Exhibit 99.4 Schedule 4

 

Marketing ID Loan ID Seller Loan ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
423 XX XX XX Note Date notePage XX XX Per Note.
423 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD.
167 XX XX XX Note Date notePage XX XX Per Note
167 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 28.08 17.14 Lender didn't include mortgage pymts & UDM updates into DTI. 
163 XX XX XX Note Date notePage XX XX per note
163 XX XX XX Is the Condo Project warrantable propertyValuationPage No Y Builder in control. Non-warrantable per 1008.
163 XX XX XX B1 Originator Citizenship Designation fraudReportPage Foreign National NonPermanentResidentAlien Per documentation in file
165 XX XX XX Note Date notePage XX XX PER FINAL NOTE DATE.
165 XX XX XX Application Date complianceDetailPage XX XX PER INITIAL 1003 BORR SIGN DATE.
165 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX PER FINAL CD DISBURSE DATE.
165 XX XX XX B1 Originator Citizenship Designation fraudReportPage Foreign National NonPermanentResidentAlien FN per docs in file
165 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 502.16 DSCR loans
170 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
170 XX XX XX Calculated DSCR diligenceFinalLookPage 1.201 1.519 Lender did not account for school and village taxes
171 XX XX XX Note Date notePage XX XX Per note
171 XX XX XX Property Type propertyValuationPage Townhouse Single Family Detached Per the appraisal 
174 XX XX XX Note Date notePage XX XX per note
168 XX XX XX Note Date notePage XX XX per note
168 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX per final cd
229 XX XX XX Note Date notePage XX XX Per Note
229 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
229 XX XX XX Is the Condo Project warrantable propertyValuationPage Yes No Warrantable per UW 1008 notes
194 XX XX XX Note Date notePage XX XX Per note 
194 XX XX XX Borrower 1 Last Name notePage XX XX Per note 
194 XX XX XX Application Date complianceDetailPage XX XX Per application 
194 XX XX XX B1 Originator Citizenship Designation fraudReportPage Foreign National NonPermanentResidentAlien Per 1003 and documentation in file
179 XX XX XX Note Date notePage XX XX Per Note.
179 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD.
179 XX XX XX Qualifying LTV propertyValuationPage 64.95 70.00 Per Appraisal and matches 1008 
179 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX Per Appraisal and matches 1008 
179 XX XX XX Qualifying CLTV propertyValuationPage 64.95 70.00 Per Appraisal and matches 1008 
179 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.07 35.82 Lender did not update credit per UDM
268 XX XX XX Note Date notePage XX XX Per Note
268 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
180 XX XX XX Note Date notePage XX XX Per Note
180 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
244 XX XX XX Note Date notePage XX XX Per Note
244 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
244 XX XX XX Property Type propertyValuationPage Townhouse Single Family Detached Per Appraisal
175 XX XX XX Note Date notePage XX XX Per Note
175 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
175 XX XX XX Is the Condo Project warrantable propertyValuationPage No Y Per 1008, condo documents, and condo Questionnare.
