The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon.com Inc Stock 023135106 8,501,496 34,122 SH SOLE 0 0 0 34,122
Invesco QQQ Trust ETF 46090E103 8,485,234 11,470 SH SOLE 0 0 0 11,470
State Street Technology Select Sector SPDR ETF ETF 81369Y803 1,551,710 7,927 SH SOLE 0 0 0 7,927
iShares Gold Trust ETF 464285204 5,087,356 65,139 SH SOLE 0 0 0 65,139
Johnson & Johnson Stock 478160104 1,627,328 6,147 SH SOLE 0 0 0 6,146
Waste Management Inc Stock 94106L109 221,253 1,085 SH SOLE 0 0 0 1,085
Vanguard Morningstar Total Stock Market ETF ETF 922908769 84,257,959 225,144 SH SOLE 0 0 0 225,144
AllianceBernstein Holding LP Stock 01881G106 377,960 10,836 SH SOLE 0 0 0 10,836
Costco Wholesale Corp Stock 22160K105 3,164,366 3,476 SH SOLE 0 0 0 3,476
The Goldman Sachs Group Inc Stock 38141G104 320,159 356 SH SOLE 0 0 0 355
Procter & Gamble Co Stock 742718109 533,178 3,670 SH SOLE 0 0 0 3,670
Coca-Cola Co Stock 191216100 977,482 11,356 SH SOLE 0 0 0 11,355
Marriott International Inc Stock 571903202 232,964 655 SH SOLE 0 0 0 655
Intel Corp Stock 458140100 621,981 5,173 SH SOLE 0 0 0 5,173
CME Group Inc Stock 12572Q105 267,044 1,019 SH SOLE 0 0 0 1,019
Netflix Inc Stock 64110L106 697,887 10,030 SH SOLE 0 0 0 10,030
Medical Properties Trust Inc REIT 58463J304 76,120 22,000 SH SOLE 0 0 0 22,000
iShares ESG Aware MSCI EAFE ETF ETF 46435G516 306,574 2,975 SH SOLE 0 0 0 2,975
Merck & Co Inc Stock 58933Y105 859,245 5,913 SH SOLE 0 0 0 5,913
State Street SPDR S&P 500 ETF Trust ETF 78462F103 18,121,629 23,762 SH SOLE 0 0 0 23,762
McKesson Corp Stock 58155Q103 261,266 306 SH SOLE 0 0 0 306
Mastercard Inc Stock 57636Q104 604,425 1,096 SH SOLE 0 0 0 1,096
Allstate Corp Stock 020002101 682,752 3,077 SH SOLE 0 0 0 3,077
Corning Inc Stock 219350105 209,729 1,364 SH SOLE 0 0 0 1,364
iShares Fallen Angels USD Bond ETF ETF 46435G474 264,152 10,187 SH SOLE 0 0 0 10,187
PepsiCo Inc Stock 713448108 399,591 3,153 SH SOLE 0 0 0 3,153
Kimbell Royalty Partners LP Stock 49435R102 159,679 11,182 SH SOLE 0 0 0 11,181
U.S. Bancorp Stock 902973304 250,332 4,334 SH SOLE 0 0 0 4,334
The Home Depot Inc Stock 437076102 701,910 2,467 SH SOLE 0 0 0 2,467
SPDR Gold Shares ETF 78463V107 3,276,367 8,603 SH SOLE 0 0 0 8,603
Southern Co Stock 842587107 407,985 4,922 SH SOLE 0 0 0 4,922
iShares Russell 1000 Growth ETF ETF 464287614 53,201,329 424,727 SH SOLE 0 0 0 424,727
State Street SPDR Portfolio S&P 400 Mid Cap ETF ETF 78464A847 3,507,672 55,642 SH SOLE 0 0 0 55,642
Fortinet Inc Stock 34959E109 270,106 1,511 SH SOLE 0 0 0 1,511
abrdn Physical Silver Shares ETF ETF 003264108 627,831 10,955 SH SOLE 0 0 0 10,955
Schwab U.S. Large-Cap Growth ETF ETF 808524300 74,140,218 2,063,463 SH SOLE 0 0 0 2,063,462
iShares Core S&P Small-Cap ETF ETF 464287804 249,769 1,836 SH SOLE 0 0 0 1,836
