</b>  </p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0 18pt; text-align: justify">“The Annuity offers Index Strategies with 1%, 5%, 10%, 15%, 20%, 30% and 100% Buffers. The Buffer for an Index Strategy will not change during an Index Strategy Term.”</p><p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0 18pt; text-align: justify">In the “Enhanced Cap Rate Index Strategy” section, the fifth, sixth and seventh paragraphs are revised and restated as follows:</p><p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0 18pt; text-align: justify">“The Enhanced Cap Rate Index Strategy is available in 1-Year, 3-Year and 6-Year Terms. </p><p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0 18pt; text-align: justify">A different Cap Rate and Spread may be declared for different Indices, Buffers, and Index Strategy Terms. We set the Cap Rates and Spreads at our sole discretion, subject to the Guaranteed Minimum Cap Rate and Guaranteed Maximum Spread. We consider various factors in declaring Cap Rates and Spreads, including our hedging costs and techniques, administrative expenses, regulatory and tax requirements, market conditions, and competitive factors.</p><p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0 18pt; text-align: justify"><b>For Enhanced Cap Rate Index Strategies, the Guaranteed Minimum Cap Rate equals 1% and the Guaranteed Maximum Spread equals 3% for a one-year Index Strategy Term; the Guaranteed Minimum Cap Rate equals 5% and the Guaranteed Maximum Spread equals 6% for a three-year Index Strategy Term; and the Guaranteed Minimum Cap Rate equals 10% and the Guaranteed Maximum Spread equals 9% for a six-year Index Strategy Term.”</b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0; text-align: justify"><b>APPENDIX A: INVESTMENT OPTIONS AVAILABLE UNDER THE CONTRACT</b></p> <div style="padding: 0pt 0pt 1pt; border-bottom: black 3pt solid"> </div> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0; text-align: justify">Certain Investment Options may not be available through certain financial intermediaries. <b>See “Appendix B: Financial Intermediary Variations” and the Cover Page of the statutory prospectus for additional information</b>.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0; text-align: justify"><b>Index-Linked Options</b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0; text-align: justify">The following is a list of Index Strategies currently available under the Contract. We may change the features of the Index Strategies listed below (including the Index and the current limits on Index gains and losses), offer new Index Strategies, and terminate existing Index Strategies. We will provide you with written notice before making any changes other than changes to current limits on Index gains. Information about current limits on Index gains is available at  <span style="text-decoration:underline">www.prudential.com/flexguard2-rates</span>.  </p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0; text-align: justify"><b>Note: If value is withdrawn from an Index Strategy before the end of its Index Strategy Term, we will apply an Interim Value adjustment. This may result in a significant reduction in the Index Strategy value that could exceed any protection from Index loss that would be in place if you waited until the end of the Strategy Term to make the withdrawal. A Market Value Adjustment may also apply.</b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0; text-align: justify">See “Description of Insurance Company, Separate Account, and Investment Options” in the statutory prospectus for a description of the Index Strategies’ features. See “Charges and Adjustments” in the statutory prospectus for more information about Interim Value adjustments.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p> <table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top; background-color: #D8D8D8"> <td style="border: black 1pt solid; width: 15%; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Index</b></span></td> <td style="border-top: black 1pt solid; width: 16%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Type of Index</b></span></td> <td style="border-top: black 1pt solid; width: 9%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Index Strategy Term</b></span></td> <td style="border-top: black 1pt solid; width: 15%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Index Crediting Methodology</b></span></td> <td style="border-top: black 1pt solid; width: 13%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Current Limit on Index Loss (if held until end of Index Strategy Term)</b></span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Minimum Limit on Index Gain (for the life of the Index Strategy)</b></span></td></tr> <tr style="vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Cap Rate Index Strategy</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares^® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares^® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares^® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; width: 15%; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-top: black 1pt solid; width: 16%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-top: black 1pt solid; width: 9%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-top: black 1pt solid; width: 15%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-top: black 1pt solid; width: 13%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; width: 15%">Dimensional International Equity Focus¹</td> <td style="border-top: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 16%">International Equities</td> <td style="border-top: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 9%">6-Year</td> <td style="border-top: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 15%">Cap Rate Index Strategy</td> <td