The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 256,464 2,595 SH SOLE 2,535 0 60
ABBOTT LABORATORIES COM 002824100 123,538 1,250 SH OTR 0 0 1,250
ABBVIE INC COM 00287Y109 685,889 2,622 SH SOLE 2,260 0 362
ABBVIE INC COM 00287Y109 326,988 1,250 SH OTR 0 0 1,250
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 576,149 3,142 SH SOLE 2,448 0 694
ADVANCED MICRO DEVICES INC COM 007903107 3,059 5 SH SOLE 0 0 5
AGNC INVT CORP COM 00123Q104 83,735 9,232 SH SOLE 9,232 0 0
AIRBNB INC COM CL A 009066101 804 5 SH SOLE 0 0 5
ALPHABET INC CAP STK CL A 02079K305 309,672 900 SH SOLE 0 0 900
ALPHABET INC CAP STK CL C 02079K107 6,885,334 20,207 SH SOLE 14,827 0 5,380
ALPHABET INC CAP STK CL C 02079K107 109,037 320 SH OTR 0 0 320
ALTRIA GROUP INC COM 02209S103 52,930 786 SH SOLE 0 0 786
AMAZON COM INC COM 023135106 3,314,692 13,304 SH SOLE 7,792 0 5,512
AMBARELLA INC SHS G037AX101 4,519 65 SH SOLE 0 0 65
AMERICAN CENTY ETF TR US EQT ETF 025072885 18,574 145 SH SOLE 0 0 145
AMERICAN CENTY ETF TR US EQT ETF 025072885 350,327 2,735 SH OTR 0 0 2,735
AMERICAN CENTY ETF TR US SML CP VALU 025072877 46,873 398 SH OTR 0 0 398
AMERICAN EXPRESS CO COM 025816109 786,099 2,585 SH SOLE 2,585 0 0
AMERICAN TOWER CORP COM 03027X100 346,860 2,119 SH SOLE 2,119 0 0
AMGEN INC COM 031162100 13,910 33 SH SOLE 0 0 33
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 966,885 51,185 SH SOLE 27,908 0 23,277
APPLE INC COM 037833100 7,682,106 23,068 SH SOLE 18,323 0 4,745
APPLE INC COM 037833100 524,840 1,576 SH OTR 0 0 1,576
ASML HLDG NV N Y REGISTRY SHS N07059210 911,271 503 SH SOLE 342 0 161
AST SPACEMOBILE INC COM CL A 00217D100 51,680 878 SH SOLE 803 0 75
ASTERA LABS INC COM 04626A103 5,340 15 SH SOLE 0 0 15
AUTOMATIC DATA PROCESSING IN COM 053015103 70,967 275 SH OTR 0 0 275
BACKBLAZE INC COM CL A 05637B105 27,980 2,000 SH SOLE 0 0 2,000
BANK OF AMER CORP 7.25%CNV PFD L 060505682 4,884 4 SH SOLE 0 0 4
BANK OF AMER CORP COM 060505104 2,427,742 44,603 SH SOLE 38,003 0 6,600
BARRICK MNG CORP COM SHS 06849F108 2,034 50 SH SOLE 0 0 50
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,419,572 12,892 SH SOLE 8,029 0 4,863
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 519,362 1,043 SH OTR 0 0 1,043
BLACKROCK MUN TARGET TERM TR COM SHS BEN IN 09257P105 43,680 2,000 SH SOLE 0 0 2,000
BLACKSTONE MORTGAGE TRUST IN COM CL A 09257W100 50,392 4,401 SH SOLE 4,401 0 0
BOEING CO COM 097023105 72,002 387 SH SOLE 387 0 0
BOEING CO COM 097023105 109,584 589 SH OTR 0 0 589
BRISTOL-MYERS SQUIBB CO COM 110122108 137,280 2,200 SH OTR 0 0 2,200
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 544 10 SH SOLE 0 0 10
BROADCOM INC COM 11135F101 420,726 1,198 SH SOLE 0 0 1,198
BROOKFIELD INFRASTRUCTURE CO COM SUB VTG A 11276H106 238,445 6,696 SH SOLE 300 0 6,396
BROOKFIELD INFRASTRUCTURE PA LP INT UNIT G16252101 921,315 25,916 SH SOLE 22,566 0 3,350
BROOKFIELD INFRASTRUCTURE PA LP INT UNIT G16252101 53,006 1,491 SH OTR 0 0 1,491
BUILDERS FIRSTSOURCE INC COM 12008R107 51,024 895 SH SOLE 300 0 595
CANADIAN PACIFIC KANSAS CITY COM 13646K108 42,550 500 SH SOLE 500 0 0
CATERPILLAR INC COM 149123101 34,054 42 SH SOLE 0 0 42
CBRE GROUP INC CL A 12504L109 1,087,628 8,466 SH SOLE 7,816 0 650
