The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107 310,073 910 SH SOLE 0 0 910
ALPHABET INC CAP STK CL A 02079K305 454,243 1,320 SH SOLE 0 0 1,320
AMAZON COM INC COM 023135106 1,011,300 4,059 SH SOLE 0 0 4,059
AMERICAN CENTY ETF TR AVA MID EQU ETF 025072125 383,620 5,032 SH SOLE 0 0 5,032
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 6,861,811 75,871 SH SOLE 0 0 75,871
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 373,926 3,977 SH SOLE 0 0 3,977
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 8,245,262 91,502 SH SOLE 0 0 91,502
AMERICAN CENTY ETF TR US SML CP VALU 025072877 408,230 3,466 SH SOLE 0 0 3,466
AMERICAN CENTY ETF TR US EQT ETF 025072885 17,382,070 135,702 SH SOLE 0 0 135,702
AMERICAN CENTY ETF TR AVAN EMER EX ETF 02507A101 2,554,216 31,086 SH SOLE 0 0 31,086
APPLE INC COM 037833100 3,596,221 10,799 SH SOLE 0 0 10,799
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 518,366 1,041 SH SOLE 0 0 1,041
CATERPILLAR INC COM 149123101 312,965 386 SH SOLE 0 0 386
CHEVRON CORPORATION COM 166764100 316,028 1,548 SH SOLE 0 0 1,548
CHUBB LIMITED COM H1467J104 502,511 1,545 SH SOLE 0 0 1,545
COSTCO WHOLESALE CORPORATION COM 22160K105 322,688 354 SH SOLE 0 0 354
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL 25239Y170 3,633,811 96,979 SH SOLE 0 0 96,979
DFA INVT DIMENSIONS GROUP IN U.S. HIGH RELATI 25239Y196 1,306,643 31,177 SH SOLE 0 0 31,177
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,293,009 58,331 SH SOLE 0 0 58,331
DIMENSIONAL ETF TRUST EMERGING MRKTETS 25434V534 754,661 9,470 SH SOLE 0 0 9,470
FIRST TR EXCHANGE-TRADED FD NASDAQ CYB ETF 33734X846 206,180 2,000 SH SOLE 0 0 2,000
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 2,884,731 123,702 SH SOLE 0 0 123,702
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 53,004 10,272 SH SOLE 0 0 10,272
GE AEROSPACE COM NEW 369604301 456,390 1,461 SH SOLE 0 0 1,461
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 249,367 3,827 SH SOLE 0 0 3,827
GOLDMAN SACHS ETF TR S&P 500 PREMIUM 38149W622 979,817 17,550 SH SOLE 0 0 17,550
INTEL CORP COM 458140100 510,497 4,246 SH SOLE 0 0 4,246
INTERNATIONAL BUSINESS MACHS COM 459200101 310,541 1,412 SH SOLE 0 0 1,412
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 3,281,154 15,773 SH SOLE 0 0 15,773
INVESCO QQQ TR UNIT SER 1 46090E103 855,735 1,157 SH SOLE 0 0 1,157
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 203,515 4,299 SH SOLE 0 0 4,299
ISHARES INC MSCI EMRG CHN 46434G764 4,414,205 44,552 SH SOLE 0 0 44,552
ISHARES INC ESG AWR MSCI EM 46434G863 995,786 18,386 SH SOLE 0 0 18,386
ISHARES TR S&P 500 GRWT ETF 464287309 3,862,744 27,153 SH SOLE 0 0 27,153
ISHARES TR ISHARES SEMICDTR 464287523 657,348 1,156 SH SOLE 0 0 1,156
ISHARES TR RUS 2000 GRW ETF 464287648 1,023,783 2,869 SH SOLE 0 0 2,869
ISHARES TR RUSSELL 3000 ETF 464287689 520,150 1,205 SH SOLE 0 0 1,205
ISHARES TR U.S. TECH ETF 464287721 615,893 2,325 SH SOLE 0 0 2,325
ISHARES TR FUTU EXPO TE ETF 46434V381 487,723 5,848 SH SOLE 0 0 5,848
ISHARES TR ESG AWR MSCI USA 46435G425 2,574,656 15,436 SH SOLE 0 0 15,436
ISHARES TR ESG AW MSCI EAFE 46435G516 1,844,762 17,902 SH SOLE 0 0 17,902
ISHARES TR ESG AWR US AGRGT 46435U549 294,135 6,500 SH SOLE 0 0 6,500
ISHARES TR IBONDS DEC 2032 46436E312 229,002 9,514 SH SOLE 0 0 9,514
ISHARES TR IBONDS DEC 2031 46436E486 328,342 16,368 SH SOLE 0 0 16,368
ISHARES TR IBONDS 29 TRM TS 46436E825 358,724 16,901 SH SOLE 0 0 16,901
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 3,770,615 83,997 SH SOLE 0 0 83,997
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 861,795 17,045 SH SOLE 0 0 17,045
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 4,480,411 60,710 SH SOLE 0 0 60,710
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 5,118,595 101,620 SH SOLE 0 0 101,620
JPMORGAN CHASE & CO COM 46625H100 307,996 931 SH SOLE 0 0 931
MICROSOFT CORP COM 594918104 2,125,733 4,145 SH SOLE 0 0 4,145
MORGAN STANLEY ETF TRUST EATO VANC BD ETF 61774R841 14,057,300 291,706 SH SOLE 0 0 291,706
PALANTIR TECHNOLOGIES INC CL A 69608A108 200,705 1,073 SH SOLE 0 0 1,073
RUBRIK INC. CL A 781154109 256,642 2,242 SH SOLE 0 0 2,242
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,094,518 37,343 SH SOLE 0 0 37,343
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 203,542 5,983 SH SOLE 0 0 5,983
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524748 359,523 7,215 SH SOLE 0 0 7,215
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 606,567 22,081 SH SOLE 0 0 22,081
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 609,281 9,907 SH SOLE 0 0 9,907
SPDR SERIES TRUST ST STR SP DIV 78464A763 975,996 6,663 SH SOLE 0 0 6,663
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,853,638 5,053 SH SOLE 0 0 5,053
UNITED PARCEL SVCS INC CL B 911312106 335,543 3,591 SH SOLE 0 0 3,591
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,603,969 20,994 SH SOLE 0 0 20,994
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 965,945 13,770 SH SOLE 0 0 13,770
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,321,543 16,852 SH SOLE 0 0 16,852
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 1,307,826 3,717 SH SOLE 0 0 3,717
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1,348,421 14,964 SH SOLE 0 0 14,964
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 311,824 1,096 SH SOLE 0 0 1,096
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 5,300,561 14,164 SH SOLE 0 0 14,164
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,786,483 30,121 SH SOLE 0 0 30,121
VANGUARD MALVERN FDS CORE BD ETF 922020748 13,304,275 180,715 SH SOLE 0 0 180,715
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 380,103 6,604 SH SOLE 0 0 6,604
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 204,713 2,650 SH SOLE 0 0 2,650
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 536,174 9,463 SH SOLE 0 0 9,463
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 8,696,638 123,164 SH SOLE 0 0 123,164
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,467,726 9,457 SH SOLE 0 0 9,457