The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories Com 002824100 25,992 263 SH SOLE 0 263 0 0
Abbott Laboratories Com 002824100 196,672 1,990 SH OTR 0 1,990 0 0
Abbvie Inc Com Com 00287Y109 161,663 618 SH SOLE 0 618 0 0
Abbvie Inc Com Com 00287Y109 396,570 1,516 SH OTR 0 1,516 0 0
Alphabet Inc Cap Stk CL C Cap Com 02079K107 365,955 1,074 SH SOLE 0 1,074 0 0
Alphabet Inc Cap Stk CL C Cap Com 02079K107 4,789,782 14,057 SH DFND 0 14,057 0 0
Alphabet Inc Cap Stk CL A Cap Stk Com 02079K305 2,075,835 6,033 SH SOLE 0 6,033 0 0
Alphabet Inc Cap Stk CL A Cap Stk Com 02079K305 4,761,723 13,839 SH DFND 0 13,839 0 0
Amazon Com Inc Com 023135106 721,538 2,896 SH SOLE 0 2,896 0 0
Amazon Com Inc Com 023135106 5,607,619 22,507 SH DFND 0 22,507 0 0
American Express Co Com 025816109 35,580 117 SH SOLE 0 117 0 0
American Express Co Com 025816109 1,224,611 4,027 SH DFND 0 4,027 0 0
Analog Devices Inc Com 032654105 36,894 93 SH SOLE 0 93 0 0
Analog Devices Inc Com 032654105 578,006 1,457 SH OTR 0 1,457 0 0
Apple Computer Inc Com 037833100 3,795,096 11,396 SH SOLE 0 11,396 0 0
Apple Computer Inc Com 037833100 10,330,946 31,022 SH DFND 0 31,022 0 0
Apple Computer Inc Com 037833100 1,333,412 4,004 SH OTR 0 4,004 0 0
Atmos Energy Corporation Com 049560105 675,195 4,316 SH SOLE 0 4,316 0 0
Atmos Energy Corporation Com 049560105 3,791,323 24,235 SH OTR 0 24,235 0 0
Berkshire Hathaway Inc Com 084670108 747,005 1 SH SOLE 0 1 0 0
Berkshire Hathaway Inc-CL B Com 084670702 1,523,229 3,059 SH SOLE 0 3,059 0 0
Broadcom Inc Com Com 11135F101 364,535 1,038 SH SOLE 0 1,038 0 0
CLI Capital Com 125627109 466,665 93,333 SH SOLE 0 93,333 0 0
Caterpillar Inc Com 149123101 2,707,228 3,339 SH SOLE 0 3,339 0 0
Caterpillar Inc Com 149123101 591,877 730 SH OTR 0 730 0 0
Chevron Corp Com 166764100 963,054 4,716 SH SOLE 0 4,716 0 0
Cisco Systems Inc Com 17275R102 322,971 3,001 SH SOLE 0 3,001 0 0
Cisco Systems Inc Com 17275R102 10,763 100 SH DFND 0 100 0 0
Coca-Cola Company - Common Com 191216100 429,453 4,989 SH SOLE 0 4,989 0 0
Coca-Cola Company - Common Com 191216100 17,216 200 SH DFND 0 200 0 0
Colgate Palmolive Co Com 194162103 490,590 5,750 SH SOLE 0 5,750 0 0
Danaher Corp DE Com 235851102 307,955 1,390 SH SOLE 0 1,390 0 0
Deere & Co - Common Com 244199105 1,215,506 1,810 SH SOLE 0 1,810 0 0
Digital Rlty Tr Inc Com 253868103 292,609 1,667 SH OTR 0 1,667 0 0
Dimensional U.S. Equity Market ETF Com 25434V401 2,825,345 34,028 SH SOLE 0 34,028 0 0
Dimensional ETF Trust US Small Cap Com 25434V500 470,404 6,076 SH SOLE 0 6,076 0 0
Dimensional ETF Trust US Target Value Com 25434V609 362,430 5,455 SH SOLE 0 5,455 0 0
