The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 550,826 3,356 SH SOLE 0 0 3,356
ABBOTT LABORATORIES COM 002824100 241,244 2,441 SH SOLE 0 0 2,441
ABBVIE INC COM 00287Y109 460,660 1,761 SH SOLE 0 0 1,761
ADOBE INC COM 00724F101 697,506 2,907 SH SOLE 0 0 2,907
ADVANCED MICRO DEVICES INC COM 007903107 1,955,797 3,197 SH SOLE 0 0 3,197
AKAMAI TECHNOLOGIES INC COM 00971T101 311,499 2,929 SH SOLE 0 0 2,929
ALLSTATE CORP COM 020002101 1,992,014 8,979 SH SOLE 0 0 8,979
ALPHABET INC CAP STK CL C 02079K107 713,169 2,093 SH SOLE 0 0 2,093
ALPHABET INC CAP STK CL A 02079K305 741,836 2,156 SH SOLE 0 0 2,156
AMAZON COM INC COM 023135106 1,195,920 4,800 SH SOLE 0 0 4,800
AMERICAN ELEC PWR CO INC COM 025537101 286,990 2,419 SH SOLE 0 0 2,419
AMETEK INC COM 031100100 1,370,216 5,531 SH SOLE 0 0 5,531
AMGEN INC COM 031162100 645,890 1,532 SH SOLE 0 0 1,532
ANALOG DEVICES INC COM 032654105 919,291 2,317 SH SOLE 0 0 2,317
APPLE INC COM 037833100 16,140,805 48,468 SH SOLE 0 0 48,468
ASML HLDG NV N Y REGISTRY SHS N07059210 275,374 152 SH SOLE 0 0 152
AUTONATION INC COM 05329W102 1,209,454 7,682 SH SOLE 0 0 7,682
AUTOZONE INC COM 053332102 299,982 106 SH SOLE 0 0 106
BANK OF NY MELLON CORP COM 064058100 769,576 5,321 SH SOLE 0 0 5,321
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 242,004 486 SH SOLE 0 0 486
BLACKSTONE INC COM 09260D107 363,508 3,243 SH SOLE 0 0 3,243
BRISTOL-MYERS SQUIBB CO COM 110122108 310,690 4,979 SH SOLE 0 0 4,979
BROADCOM INC COM 11135F101 1,305,724 3,718 SH SOLE 0 0 3,718
CATERPILLAR INC COM 149123101 2,690,872 3,319 SH SOLE 0 0 3,319
CHENIERE ENERGY INC COM NEW 16411R208 851,129 3,164 SH SOLE 0 0 3,164
CHEVRON CORPORATION COM 166764100 589,758 2,888 SH SOLE 0 0 2,888
CISCO SYS INC COM 17275R102 1,679,136 15,601 SH SOLE 0 0 15,601
CITIGROUP INC COM NEW 172967424 277,605 2,144 SH SOLE 0 0 2,144
CITIZENS & NORTHN CORP COM 172922106 1,222,152 48,847 SH SOLE 0 0 48,847
COCA COLA CO COM 191216100 977,955 11,361 SH SOLE 0 0 11,361
CONOCOPHILLIPS COM 20825C104 549,187 4,388 SH SOLE 0 0 4,388
CONSOLIDATED EDISON INC COM 209115104 283,122 2,770 SH SOLE 0 0 2,770
CRISPR THERAPEUTICS AG NAMEN AKT H17182108 271,345 4,905 SH SOLE 0 0 4,905
CROWDSTRIKE HLDGS INC CL A 22788C105 1,411,118 5,330 SH SOLE 0 0 5,330
CROWN CASTLE INC COM 22822V101 336,249 5,045 SH SOLE 0 0 5,045
DEERE & CO COM 244199105 357,165 532 SH SOLE 0 0 532
DEVON ENERGY CORP NEW COM 25179M103 272,787 5,925 SH SOLE 0 0 5,925
DUKE ENERGY CORP NEW COM NEW 26441C204 264,275 2,318 SH SOLE 0 0 2,318
DYCOM INDS INC COM 267475101 297,333 1,105 SH SOLE 0 0 1,105
EATON CORP PLC SHS G29183103 1,440,943 3,353 SH SOLE 0 0 3,353
ELI LILLY & CO COM 532457108 805,328 696 SH SOLE 0 0 696
EOG RES INC COM 26875P101 581,087 4,218 SH SOLE 0 0 4,218
EVERUS CONSTR GROUP COM 300426103 407,089 3,464 SH SOLE 0 0 3,464
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 1,028,006 6,316 SH SOLE 0 0 6,316
FEDEX CORP COM 31428X106 261,793 918 SH SOLE 0 0 918
