The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,342,970 5,134 SH SOLE 0 0 5,134
ADVANCED MICRO DEVICES INC COM 007903107 265,777 434 SH SOLE 0 0 434
ALPHABET INC CAP STK CL A 02079K305 1,563,946 4,545 SH SOLE 0 0 4,545
ALPHABET INC CAP STK CL C 02079K107 788,390 2,314 SH SOLE 0 0 2,314
ALTRIA GROUP INC COM 02209S103 298,920 4,439 SH SOLE 0 0 4,439
AMAZON COM INC COM 023135106 1,298,464 5,212 SH SOLE 0 0 5,212
AMCOR PLC COM NEW G0250X149 480,955 11,490 SH SOLE 0 0 11,490
AMERICAN CENTY ETF TR US SML CP VALU 025072877 5,859,017 49,750 SH SOLE 0 0 49,750
AMERICAN TOWER CORP COM 03027X100 273,561 1,671 SH SOLE 0 0 1,671
AMGEN INC COM 031162100 675,208 1,602 SH SOLE 0 0 1,602
APPLE INC COM 037833100 3,181,767 9,554 SH SOLE 0 0 9,554
APPLIED MATLS INC COM 038222105 589,287 1,152 SH SOLE 0 0 1,152
ARCHER AVIATION INC COM CL A 03945R102 49,700 10,000 SH SOLE 0 0 10,000
ATLASCLEAR HOLDINGS INC COM SHS 128745205 2,005 10,000 SH SOLE 0 0 10,000
AUTOZONE INC COM 053332102 268,852 95 SH SOLE 0 0 95
BANK OF MONTREAL COM 063671101 296,367 1,772 SH SOLE 0 0 1,772
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 311,219 625 SH SOLE 0 0 625
BLACKROCK INC COM 09290D101 256,106 242 SH SOLE 0 0 242
BLACKSTONE INC COM 09260D107 230,905 2,060 SH SOLE 0 0 2,060
BRITISH AMERN TOB PLC SPONSORED ADR 110448107 846,542 15,561 SH SOLE 0 0 15,561
BROADCOM INC COM 11135F101 1,566,764 4,461 SH SOLE 0 0 4,461
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 17,428,619 356,778 SH SOLE 0 0 356,778
CAPITAL GROUP GBL GROWTH EQT SHS CREAT UNIT 14020X104 6,938,971 174,434 SH SOLE 0 0 174,434
CAPITAL GROUP NEW GEOGRAPHY SHS 14021N105 8,787,949 241,096 SH SOLE 0 0 241,096
CARRIER GLOBAL CORPORATION COM 14448C104 372,684 6,793 SH SOLE 0 0 6,793
CHEVRON CORPORATION COM 166764100 891,368 4,365 SH SOLE 0 0 4,365
CISCO SYS INC COM 17275R102 403,513 3,749 SH SOLE 0 0 3,749
CME GROUP INC COM 12572Q105 552,978 2,111 SH SOLE 0 0 2,111
COCA COLA CO COM 191216100 206,142 2,395 SH SOLE 0 0 2,395
COSTCO WHOLESALE CORPORATION COM 22160K105 398,347 438 SH SOLE 0 0 438
DUKE ENERGY CORP NEW COM NEW 26441C204 526,878 4,621 SH SOLE 0 0 4,621
EA SERIES TRUST ALPHA ARCH 1-3 02072L565 3,422,301 28,907 SH SOLE 0 0 28,907
ELI LILLY & CO COM 532457108 911,610 788 SH SOLE 0 0 788
ENBRIDGE INC COM 29250N105 888,196 19,105 SH SOLE 0 0 19,105
ETF SER SOLUTIONS APTU DEFD IN ETF 26922B451 1,959,595 75,483 SH SOLE 0 0 75,483
ETF SER SOLUTIONS APTUS DEFINED 26922A388 3,936,043 144,867 SH SOLE 0 0 144,867
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 681,645 4,188 SH SOLE 0 0 4,188
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 1,334,203 21,969 SH SOLE 0 0 21,969
FIRSTENERGY CORP COM 337932107 577,455 13,327 SH SOLE 0 0 13,327
GE AEROSPACE COM NEW 369604301 595,003 1,905 SH SOLE 0 0 1,905
GENERAC HLDGS INC COM 368736104 227,645 1,100 SH SOLE 0 0 1,100
GILEAD SCIENCES INC COM 375558103 229,439 1,539 SH SOLE 0 0 1,539
GSK PLC SPONSORED ADR 37733W204 272,400 5,655 SH SOLE 0 0 5,655