253 XX XX XX Note Date notePage XX XX Per Note
191 XX XX XX Note Date notePage XX XX Per Note
191 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
191 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 3.79 Loan is a DSCR No DTI
172 XX XX XX Note Date notePage XX XX Per Note
172 XX XX XX Application Date complianceDetailPage XX XX Per 1003
172 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per CD
172 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
234 XX XX XX Note Date notePage XX XX Per Note
234 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
261 XX XX XX Note Date notePage XX XX Per Note
261 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
274 XX XX XX Note Date notePage XX XX Per Note
274 XX XX XX Application Date complianceDetailPage XX XX per 1003
274 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX per cd
274 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
274 XX XX XX Calculated DSCR diligenceFinalLookPage 1.242 1.397 Market Rent/PITIA, Lender DSCR Worksheet not provided
274 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 62.96 DSCR
250 XX XX XX Note Date notePage XX XX Per Note
250 XX XX XX Application Date complianceDetailPage XX XX Per 1003
250 XX XX XX Property Type propertyValuationPage Townhouse Single Family Detached Per Appraisal
206 XX XX XX Note Date notePage XX XX Per Note
270 XX XX XX Note Date notePage XX XX Per Note
317 XX XX XX Note Date notePage XX XX Per Note
317 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Per Final CD
301 XX XX XX Note Date notePage XX XX per Note
310 XX XX XX Note Date notePage XX XX Per Note
310 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
310 XX XX XX Calculated DSCR diligenceFinalLookPage 1.189 1.22 Lender DSCR Worksheet not provided
181 XX XX XX Note Date notePage XX XX Per Note
181 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
296 XX XX XX Note Date notePage XX XX Per Note 
296 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
293 XX XX XX Note Date notePage XX XX Per Note
293 XX XX XX ULI the1003Page XX XX Per Initial 1003
169 XX XX XX Note Date notePage XX XX Per Note
169 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
169 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
226 XX XX XX Note Date notePage XX XX Per Note
226 XX XX XX Property County deedOfTrustPage XX XX Per DOT
226 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
269 XX XX XX Note Date notePage XX XX Per Note
269 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 8195.80 Loan is a DSCR No DTI
292 XX XX XX Note Date notePage XX XX Per Note
292 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
292 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 138.31 Loan is a DSCR No DTI
292 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 3311.76 Loan is a DSCR No DTI
271 XX XX XX Note Date notePage XX XX Per Note
271 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
271 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
271 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
285 XX XX XX Cash out Include Debt Paid at Close finalCdDetailPage XX XX Per Final CD
189 XX XX XX Note Date notePage XX XX Per Note
189 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
297 XX XX XX Note Date notePage XX XX Per Note
297 XX XX XX Cash out Include Debt Paid at Close postConsummationCdDetailPage XX XX Per Post CD Compliance
223 XX XX XX Note Date notePage XX XX Per Note
176 XX XX XX Note Date notePage XX XX per Note
176 XX XX XX Application Date complianceDetailPage XX XX per Application
176 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX per CD
176 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX per CD
176 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
215 XX XX XX Note Date notePage XX XX Per Note
215 XX XX XX Application Date complianceDetailPage XX XX Per Credit Report
275 XX XX XX Application Date complianceDetailPage XX XX Per Application
275 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
275 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 9365.69 Loan is a DSCR No Income verified
275 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 309.88 Loan is a DSCR No DTI
248 XX XX XX Note Date notePage XX XX Per Note
248 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Per Final CD
252 XX XX XX Note Date notePage XX XX Per note
276 XX XX XX Note Date notePage XX XX Per Note
304 XX XX XX Note Date notePage XX XX Per Note
304 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
228 XX XX XX Note Date notePage XX XX Per Note
228 XX XX XX Application Date complianceDetailPage XX XX Per initial application
228 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 636.63 DSCR per 1003/1008
228 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 97.28 DSCR per 1003/1008
291 XX XX XX Application Date complianceDetailPage XX XX per application
291 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX per CD
291 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX per CD
291 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 118.87 Per 1008
202 XX XX XX Note Date notePage XX XX Per note 
266 XX XX XX Note Date notePage XX XX Per Note 
209 XX XX XX Note Date notePage XX XX Per Note
209 XX XX XX Application Date complianceDetailPage XX XX Per 1003
209 XX XX XX Calculated DSCR diligenceFinalLookPage 1.042 1.021 Lender DSCR Breakdown not provided
294 XX XX XX Vested Business Entity Name notePage XX XX Per Note
294 XX XX XX Note Date notePage XX XX Per Note
294 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
294 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 198.34 DSCR
294 XX XX XX Qualifying FICO creditLiabilitiesPage 758 760 Per credit report
294 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 41642.97 DSCR
316 XX XX XX Note Date notePage XX XX Per Note
316 XX XX XX Borrower 1 Last Name notePage XX XX Per Note
316 XX XX XX Application Date complianceDetailPage XX XX Per Credit Report
316 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
316 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
316 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 3391304.35 DSCR
319 XX XX XX Note Date notePage XX XX per Note
319 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX per CD
319 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 15077.24 34595.21 Variance due to lower income
319 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 30.67 22.99 Variance due to lower income
208 XX XX XX Note Date notePage XX XX Per Note
322 XX XX XX Note Date notePage XX XX Per Note
322 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Per Final CD
239 XX XX XX Note Date notePage XX XX Per Note
239 XX XX XX Property City notePage XX XX Per Note
239 XX XX XX ULI the1003Page XX XX Per 1003
239 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 1924.03 dscr - no income
239 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 1120.67 dscr - no dti
283 XX XX XX Note Date notePage XX XX Per note 
283 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
283 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
283 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 659.58 DSCR
283 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 3.79 DSCR
230 XX XX XX Note Date notePage XX XX Per Note
230 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
230 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached From appraisal report. 
