The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 4,862,485 27,697 SH SOLE 0 0 0 27,697
ABBVIE INC COM 00287Y109 2,357,666 8,267 SH SOLE 0 0 0 8,267
ALPHABET INC CAP STK CL C 02079K107 4,204,800 13,109 SH SOLE 0 0 0 13,109
ALPHABET INC CAP STK CL A 02079K305 210,819 650 SH SOLE 0 0 0 650
AMAZON COM INC COM 023135106 47,154,349 188,331 SH SOLE 0 0 0 188,331
AMERICAN CENTY ETF TR US EQT ETF 025072885 24,712,334 191,881 SH SOLE 0 0 0 191,881
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 4,834,845 54,178 SH SOLE 0 0 0 54,178
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 7,465,950 70,600 SH SOLE 0 0 0 70,600
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 10,721,572 114,596 SH SOLE 0 0 0 114,596
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 9,760,091 157,624 SH SOLE 0 0 0 157,624
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 5,176,104 65,002 SH SOLE 0 0 0 65,002
AMERICAN CENTY ETF TR AVANTIS INTL SML 025072190 380,166 4,968 SH SOLE 0 0 0 4,968
AMERICAN CENTY ETF TR AVAN TOTA EQ ETF 02507A606 3,571,942 65,834 SH SOLE 0 0 0 65,834
AON PLC SHS CL A G0403H108 3,428,183 11,174 SH SOLE 0 0 0 11,174
APPLE INC COM 037833100 1,172,819 3,368 SH SOLE 0 0 0 3,368
ASML HLDG NV N Y REGISTRY SHS N07059210 6,976,581 4,471 SH SOLE 0 0 0 4,471
BANCORP INC DEL COM 05969A105 2,729,955 53,382 SH SOLE 0 0 0 53,382
BANK OF AMER CORP COM 060505104 12,499,072 244,696 SH SOLE 0 0 0 244,696
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,125,664 2,058 SH SOLE 0 0 0 2,058
BLACKSTONE INC COM 09260D107 297,231 2,503 SH SOLE 0 0 0 2,503
BROADCOM INC COM 11135F101 4,343,345 13,437 SH SOLE 0 0 0 13,437
CAMECO CORP COM 13321L108 4,780,948 60,572 SH SOLE 0 0 0 60,572
CATERPILLAR INC COM 149123101 8,669,672 12,314 SH SOLE 0 0 0 12,314
CHENIERE ENERGY INC COM NEW 16411R208 2,668,332 9,297 SH SOLE 0 0 0 9,297
CISCO SYS INC COM 17275R102 211,353 2,015 SH SOLE 0 0 0 2,015
CITIGROUP INC COM NEW 172967424 8,162,229 66,625 SH SOLE 0 0 0 66,625
COMFORT SYS USA INC COM 199908104 5,128,994 4,009 SH SOLE 0 0 0 4,009
CSW INDUSTRIALS INC COM 126402106 234,279 795 SH SOLE 0 0 0 795
CUMMINS INC COM 231021106 9,864,316 18,987 SH SOLE 0 0 0 18,987
D-WAVE QUANTUM INC COM 26740W109 745,099 64,067 SH SOLE 0 0 0 64,067
DELTA AIR LINES INC COM NEW 247361702 4,165,430 52,554 SH SOLE 0 0 0 52,554
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 243,464 4,303 SH SOLE 0 0 0 4,303
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 866,737 19,248 SH SOLE 0 0 0 19,248
DISNEY WALT CO COM 254687106 3,903,551 34,505 SH SOLE 0 0 0 34,505
DUTCH BROS INC CL A 26701L100 2,298,964 55,065 SH SOLE 0 0 0 55,065
ELI LILLY & CO COM 532457108 31,093,995 23,796 SH SOLE 0 0 0 23,796
EMERSON ELEC CO COM 291011104 283,232 1,767 SH SOLE 0 0 0 1,767
EQT CORP COM 26884L109 3,179,498 58,158 SH SOLE 0 0 0 58,158
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 9,615,330 53,949 SH SOLE 0 0 0 53,949
FREEPORT MCMORAN INC CL B 35671D857 7,051,613 109,175 SH SOLE 0 0 0 109,175
GE AEROSPACE COM NEW 369604301 11,223,208 38,234 SH SOLE 0 0 0 38,234
GE VERNOVA INC COM 36828A101 9,225,733 11,150 SH SOLE 0 0 0 11,150
GENERAL MTRS CO COM 37045V100 5,750,832 74,483 SH SOLE 0 0 0 74,483
GILEAD SCIENCES INC COM 375558103 4,553,323 28,967 SH SOLE 0 0 0 28,967
GOLDMAN SACHS GROUP INC COM 38141G104 829,800 931 SH SOLE 0 0 0 931
IDEXX LABS INC COM 45168D104 5,573,518 9,834 SH SOLE 0 0 0 9,834
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107 2,905,526 35,315 SH SOLE 0 0 0 35,315