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 367,340 5,057 SH SOLE 0 0 5,057
FIRST TR EXCHANGE-TRADED FD SENIOR LN FD 33738D309 203,417 4,564 SH SOLE 0 0 4,564
FORGENT POWER SOLUTIONS INC COM SHS CL A 34631F102 825,028 22,036 SH SOLE 0 0 22,036
GENERAC HLDGS INC COM 368736104 318,703 1,540 SH SOLE 0 0 1,540
GILEAD SCIENCES INC COM 375558103 226,705 1,521 SH SOLE 0 0 1,521
GOLDMAN SACHS GROUP INC COM 38141G104 449,280 499 SH SOLE 0 0 499
GSK PLC SPONSORED ADR 37733W204 429,291 8,912 SH SOLE 0 0 8,912
HEWLETT PACKARD ENTERPRISE C COM 42824C109 1,690,785 26,464 SH SOLE 0 0 26,464
HOME DEPOT INC COM 437076102 238,462 838 SH SOLE 0 0 838
HONEYWELL AEROSPACE INC COM 43849R105 707,593 4,566 SH SOLE 0 0 4,566
INTEL CORP COM 458140100 2,144,422 17,836 SH SOLE 0 0 17,836
INTERNATIONAL BUSINESS MACHS COM 459200101 1,167,608 5,309 SH SOLE 0 0 5,309
INVESCO EXCHANGE TRADED FD T LARGE CAP VALUE 46137V738 254,384 3,334 SH SOLE 0 0 3,334
INVESCO QQQ TR UNIT SER 1 46090E103 210,095 284 SH SOLE 0 0 284
IQVIA HLDGS INC COM 46266C105 459,734 1,710 SH SOLE 0 0 1,710
ISHARES INC CORE MSCI EMKT 46434G103 317,777 3,915 SH SOLE 0 0 3,915
ISHARES TR CORE INTL AGGR 46435G672 366,245 7,444 SH SOLE 0 0 7,444
ISHARES TR HDG MSCI EAFE 46434V803 6,379,125 137,511 SH SOLE 0 0 137,511
ISHARES TR USD INV GRDE ETF 464288620 8,193,754 168,215 SH SOLE 0 0 168,215
ISHARES TR ISHS 1-5YR INVS 464288646 3,600,800 70,287 SH SOLE 0 0 70,287
ISHARES TR MBS ETF 464288588 557,168 6,217 SH SOLE 0 0 6,217
ISHARES TR NATIONAL MUN ETF 464288414 318,854 3,154 SH SOLE 0 0 3,154
ISHARES TR CRE U S REIT ETF 464288521 244,042 3,963 SH SOLE 0 0 3,963
ISHARES TR U.S. TECH ETF 464287721 376,158 1,420 SH SOLE 0 0 1,420
ISHARES TR TIPS BD ETF 464287176 258,331 2,483 SH SOLE 0 0 2,483
ISHARES TR BROAD USD HIGH 46435U853 237,752 6,656 SH SOLE 0 0 6,656
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 300,558 5,967 SH SOLE 0 0 5,967
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 12,624,071 224,548 SH SOLE 0 0 224,548
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 9,592,445 156,586 SH SOLE 0 0 156,586
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 9,637,073 190,947 SH SOLE 0 0 190,947
JANUS DETROIT STR TR HENDERSON MTG 47103U852 7,283,354 172,346 SH SOLE 0 0 172,346
JFROG LTD ORD SHS M6191J100 592,914 6,110 SH SOLE 0 0 6,110
JOHNSON & JOHNSON COM 478160104 2,543,025 9,606 SH SOLE 0 0 9,606
JOHNSON CONTROLS INTERNATION SHS G51502105 491,140 3,304 SH SOLE 0 0 3,304
JPMORGAN CHASE & CO COM 46625H100 978,903 2,959 SH SOLE 0 0 2,959
KNIFE RIVER CORP COMMON STOCK 498894104 207,226 4,110 SH SOLE 0 0 4,110
MARATHON PETE CORP COM 56585A102 752,089 1,902 SH SOLE 0 0 1,902
MCDONALDS CORP COM 580135101 945,773 4,095 SH SOLE 0 0 4,095
MEDTRONIC PLC SHS G5960L103 443,272 5,137 SH SOLE 0 0 5,137
MERCK & CO INC COM 58933Y105 2,919,180 20,089 SH SOLE 0 0 20,089
META PLATFORMS INC CL A 30303M102 3,076,830 4,243 SH SOLE 0 0 4,243