262 XX XX XX Note Date notePage XX XX Per Note
262 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
262 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Executed Final CD
262 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Executed Final CD
262 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
308 XX XX XX Note Date notePage XX XX per note
308 XX XX XX Application Date complianceDetailPage XX XX per app
197 XX XX XX Note Date notePage XX XX Per Note
197 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
197 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
197 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
197 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
197 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 5101.42 DSCR
197 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 827.52 DSCR
238 XX XX XX Note Date notePage XX XX per note
238 XX XX XX Application Date complianceDetailPage XX XX per app
238 XX XX XX ULI the1003Page XX XX Per 1003
238 XX XX XX Is the Condo Project warrantable propertyValuationPage Yes No Per Appraisal & Condo Questionnaire
238 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 285.89 DSCR
238 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 1964.67 DSCR
216 XX XX XX Note Date notePage XX XX PER EXECUTED NOTE
216 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.3 27.09 Lender did not include updated UDM into the DTI.
233 XX XX XX Note Date notePage XX XX Per Note
233 XX XX XX Qualifying FICO creditLiabilitiesPage 686 705 Per updated Credit Report
233 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Per Final CD
258 XX XX XX Note Date notePage XX XX Per Note
258 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
258 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX Per Sales contract. Based on Sales price
258 XX XX XX Is the Condo Project warrantable propertyValuationPage No Y Per 1008 note
258 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 4282.51 Loan is a DSCR-no income
258 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 132.22 Loan is a DSCR No DTI
424 XX XX XX Note Date notePage XX XX Per Final Note
424 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
424 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
424 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 15192.61 Loan is a DSCR no income reported
424 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 39.69 Loan is a DSCR No DTI
205 XX XX XX Note Date notePage XX XX Per Initial 1003
205 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
205 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX Per Appraisal
205 XX XX XX Qualifying LTV propertyValuationPage 78.75 75.00 Per revised 1008.
205 XX XX XX Qualifying CLTV propertyValuationPage 78.75 75.00 Per revised 1008.
205 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 556.31 DSCR Loan no DTI
221 XX XX XX Note Date notePage XX XX Per note
221 XX XX XX Application Date complianceDetailPage XX XX Per application
221 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX Appraised value
221 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 472.09 income N/A DSCR
221 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 894.59 DTI N/A DSCR
273 XX XX XX Note Date notePage XX XX Per note
273 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 387.47 DSCR
278 XX XX XX Note Date notePage XX XX per note
278 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX per cd
278 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX per cd
284 XX XX XX Note Date notePage XX XX per note
284 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX per cd
284 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX per cd
284 XX XX XX Is the Condo Project warrantable propertyValuationPage Yes No Per 1008
284 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 47.92 DSCR
284 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 14183.20 DSCR
307 XX XX XX Note Date notePage XX XX Per Note
307 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
307 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
307 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 2420.23 DSCR
307 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 962.13 DSCR
302 XX XX XX Note Date notePage XX XX Per Note
302 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 1154.43 DSCR
314 XX XX XX Note Date notePage XX XX Per Note
314 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Per Final CD
166 XX XX XX Note Date notePage XX XX Per Note
166 XX XX XX Application Date complianceDetailPage XX XX Per Credit Report
166 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
166 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached From appraisal report 
237 XX XX XX Note Date notePage XX XX Per Note
237 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal Tape incorrect - property is a 4 unit
237 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 14943.07 15603.59 Audit calculated lower income
237 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 33.29 30.43 Lender did not include vacancy factor in subject rental loss. 
187 XX XX XX Note Date notePage XX XX Per Note
187 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
187 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
187 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal report
187 XX XX XX Calculated DSCR diligenceFinalLookPage 1.263 1.184 PITIA and rent matches lender's PITIA 
256 XX XX XX Note Date notePage XX XX per note
256 XX XX XX ULI the1003Page XX XX Per 1003
256 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX per cd
256 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 344.23 dscr - no income
256 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 706.80 dscr - no dti
315 XX XX XX Note Date notePage XX XX Per Note.
315 XX XX XX Application Date complianceDetailPage XX XX Per loan application
315 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD.