Alphabet Inc Stock 02079K305 2,213,255 6,432 SH SOLE 0 0 0 6,432
Microsoft Corp Stock 594918104 13,971,688 27,241 SH SOLE 0 0 0 27,240
Sprott Physical Gold Trust CEF 85207H104 587,720 18,795 SH SOLE 0 0 0 18,795
State Street Communication Services Select Sector SPDR ETF ETF 81369Y852 287,412 2,590 SH SOLE 0 0 0 2,590
Empire Petroleum Corp Stock 292034204 38,974 17,094 SH SOLE 0 0 0 17,094
NextEra Energy Inc Stock 65339F101 296,143 3,910 SH SOLE 0 0 0 3,910
NIO Inc ADR ADR 62914V106 34,646 10,101 SH SOLE 0 0 0 10,101
Defiance Quantum ETF ETF 26922A420 788,490 5,200 SH SOLE 0 0 0 5,200
Berkshire Hathaway Inc Stock 084670108 2,988,020 4 SH SOLE 0 0 0 4
Cboe Global Markets Inc Stock 12503M108 554,434 2,014 SH SOLE 0 0 0 2,014
Vanguard ESG International Stock ETF ETF 921910725 227,807 2,810 SH SOLE 0 0 0 2,810
Boeing Co Stock 097023105 540,661 2,906 SH SOLE 0 0 0 2,906
Vanguard Morningstar Small-Cap ETF ETF 922908751 3,386,000 11,902 SH SOLE 0 0 0 11,902
Vanguard Morningstar Mid-Cap ETF ETF 922908629 95,126,993 1,213,045 SH SOLE 0 0 0 1,213,045
Tesla Inc Stock 88160R101 3,256,801 9,179 SH SOLE 0 0 0 9,179
Atlantic Union Bankshares Corp Stock 04911A107 467,734 12,325 SH SOLE 0 0 0 12,325
Vanguard Information Technology ETF ETF 92204A702 875,684 6,968 SH SOLE 0 0 0 6,968
Schwab U.S. Large-Cap Value ETF ETF 808524409 3,157,955 94,805 SH SOLE 0 0 0 94,805
Vanguard S&P 500 ETF ETF 922908363 69,283,666 98,855 SH SOLE 0 0 0 98,855
Sprott Physical Silver Trust CEF 85207K107 431,409 22,272 SH SOLE 0 0 0 22,272
Fifth Third Bancorp Stock 316773100 271,817 5,374 SH SOLE 0 0 0 5,374
CrowdStrike Holdings Inc Stock 22788C105 370,650 1,400 SH SOLE 0 0 0 1,400
Eli Lilly and Co Stock 532457108 2,059,602 1,780 SH SOLE 0 0 0 1,780
Schwab U.S. Mid-Cap ETF ETF 808524508 11,248,679 330,649 SH SOLE 0 0 0 330,649
Vanguard Russell 1000 Growth ETF ETF 92206C680 67,482,235 523,402 SH SOLE 0 0 0 523,402
Vanguard Russell 1000 Value ETF ETF 92206C714 1,610,391 14,815 SH SOLE 0 0 0 14,815
Micron Technology Inc Stock 595112103 610,872 574 SH SOLE 0 0 0 573
Innovator Russell 2000 Power Buffer ETF - April ETF 45782C342 254,369 6,450 SH SOLE 0 0 0 6,450
Berkshire Hathaway Inc Stock 084670702 7,572,326 15,207 SH SOLE 0 0 0 15,207
Albertsons Companies Inc Stock 013091103 125,376 10,799 SH SOLE 0 0 0 10,799
American Electric Power Co Inc Stock 025537101 283,075 2,386 SH SOLE 0 0 0 2,386
iShares Russell Mid-Cap Growth ETF ETF 464287481 1,982,301 14,398 SH SOLE 0 0 0 14,397
Harmony Biosciences Holdings Inc Stock 413197104 268,774 6,846 SH SOLE 0 0 0 6,846
Marathon Petroleum Corp Stock 56585A102 286,680 725 SH SOLE 0 0 0 725
Palantir Technologies Inc Stock 69608A108 391,309 2,092 SH SOLE 0 0 0 2,092
iShares ESG Select Screened S&P Mid-Cap ETF ETF 46436E551 472,678 9,690 SH SOLE 0 0 0 9,690
