v3.26.3
Segment Information (Details)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2026
USD ($)
Sep. 30, 2025
USD ($)
Sep. 30, 2026
USD ($)
segment
Sep. 30, 2025
USD ($)
Dec. 31, 2025
USD ($)
Schedule of Revenues from External Customers [Line Items]          
Number of reportable segments | segment     4    
Revenue:          
Retail merchandise sales $ 480,981 $ 410,968 $ 1,417,078 $ 1,167,149  
Pawn loan fees 267,290 221,088 792,429 603,781  
Leased merchandise income 103,057 132,540 348,743 429,242  
Interest and fees on retail finance products 73,749 81,683 222,046 231,171  
Wholesale scrap jewelry sales 172,541 86,710 437,154 168,691  
Other revenue 3,549 2,590 10,056 2,590  
Total revenue 1,101,167 935,579 3,227,506 2,602,624  
Cost of revenue:          
Cost of retail merchandise sold 294,274 248,723 857,942 703,173  
Depreciation of leased merchandise 63,113 76,028 215,822 243,119  
Provision for lease losses 17,021 27,920 71,204 88,025  
Provision for loan losses 40,790 40,347 123,564 118,468  
Cost of wholesale scrap jewelry sold 140,159 68,220 335,955 138,479  
Other cost of revenue 267 634 1,425 634  
Total cost of revenue 555,624 461,872 1,605,912 1,291,898  
Net revenue 545,543 473,707 1,621,594 1,310,726  
Expenses and other income:          
Operating expenses 269,106 236,528 806,273 673,607  
Administrative expenses 66,723 58,845 199,326 166,631  
Depreciation and amortization 32,283 29,034 96,239 80,400  
Interest expense 37,678 32,216 107,908 86,024  
Interest income (434) (908) (1,078) (2,664)  
(Gain) loss on foreign exchange (435) (219) 201 (1,504)  
Merger and acquisition expenses 3,760 9,472 10,983 12,711  
Other income, net (1,805) (3,740) (9,055) (9,254)  
Total expenses and other income 406,876 361,228 1,210,797 1,005,951  
Income (loss) before income taxes 138,667 112,479 410,797 304,775  
Pawn loans 907,670 788,130 907,670 788,130 $ 831,497
Finance receivables, net 124,115 153,134 124,115 153,134 150,274
Inventories 598,551 456,273 598,551 456,273 487,232
Leased merchandise, net 74,705 99,725 74,705 99,725 114,283
Goodwill 2,035,199 1,970,358 2,035,199 1,970,358 2,023,426
Assets 5,559,173 5,182,316 5,559,173 5,182,316 $ 5,300,763
Corporate/ Intersegment Eliminations          
Revenue:          
Retail merchandise sales (418) (705) (1,295)    
Pawn loan fees 0 0 0    
Leased merchandise income 0 0 0    
Interest and fees on retail finance products 0 0 0    
Wholesale scrap jewelry sales 0 0 0    
Other revenue 0   0    
Total revenue (418) (705) (1,295)    
Cost of revenue:          
Cost of retail merchandise sold (235) (374) (691)    
Depreciation of leased merchandise (143) (225) (487)    
Provision for lease losses 6 (85) (258)    
Provision for loan losses 0 0 0    
Cost of wholesale scrap jewelry sold 0 0 0    
Other cost of revenue 0   0    
Total cost of revenue (372) (684) (1,436)    
Net revenue (46) (21) 141    
Expenses and other income:          
Operating expenses 0 0 0    
Administrative expenses 66,723 58,845 199,326    
Depreciation and amortization 16,019 14,698 48,372    
Interest expense 37,678 32,216 107,908    
Interest income (434) (908) (1,078)    
(Gain) loss on foreign exchange (435) (219) 201    
Merger and acquisition expenses 3,760 9,472 10,983    
Other income, net (1,805) (3,740) (9,055)    
Total expenses and other income 121,506 110,364 356,657    
Income (loss) before income taxes (121,552) (110,385) (356,516)    
Pawn loans 0 0 0 0  
Finance receivables, net 0 0 0 0  
Inventories 0 0 0 0  
Leased merchandise, net (56) (184) (56) (184)  
Goodwill 0 0 0 0  
Assets 256,482 166,850 256,482 166,850  
Pawn Segment | UNITED STATES | Operating Segments          
Revenue:          
Retail merchandise sales 278,937 252,963 838,442    
Pawn loan fees 155,939 138,867 463,809    
Leased merchandise income 0 0 0    
Interest and fees on retail finance products 0 0 0    
Wholesale scrap jewelry sales 79,827 45,607 199,530    
Other revenue 0   0    
Total revenue 514,703 437,437 1,501,781    
Cost of revenue:          
Cost of retail merchandise sold 162,007 145,411 477,416    
Depreciation of leased merchandise 0 0 0    
Provision for lease losses 0 0 0    
Provision for loan losses 0 0 0    
Cost of wholesale scrap jewelry sold 67,572 38,520 164,631    
Other cost of revenue 0   0    
Total cost of revenue 229,579 183,931 642,047    
Net revenue 285,124 253,506 859,734    
Expenses and other income:          
Operating expenses 142,399 133,024 428,623    
Administrative expenses 0 0 0    
Depreciation and amortization 9,437 8,464 27,207    
Interest expense 0 0 0    
Interest income 0 0 0    
(Gain) loss on foreign exchange 0 0 0    
Merger and acquisition expenses 0 0 0    
Other income, net 0 0 0    