MICROCHIP TECHNOLOGY INC. COM 595017104 446,011 5,735 SH SOLE 0 0 5,735
MICRON TECHNOLOGY INC COM 595112103 340,835 320 SH SOLE 0 0 320
MICROSOFT CORP COM 594918104 2,428,368 4,735 SH SOLE 0 0 4,735
MORGAN STANLEY COM NEW 617446448 626,683 3,332 SH SOLE 0 0 3,332
MOTOROLA SOLUTIONS INC COM NEW 620076307 868,304 1,947 SH SOLE 0 0 1,947
NATIONAL FUEL GAS CO COM 636180101 328,019 4,324 SH SOLE 0 0 4,324
NETFLIX INC. COM 64110L106 326,609 4,694 SH SOLE 0 0 4,694
NEWMONT CORP COM 651639106 1,438,059 12,468 SH SOLE 0 0 12,468
NUCOR CORP COM 670346105 286,344 1,225 SH SOLE 0 0 1,225
NUVEEN MUN VALUE FD INC COM 670928100 106,485 12,845 SH SOLE 0 0 12,845
NVIDIA CORPORATION COM 67066G104 5,781,668 25,316 SH SOLE 0 0 25,316
ORACLE CORP COM 68389X105 208,284 1,517 SH SOLE 0 0 1,517
PACER FDS TR US CASH COWS 100 69374H881 547,232 8,197 SH SOLE 0 0 8,197
PACER FDS TR DEVELOPED MRKT 69374H873 201,173 4,783 SH SOLE 0 0 4,783
PALANTIR TECHNOLOGIES INC CL A 69608A108 600,243 3,209 SH SOLE 0 0 3,209
PEPSICO INC COM 713448108 501,058 3,954 SH SOLE 0 0 3,954
PHILLIPS 66 COM 718546104 355,902 1,394 SH SOLE 0 0 1,394
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 407,355 15,728 SH SOLE 0 0 15,728
PNC FINL SVCS GROUP INC COM 693475105 449,854 2,024 SH SOLE 0 0 2,024
PRUDENTIAL FINL INC COM 744320102 976,867 8,601 SH SOLE 0 0 8,601
PUBLIC STORAGE COM 74460D109 539,376 1,907 SH SOLE 0 0 1,907
PUBLIC SVC ENTERPRISE GROUP COM 744573106 506,400 7,520 SH SOLE 0 0 7,520
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 16,775,900 318,812 SH SOLE 0 0 318,812
RALLIANT CORP COM 750940108 1,806,305 26,114 SH SOLE 0 0 26,114
REPUBLIC SVCS INC COM 760759100 1,114,829 5,312 SH SOLE 0 0 5,312
RIO TINTO PLC SPONSORED ADR 767204100 862,691 9,161 SH SOLE 0 0 9,161
ROYAL GOLD INC COM 780287108 288,392 1,222 SH SOLE 0 0 1,222
RTX CORPORATION COM 75513E101 482,340 2,598 SH SOLE 0 0 2,598
SALESFORCE INC COM 79466L302 569,334 2,480 SH SOLE 0 0 2,480
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 537,888 10,814 SH SOLE 0 0 10,814
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 562,289 15,650 SH SOLE 0 0 15,650
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,360,088 100,873 SH SOLE 0 0 100,873
SCHWAB STRATEGIC TR US TIPS ETF 808524870 324,026 12,894 SH SOLE 0 0 12,894
SCHWAB STRATEGIC TR US REIT ETF 808524847 457,242 20,746 SH SOLE 0 0 20,746
SCHWAB STRATEGIC TR FUND EM EQUI ETF 808524730 385,665 9,211 SH SOLE 0 0 9,211
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 585,686 635 SH SOLE 0 0 635
SERVICENOW INC COM 81762P102 211,066 1,575 SH SOLE 0 0 1,575
SNOWFLAKE INC COM SHS 833445109 611,208 1,800 SH SOLE 0 0 1,800
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103 1,509,207 26,797 SH SOLE 0 0 26,797
SOUTHERN CO COM 842587107 423,071 5,104 SH SOLE 0 0 5,104
SPDR GOLD TR GOLD SHS 78463V107 398,739 1,047 SH SOLE 0 0 1,047
SPDR SERIES TRUST ST STR R1K YLD 78468R770 350,937 2,855 SH SOLE 0 0 2,855