INTERNATIONAL BUSINESS MACHS COM 459200101 10,631,479 42,170 SH SOLE 0 0 0 42,170
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 860,412 39,541 SH SOLE 0 0 0 39,541
ISHARES GOLD TR ISHARES NEW 464285204 58,379,559 771,604 SH SOLE 0 0 0 771,604
ISHARES INC MSCI EMERG MRKT 464286533 12,974,510 181,183 SH SOLE 0 0 0 181,183
ISHARES INC MSCI EMRG CHN 46434G764 55,847,260 612,629 SH SOLE 0 0 0 612,629
ISHARES TR 0-3 MTH TREASURY 46436E718 7,020,257 69,770 SH SOLE 0 0 0 69,770
ISHARES TR U S EQUITY FACTR 46434V282 327,282 4,197 SH SOLE 0 0 0 4,197
ISHARES TR MSCI USA MMENTM 46432F396 15,967,497 55,333 SH SOLE 0 0 0 55,333
ISHARES TR MSCI USA VALUE 46432F388 7,687,369 39,667 SH SOLE 0 0 0 39,667
ISHARES TR TRS FLT RT BD 46434V860 21,810,098 430,689 SH SOLE 0 0 0 430,689
ISHARES TR US TREAS BD ETF 46429B267 1,916,524 86,194 SH SOLE 0 0 0 86,194
ISHARES TR CORE MSCI EAFE 46432F842 15,463,417 160,874 SH SOLE 0 0 0 160,874
ISHARES TR MSCI USA MIN ETF 46429B697 26,130,970 252,449 SH SOLE 0 0 0 252,449
ISHARES TR MSCI EAFE MIN VL 46429B689 14,722,331 153,102 SH SOLE 0 0 0 153,102
ISHARES TR MSCI EURO FL ETF 464289180 5,876,207 154,515 SH SOLE 0 0 0 154,515
ISHARES TR SHRT NAT MUN ETF 464288158 10,642,206 100,626 SH SOLE 0 0 0 100,626
ISHARES TR MSCI JP VALUE 46435U374 12,061,521 255,541 SH SOLE 0 0 0 255,541
ISHARES TR 10-20 YR TRS ETF 464288653 4,398,606 45,934 SH SOLE 0 0 0 45,934
ISHARES TR NATIONAL MUN ETF 464288414 2,728,736 26,431 SH SOLE 0 0 0 26,431
ISHARES TR CHINA LG-CAP ETF 464287184 646,505 19,923 SH SOLE 0 0 0 19,923
ISHARES TR RUS 2000 GRW ETF 464287648 621,291 1,790 SH SOLE 0 0 0 1,790
ISHARES TR S&P MC 400VL ETF 464287705 1,290,745 8,966 SH SOLE 0 0 0 8,966
ISHARES TR S&P MC 400GR ETF 464287606 1,783,062 16,582 SH SOLE 0 0 0 16,582
ISHARES TR S&P 500 VAL ETF 464287408 853,711 3,565 SH SOLE 0 0 0 3,565
ISHARES TR CORE S&P500 ETF 464287200 18,344,732 23,905 SH SOLE 0 0 0 23,905
ISHARES TR RUS 1000 VAL ETF 464287598 1,342,656 5,183 SH SOLE 0 0 0 5,183
ISHARES TR RUS 1000 GRW ETF 464287614 972,249 8,096 SH SOLE 0 0 0 8,096
ISHARES TR RUSSELL 2000 ETF 464287655 48,145,204 174,017 SH SOLE 0 0 0 174,017
ISHARES TR RUS MD CP GR ETF 464287481 479,376 3,600 SH SOLE 0 0 0 3,600
ISHARES TR RUS MDCP VAL ETF 464287473 524,551 3,100 SH SOLE 0 0 0 3,100
ISHARES TR ISHARES BIOTECH 464287556 4,730,994 22,578 SH SOLE 0 0 0 22,578
JOHNSON & JOHNSON COM 478160104 5,661,290 21,155 SH SOLE 0 0 0 21,155
JPMORGAN CHASE & CO COM 46625H100 26,067,379 77,457 SH SOLE 0 0 0 77,457
MCKESSON CORP COM 58155Q103 273,332 270 SH SOLE 0 0 0 270
MICRON TECHNOLOGY INC COM 595112103 964,788 1,126 SH SOLE 0 0 0 1,126
MICROSOFT CORP COM 594918104 57,208,775 109,789 SH SOLE 0 0 0 109,789
MUELLER INDS INC COM 624756102 4,830,049 88,576 SH SOLE 0 0 0 88,576
NETFLIX INC. COM 64110L106 3,564,646 53,164 SH SOLE 0 0 0 53,164
NVIDIA CORPORATION COM 67066G104 58,453,312 275,450 SH SOLE 0 0 0 275,450
OSHKOSH CORP COM 688239201 214,864 1,600 SH SOLE 0 0 0 1,600
PALO ALTO NETWORKS INC COM 697435105 9,438,388 26,593 SH SOLE 0 0 0 26,593
PNC FINL SVCS GROUP INC COM 693475105 1,227,334 5,442 SH SOLE 0 0 0 5,442
QUANTA SVCS INC COM 74762E102 5,065,322 9,169 SH SOLE 0 0 0 9,169
RANGE RES CORP COM 75281A109 3,206,517 73,108 SH SOLE 0 0 0 73,108
REDWOOD TRUST INC NOTE 7.750% 6/1 758075AF2 9,993 10,000 PRN SOLE 0 0 0 10,000
REINSURANCE GROUP AMER INC COM NEW 759351604 4,418,908 16,243 SH SOLE 0 0 0 16,243
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,874,103 78,218 SH SOLE 0 0 0 78,218