Total expenses and other income 151,836 141,488 455,830    
Income (loss) before income taxes 133,288 112,018 403,904    
Pawn loans 487,245 426,288 487,245 426,288  
Finance receivables, net 0 0 0 0  
Inventories 336,233 266,452 336,233 266,452  
Leased merchandise, net 0 0 0 0  
Goodwill 1,215,044 1,156,052 1,215,044 1,156,052  
Assets 3,065,595 2,800,729 3,065,595 2,800,729  
Latin America Pawn Segment | Latin America | Operating Segments          
Revenue:          
Retail merchandise sales 179,935 144,644 514,092    
Pawn loan fees 83,103 67,199 239,321    
Leased merchandise income 0 0 0    
Interest and fees on retail finance products 0 0 0    
Wholesale scrap jewelry sales 47,668 17,831 106,454    
Other revenue 0   0    
Total revenue 310,706 229,674 859,867    
Cost of revenue:          
Cost of retail merchandise sold 117,341 92,931 335,170    
Depreciation of leased merchandise 0 0 0    
Provision for lease losses 0 0 0    
Provision for loan losses 0 0 0    
Cost of wholesale scrap jewelry sold 39,884 15,000 89,691    
Other cost of revenue 0   0    
Total cost of revenue 157,225 107,931 424,861    
Net revenue 153,481 121,743 435,006    
Expenses and other income:          
Operating expenses 84,341 70,327 247,249    
Administrative expenses 0 0 0    
Depreciation and amortization 4,568 4,443 14,155    
Interest expense 0 0 0    
Interest income 0 0 0    
(Gain) loss on foreign exchange 0 0 0    
Merger and acquisition expenses 0 0 0    
Other income, net 0 0 0    
Total expenses and other income 88,909 74,770 261,404    
Income (loss) before income taxes 64,572 46,973 173,602    
Pawn loans 205,484 173,203 205,484 173,203  
Finance receivables, net 0 0 0 0  
Inventories 155,690 124,081 155,690 124,081  
Leased merchandise, net 0 0 0 0  
Goodwill 193,404 189,061 193,404 189,061  
Assets 863,943 780,099 863,943 780,099  
U.K. Pawn | UNITED KINGDOM | Operating Segments          
Revenue:          
Retail merchandise sales 22,527 14,066 65,839    
Pawn loan fees 28,248 15,022 89,299    
Leased merchandise income 0 0 0    
Interest and fees on retail finance products 0 0 0    
Wholesale scrap jewelry sales 45,046 23,272 131,170    
Other revenue 3,549   10,056    
Total revenue 99,370 54,950 296,364    
Cost of revenue:          
Cost of retail merchandise sold 15,161 10,755 46,047    
Depreciation of leased merchandise 0 0 0    
Provision for lease losses 0 0 0    
Provision for loan losses 0 0 0    
Cost of wholesale scrap jewelry sold 32,703 14,700 81,633    
Other cost of revenue 267   1,425    
Total cost of revenue 48,131 26,089 129,105    
Net revenue 51,239 28,861 167,259    
Expenses and other income:          
Operating expenses 20,529 10,225 60,962    
Administrative expenses 0 0 0    
Depreciation and amortization 1,510 742 4,306    
Interest expense   0 0    
Interest income   0 0    
(Gain) loss on foreign exchange   0 0    
Merger and acquisition expenses   0 0    
Other income, net   0 0    
Total expenses and other income 22,039 10,967 65,268    
Income (loss) before income taxes 29,200 17,894 101,991    
Pawn loans 214,941 188,639 214,941 188,639  
Finance receivables, net 0 0 0 0  
Inventories 106,628 65,740 106,628 65,740  
Leased merchandise, net 0 0 0 0  
Goodwill 140,546 139,040 140,546 139,040  
Assets 603,867 546,739 603,867 546,739  
Retail POS Payment Solutions | UNITED STATES | Operating Segments          
Revenue:          
Retail merchandise sales 0 0 0    
Pawn loan fees 0 0 0    
Leased merchandise income 103,057 132,540 348,743    
Interest and fees on retail finance products 73,749 81,683 222,046    
Wholesale scrap jewelry sales 0 0 0    
Other revenue 0   0    
Total revenue 176,806 214,223 570,789    
Cost of revenue:          
Cost of retail merchandise sold 0 0 0    
Depreciation of leased merchandise 63,256 76,253 216,309    
Provision for lease losses 17,015 28,005 71,462    
Provision for loan losses 40,790 40,347 123,564    
Cost of wholesale scrap jewelry sold 0 0 0    
Other cost of revenue 0   0    
Total cost of revenue 121,061 144,605 411,335    
Net revenue 55,745 69,618 159,454    
Expenses and other income:          
Operating expenses 21,837 22,952 69,439    
Administrative expenses 0 0 0    
Depreciation and amortization 749 687 2,199    
Interest expense 0 0 0    
Interest income 0 0 0    
(Gain) loss on foreign exchange 0 0 0    
Merger and acquisition expenses 0 0 0    
Other income, net 0 0 0    
Total expenses and other income 22,586 23,639 71,638    
Income (loss) before income taxes 33,159 45,979 87,816    
Pawn loans 0 0 0 0  
Finance receivables, net 124,115 153,134 124,115 153,134  
Inventories 0 0 0 0  
Leased merchandise, net 74,761 99,909 74,761 99,909  
Goodwill 486,205 486,205 486,205 486,205  
Assets $ 769,286 $ 887,899 $ 769,286 $ 887,899