Invesco NASDAQ 100 ETF ETF 46138G649 1,542,392 5,063 SH SOLE 0 0 0 5,063
Vanguard Russell 1000 ETF ETF 92206C730 3,976,640 11,560 SH SOLE 0 0 0 11,560
Schwab U.S. Dividend Equity ETF ETF 808524797 3,822,473 117,506 SH SOLE 0 0 0 117,506
Visa Inc Stock 92826C839 902,161 2,511 SH SOLE 0 0 0 2,510
Dimensional U.S. Core Equity 2 ETF ETF 25239Y212 449,434 10,111 SH SOLE 0 0 0 10,111
The Hershey Co Stock 427866108 223,333 1,417 SH SOLE 0 0 0 1,417
iShares MSCI India ETF ETF 46429B598 239,702 5,135 SH SOLE 0 0 0 5,135
Vanguard Morningstar Value ETF ETF 922908744 112,539,799 520,825 SH SOLE 0 0 0 520,824
Vanguard Morningstar Growth ETF ETF 922908736 69,234,522 768,333 SH SOLE 0 0 0 768,333
iShares Core S&P Total U.S. Stock Market ETF ETF 464287150 425,344 2,558 SH SOLE 0 0 0 2,558
Constellation Energy Corp Stock 21037T109 208,550 821 SH SOLE 0 0 0 821
Meta Platforms Inc Stock 30303M102 3,399,995 4,688 SH SOLE 0 0 0 4,688
ASML Holding NV ADR ADR N07059210 202,907 112 SH SOLE 0 0 0 112
Palo Alto Networks Inc Stock 697435105 682,181 1,717 SH SOLE 0 0 0 1,717
Broadcom Inc Stock 11135F101 554,221 1,578 SH SOLE 0 0 0 1,578
MetLife Inc Stock 59156R108 203,856 2,165 SH SOLE 0 0 0 2,165
NVIDIA Corp Stock 67066G104 13,906,904 60,894 SH SOLE 0 0 0 60,893
AbbVie Inc Stock 00287Y109 1,942,331 7,425 SH SOLE 0 0 0 7,425
Taiwan Semiconductor Manufacturing Co Ltd ADR ADR 874039100 716,674 1,571 SH SOLE 0 0 0 1,571
Blackstone Inc Stock 09260D107 357,406 3,189 SH SOLE 0 0 0 3,188
Fastenal Co Stock 311900104 231,454 4,673 SH SOLE 0 0 0 4,673
McDonald's Corp Stock 580135101 1,564,257 6,773 SH SOLE 0 0 0 6,773
Cisco Systems Inc Stock 17275R102 1,095,025 10,174 SH SOLE 0 0 0 10,173
Capital One Financial Corp Stock 14040H105 6,884,683 35,659 SH SOLE 0 0 0 35,659
iShares Russell Mid-Cap ETF ETF 464287499 7,533,093 70,594 SH SOLE 0 0 0 70,594
Advanced Micro Devices Inc Stock 007903107 1,086,486 1,776 SH SOLE 0 0 0 1,776
iShares Bitcoin Trust ETF ETF 46438F101 528,788 11,170 SH SOLE 0 0 0 11,170
WisdomTree U.S. LargeCap Dividend Fund ETF 97717W307 4,207,364 43,286 SH SOLE 0 0 0 43,285
AT&T Inc Stock 00206R102 601,741 24,662 SH SOLE 0 0 0 24,661
PTC Therapeutics Inc Stock 69366J200 319,948 4,939 SH SOLE 0 0 0 4,939
GE Vernova Inc Stock 36828A101 639,680 673 SH SOLE 0 0 0 673
GE Aerospace Stock 369604301 690,020 2,210 SH SOLE 0 0 0 2,209
State Street Consumer Discretionary Select Sector SPDR ETF ETF 81369Y407 399,552 3,671 SH SOLE 0 0 0 3,671
iShares U.S. Technology ETF ETF 464287721 217,218 820 SH SOLE 0 0 0 820
Schwab Fundamental International Equity ETF ETF 808524755 62,275,786 1,158,619 SH SOLE 0 0 0 1,158,619
WisdomTree U.S. Al Enhanced Value Fund ETF 97717W406 477,229 3,730 SH SOLE 0 0 0 3,730
iShares Core S&P 500 ETF ETF 464287200 35,740,895 46,668 SH SOLE 0 0 0 46,668