286 XX XX XX Note Date notePage XX XX Per Note
286 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
286 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 4617.41 DSCR
289 XX XX XX Note Date notePage XX XX Per note
289 XX XX XX Application Date complianceDetailPage XX XX Per application
289 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per final CD
289 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per final CD
212 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
212 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 902.25 Loan is a DSCR no income
212 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 619.75 Loan is a DSCR no DTI
212 XX XX XX Note Date notePage XX XX Final Note
227 XX XX XX Note Date notePage XX XX Per Note 
227 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
227 XX XX XX Proposed Real Estate Taxes the1003Page 824.89 1300.00 Per final CD
227 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
227 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
227 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 1567.59 Loan is a DSCR no income 
227 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 510.34 Loan is a DSCR no DTI 
192 XX XX XX Note Date notePage XX XX Per note
203 XX XX XX Note Date notePage XX XX Per Note
203 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
203 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
203 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
203 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 68.50 DSCR
203 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 6043.36 DSCR
203 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal 3-Units
267 XX XX XX Note Date notePage XX XX Per note
267 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per CD
267 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per CD
267 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 51.39 DSCR Loan
259 XX XX XX Note Date notePage XX XX Per Note
259 XX XX XX Application Date complianceDetailPage XX XX Per initial 1003
259 XX XX XX Property Type propertyValuationPage Townhouse PUD Per Title
259 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 514.78 Loan is a DSCR no income
259 XX XX XX B1 Originator Citizenship Designation fraudReportPage Foreign National NonPermanentResidentAlien Per 1003
183 XX XX XX Note Date notePage XX XX Per Note
224 XX XX XX Note Date notePage XX XX Per Note
224 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
224 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached per appraisal.
323 XX XX XX Note Date notePage XX XX Per Note
323 XX XX XX Application Date complianceDetailPage XX XX Per initial application
295 XX XX XX Note Date notePage XX XX per Note
295 XX XX XX Application Date complianceDetailPage XX XX per Application
295 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX per CD
295 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX per CD
295 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached 3-Unit, per appraisal report
295 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 169.34 DSCR
207 XX XX XX Note Date notePage XX XX Per Note
207 XX XX XX Cash out Include Debt Paid at Close postConsummationCdDetailPage XX XX Per Final CD
207 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 38571.28 54914.72 Audit calculated lower income
207 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 24.93 17.62 Audit calculated lower income
240 XX XX XX Note Date notePage XX XX Per Note
240 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
240 XX XX XX Property Type propertyValuationPage Two to Four Unit Attached Per appraisal
240 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 497.71 DSCR
204 XX XX XX Note Date notePage XX XX Per Note
204 XX XX XX Application Date complianceDetailPage XX XX Per Credit Report
204 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
298 XX XX XX Note Date notePage XX XX Per Note
298 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
298 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
298 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 258.81 DSCR
245 XX XX XX Note Date notePage XX XX Per Note.
195 XX XX XX Note Date notePage XX XX Per Note.
195 XX XX XX Cash out Include Debt Paid at Close finalCdDetailPage XX XX Per Final CD.
247 XX XX XX Note Date notePage XX XX Per Note
247 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
247 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
247 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
247 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 641.91 DSCR
211 XX XX XX Note Date notePage XX XX Per Note

211 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 52015.95 55810.62 Audit calculated lower income
251 XX XX XX Note Date notePage XX XX Per Note
251 XX XX XX Application Date complianceDetailPage XX XX Per initial 1003
251 XX XX XX ULI the1003Page XX XX Per 1003
188 XX XX XX Application Date complianceDetailPage XX XX Per Initial Application
272 XX XX XX Note Date notePage XX XX Per Note
299 XX XX XX Note Date notePage XX XX Per Final Note
299 XX XX XX Application Date complianceDetailPage XX XX Per credit report
199 XX XX XX Note Date notePage XX XX per Note
199 XX XX XX Application Date complianceDetailPage XX XX per Application
199 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX per CD
199 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX per CD
199 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 3776.76 DSCR
199 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 94.23 DSCR
199 XX XX XX Calculated DSCR diligenceFinalLookPage 1.021 1.137 1007 Market rent/PITI, 1008 shows lender used higher amount.