style="border-top: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 13%">20% Buffer</td> <td style="border-top: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 32%">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Invesco QQQ ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">20% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">S&amp;P 500^®1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">MSCI EAFE¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">iShares® Russell 2000 ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Small-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">AB 500 Plus Index^SM1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities with Exposure to Global Equity Markets</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Dimensional International Equity Focus¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Invesco QQQ ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">S&amp;P 500^®1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">MSCI EAFE¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Invesco QQQ ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">iShares® Russell 2000 ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Small-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">AB 500 Plus Index^SM1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities with Exposure to Global Equity Markets</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Dimensional International Equity Focus¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid"><b> Enhanced Cap Rate Index Strategy</b></td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">S&amp;P 500^®1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">10% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">MSCI EAFE¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">10% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Invesco QQQ ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">10% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%  <br/> Maximum Spread: 3%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">iShares® Russell 2000 ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Small-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">10% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">S&amp;P 500^®1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">15% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">MSCI EAFE¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">15% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; padding: 4pt 3pt; width: 15%"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; width: 17%"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; width: 8%; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; width: 15%"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; width: 13%"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; width: 32%"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">U.S. Small-Cap Equities</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; width: 15%; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-top: black 1pt solid; width: 17%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-top: black 1pt solid; width: 8%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-top: black 1pt solid; width: 15%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-top: black 1pt solid; width: 13%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Step Rate Plus Index Strategy</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Step Rate Plus Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Step Rate: 1%<br/> Minimum Participation Rate: 60%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Step Rate Plus Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Step Rate: 1%<br/> Minimum Participation Rate: 60%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Step Rate Plus Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Step Rate: 1%<br/> Minimum Participation Rate: 60%</span></td></tr> <tr style="vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Tiered Participation Rate Index Strategy</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500®¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares^® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; width: 15%; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-top: black 1pt solid; width: 17%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-top: black 1pt solid; width: 8%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-top: black 1pt solid; width: 15%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-top: black 1pt solid; width: 13%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Dual Directional Index Strategy</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dual Directional Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dual Directional Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dual Directional Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dual Directional Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dual Directional Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Participation Rate with Cap Strategy</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; width: 15%; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-top: black 1pt solid; width: 17%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-top: black 1pt solid; width: 8%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-top: black 1pt solid; width: 15%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-top: black 1pt solid; width: 13%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0; text-align: justify">1. This Index is a “price return index,” not a “total return index,” and therefore does not reflect the dividends paid on the securities composing the Index, which will reduce the Index Return and may cause the Index to underperform a direct investment in the securities composing the Index.