CHEVRON CORPORATION COM 166764100 1,224,852 5,998 SH SOLE 4,103 0 1,895
CHIPOTLE MEXICAN GRILL INC COM 169656105 334,677 10,475 SH SOLE 2,868 0 7,607
CISCO SYS INC COM 17275R102 27,984 260 SH SOLE 0 0 260
CISCO SYS INC COM 17275R102 196,856 1,829 SH OTR 0 0 1,829
CITIGROUP INC COM NEW 172967424 2,031,412 15,689 SH SOLE 15,689 0 0
COCA COLA CO COM 191216100 2,399,394 27,874 SH SOLE 23,221 0 4,653
COCA COLA CO COM 191216100 153,051 1,778 SH OTR 0 0 1,778
CONSTELLATION ENERGY CORP COM 21037T109 69,856 275 SH SOLE 0 0 275
COSTCO WHOLESALE CORPORATION COM 22160K105 1,269,014 1,394 SH SOLE 964 0 430
CROWDSTRIKE HLDGS INC CL A 22788C105 10,590 40 SH SOLE 0 0 40
CSX CORP COM 126408103 234,504 5,042 SH SOLE 2,444 0 2,598
DAVITA INC COM 23918K108 74,341 425 SH SOLE 0 0 425
DBX ETF TR XTRACK MSCI EAFE 233051200 193,040 3,513 SH OTR 0 0 3,513
DEERE & CO COM 244199105 588,950 877 SH SOLE 20 0 857
DELL TECHNOLOGIES INC CL C 24703L202 110,818 206 SH SOLE 200 0 6
DIAMONDBACK ENERGY INC COM 25278X109 802,055 4,363 SH SOLE 1,970 0 2,393
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 18,434 330 SH OTR 0 0 330
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 12,409 267 SH OTR 0 0 267
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 718,713 16,169 SH OTR 0 0 16,169
DISNEY WALT CO COM 254687106 248,509 2,369 SH OTR 0 0 2,369
DOMINION ENERGY INC COM 25746U109 39,338 650 SH SOLE 0 0 650
EDWARDS LIFESCIENCES CORP COM 28176E108 69,056 800 SH SOLE 0 0 800
ELEVANCE HEALTH INC FORMERLY COM 036752103 249,623 642 SH SOLE 330 0 312
ELI LILLY & CO COM 532457108 1,372,297 1,186 SH SOLE 727 0 459
ELI LILLY & CO COM 532457108 41,655 36 SH OTR 0 0 36
EMERSON ELEC CO COM 291011104 281,197 1,813 SH SOLE 1,770 0 43
EMERSON ELEC CO COM 291011104 261,499 1,686 SH OTR 0 0 1,686
ENTERPRISE PRODS PARTNERS L COM 293792107 384,980 10,811 SH SOLE 10,311 0 500
EXELON CORP COM 30161N101 57,877 1,433 SH SOLE 0 0 1,433
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 97,650 600 SH SOLE 0 0 600
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 309,225 1,900 SH OTR 0 0 1,900
FASTENAL CO COM 311900104 237,744 4,800 SH OTR 0 0 4,800
FEDEX CORP COM 31428X106 447,022 1,568 SH SOLE 1,543 0 25
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 1,313 12 SH SOLE 0 0 12
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873 3,558 49 SH SOLE 0 0 49
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 4,884 16 SH SOLE 0 0 16
FIRST CTZNS BANCSHARES INC D CL A 31946M103 309,030 150 SH SOLE 0 0 150
FORD MTR CO COM 345370860 92,139 7,640 SH SOLE 0 0 7,640
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744 545,445 13,175 SH SOLE 300 0 12,875
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 273,247 4,180 SH SOLE 575 0 3,605
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107 39,222 600 SH OTR 0 0 600
GENERAL DYNAMICS CORP COM 369550108 58,403 176 SH SOLE 176 0 0
GLOBAL X FDS DATA CTR DIG ETF 37954Y236 60,604 2,233 SH SOLE 2,233 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 420,257 4,515 SH SOLE 155 0 4,360
HOME DEPOT INC COM 437076102 476,237 1,674 SH SOLE 1,156 0 518
HONEYWELL AEROSPACE INC COM 43849R105 278,946 1,800 SH SOLE 0 0 1,800