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 5,495,886 157,250 SH SOLE 0 0 157,250
INNOVATOR ETFS TRUST EQUI DEFI 1 JULY 45783Y251 253,709 8,386 SH SOLE 0 0 8,386
INNOVATOR ETFS TRUST EQUIT DEFIN JUL 45783Y244 604,716 19,984 SH SOLE 0 0 19,984
INTERNATIONAL PAPER CO COM 460146103 253,961 7,656 SH SOLE 0 0 7,656
INVESCO EXCH TRADED FD TR II BLOO EN ANGE ETF 46138E719 207,100 11,875 SH SOLE 0 0 11,875
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 884,633 18,361 SH SOLE 0 0 18,361
INVESCO QQQ TR UNIT SER 1 46090E103 2,264,724 3,061 SH SOLE 0 0 3,061
ISHARES GOLD TR ISHARES NEW 464285204 338,876 4,339 SH SOLE 0 0 4,339
ISHARES TR 0-3 MTH TREASURY 46436E718 10,091,554 100,234 SH SOLE 0 0 100,234
ISHARES TR CORE S&P MCP ETF 464287507 608,337 8,455 SH SOLE 0 0 8,455
ISHARES TR CORE S&P SCP ETF 464287804 223,922 1,646 SH SOLE 0 0 1,646
ISHARES TR CORE S&P500 ETF 464287200 2,017,249 2,634 SH SOLE 0 0 2,634
ISHARES TR NATIONAL MUN ETF 464288414 955,774 9,454 SH SOLE 0 0 9,454
ISHARES TR RUS 1000 GRW ETF 464287614 1,523,162 12,160 SH SOLE 0 0 12,160
ISHARES TR RUS MID CAP ETF 464287499 240,844 2,257 SH SOLE 0 0 2,257
ISHARES TR SELECT DIVID ETF 464287168 1,082,725 7,120 SH SOLE 0 0 7,120
ISHARES TR SHRT NAT MUN ETF 464288158 576,462 5,514 SH SOLE 0 0 5,514
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,301,864 23,157 SH SOLE 0 0 23,157
JOHNSON & JOHNSON COM 478160104 492,152 1,859 SH SOLE 0 0 1,859
JPMORGAN CHASE & CO COM 46625H100 951,457 2,876 SH SOLE 0 0 2,876
KIMBERLY-CLARK CORP COM 494368103 323,505 3,320 SH SOLE 0 0 3,320
LINDE PLC SHS G54950103 366,607 772 SH SOLE 0 0 772
LOCKHEED MARTIN CORP COM 539830109 262,264 515 SH SOLE 0 0 515
MASTERCARD INCORPORATED CL A 57636Q104 597,001 1,083 SH SOLE 0 0 1,083
MEDTRONIC PLC SHS G5960L103 498,033 5,772 SH SOLE 0 0 5,772
MERCK & CO INC COM 58933Y105 316,572 2,179 SH SOLE 0 0 2,179
META PLATFORMS INC CL A 30303M102 1,311,250 1,808 SH SOLE 0 0 1,808
MICRON TECHNOLOGY INC COM 595112103 364,268 342 SH SOLE 0 0 342
MICROSOFT CORP COM 594918104 2,823,553 5,505 SH SOLE 0 0 5,505
MORGAN STANLEY COM NEW 617446448 568,190 3,021 SH SOLE 0 0 3,021
NATIONAL GRID PLC SPONSORED ADR NE 636274409 758,191 10,000 SH SOLE 0 0 10,000
NVIDIA CORPORATION COM 67066G104 2,498,582 10,940 SH SOLE 0 0 10,940
PACER FDS TR METAURUS CAP 400 69374H436 3,976,076 86,818 SH SOLE 0 0 86,818
PAYCHEX INC COM 704326107 549,543 5,579 SH SOLE 0 0 5,579
PEPSICO INC COM 713448108 496,408 3,917 SH SOLE 0 0 3,917
PFIZER INC COM 717081103 782,049 27,421 SH SOLE 0 0 27,421
PHILIP MORRIS INTL INC COM 718172109 647,522 3,393 SH SOLE 0 0 3,393
PNC FINL SVCS GROUP INC COM 693475105 794,560 3,575 SH SOLE 0 0 3,575
PPL CORP COM 69351T106 347,766 10,574 SH SOLE 0 0 10,574
PROLOGIS INC. COM 74340W103 709,085 5,461 SH SOLE 0 0 5,461
REALTY INCOME CORP COM 756109104 344,795 6,350 SH SOLE 0 0 6,350
REGIONS FINANCIAL CORP NEW COM 7591EP100 247,533 9,209 SH SOLE 0 0 9,209
ROUNDHILL ETF TRUST S&P 500 NO ETF 77926X833 422,958 13,552 SH SOLE 0 0 13,552