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0; text-align: justify">2. This Index is an ETF. Index Values are based on the ETF’s closing prices. The Index Values reflect a “price return,” not a “total return,” and therefore do not reflect the dividends paid on the securities in which the ETF invests. In addition, fees and costs are deducted from the ETF, which reduces the ETF’s performance. These factors will reduce the Index Return and may cause the Index to underperform a direct investment in the ETF or the securities which the ETF invests.</p> <table cellpadding="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 10pt; margin-bottom: 0; border-spacing: 0px;" width="100%"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 18pt">•</td><td style="text-align: justify"><b>Depending on the Index Strategy, the maximum amount of loss that you could experience from negative Index performance, after taking into account the current limits on Index loss provided under the Annuity, ranges from 0% (with 100% Buffer) to 99% (with 1% Buffer).</b></td></tr></table> <table cellpadding="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 10pt; margin-bottom: 0; border-spacing: 0px;" width="100%"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 18pt">•</td><td style="text-align: justify"><b>The Company does not guarantee that the Annuity will always offer Index Strategies that limit Index losses, which would mean risk of loss of the entire amount invested.</b></td></tr></table> <table cellpadding="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 10pt; margin-bottom: 0; border-spacing: 0px;" width="100%"><tr style="vertical-align: top"> <td style="width: 0"></td><td style="width: 18pt">•</td><td style="text-align: justify"><b>The Company limits the amount you can earn on an Index Strategy.</b></td></tr></table> <table cellpadding="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 10pt; margin-bottom: 0; border-spacing: 0px;" width="100%"><tr style="vertical-align: top"> <td style="width: 25.2pt"></td><td style="width: 18pt">o</td><td style="text-align: justify"><b>For Cap Rate Index Strategies, the Guaranteed Minimum Cap Rate equals 1% for a one-year Index Strategy Term, 5% for a three-year Index Strategy Term and 10% for a six-year Index Strategy Term.  </b></td></tr></table> <table cellpadding="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 10pt; margin-bottom: 0; border-spacing: 0px;" width="100%"><tr style="vertical-align: top"> <td style="width: 25.2pt"></td><td style="width: 18pt">o</td><td style="text-align: justify"><b>For Enhanced Cap Rate Index Strategies, the Guaranteed Minimum Cap Rate equals 1% and the Guaranteed Maximum Spread equals 3% for a one-year Index Strategy Term; the Guaranteed Minimum Cap Rate equals 5% and the Guaranteed Maximum Spread equals 6% for a three-year Index Strategy Term; and the Guaranteed Minimum Cap Rate equals 10% and the Guaranteed Maximum Spread equals 9% for the six-year Index Strategy Term.</b></td></tr></table><table cellpadding="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 5pt; margin-bottom: 0; border-spacing: 0px;" width="100%"><tr style="vertical-align: top"> <td style="width: 25.2pt"></td><td style="width: 18pt">o</td><td style="text-align: justify"><b>For Step Rate Plus Index Strategies, the Guaranteed Minimum Step Rate equals 1% and the Guaranteed Minimum Participation Rate equals 60%.</b></td></tr></table> <table cellpadding="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 10pt; margin-bottom: 0; border-spacing: 0px;" width="100%"><tr style="vertical-align: top"> <td style="width: 25.2pt"></td><td style="width: 18pt">o</td><td style="text-align: justify"><b>For Tiered Participation Rate Index Strategies, the Guaranteed Minimum Participation Rate equals 100% and the Guaranteed Maximum Tier Level equals 35%.</b></td></tr></table> <table cellpadding="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 10pt; margin-bottom: 0; border-spacing: 0px;" width="100%"><tr style="vertical-align: top"> <td style="width: 25.2pt"></td><td style="width: 18pt">o</td><td style="text-align: justify"><b>For Dual Directional Index Strategies, the Guaranteed Minimum Cap Rate equals 1% for a one-year Index Strategy Term and 10% for a six-year Index Strategy Term.</b></td></tr></table> <table cellpadding="0" style="font: 10pt Arial, Helvetica, Sans-Serif; margin-top: 10pt; margin-bottom: 0; border-spacing: 0px;" width="100%"><tr style="vertical-align: top"> <td style="width: 25.2pt"></td><td style="width: 18pt">o</td><td style="text-align: justify"><b>For Participation Rate with Cap Strategy, the Guaranteed Minimum Participation Rate equals 100% and the Guaranteed Minimum Cap equals 10% for a six-year Index Strategy Term.</b></td></tr></table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 9pt 0 0; text-align: justify"><b>Fixed Options</b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 9pt 0 0; text-align: justify">The following is a list of Fixed Options currently available under the Contract. We may change the features of the Fixed Options listed below, offer new Fixed Options, and terminate existing Fixed Options. We will provide you with written notice before doing so. For more information about the Fixed Options, see “Description of Insurance Company, Separate Account, and Investment Options” in  the statutory prospectus.</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 9pt 0 0; text-align: justify"><b>Note: If value is withdrawn from the Fixed Account, a Market Value Adjustment may apply. This may result in a significant reduction in your Fixed Account Value. For more information about Market Value Adjustments, please refer to the ”Charges and Adjustments” section of the statutory prospectus.