HUNTINGTON INGALLS INDS INC COM 446413106 97,214 364 SH SOLE 352 0 12
ILLINOIS TOOL WKS INC COM 452308109 891,733 3,466 SH OTR 0 0 3,466
INNOVATOR ETFS TRUST INTRNL DEV JULY 45782C722 87,795 2,430 SH SOLE 0 0 2,430
INNOVATOR ETFS TRUST LADDERED ALC BFR 45783Y756 356,908 8,860 SH SOLE 300 0 8,560
INNOVATOR ETFS TRUST LADERD ALCTN PWR 45783Y814 724,471 13,446 SH SOLE 1,900 0 11,546
INNOVATOR ETFS TRUST PREM INCM 20 BAR 45783Y624 119,040 4,800 SH SOLE 300 0 4,500
INNOVATOR ETFS TRUST US EQT BUFR APR 45782C888 164,060 3,003 SH SOLE 3,003 0 0
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 504,213 11,677 SH SOLE 11,677 0 0
INNOVATOR ETFS TRUST US EQT ULTRA BF 45782C730 31,317 800 SH SOLE 0 0 800
INNOVATOR ETFS TRUST US EQTY BUF OCT 45782C771 27,515 500 SH SOLE 0 0 500
INNOVATOR ETFS TRUST US EQTY BUF SEP 45782C664 16,191 300 SH SOLE 0 0 300
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409 21,185 350 SH SOLE 0 0 350
INNOVATOR ETFS TRUST US EQTY BUFR JUL 45782C789 490,854 8,857 SH SOLE 8,857 0 0
INNOVATOR ETFS TRUST US EQTY BUFR MAR 45782C391 17,738 300 SH SOLE 0 0 300
INNOVATOR ETFS TRUST US EQTY BUFR MAY 45782C326 38,768 800 SH SOLE 0 0 800
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417 714,756 16,226 SH SOLE 16,226 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 15,216 300 SH SOLE 0 0 300
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540 14,134 300 SH SOLE 0 0 300
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 718,692 15,337 SH SOLE 15,337 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748 92,379 2,100 SH SOLE 0 0 2,100
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 59,616 1,200 SH SOLE 0 0 1,200
INNOVATOR ETFS TRUST US EQUT BUFR AUG 45782C698 1,548,419 28,009 SH SOLE 27,809 0 200
INTEL CORP COM 458140100 104,480 869 SH SOLE 0 0 869
INTEL CORP COM 458140100 134,658 1,120 SH OTR 0 0 1,120
INTERNATIONAL BUSINESS MACHS COM 459200101 5,499 25 SH SOLE 0 0 25
INTERNATIONAL BUSINESS MACHS COM 459200101 264,796 1,204 SH OTR 0 0 1,204
INVESCO EXCH TRADED FD TR II INTL CORP BD 46138E636 624,709 28,096 SH SOLE 27,659 0 437
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 1,064,498 42,075 SH SOLE 24,200 0 17,875
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 129,030 5,100 SH OTR 0 0 5,100
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 733,933 13,484 SH SOLE 13,484 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 20,802 100 SH SOLE 0 0 100
INVESCO QQQ TR UNIT SER 1 46090E103 1,079,067 1,459 SH SOLE 730 0 729
IQVIA HLDGS INC COM 46266C105 2,044,605 7,605 SH SOLE 5,531 0 2,074
ISHARES GOLD TR ISHARES NEW 464285204 2,656 34 SH SOLE 0 0 34
ISHARES GOLD TRUST MICRO SHS REPSTG UN TR 46436F103 438,266 10,581 SH SOLE 7,731 0 2,850
ISHARES INC CORE MSCI EMKT 46434G103 13,960 172 SH SOLE 0 0 172
ISHARES INC JP MORGAN EM ETF 464286517 501,212 11,863 SH SOLE 9,063 0 2,800
ISHARES TR 0-5 YR TIPS ETF 46429B747 24,925 250 SH SOLE 200 0 50
ISHARES TR 7-10 YR TRSY BD 464287440 207,200 2,320 SH SOLE 920 0 1,400
ISHARES TR BROAD USD HIGH 46435U853 429 12 SH SOLE 0 0 12
ISHARES TR CORE MSCI EAFE 46432F842 28,096 290 SH SOLE 0 0 290
ISHARES TR CORE MSCI EAFE 46432F842 324,355 3,348 SH OTR 0 0 3,348