Dimensional ETF Trust US Core Equity 2 Com 25434V708 205,892 4,632 SH SOLE 0 4,632 0 0
Dimensional ETF Trust US Mktwide Value Com 25434V724 1,049,620 19,084 SH SOLE 0 19,084 0 0
Exxon Hldgs Corp Com Com 30233Q108 4,244,357 26,079 SH SOLE 0 26,079 0 0
Exxon Hldgs Corp Com Com 30233Q108 111,158 683 SH DFND 0 683 0 0
Oneok Inc New Com 30609A109 369,475 4,333 SH SOLE 0 4,333 0 0
Farmers National Banc Corp Com 309627107 210,420 14,000 SH SOLE 0 14,000 0 0
Global X Fds Com 37954Y889 2,968,138 32,732 SH SOLE 0 32,732 0 0
Home Bancshares Inc Com Com 436893200 3,710,404 131,668 SH SOLE 0 131,668 0 0
Home Depot Inc Com 437076102 200,850 706 SH SOLE 0 706 0 0
Illinois Tools Wks Inc Com 452308109 91,077 354 SH SOLE 0 354 0 0
Illinois Tools Wks Inc Com 452308109 232,067 902 SH OTR 0 902 0 0
Intel Corp Com 458140100 266,309 2,215 SH SOLE 0 2,215 0 0
Intel Corp Com 458140100 132,253 1,100 SH DFND 0 1,100 0 0
Intercontinental Exchange Group Com 45866F104 251,762 1,656 SH SOLE 0 1,656 0 0
iShares JD Select Dividend Com 464287168 2,830,631 18,614 SH SOLE 0 18,614 0 0
iShares JD Select Dividend Com 464287168 3,687,241 24,247 SH DFND 0 24,247 0 0
iShares JD Select Dividend Com 464287168 1,576,814 10,369 SH OTR 0 10,369 0 0
iShares Core S&P 500 ETF Com 464287200 78,367,133 102,327 SH SOLE 0 102,327 0 0
iShares Core S&P 500 ETF Com 464287200 7,642,417 9,979 SH DFND 0 9,979 0 0
iShares Core S&P 500 ETF Com 464287200 6,155,902 8,038 SH OTR 0 8,038 0 0
iShares Core US Aggregate Bond ETF Com 464287226 40,283,116 426,096 SH SOLE 0 426,096 0 0
iShares Core US Aggregate Bond ETF Com 464287226 4,692,777 49,638 SH DFND 0 49,638 0 0
iShares MSCI Emerging Markets ETF Com 464287234 26,311,119 393,938 SH SOLE 0 393,938 0 0
iShares MSCI Emerging Markets ETF Com 464287234 10,541,466 157,830 SH DFND 0 157,830 0 0
iShares S&P 500 Growth ETF Com 464287309 22,748,939 159,911 SH SOLE 0 159,911 0 0
iShares S&P 500 Growth ETF Com 464287309 12,914,221 90,779 SH DFND 0 90,779 0 0
iShares S&P 500 Growth ETF Com 464287309 5,910,903 41,550 SH OTR 0 41,550 0 0
iShares S&P 500 Value ETF Com 464287408 31,141,958 136,420 SH SOLE 0 136,420 0 0
iShares S&P 500 Value ETF Com 464287408 25,086,831 109,895 SH DFND 0 109,895 0 0
iShares S&P 500 Value ETF Com 464287408 4,101,278 17,966 SH OTR 0 17,966 0 0
iShares Barclays 7-10 Year Treasury Bond Fund Com 464287440 532,020 5,957 SH SOLE 0 5,957 0 0
iShares Barclays 1-3 Year Treasury Bond Fund Com 464287457 787,559 9,699 SH SOLE 0 9,699 0 0
iShares MSCI EAFE Index Fund Com 464287465 3,946,469 37,987 SH SOLE 0 37,987 0 0
iShares MSCI EAFE Index Fund Com 464287465 8,071,630 77,694 SH DFND 0 77,694 0 0