</b></p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><b> </b></p> <table cellpadding="0" style="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top; background-color: #D8D8D8"> <td style="border: black 1pt solid; width: 33%; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Name</b></span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Term</b></span></td> <td style="border-top: black 1pt solid; width: 35%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Minimum Guaranteed Interest Rate*</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Fixed Account</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.25%</span></td></tr> </table> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 10pt 0 0">*The Minimum Guaranteed Interest Rate is the amount shown on your Contract and can vary by state.</p> <table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top; background-color: #D8D8D8"> <td style="border: black 1pt solid; width: 15%; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Index</b></span></td> <td style="border-top: black 1pt solid; width: 16%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Type of Index</b></span></td> <td style="border-top: black 1pt solid; width: 9%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Index Strategy Term</b></span></td> <td style="border-top: black 1pt solid; width: 15%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Index Crediting Methodology</b></span></td> <td style="border-top: black 1pt solid; width: 13%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Current Limit on Index Loss (if held until end of Index Strategy Term)</b></span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Minimum Limit on Index Gain (for the life of the Index Strategy)</b></span></td></tr> <tr style="vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Cap Rate Index Strategy</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares^® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares^® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares^® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; width: 15%; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-top: black 1pt solid; width: 16%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-top: black 1pt solid; width: 9%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-top: black 1pt solid; width: 15%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-top: black 1pt solid; width: 13%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">100% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; width: 15%">Dimensional International Equity Focus¹</td> <td style="border-top: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 16%">International Equities</td> <td style="border-top: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 9%">6-Year</td> <td style="border-top: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 15%">Cap Rate Index Strategy</td> <td style="border-top: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 13%">20% Buffer</td> <td style="border-top: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-right: black 1pt solid; border-bottom: black 1pt solid; width: 32%">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Invesco QQQ ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">20% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">S&amp;P 500^®1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">MSCI EAFE¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">iShares® Russell 2000 ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Small-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">AB 500 Plus Index^SM1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities with Exposure to Global Equity Markets</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Dimensional International Equity Focus¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate:  10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Invesco QQQ ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">30% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">S&amp;P 500^®1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">MSCI EAFE¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Invesco QQQ ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">iShares® Russell 2000 ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Small-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">AB 500 Plus Index^SM1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities with Exposure to Global Equity Markets</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Dimensional International Equity Focus¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">6-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">100% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 10%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid"><b> Enhanced Cap Rate Index Strategy</b></td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">S&amp;P 500^®1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">10% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">MSCI EAFE¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">10% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">Invesco QQQ ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">10% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%  <br/> Maximum Spread: 3%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">iShares® Russell 2000 ETF²</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Small-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">10% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">S&amp;P 500^®1</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">U.S. Large-Cap Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">15% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</td></tr> <tr style="font: 10pt Arial, Helvetica, Sans-Serif; vertical-align: top"> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid; border-left: black 1pt solid">MSCI EAFE¹</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">International