ISHARES TR CORE MSCI INTL 46435G326 1,251,736 13,989 SH OTR 0 0 13,989
ISHARES TR CORE S&P SCP ETF 464287804 94,956 698 SH SOLE 0 0 698
ISHARES TR CORE S&P TTL STK 464287150 113,570 683 SH OTR 0 0 683
ISHARES TR CORE S&P US GWT 464287671 16,663 86 SH SOLE 0 0 86
ISHARES TR CORE S&P US VLU 464287663 14,337 130 SH SOLE 0 0 130
ISHARES TR CORE S&P500 ETF 464287200 237,414 310 SH SOLE 0 0 310
ISHARES TR CORE S&P500 ETF 464287200 448,789 586 SH OTR 0 0 586
ISHARES TR CR 5 10 YR ETF 46435G417 93,303 2,257 SH SOLE 0 0 2,257
ISHARES TR FLTG RATE NT ETF 46429B655 17,102 335 SH SOLE 335 0 0
ISHARES TR GENOMICS IMMUN 46435U192 92,766 2,192 SH SOLE 2,192 0 0
ISHARES TR GNMA BOND ETF 46429B333 1,224,866 29,261 SH SOLE 23,201 0 6,060
ISHARES TR GNMA BOND ETF 46429B333 16,744 400 SH OTR 0 0 400
ISHARES TR IBOXX INV CP ETF 464287242 179,224 1,754 SH SOLE 0 0 1,754
ISHARES TR INTL TREA BD ETF 464288117 722,582 18,169 SH SOLE 13,069 0 5,100
ISHARES TR MBS ETF 464288588 1,243,436 13,875 SH SOLE 7,710 0 6,165
ISHARES TR MSCI UK ETF NEW 46435G334 315,707 6,785 SH SOLE 0 0 6,785
ISHARES TR MSCI USA MIN ETF 46429B697 71,619 735 SH SOLE 0 0 735
ISHARES TR U.S. TECH ETF 464287721 3,444 13 SH SOLE 0 0 13
ISHARES TR US INFRASTRUC 46435U713 52,059 946 SH SOLE 946 0 0
ISHARES TR USD INV GRDE ETF 464288620 2,339 48 SH SOLE 0 0 48
JACOBS SOLUTIONS INC COM 46982L108 166,383 1,230 SH SOLE 100 0 1,130
JOHNSON & JOHNSON COM 478160104 1,652,243 6,241 SH SOLE 5,891 0 350
JOHNSON & JOHNSON COM 478160104 102,984 389 SH OTR 0 0 389
JPMORGAN CHASE & CO COM 46625H100 3,996,758 12,081 SH SOLE 10,318 0 1,763
JPMORGAN CHASE & CO COM 46625H100 355,643 1,075 SH OTR 0 0 1,075
KAYNE ANDERSON ENERGY INFRST COM 486606106 170,000 12,500 SH SOLE 0 0 12,500
KEURIG DR PEPPER INC COM 49271V100 930,031 30,654 SH SOLE 20,589 0 10,065
KIMCO REALTY CORP COM 49446R109 1,111 50 SH SOLE 0 0 50
KRANESHARES TRUST ELEC VEH FUTUR 500767827 639 23 SH SOLE 0 0 23
KRATOS DEFENSE & SEC SOLUTIO COM NEW 50077B207 40,855 957 SH SOLE 895 0 62
L3HARRIS TECHNOLOGIES INC COM 502431109 941,911 3,978 SH SOLE 3,978 0 0
LEIDOS HOLDINGS INC COM 525327102 1,227,072 10,072 SH SOLE 10,072 0 0
LEMONADE INC COM 52567D107 46 1 SH SOLE 0 0 1
LOCKHEED MARTIN CORP COM 539830109 25,463 50 SH SOLE 0 0 50
LOWES COS INC COM 548661107 192,584 1,045 SH SOLE 0 0 1,045
M & T BK CORP COM 55261F104 272,000 1,250 SH OTR 0 0 1,250
MASTERCARD INCORPORATED CL A 57636Q104 139,586 253 SH SOLE 222 0 31
MCDONALDS CORP COM 580135101 600,444 2,600 SH SOLE 2,040 0 560
MCDONALDS CORP COM 580135101 230,940 1,000 SH OTR 0 0 1,000
MEDTRONIC PLC SHS G5960L103 36,156 419 SH SOLE 0 0 419
MEDTRONIC PLC SHS G5960L103 30,892 358 SH OTR 0 0 358
MERCK & CO INC COM 58933Y105 96,632 665 SH SOLE 0 0 665
MERCK & CO INC COM 58933Y105 243,831 1,678 SH OTR 0 0 1,678
METLIFE INC COM 59156R108 65,912 700 SH SOLE 0 0 700
MICRON TECHNOLOGY INC COM 595112103 3,196 3 SH SOLE 0 0 3
MICROSOFT CORP COM 594918104 5,896,906 11,497 SH SOLE 9,027 0 2,470
MICROSOFT CORP COM 594918104 1,025,800 2,000 SH OTR 0 0 2,000
MODERNA INC COM 60770K107 963 5 SH SOLE 0 0 5
MONDELEZ INTL INC CL A 609207105 11,564 200 SH SOLE 0 0 200
MP MATERIALS CORP COM CL A 553368101 29,746 629 SH SOLE 574 0 55
NEXTERA ENERGY INC COM 65339F101 5,454 72 SH SOLE 0 0 72
