| Long-term loans |
15.
Long-term loans
Schedule
of long term loans
| | |
| |
| |
| |
As
of | |
| Type
of loans | |
Period and
payment term | |
Interest
rate range | |
Collateral | |
June
30, 2026 | |
| Long-term bank loans | |
| |
| |
| |
| | |
| Bank loans | |
Borrowing period is from September
1, 2023 to September 1, 2027; principal and interest are repayable monthly. | |
2.22% | |
Restricted deposit | |
$ | 261,643 | |
| Bank loans | |
Borrowing period is from September 6, 2024
to September 6, 2029; principal and interest are repayable monthly. | |
3.0% | |
Restricted deposit | |
$ | 314,085 | |
| Bank loans | |
Borrowing period is from March 9, 2026 to March
9, 2046; Interest is repayable monthly; principal is repayable monthly after a 12-month grace period. | |
2.3% | |
Land and building | |
| 1,243,642 | |
| Bank loans | |
Borrowing period is from March 17, 2026 to
March 17, 2046; Interest is repayable monthly; principal is repayable monthly after a 12-month grace period. | |
2.3% | |
Land and building | |
| 1,770,487 | |
| Bank loans | |
Borrowing period is from January 22, 2025 to
January 22, 2028; principal and interest are repayable monthly. | |
2.46% | |
Restricted deposit | |
| 248,562 | |
| Bank loans | |
Borrowing period is from March 31, 2025 to
March 31, 2030. Interest is repayable monthly; principal is repayable monthly after a 12-month grace period. | |
2.22% | |
Restricted deposit | |
| 460,226 | |
| Other
loans | |
Borrowing period is from
June 30, 2026 to June 28, 2028; principal and interest are repayable monthly. | |
10.80% | |
Guaranteed by the Chairman
of the Board, Mr. Jing-Bin Chiang | |
| 627,943 | |
| Loans | |
| |
| |
| |
$ | 4,926,588 | |
| Less:
Current portion | |
| |
| |
| |
| (983,864 | ) |
| Long-term
bank loans | |
| |
| |
| |
$ | 3,942,724 | |
| | |
| |
| |
| |
As of | |
| Type
of loans | |
Period and
payment term | |
Interest
rate range | |
Collateral | |
December
31, 2025 | |
| Long-term bank loans | |
| |
| |
| |
| | |
| Bank loans | |
Borrowing period is from
September 01, 2023 to September 01, 2027; interest is repayable monthly; principal is repayable monthly | |
2.20% | |
Restricted deposit | |
| 371,906 | |
| Bank loans | |
Borrowing period is from September 06, 2024
to September 06, 2029; interest is repayable monthly; principal is repayable monthly | |
3.00% | |
Restricted deposit | |
| 365,253 | |
| Bank loans | |
Borrowing period is from January 22, 2025
to January 22, 2028; interest is repayable monthly; principal is repayable monthly | |
2.46% | |
Restricted deposit | |
| 332,058 | |
| Bank loans | |
Borrowing period is from March 31, 2025
to March 31, 2030; interest is repayable monthly; principal is repayable monthly after a 12-month grace period | |
2.22% | |
Restricted deposit | |
| 468,919 | |
| Other long-term loans | |
| |
| |
| |
| | |
| Other loans | |
Borrowing period is
from January 9, 2025 to July 10, 2026; interest is repayable monthly; principal is repayable monthly | |
8.08% | |
Guaranteed by the Chairman
of the Board, Mr. Jing-Bin Chiang | |
| 114,122 | |
| Loans | |
| |
| |
| |
$ | 1,652,258 | |
| Less: Current portion | |
| |
| |
| |
| (624,620 | ) |
| Long-term
bank loans | |
| |
| |
| |
$ | 1,027,638 | |
| a) | The
long-term loans (including long-term loans due within one year) were guaranteed by key management. |
|