SCHWAB STRATEGIC TR US TIPS ETF 808524870 5,765,189 224,851 SH SOLE 0 0 0 224,851
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 1,316,353 19,481 SH SOLE 0 0 0 19,481
SLB LIMITED COM STK 806857108 4,087,677 82,496 SH SOLE 0 0 0 82,496
SNOWFLAKE INC COM SHS 833445109 7,073,833 22,531 SH SOLE 0 0 0 22,531
SOFI TECHNOLOGIES INC COM 83406F102 5,466,864 370,133 SH SOLE 0 0 0 370,133
SOUTHWEST AIRLS CO COM 844741108 3,632,653 86,430 SH SOLE 0 0 0 86,430
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 3,637,278 25,128 SH SOLE 0 0 0 25,128
SPDR SERIES TRUST ST STR SP REGBNK 78464A698 4,203,882 58,057 SH SOLE 0 0 0 58,057
SPDR SERIES TRUST ST STR SP BANK 78464A797 329,711 5,009 SH SOLE 0 0 0 5,009
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 207,033 271 SH SOLE 0 0 0 271
STRYKER CORPORATION COM 863667101 3,060,359 9,966 SH SOLE 0 0 0 9,966
SUMITOMO MITSUI FIN GRP INC SPONSORED ADR 86562M209 14,491,315 601,549 SH SOLE 0 0 0 601,549
TE CONNECTIVITY PLC ORD SHS G87052109 3,156,312 15,144 SH SOLE 0 0 0 15,144
TURNING PT BRANDS INC COM 90041L105 607,046 9,078 SH SOLE 0 0 0 9,078
UBER TECHNOLOGIES INC COM 90353T100 4,418,753 63,975 SH SOLE 0 0 0 63,975
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 888,282 3,077 SH SOLE 0 0 0 3,077
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 43,345,600 497,254 SH SOLE 0 0 0 497,254
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 369,956 1,633 SH SOLE 0 0 0 1,633
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 6,275,521 77,218 SH SOLE 0 0 0 77,218
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 3,870,579 10,324 SH SOLE 0 0 0 10,324
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 37,526,113 495,787 SH SOLE 0 0 0 495,787
VANGUARD INSTL INDEX FD ULTR SHOR TR ETF 922040852 2,842,029 37,588 SH SOLE 0 0 0 37,588
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 12,944,822 227,701 SH SOLE 0 0 0 227,701
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 23,491,812 270,643 SH SOLE 0 0 0 270,643
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,633,977 20,195 SH SOLE 0 0 0 20,195
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 5,169,720 105,893 SH SOLE 0 0 0 105,893
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8,621,773 178,099 SH SOLE 0 0 0 178,099
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 1,283,542 22,342 SH SOLE 0 0 0 22,342
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 28,957,742 500,999 SH SOLE 0 0 0 500,999
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 4,440,856 84,765 SH SOLE 0 0 0 84,765
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,086,372 4,432 SH SOLE 0 0 0 4,432
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 27,721,265 400,249 SH SOLE 0 0 0 400,249
VANGUARD WELLINGTON FD US MOMENTUM 921935508 21,771,285 100,347 SH SOLE 0 0 0 100,347
VANGUARD WELLINGTON FD US MINIMUM 921935409 26,564,708 179,199 SH SOLE 0 0 0 179,199
VANGUARD WELLINGTON FD US VALUE FACTR 921935805 40,530,083 251,537 SH SOLE 0 0 0 251,537
VANGUARD WELLINGTON FD US MULTIFACTOR 921935607 58,449,805 309,619 SH SOLE 0 0 0 309,619
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 2,333,283 26,199 SH SOLE 0 0 0 26,199
VERTEX PHARMACEUTICALS INC COM 92532F100 8,420,365 15,734 SH SOLE 0 0 0 15,734
VISA INC COM CL A 92826C839 18,429,429 44,479 SH SOLE 0 0 0 44,479
WALMART INC COM 931142103 4,586,936 37,871 SH SOLE 0 0 0 37,871
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 6,551,146 129,700 SH SOLE 0 0 0 129,700