ROYAL CARIBBEAN GROUP COM V7780T103 508,445 1,912 SH SOLE 0 0 1,912
RTX CORPORATION COM 75513E101 528,066 2,844 SH SOLE 0 0 2,844
SANOFI SA SPONSORED ADR 80105N105 622,040 15,087 SH SOLE 0 0 15,087
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,383,546 50,366 SH SOLE 0 0 50,366
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 4,015,434 169,428 SH SOLE 0 0 169,428
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 400,576 18,126 SH SOLE 0 0 18,126
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,144,798 35,192 SH SOLE 0 0 35,192
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 23,699,190 659,593 SH SOLE 0 0 659,593
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 338,617 10,166 SH SOLE 0 0 10,166
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 5,365,859 178,862 SH SOLE 0 0 178,862
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,560,736 134,060 SH SOLE 0 0 134,060
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,510,368 76,934 SH SOLE 0 0 76,934
SOUTHERN CO COM 842587107 238,443 2,877 SH SOLE 0 0 2,877
SPDR SERIES TRUST ST STR SP500DIV 78468R788 930,669 20,513 SH SOLE 0 0 20,513
STARBUCKS CORP COM 855244109 371,029 3,949 SH SOLE 0 0 3,949
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,047,148 1,373 SH SOLE 0 0 1,373
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 301,064 660 SH SOLE 0 0 660
TC ENERGY CORP COM 87807B107 748,330 12,951 SH SOLE 0 0 12,951
TESLA INC COM 88160R101 330,833 932 SH SOLE 0 0 932
TOTALENERGIES SE ACT F92124100 1,025,910 11,999 SH SOLE 0 0 11,999
TRUIST FINL CORP COM 89832Q109 509,033 10,994 SH SOLE 0 0 10,994
UNILEVER PLC SPON ADR NEW 904767803 367,315 6,048 SH SOLE 0 0 6,048
UNION PAC CORP COM 907818108 405,409 1,490 SH SOLE 0 0 1,490
UNITEDHEALTH GROUP INC COM 91324P102 312,018 850 SH SOLE 0 0 850
US BANCORP COM NEW 902973304 943,306 16,331 SH SOLE 0 0 16,331
VANECK ETF TRUST LONG MUNI ETF 92189F536 403,864 24,739 SH SOLE 0 0 24,739
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794 8,494,598 61,577 SH SOLE 0 0 61,577
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 3,204,129 29,128 SH SOLE 0 0 29,128
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 425,742 5,429 SH SOLE 0 0 5,429
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 13,838,283 48,642 SH SOLE 0 0 48,642
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 336,617 899 SH SOLE 0 0 899
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 865,616 4,006 SH SOLE 0 0 4,006
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 5,584,431 35,378 SH SOLE 0 0 35,378
VERIZON COMMUNICATIONS INC COM 92343V104 636,624 13,879 SH SOLE 0 0 13,879
VISA INC COM CL A 92826C839 236,080 657 SH SOLE 0 0 657
WEC ENERGY GROUP INC COM 92939U106 414,190 4,110 SH SOLE 0 0 4,110
WELLS FARGO & CO COM 949746101 241,795 3,021 SH SOLE 0 0 3,021
WILLIAMS COS INC COM 969457100 877,423 12,909 SH SOLE 0 0 12,909
WISDOMTREE TR US LARGECAP DIVD 97717W307 388,800 4,000 SH SOLE 0 0 4,000
XCEL ENERGY INC COM 98389B100 470,232 6,672 SH SOLE 0 0 6,672