JPMorgan Chase & Co Stock 46625H100 2,188,243 6,614 SH SOLE 0 0 0 6,614
Chevron Corp Stock 166764100 335,853 1,645 SH SOLE 0 0 0 1,644
Vanguard FTSE Developed Markets ETF ETF 921943858 54,602,833 773,302 SH SOLE 0 0 0 773,301
Danaher Corp Stock 235851102 274,279 1,238 SH SOLE 0 0 0 1,238
Bank of America Corp Stock 060505104 453,904 8,339 SH SOLE 0 0 0 8,339
State Street SPDR S&P Dividend ETF ETF 78464A763 224,847 1,535 SH SOLE 0 0 0 1,535
Walmart Inc Stock 931142103 785,311 7,557 SH SOLE 0 0 0 7,556
International Business Machines Corp Stock 459200101 452,616 2,058 SH SOLE 0 0 0 2,058
Oracle Corp Stock 68389X105 2,897,161 21,101 SH SOLE 0 0 0 21,100
RTX Corp Stock 75513E101 297,040 1,600 SH SOLE 0 0 0 1,600
Vanguard High Dividend Yield ETF ETF 921946406 239,163 1,541 SH SOLE 0 0 0 1,541
Pfizer Inc Stock 717081103 399,293 14,000 SH SOLE 0 0 0 14,000
Gilead Sciences Inc Stock 375558103 315,986 2,120 SH SOLE 0 0 0 2,120
Caterpillar Inc Stock 149123101 1,358,073 1,675 SH SOLE 0 0 0 1,675
Alphabet Inc Stock 02079K107 9,339,002 27,408 SH SOLE 0 0 0 27,408
American Express Co Stock 025816109 339,072 1,115 SH SOLE 0 0 0 1,115
Amgen Inc Stock 031162100 587,428 1,394 SH SOLE 0 0 0 1,393
iShares Core S&P U.S. Value ETF ETF 464287663 47,733,462 432,839 SH SOLE 0 0 0 432,838
State Street SPDR S&P 1500 Value Tilt ETF ETF 78464A128 32,797,408 137,235 SH SOLE 0 0 0 137,235
Vanguard Dividend Appreciation ETF ETF 921908844 1,701,530 7,293 SH SOLE 0 0 0 7,293
Eaton Corp PLC Stock G29183103 443,890 1,033 SH SOLE 0 0 0 1,033
Amplify Cybersecurity ETF ETF 032108664 907,239 7,483 SH SOLE 0 0 0 7,483
Vanguard Morningstar Mega Cap Growth ETF ETF 921910816 249,229 2,690 SH SOLE 0 0 0 2,690
Space Exploration Technologies Corp Stock 84615Q103 8,864,383 58,759 SH SOLE 0 0 0 58,759
PNC Financial Services Group Inc Stock 693475105 343,169 1,544 SH SOLE 0 0 0 1,544
Dominion Energy Inc Stock 25746U109 244,017 4,032 SH SOLE 0 0 0 4,032
ExxonMobil Holdings Corp Stock 30233Q108 1,965,943 12,080 SH SOLE 0 0 0 12,079
Deere & Co Stock 244199105 570,954 850 SH SOLE 0 0 0 850
Sprott Physical Gold and Silver Trust CEF 85208R101 841,600 20,260 SH SOLE 0 0 0 20,260
Shopify Inc Registered Shs -A- Subord Vtg Stock 82509L107 991,979 6,689 SH SOLE 0 0 0 6,689
iShares Core S&P Mid-Cap ETF ETF 464287507 48,479,627 673,796 SH SOLE 0 0 0 673,796
iShares MSCI Israel ETF ETF 464286632 491,346 4,050 SH SOLE 0 0 0 4,050
Apple Inc Stock 037833100 31,638,451 95,005 SH SOLE 0 0 0 95,004
Abbott Laboratories Stock 002824100 803,707 8,132 SH SOLE 0 0 0 8,132
The Walt Disney Co Stock 254687106 559,060 5,329 SH SOLE 0 0 0 5,329
iShares Russell 1000 ETF ETF 464287622 2,443,099 5,871 SH SOLE 0 0 0 5,871
iShares Russell 1000 Value ETF ETF 464287598 29,339,925 118,340 SH SOLE 0 0 0 118,339