Equities</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">1-Year</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Enhanced Cap Rate Index Strategy</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">15% Buffer</td> <td style="border-right: black 1pt solid; font: 10pt/115% Arial, Helvetica, Sans-Serif; padding: 4pt 3pt; border-bottom: black 1pt solid">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; padding: 4pt 3pt; width: 15%"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; width: 17%"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; width: 8%; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; width: 15%"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; width: 13%"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-top: black 1pt solid; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; width: 32%"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 1%<br/> Maximum Spread: 3%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">3-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 5%  <br/> Maximum Spread: 6%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">U.S. Small-Cap Equities</p> <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0"> </p></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; width: 15%; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-top: black 1pt solid; width: 17%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-top: black 1pt solid; width: 8%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-top: black 1pt solid; width: 15%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-top: black 1pt solid; width: 13%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Enhanced Cap Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">30% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate: 10%  <br/> Maximum Spread: 9%</span></td></tr> <tr style="vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Step Rate Plus Index Strategy</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Step Rate Plus Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Step Rate: 1%<br/> Minimum Participation Rate: 60%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Step Rate Plus Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Step Rate: 1%<br/> Minimum Participation Rate: 60%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Step Rate Plus Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Step Rate: 1%<br/> Minimum Participation Rate: 60%</span></td></tr> <tr style="vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Tiered Participation Rate Index Strategy</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500®¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares^® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; width: 15%; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-top: black 1pt solid; width: 17%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-top: black 1pt solid; width: 8%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-top: black 1pt solid; width: 15%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-top: black 1pt solid; width: 13%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">5% Buffer</span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Tiered Participation Rate Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Maximum Tier Level: 35%</span></td></tr> <tr style="vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Dual Directional Index Strategy</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dual Directional Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dual Directional Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  1%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dual Directional Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dual Directional Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">15% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dual Directional Index Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Cap Rate:  10%</span></td></tr> <tr style="vertical-align: top; background-color: #D8D8D8"> <td colspan="6" style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Participation Rate with Cap Strategy</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> </table><table cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top"> <td style="border: black 1pt solid; width: 15%; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-top: black 1pt solid; width: 17%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-top: black 1pt solid; width: 8%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-top: black 1pt solid; width: 15%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-top: black 1pt solid; width: 13%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">10% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Small-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">U.S. Large-Cap Equities with Exposure to Global Equity Markets</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">International Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Large-Cap Equities</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">6-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Participation Rate with Cap Strategy</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">20% Buffer</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Minimum Participation Rate: 100%<br/> Minimum Cap Rate: 10%</span></td></tr> </table> <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P1Y Cap Rate Index Strategy 0.10 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P1Y Cap Rate Index Strategy 0.10 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P1Y Cap Rate Index Strategy 0.10 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares^® Russell 2000 ETF²</span> U.S. Small-Cap Equities P1Y Cap Rate Index Strategy 0.10 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P1Y Cap Rate Index Strategy 0.15 