NORFOLK SOUTHN CORP COM 655844108 103,206 334 SH SOLE 311 0 23
NORTHROP GRUMMAN CORP COM 666807102 214,182 443 SH SOLE 313 0 130
NOVARTIS AG SPONSORED ADR 66987V109 335,753 2,355 SH SOLE 2,355 0 0
NVIDIA CORPORATION COM 67066G104 1,273,463 5,576 SH SOLE 4,349 0 1,227
OGE ENERGY CORP COM 670837103 13,626 300 SH SOLE 0 0 300
PALO ALTO NETWORKS INC COM 697435105 3,355,681 8,446 SH SOLE 3,929 0 4,517
PELOTON INTERACTIVE INC CL A COM 70614W100 150 30 SH SOLE 0 0 30
PEPSICO INC COM 713448108 1,954,361 15,423 SH SOLE 12,284 0 3,139
PEPSICO INC COM 713448108 149,403 1,179 SH OTR 0 0 1,179
PFIZER INC COM 717081103 159,712 5,600 SH OTR 0 0 5,600
PPG INDS INC COM 693506107 64,927 622 SH SOLE 0 0 622
PROCTER & GAMBLE CO COM 742718109 826,789 5,691 SH SOLE 5,436 0 255
PROCTER & GAMBLE CO COM 742718109 202,376 1,393 SH OTR 0 0 1,393
PUBLIC SVC ENTERPRISE GROUP COM 744573106 20,202 300 SH SOLE 0 0 300
QUANTUMSCAPE CORP COM CL A 74767V109 186 40 SH SOLE 0 0 40
REALTY INCOME CORP COM 756109104 5,430 100 SH SOLE 0 0 100
REVOLUTION MEDICINES INC COM 76155X100 9,442 46 SH SOLE 46 0 0
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 24,651 1,650 SH SOLE 1,450 0 200
ROCKET LAB CORP COM 773121108 34,562 496 SH SOLE 471 0 25
SALESFORCE INC COM 79466L302 1,232,791 5,370 SH SOLE 5,300 0 70
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698 1,244 58 SH SOLE 0 0 58
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 256,868 7,047 SH SOLE 1,873 0 5,174
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,032,651 110,399 SH SOLE 96,866 0 13,533
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 341,727 12,440 SH OTR 0 0 12,440
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 349 7 SH SOLE 0 0 7
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 68,841 1,384 SH OTR 0 0 1,384
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 205,005 8,650 SH SOLE 700 0 7,950
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 16,590 700 SH OTR 0 0 700
SCHWAB STRATEGIC TR MORTGAGE BACKED 808524615 553,944 23,081 SH SOLE 13,175 0 9,906
SCHWAB STRATEGIC TR MORTGAGE BACKED 808524615 48,000 2,000 SH OTR 0 0 2,000
SCHWAB STRATEGIC TR MUN BD ETF 808524649 292,336 12,100 SH SOLE 0 0 12,100
SCHWAB STRATEGIC TR MUN BD ETF 808524649 96,640 4,000 SH OTR 0 0 4,000
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 492,375 20,636 SH SOLE 12,400 0 8,236
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 197,353 8,930 SH SOLE 2,750 0 6,180
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,364,182 114,779 SH SOLE 32,215 0 82,564
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 938,302 32,013 SH OTR 0 0 32,013
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,596,174 49,068 SH SOLE 42,893 0 6,175
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 434,471 13,356 SH OTR 0 0 13,356
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 122,162 3,400 SH SOLE 0 0 3,400
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 555,335 15,456 SH OTR 0 0 15,456
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 404,917 12,156 SH OTR 0 0 12,156
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,371,262 145,709 SH SOLE 127,299 0 18,410
