The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 3,045,966 32,397 SH SOLE 0 0 32,397
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 1,144,037 12,696 SH SOLE 0 0 12,696
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 202,244 1,849 SH SOLE 0 0 1,849
AMERICAN CENTY ETF TR US EQT ETF 025072885 1,233,635 9,631 SH SOLE 0 0 9,631
APPLE INC COM 037833100 316,369 950 SH SOLE 0 0 950
BERKLEY W R CORP COM 084423102 507,833 7,519 SH SOLE 0 0 7,519
BROADCOM INC COM 11135F101 217,738 620 SH SOLE 0 0 620
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL 25239Y170 642,498 17,147 SH SOLE 0 0 17,147
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 20,774,872 517,818 SH SOLE 0 0 517,818
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 491,575 12,376 SH SOLE 0 0 12,376
DIMENSIONAL ETF TRUST GLOB CO PLUS ETF 25434V583 851,638 16,401 SH SOLE 0 0 16,401
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 2,082,878 37,287 SH SOLE 0 0 37,287
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 372,828 9,913 SH SOLE 0 0 9,913
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 2,868,879 79,185 SH SOLE 0 0 79,185
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 2,791,231 64,478 SH SOLE 0 0 64,478
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 3,812,251 82,821 SH SOLE 0 0 82,821
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 28,623,711 643,953 SH SOLE 0 0 643,953
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 7,262,774 87,472 SH SOLE 0 0 87,472
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 342,489 8,526 SH SOLE 0 0 8,526
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 2,130,700 38,740 SH SOLE 0 0 38,740
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 2,805,414 36,236 SH SOLE 0 0 36,236
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,153,996 17,369 SH SOLE 0 0 17,369
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 242,732 2,949 SH SOLE 0 0 2,949
ISHARES TR 0-5 YR TIPS ETF 46429B747 295,910 2,968 SH SOLE 0 0 2,968
ISHARES TR 20 YR TR BD ETF 464287432 1,045,130 13,437 SH SOLE 0 0 13,437
ISHARES TR EAFE SML CP ETF 464288273 257,397 3,049 SH SOLE 0 0 3,049
ISHARES TR EAFE VALUE ETF 464288877 653,733 8,260 SH SOLE 0 0 8,260
ISHARES TR GLOBAL REIT ETF 46434V647 2,828,363 109,712 SH SOLE 0 0 109,712
ISHARES TR INTL DEV SML CP 46436E510 713,042 13,255 SH SOLE 0 0 13,255
ISHARES TR RUS 2000 VAL ETF 464287630 378,062 1,805 SH SOLE 0 0 1,805
ISHARES TR RUSSELL 2000 ETF 464287655 1,312,752 4,724 SH SOLE 0 0 4,724
MICROSOFT CORP COM 594918104 304,663 594 SH SOLE 0 0 594
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 259,842 5,224 SH SOLE 0 0 5,224
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,469,967 4,550 SH SOLE 0 0 4,550
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 6,679,402 95,216 SH SOLE 0 0 95,216
VANGUARD INDEX FDS MRNGSTR SM CP GR 922908595 3,438,306 10,178 SH SOLE 0 0 10,178
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 6,642,706 23,350 SH SOLE 0 0 23,350
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 8,127,204 35,178 SH SOLE 0 0 35,178
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 3,764,106 10,058 SH SOLE 0 0 10,058
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 1,103,689 5,108 SH SOLE 0 0 5,108
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 43,532,119 62,112 SH SOLE 0 0 62,112
VANGUARD INSTL INDEX FD 0 3 MO TR BI ETF 922040845 3,305,708 43,657 SH SOLE 0 0 43,657
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,593,799 178,617 SH SOLE 0 0 178,617
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 462,888 2,982 SH SOLE 0 0 2,982
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 10,462,463 212,565 SH SOLE 0 0 212,565
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 11,301,013 225,389 SH SOLE 0 0 225,389
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 24,057,244 365,328 SH SOLE 0 0 365,328
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 7,336,554 56,903 SH SOLE 0 0 56,903
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 2,717,278 24,998 SH SOLE 0 0 24,998
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 12,634,409 178,932 SH SOLE 0 0 178,932