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P1Y Cap Rate Index Strategy 0.15 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P1Y Cap Rate Index Strategy 0.15 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares^® Russell 2000 ETF²</span> U.S. Small-Cap Equities P1Y Cap Rate Index Strategy 0.15 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P1Y Cap Rate Index Strategy 0.30 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P1Y Cap Rate Index Strategy 0.30 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P1Y Cap Rate Index Strategy 0.30 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares^® Russell 2000 ETF²</span> U.S. Small-Cap Equities P1Y Cap Rate Index Strategy 0.30 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P1Y Cap Rate Index Strategy 1 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P1Y Cap Rate Index Strategy 1 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P1Y Cap Rate Index Strategy 1 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P1Y Cap Rate Index Strategy 1 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P3Y Cap Rate Index Strategy 0.10 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P3Y Cap Rate Index Strategy 0.10 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P3Y Cap Rate Index Strategy 0.10 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span> U.S. Large-Cap Equities with Exposure to Global Equity Markets P3Y Cap Rate Index Strategy 0.10 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P3Y Cap Rate Index Strategy 0.10 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P3Y Cap Rate Index Strategy 0.20 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P3Y Cap Rate Index Strategy 0.20 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P3Y Cap Rate Index Strategy 0.20 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span> U.S. Large-Cap Equities with Exposure to Global Equity Markets P3Y Cap Rate Index Strategy 0.20 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P3Y Cap Rate Index Strategy 0.20 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P3Y Cap Rate Index Strategy 1 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P3Y Cap Rate Index Strategy 1 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P3Y Cap Rate Index Strategy 1 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P3Y Cap Rate Index Strategy 1 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span> U.S. Large-Cap Equities with Exposure to Global Equity Markets P3Y Cap Rate Index Strategy 1 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P6Y Cap Rate Index Strategy 0.20 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P6Y Cap Rate Index Strategy 0.20 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P6Y Cap Rate Index Strategy 0.20 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span> U.S. Large-Cap Equities with Exposure to Global Equity Markets P6Y Cap Rate Index Strategy 0.20 Buffer 0.10 Dimensional International Equity Focus¹ International Equities P6Y Cap Rate Index Strategy 0.20 Buffer 0.10 Invesco QQQ ETF² Large-Cap Equities P6Y Cap Rate Index Strategy 0.20 Buffer 0.10 S&amp;P 500^®1 U.S. Large-Cap Equities P6Y Cap Rate Index Strategy 0.30 Buffer 0.10 MSCI EAFE¹ International Equities P6Y Cap Rate Index Strategy 0.30 Buffer 0.10 iShares® Russell 2000 ETF² U.S. Small-Cap Equities P6Y Cap Rate Index Strategy 0.30 Buffer 0.10 AB 500 Plus Index^SM1 U.S. Large-Cap Equities with Exposure to Global Equity Markets P6Y Cap Rate Index Strategy 0.30 Buffer 0.10 Dimensional International Equity Focus¹ International Equities P6Y Cap Rate Index Strategy 0.30 Buffer 0.10 Invesco QQQ ETF² Large-Cap Equities P6Y Cap Rate Index Strategy 0.30 Buffer 0.10 S&amp;P 500^®1 U.S. Large-Cap Equities P6Y Cap Rate Index Strategy 1 Buffer 0.10 MSCI EAFE¹ International Equities P6Y Cap Rate Index Strategy 1 Buffer 0.10 Invesco QQQ ETF² Large-Cap Equities P6Y Cap Rate Index Strategy 1 Buffer 0.10 iShares® Russell 2000 ETF² U.S. Small-Cap Equities P6Y Cap Rate Index Strategy 1 Buffer 0.10 AB 500 Plus Index^SM1 U.S. Large-Cap Equities with Exposure to Global Equity Markets P6Y Cap Rate Index Strategy 1 Buffer 0.10 Dimensional International Equity Focus¹ International Equities P6Y Cap Rate Index Strategy 1 Buffer 0.10 S&amp;P 500^®1 U.S. Large-Cap Equities P1Y Enhanced Cap Rate Index Strategy 0.10 Buffer 0.01 MSCI EAFE¹ International Equities P1Y Enhanced Cap Rate Index Strategy 0.10 Buffer 0.01 Invesco QQQ ETF² Large-Cap Equities P1Y Enhanced Cap Rate Index Strategy 0.10 Buffer 0.01 iShares® Russell 2000 ETF² U.S. Small-Cap Equities P1Y Enhanced Cap Rate Index Strategy 0.10 Buffer 0.01 S&amp;P 500^®1 U.S. Large-Cap Equities P1Y Enhanced Cap Rate Index Strategy 0.15 Buffer 0.01 MSCI EAFE¹ International Equities P1Y Enhanced Cap Rate Index Strategy 0.15 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P1Y Enhanced Cap Rate Index Strategy 0.15 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P1Y Enhanced Cap Rate Index Strategy 0.15 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P3Y Enhanced Cap Rate Index Strategy 0.10 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P3Y Enhanced Cap Rate Index Strategy 0.10 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P3Y Enhanced Cap Rate Index Strategy 0.10 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P3Y Enhanced Cap Rate Index Strategy 0.10 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span> U.S. Large-Cap Equities with Exposure to Global Equity Markets P3Y Enhanced Cap Rate Index Strategy 0.10 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P3Y Enhanced Cap Rate Index Strategy 0.20 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P3Y Enhanced Cap Rate Index Strategy 0.20 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P3Y Enhanced Cap Rate Index Strategy 0.20 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P3Y Enhanced Cap Rate Index Strategy 0.20 