STARBUCKS CORP COM 855244109 268,580 2,858 SH SOLE 0 0 2,858
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 864,673 1,134 SH SOLE 0 0 1,134
STRYKER CORPORATION COM 863667101 312,413 1,134 SH SOLE 0 0 1,134
TESLA INC COM 88160R101 961,890 2,711 SH SOLE 0 0 2,711
TJX COS INC NEW COM 872540109 220,174 1,664 SH SOLE 0 0 1,664
TRUIST FINL CORP COM 89832Q109 2,218,134 47,908 SH SOLE 0 0 47,908
UNITEDHEALTH GROUP INC COM 91324P102 218,779 596 SH SOLE 0 0 596
UNIVEST FINANCIAL CORPORATIO COM 915271100 798,249 19,479 SH SOLE 0 0 19,479
US BANCORP COM NEW 902973304 441,344 7,641 SH SOLE 0 0 7,641
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 664,195 14,171 SH SOLE 0 0 14,171
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 989,614 1,412 SH SOLE 0 0 1,412
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 6,729,829 23,039 SH SOLE 0 0 23,039
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 6,726,444 34,401 SH SOLE 0 0 34,401
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 530,044 2,453 SH SOLE 0 0 2,453
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 3,158,393 13,671 SH SOLE 0 0 13,671
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 387,202 4,320 SH SOLE 0 0 4,320
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 24,729,195 274,433 SH SOLE 0 0 274,433
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 362,799 6,117 SH SOLE 0 0 6,117
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 700,013 8,939 SH SOLE 0 0 8,939
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 380,611 4,927 SH SOLE 0 0 4,927
VANGUARD SCOTTSDALE FDS VNG RUS2000GRW 92206C623 4,232,022 16,241 SH SOLE 0 0 16,241
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 678,433 3,673 SH SOLE 0 0 3,673
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 511,017 9,019 SH SOLE 0 0 9,019
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 420,936 7,313 SH SOLE 0 0 7,313
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 596,027 13,421 SH SOLE 0 0 13,421
VANGUARD WORLD FD FINANCIALS ETF 92204A405 279,694 2,150 SH SOLE 0 0 2,150
VANGUARD WORLD FD COMM SRVC ETF 92204A884 362,720 1,903 SH SOLE 0 0 1,903
VANGUARD WORLD FD INF TECH ETF 92204A702 898,918 7,153 SH SOLE 0 0 7,153
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 306,331 840 SH SOLE 0 0 840
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 240,383 750 SH SOLE 0 0 750
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 874,593 2,767 SH SOLE 0 0 2,767
VANGUARD WORLD FD ENERGY ETF 92204A306 678,310 3,940 SH SOLE 0 0 3,940
VANGUARD WORLD FD CONSUM STP ETF 92204A207 319,593 1,465 SH SOLE 0 0 1,465
VEEVA SYS INC CL A COM 922475108 456,720 1,600 SH SOLE 0 0 1,600
VISA INC COM CL A 92826C839 1,897,653 5,281 SH SOLE 0 0 5,281
WALMART INC COM 931142103 265,308 2,553 SH SOLE 0 0 2,553
WASTE MGMT INC DEL COM 94106L109 993,423 4,872 SH SOLE 0 0 4,872
WELLS FARGO & CO COM 949746101 860,043 10,744 SH SOLE 0 0 10,744