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 408,420 13,614 SH OTR 0 0 13,614
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 380,990 11,199 SH SOLE 11,199 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,091 156 SH SOLE 0 0 156
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 73,744 2,260 SH OTR 0 0 2,260
SCHWAB STRATEGIC TR US TIPS ETF 808524870 714,949 28,450 SH SOLE 13,750 0 14,700
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 10,948 65 SH SOLE 0 0 65
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 13,530 220 SH SOLE 0 0 220
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 26,700 500 SH SOLE 0 0 500
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 68,780 1,288 SH OTR 0 0 1,288
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 76,930 393 SH SOLE 203 0 190
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 11,832 300 SH SOLE 0 0 300
SOUTHERN CO COM 842587107 69,628 840 SH OTR 0 0 840
SOUTHWEST AIRLS CO COM 844741108 417 10 SH SOLE 0 0 10
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 2,565 17 SH SOLE 17 0 0
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 233,368 5,775 SH OTR 0 0 5,775
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 52,316 2,316 SH SOLE 0 0 2,316
SPDR SERIES TRUST ST STR SP AERO 78464A631 232,668 1,006 SH SOLE 993 0 13
SPDR SERIES TRUST ST STR SP600 SML 78468R853 47,574 900 SH SOLE 0 0 900
SPDR SERIES TRUST STATE STRET SPDR 78468R861 2,506,206 137,628 SH SOLE 106,522 0 31,106
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD AN 85208R101 116,312 2,800 SH SOLE 2,800 0 0
STANLEY BLACK & DECKER INC COM 854502101 7,088 80 SH SOLE 0 0 80
STARBUCKS CORP COM 855244109 673,036 7,163 SH SOLE 5,560 0 1,603
STARBUCKS CORP COM 855244109 10,618 113 SH OTR 0 0 113
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 122,021 160 SH SOLE 0 0 160
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 9,194 14 SH SOLE 0 0 14
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 2,712,962 5,947 SH SOLE 4,347 0 1,600
TESLA INC COM 88160R101 28,740 81 SH SOLE 65 0 16
TEXAS INSTRS INC COM 882508104 7,003 25 SH SOLE 0 0 25
THERMO FISHER SCIENTIFIC INC COM 883556102 3,280,743 4,860 SH SOLE 4,483 0 377
THERMO FISHER SCIENTIFIC INC COM 883556102 342,926 508 SH OTR 0 0 508
TJX COS INC NEW COM 872540109 9,262 70 SH SOLE 0 0 70
TOAST INC CL A 888787108 1,369,894 47,254 SH SOLE 18,083 0 29,171
UBER TECHNOLOGIES INC COM 90353T100 855,416 12,486 SH SOLE 6,018 0 6,468
ULTA BEAUTY INC COM 90384S303 32,771 60 SH SOLE 0 0 60
UNILEVER PLC SPON ADR NEW 904767803 553,312 9,111 SH SOLE 1,950 0 7,161
UNILEVER PLC SPON ADR NEW 904767803 40,447 666 SH OTR 0 0 666
UNION PAC CORP COM 907818108 219,609 807 SH SOLE 807 0 0
UNION PAC CORP COM 907818108 34,017 125 SH OTR 0 0 125
UNITED PARCEL SVCS INC CL B 911312106 328,162 3,512 SH SOLE 3,512 0 0
UNITEDHEALTH GROUP INC COM 91324P102 12,114 33 SH SOLE 0 0 33
US BANCORP COM NEW 902973304 1,659,668 28,734 SH SOLE 18,322 0 10,412
VALERO ENERGY CORP COM 91913Y100 11,241 29 SH SOLE 0 0 29
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 145,514 1,702 SH SOLE 0 0 1,702
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 15,280 200 SH OTR 0 0 200