309 XX XX XX Note Date notePage XX XX Per Note
309 XX XX XX Vested Business Entity Name notePage XX XX Per Note
309 XX XX XX Application Date complianceDetailPage XX XX Per initial 1003
309 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 220.18 Loan is a DSCR, no income
309 XX XX XX B1 Originator Citizenship Designation fraudReportPage Foreign National NonPermanentResidentAlien Per 1003 and Citizenship Documentation
260 XX XX XX Note Date notePage XX XX Per Note
260 XX XX XX Cash out Include Debt Paid at Close finalCdDetailPage XX XX Per Final CD
363 XX XX XX Note Date notePage XX XX Per Note
378 XX XX XX Note Date notePage XX XX Per Note
405 XX XX XX Note Date notePage XX XX Per Note
405 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
339 XX XX XX Note Date notePage XX XX PER NOTE DATE.
339 XX XX XX Vested Business Entity Name notePage XX XX Per note
339 XX XX XX Application Date complianceDetailPage XX XX PER INITIAL 1003 SIGN DATE
339 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached From appraisal report 
342 XX XX XX Application Date complianceDetailPage XX XX Per application
342 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 681.01 DSCR loan no income. 
342 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 877.37 DSCR loan
345 XX XX XX Vested Business Entity Name notePage XX XX Per Note
345 XX XX XX Note Date notePage XX XX Per Note
345 XX XX XX Application Date complianceDetailPage XX XX Per initial 1003
345 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 1899.25 Loan is a DSCR no Income
345 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 232.14 Loan is a DSCR no Income
356 XX XX XX Note Date notePage XX XX Per Note
356 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal 
356 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 7666 13582.00 Per income documentation 
365 XX XX XX Note Date notePage XX XX Per Note
162 XX XX XX Application Date complianceDetailPage XX XX PER INITIAL 1003 SIGN DATE.
162 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX PER FINAL CD DISB DATE.
162 XX XX XX Qualifying LTV propertyValuationPage 64.03 60.00 Loan Amount /Appraised Value
162 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX Per Appraisal
232 XX XX XX Vested Business Entity Name notePage XX XX Per note & mortgage
232 XX XX XX Note Date notePage XX XX Per note
232 XX XX XX Application Date complianceDetailPage XX XX Per initial loan application
375 XX XX XX Note Date notePage XX XX Per Note
375 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 36.85 39.41 Lender did not upload the final 1008
415 XX XX XX Note Date notePage XX XX Per Note
415 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
415 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 243.40 Loan is a DSCR no Income
415 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 3447.00 Per 1008 DSCR
394 XX XX XX Note Date notePage XX XX per executed note
394 XX XX XX Application Date complianceDetailPage XX XX Per initial application
414 XX XX XX Note Date notePage XX XX Per Note
414 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 123.27 Per 1008 DSCR
331 XX XX XX Note Date notePage XX XX Per Note
331 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
396 XX XX XX Note Date notePage XX XX Per Note
396 XX XX XX Application Date complianceDetailPage XX XX Per application
396 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per final CD
402 XX XX XX Note Date notePage XX XX Per Note
402 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
164 XX XX XX Note Date notePage XX XX Per note
164 XX XX XX Application Date complianceDetailPage XX XX Per application
164 XX XX XX Is the Condo Project warrantable propertyValuationPage Yes No Project waiver
164 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 417.82 DSCR
412 XX XX XX Borrower 1 Last Name notePage XX XX Per note
337 XX XX XX Note Date notePage XX XX Per Note
337 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
337 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
330 XX XX XX Vested Business Entity Name notePage XX XX Per note
330 XX XX XX Note Date notePage XX XX Per note
330 XX XX XX Application Date complianceDetailPage XX XX Per initial 1003
330 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per final executed settlement statement 
330 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
330 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 2754.82 DSCR
330 XX XX XX Calculated DSCR diligenceFinalLookPage 1.896 1.935 DSCR variance due to different rents used
358 XX XX XX Note Date notePage XX XX Per Note.
358 XX XX XX Application Date complianceDetailPage XX XX Per application.
358 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD.