iShares MSCI EAFE Index Fund Com 464287465 1,319,299 12,699 SH OTR 0 12,699 0 0
iShares Russell Midcap Value Com 464287473 2,926,915 18,209 SH DFND 0 18,209 0 0
iShares Russell Midcap Value Com 464287473 704,523 4,383 SH OTR 0 4,383 0 0
iShares Russell Midcap Grwth Com 464287481 46,260 336 SH SOLE 0 336 0 0
iShares Russell Midcap Grwth Com 464287481 1,621,870 11,780 SH DFND 0 11,780 0 0
iShares Russell Midcap Grwth Com 464287481 769,631 5,590 SH OTR 0 5,590 0 0
iShares Russell Mid-Cap ETF Com 464287499 14,243,224 133,476 SH SOLE 0 133,476 0 0
iShares Russell Mid-Cap ETF Com 464287499 7,415,705 69,494 SH DFND 0 69,494 0 0
iShares Russell Mid-Cap ETF Com 464287499 88,783 832 SH OTR 0 832 0 0
iShares S&P Midcap 400 Com 464287507 2,014,024 27,992 SH SOLE 0 27,992 0 0
iShares Russell 2000 Value Com 464287630 429,582 2,051 SH SOLE 0 2,051 0 0
iShares Russell 2000 ETF Com 464287655 13,963,695 50,249 SH SOLE 0 50,249 0 0
iShares Russell 2000 ETF Com 464287655 4,449,575 16,012 SH DFND 0 16,012 0 0
iShares Russell 2000 ETF Com 464287655 2,386,797 8,589 SH OTR 0 8,589 0 0
iShares S&P Smallcap 600 Com 464287804 201,339 1,480 SH SOLE 0 1,480 0 0
iShares iBoxx $ High Yield Corp Bd ETF Com 464288513 17,925,460 232,165 SH SOLE 0 232,165 0 0
iShares Tr Core MSCI EAFE Com 46432F842 291,028 3,004 SH SOLE 0 3,004 0 0
iShares Core MSCI Intl Dev Mkts ETF Com 46435G326 51,118,224 571,281 SH SOLE 0 571,281 0 0
iShares Core International Aggt Bd ETF Com 46435G672 31,362,589 637,451 SH SOLE 0 637,451 0 0
JP Morgan Chase & Co Com Com 46625H100 1,336,884 4,041 SH SOLE 0 4,041 0 0
JP Morgan Chase & Co Com Com 46625H100 8,437,819 25,505 SH DFND 0 25,505 0 0
J P Morgan Sustainable Municipal Inc. A Com 46654Q815 670,571 14,207 SH DFND 0 14,207 0 0
Johnson & Johnson Com 478160104 622,668 2,352 SH SOLE 0 2,352 0 0
Johnson & Johnson Com 478160104 26,474 100 SH DFND 0 100 0 0
Eli Lilly Company Com 532457108 724,332 626 SH SOLE 0 626 0 0
Eli Lilly Company Com 532457108 1,157,080 1,000 SH OTR 0 1,000 0 0
Aberdeen Municipal Income Fund Com 552738106 55,785 11,502 SH SOLE 0 11,502 0 0
Marathon Pete Corp Com Com 56585A102 201,269 509 SH SOLE 0 509 0 0
Mastercard Inc Class A Com 57636Q104 50,735 92 SH SOLE 0 92 0 0
Mastercard Inc Class A Com 57636Q104 1,400,182 2,539 SH DFND 0 2,539 0 0
Merck & Co Inc New Com Com 58933Y105 216,221 1,488 SH SOLE 0 1,488 0 0
Merck & Co Inc New Com Com 58933Y105 191,083 1,315 SH DFND 0 1,315 0 0
Microsoft Corp. Com 594918104 2,171,106 4,233 SH SOLE 0 4,233 0 0
Microsoft Corp. Com 594918104 8,295,645 16,174 SH DFND 0 16,174 0 0
