The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGNC INVT CORP COM 00123Q104 91,872 10,129 SH SOLE 10,129 0 0
APPLE INC COM 037833100 535,422 1,608 SH SOLE 1,608 0 0
BARRICK MNG CORP COM SHS 06849F108 1,806,277 44,413 SH SOLE 44,413 0 0
ELI LILLY & CO COM 532457108 347,124 300 SH SOLE 300 0 0
FIDELITY COMWLTH TR NASDAQ COMPSIT 315912808 277,773 2,624 SH SOLE 2,624 0 0
HUNTINGTON BANCSHARES INC COM 446150104 214,027 14,025 SH SOLE 14,025 0 0
ISHARES TR CORE MSCI EURO 46434V738 60,723,417 823,927 SH SOLE 823,927 0 0
ISHARES TR CORE MSCI PAC 46434V696 17,792,032 209,048 SH SOLE 209,048 0 0
ISHARES TR CORE S&P500 ETF 464287200 274,111 358 SH SOLE 358 0 0
ISHARES TR CORE S&P US GWT 464287671 16,991,978 87,701 SH SOLE 87,701 0 0
ISHARES TR CORE S&P US VLU 464287663 12,248,012 111,063 SH SOLE 111,063 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,568,483 34,924 SH SOLE 34,924 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 982,442 6,112 SH SOLE 6,112 0 0
ISHARES TR SP SMCP600VL ETF 464287879 412,771 3,222 SH SOLE 3,222 0 0
ISHARES TR 20 YR TR BD ETF 464287432 1,954,470 25,128 SH SOLE 25,128 0 0
ISHARES TR BROAD USD HIGH 46435U853 36,907,902 1,033,256 SH SOLE 1,033,256 0 0
ISHARES TR RUS MD CP GR ETF 464287481 929,361 6,750 SH SOLE 6,750 0 0
ISHARES TR S&P SML 600 GWT 464287887 393,974 2,457 SH SOLE 2,457 0 0
ISHARES TR US TREAS BD ETF 46429B267 11,050,598 505,286 SH SOLE 505,286 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 411,957 3,734 SH SOLE 3,734 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,598,951 67,014 SH SOLE 67,014 0 0
SPDR SERIES TRUST ST INTER BD ETF 78464A375 39,187,159 1,213,977 SH SOLE 1,213,977 0 0
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 20,605,178 863,949 SH SOLE 863,949 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 33,639,761 273,316 SH SOLE 273,316 0 0
SPDR SERIES TRUST ST STR P500VAL 78464A508 34,142,023 558,515 SH SOLE 558,515 0 0
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 6,378,993 59,634 SH SOLE 59,634 0 0
SPDR SERIES TRUST ST STR SP600SM C 78464A300 5,979,195 58,534 SH SOLE 58,534 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 259,762 341 SH SOLE 341 0 0
TESLA INC COM 88160R101 319,329 900 SH SOLE 900 0 0
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 14,557,372 49,837 SH SOLE 49,837 0 0
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 14,763,788 75,507 SH SOLE 75,507 0 0
WEC ENERGY GROUP INC COM 92939U106 308,286 3,059 SH SOLE 3,059 0 0