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span> U.S. Large-Cap Equities with Exposure to Global Equity Markets P3Y Enhanced Cap Rate Index Strategy 0.20 Buffer 0.05 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P6Y Enhanced Cap Rate Index Strategy 0.20 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P6Y Enhanced Cap Rate Index Strategy 0.20 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P6Y Enhanced Cap Rate Index Strategy 0.20 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P6Y Enhanced Cap Rate Index Strategy 0.20 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span> U.S. Large-Cap Equities with Exposure to Global Equity Markets P6Y Enhanced Cap Rate Index Strategy 0.20 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span> International Equities P6Y Enhanced Cap Rate Index Strategy 0.20 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P6Y Enhanced Cap Rate Index Strategy 0.30 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P6Y Enhanced Cap Rate Index Strategy 0.30 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P6Y Enhanced Cap Rate Index Strategy 0.30 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P6Y Enhanced Cap Rate Index Strategy 0.30 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span> U.S. Large-Cap Equities with Exposure to Global Equity Markets P6Y Enhanced Cap Rate Index Strategy 0.30 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span> International Equities P6Y Enhanced Cap Rate Index Strategy 0.30 Buffer 0.10 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P1Y Step Rate Plus Index Strategy 0.05 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P1Y Step Rate Plus Index Strategy 0.05 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500^®1</span> U.S. Large-Cap Equities P1Y Step Rate Plus Index Strategy 0.10 Buffer 0.01 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">S&amp;P 500®¹</span> U.S. Large-Cap Equities P6Y Tiered Participation Rate Index Strategy 0.01 Buffer 1 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">MSCI EAFE¹</span> International Equities P6Y Tiered Participation Rate Index Strategy 0.01 Buffer 1 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P6Y Tiered Participation Rate Index Strategy 0.01 Buffer 1 <span style="font-family: Arial, Helvetica, Sans-Serif; 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font-size: 10pt">iShares® Russell 2000 ETF²</span> U.S. Small-Cap Equities P6Y Participation Rate with Cap Strategy 0.20 Buffer 1 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">AB 500 Plus Index^SM1</span> U.S. Large-Cap Equities with Exposure to Global Equity Markets P6Y Participation Rate with Cap Strategy 0.20 Buffer 1 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Dimensional International Equity Focus¹</span> International Equities P6Y Participation Rate with Cap Strategy 0.20 Buffer 1 <span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Invesco QQQ ETF²</span> Large-Cap Equities P6Y Participation Rate with Cap Strategy 0.20 Buffer 1 This Index is a “price return index,” not a “total return index,” and therefore does not reflect the dividends paid on the securities composing the Index, which will reduce the Index Return and may cause the Index to underperform a direct investment in the securities composing the Index. This Index is an ETF. Index Values are based on the ETF’s closing prices. The Index Values reflect a “price return,” not a “total return,” and therefore do not reflect the dividends paid on the securities in which the ETF invests. In addition, fees and costs are deducted from the ETF, which reduces the ETF’s performance. These factors will reduce the Index Return and may cause the Index to underperform a direct investment in the ETF or the securities which the ETF invests. <p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 9pt 0 0; text-align: justify"><b>Fixed Options</b></p><p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 9pt 0 0; text-align: justify">The following is a list of Fixed Options currently available under the Contract. We may change the features of the Fixed Options listed below, offer new Fixed Options, and terminate existing Fixed Options. We will provide you with written notice before doing so. For more information about the Fixed Options, see “Description of Insurance Company, Separate Account, and Investment Options” in  the statutory prospectus.</p><p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 9pt 0 0; text-align: justify"><b>Note: If value is withdrawn from the Fixed Account, a Market Value Adjustment may apply. This may result in a significant reduction in your Fixed Account Value. For more information about Market Value Adjustments, please refer to the ”Charges and Adjustments” section of the statutory prospectus.</b></p> <table cellpadding="0" style="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse; border-spacing: 0px;"> <tr style="vertical-align: top; background-color: #D8D8D8"> <td style="border: black 1pt solid; width: 33%; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Name</b></span></td> <td style="border-top: black 1pt solid; width: 32%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Term</b></span></td> <td style="border-top: black 1pt solid; width: 35%; border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt"><b>Minimum Guaranteed Interest Rate*</b></span></td></tr> <tr style="vertical-align: top"> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; border-left: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">Fixed Account</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">1-Year</span></td> <td style="border-right: black 1pt solid; border-bottom: black 1pt solid; padding: 4pt 3pt; text-align: center"><span style="font-family: Arial, Helvetica, Sans-Serif; font-size: 10pt">0.25%</span></td></tr> </table> Fixed Account P1Y 0.0025 N-4 N-4 0002077810 false 2025-12-31