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 143,385 2,044 SH SOLE 0 0 2,044
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 590,942 6,558 SH OTR 0 0 6,558
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 155,056 793 SH SOLE 793 0 0
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 95,606 283 SH OTR 0 0 283
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 25,605 90 SH SOLE 0 0 90
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 109,278 473 SH SOLE 473 0 0
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 145,780 631 SH OTR 0 0 631
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 557,244 1,489 SH SOLE 0 0 1,489
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 525,159 2,430 SH SOLE 2,393 0 37
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 425,894 1,971 SH OTR 0 0 1,971
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 94,419 1,053 SH SOLE 0 0 1,053
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 40,782 455 SH OTR 0 0 455
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,410,022 2,012 SH SOLE 1,844 0 168
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 224,932 2,711 SH SOLE 0 0 2,711
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,966 50 SH SOLE 0 0 50
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 78,752 1,600 SH SOLE 1,300 0 300
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 137,816 2,800 SH OTR 0 0 2,800
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738 471,005 4,940 SH SOLE 1,915 0 3,025
VANGUARD MUN BD FDS INTERMEDIATE TRM 922907738 95,345 1,000 SH OTR 0 0 1,000
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 140,007 2,471 SH OTR 0 0 2,471
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 62,414 797 SH SOLE 295 0 502
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 1,298,105 29,230 SH SOLE 22,709 0 6,521
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 115,466 2,600 SH OTR 0 0 2,600
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 212,169 2,747 SH SOLE 1,625 0 1,122
VANGUARD STAR FDS VG TL INTL STK F 921909768 673,988 7,933 SH OTR 0 0 7,933
VANGUARD WORLD FD FINANCIALS ETF 92204A405 6,612 51 SH SOLE 0 0 51
VANGUARD WORLD FD INF TECH ETF 92204A702 335,791 2,672 SH SOLE 0 0 2,672
VERTIV HOLDINGS CO COM CL A 92537N108 4,827 20 SH SOLE 0 0 20
VIKING HOLDINGS LTD ORD SHS G93A5A101 799,750 10,210 SH SOLE 2,925 0 7,285
VISA INC COM CL A 92826C839 1,076,523 2,996 SH SOLE 1,052 0 1,944
VIVMARK RESIDENTIAL SH BEN INT 29476L107 386,738 6,365 SH SOLE 2,118 0 4,247
WALMART INC COM 931142103 62,352 600 SH SOLE 0 0 600
WALMART INC COM 931142103 233,820 2,250 SH OTR 0 0 2,250
WASTE MGMT INC DEL COM 94106L109 808,135 3,963 SH SOLE 3,963 0 0
WISDOMTREE TR INDIA ERNGS FD 97717W422 989,373 24,291 SH SOLE 11,571 0 12,720
WISDOMTREE TR US EFFIC CORE FD 97717Y790 58,450 1,000 SH SOLE 0 0 1,000
WISDOMTREE TR US QTLY DIV GRT 97717X669 34,034 350 SH SOLE 0 0 350
WORKDAY INC CL A 98138H101 320,926 1,685 SH SOLE 750 0 935
WW GRAINGER INC COM 384802104 622,880 500 SH OTR 0 0 500
YUM BRANDS INC COM 988498101 54,264 398 SH OTR 0 0 398
ZIMMER BIOMET HOLDINGS INC COM 98956P102 23,185 261 SH SOLE 161 0 100
ZIMMER BIOMET HOLDINGS INC COM 98956P102 8,883 100 SH OTR 0 0 100