Inspire Global Hope ETF Com 66538H658 827,650 17,519 SH SOLE 0 17,519 0 0
Nvidia Corp Com 67066G104 2,633,907 11,533 SH SOLE 0 11,533 0 0
Nvidia Corp Com 67066G104 10,625,836 46,527 SH DFND 0 46,527 0 0
Oracle Systems Com 68389X105 168,467 1,227 SH SOLE 0 1,227 0 0
Oracle Systems Com 68389X105 1,803,847 13,138 SH DFND 0 13,138 0 0
Pfizer Inc Com 717081103 413,911 14,513 SH SOLE 0 14,513 0 0
Pfizer Inc Com 717081103 28,520 1,000 SH DFND 0 1,000 0 0
Philip Morris Intl Inc Com 718172109 215,627 1,130 SH SOLE 0 1,130 0 0
Procter & Gamble - Common Com 742718109 171,140 1,178 SH SOLE 0 1,178 0 0
Procter & Gamble - Common Com 742718109 133,948 922 SH OTR 0 922 0 0
Prologis Inc Com Com 74340W103 270,067 2,080 SH OTR 0 2,080 0 0
Prosperity Bancshares Inc Com 743606105 164,929 2,491 SH SOLE 0 2,491 0 0
Prosperity Bancshares Inc Com 743606105 3,543,625 53,521 SH OTR 0 53,521 0 0
S&P Depositary Receipt Com 78462F103 2,464,058 3,231 SH SOLE 0 3,231 0 0
S&P Depositary Receipt Com 78462F103 26,797,293 35,138 SH DFND 0 35,138 0 0
S&P Depositary Receipt Com 78462F103 5,048,611 6,620 SH OTR 0 6,620 0 0
State Street Industrial Select Sec SPDR EFT Com 81369Y704 58,109 348 SH SOLE 0 348 0 0
State Street Industrial Select Sec SPDR EFT Com 81369Y704 3,159,262 18,920 SH DFND 0 18,920 0 0
State Street Technology Select Sec SPDR ETF Com 81369Y803 218,653 1,117 SH SOLE 0 1,117 0 0
Starbucks Corp Com 855244109 213,195 2,269 SH SOLE 0 2,269 0 0
Texas Instruments Com 882508104 397,728 1,420 SH SOLE 0 1,420 0 0
Unitedhealth Group Inc Com 91324P102 326,701 890 SH SOLE 0 890 0 0
Unitedhealth Group Inc Com 91324P102 36,708 100 SH DFND 0 100 0 0
Valero Energy Corp Com Stk New Com 91913Y100 484,513 1,250 SH SOLE 0 1,250 0 0
Vanguard Dividend Appreciation Index Fund ETF Com 921908844 254,308 1,090 SH SOLE 0 1,090 0 0
Vanguard Morningstar Growth ETF Com 922908736 300,607 3,336 SH SOLE 0 3,336 0 0
Vanguard Morningstar Total Stock Market ETF Com 922908769 372,743 996 SH SOLE 0 996 0 0
Visa Inc Class A Com 92826C839 1,078,709 3,002 SH SOLE 0 3,002 0 0
Visa Inc Class A Com 92826C839 1,342,816 3,737 SH DFND 0 3,737 0 0
Wal-Mart Stores Inc Com 931142103 1,120,569 10,783 SH SOLE 0 10,783 0 0
Wal-Mart Stores Inc Com 931142103 7,708,474 74,177 SH DFND 0 74,177 0 0
Wal-Mart Stores Inc Com 931142103 458,599 4,413 SH OTR 0 4,413 0 0
Wells Fargo & Co New Com Stk Com 949746101 505,916 6,320 SH SOLE 0 6,320 0 0
WisdomTree U.S. Al Enhanced Value Fund Com 97717W406 899,571 7,031 SH OTR 0 7,031 0 0
Xcel Energy Inc Com Com 98389B100 424,853 6,028 SH SOLE 0 6,028 0 0
Xcel Energy Inc Com Com 98389B100 197,344 2,800 SH OTR 0 2,800 0 0