379 XX XX XX Note Date notePage XX XX Per Note
379 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX Per Appraisal
379 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 82448.52 87779.02 Audit calculated less income
379 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 43.28 41.07 Audit calculated less income.
336 XX XX XX Note Date notePage XX XX Per Note
336 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Per Final CD
343 XX XX XX Note Date notePage XX XX Per Note.
343 XX XX XX Application Date complianceDetailPage XX XX Per application.
335 XX XX XX Note Date notePage XX XX Per Note
420 XX XX XX Vested Business Entity Name notePage XX XX Per Note
420 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
420 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 303.43 DSCR
420 XX XX XX Qualifying FICO creditLiabilitiesPage 745 746 Per credit report
361 XX XX XX Note Date notePage XX XX Per note
361 XX XX XX Property Type propertyValuationPage Townhouse PUD Per Appraisal.
422 XX XX XX Note Date notePage XX XX Per note
422 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per final CD
419 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 2757.14 dscr no income
419 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 13.13 dscr no dti
182 XX XX XX Application Date complianceDetailPage XX XX Per Credit Report-no initial app in file
182 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
182 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal.
182 XX XX XX Calculated DSCR diligenceFinalLookPage 1.503 1.229 Lender DSCR Breakdown not provided
377 XX XX XX Note Date notePage XX XX Per Note
311 XX XX XX Note Date notePage XX XX Per executed Note in file
311 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 21.87 25.52 Audit calculated higher total debt.
353 XX XX XX Vested Business Entity Name notePage XX XX Per Note
353 XX XX XX Note Date notePage XX XX Per Note
353 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX Value is Based on Lowest Listing Price per Appraisal
400 XX XX XX Note Date notePage XX XX Per note
400 XX XX XX Vested Business Entity Name notePage XX XX Per note
173 XX XX XX Note Date notePage XX XX PER NOTE DATE.
173 XX XX XX Occupancy the1003Page Second Home OwnerOccupied per 1003
173 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX PER FINAL CD DISB DATE
324 XX XX XX Vested Business Entity Name notePage XX XX Per note
265 XX XX XX Note Date notePage XX XX Per Note 
265 XX XX XX Application Date complianceDetailPage XX XX Per 1003 
265 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD 
265 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD  
326 XX XX XX Note Date notePage XX XX Per Note
351 XX XX XX Note Date notePage XX XX Per Note
351 XX XX XX Is the Condo Project warrantable propertyValuationPage Yes No Per Condo Docs in the file 
351 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 167.11 Loan is a DSCR No Income
351 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 894.62 Loan is a DSCR No DTI
231 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
231 XX XX XX ULI the1003Page XX XX Per 1003
231 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal 
235 XX XX XX Note Date notePage XX XX Per Final Note
235 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 27.52 30.16  Lender used lower primary home rents than actual
359 XX XX XX Note Date notePage XX XX Per Note
367 XX XX XX Note Date notePage XX XX Per Note
390 XX XX XX Note Date notePage XX XX Per Note
390 XX XX XX Vested Business Entity Name deedOfTrustPage XX XX Per DOT
390 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 37.55 23.89 Appears Lender excluded primary mtg from DTI.  
354 XX XX XX Note Date notePage XX XX Per Note
398 XX XX XX Note Date notePage XX XX Per Note
398 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Per Final CD
398 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX Per appraisal
376 XX XX XX Note Date notePage XX XX Per Note
376 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
376 XX XX XX Property Type propertyValuationPage Condominium High Rise Condominium Per appraisal
376 XX XX XX Is the Condo Project warrantable propertyValuationPage No Y non warrantable per 1008, questionnaire
409 XX XX XX Note Date notePage XX XX Per Note
409 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX Actual appraised value versus listed price used for financing
409 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 40.74 46.70 Variance as lender they hit for the primary twice. 
344 XX XX XX Note Date notePage XX XX Per Note
344 XX XX XX Property Type propertyValuationPage Two to Four Unit Attached Per appraisal
344 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 73635 81135.00 Audit did not include Alimony.  
303 XX XX XX Note Date notePage XX XX Per Note
303 XX XX XX ULI the1003Page XX XX Per Initial 1003
303 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
303 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
219 XX XX XX Note Date notePage XX XX per executed note
219 XX XX XX Application Date complianceDetailPage XX XX Per Credit Report
219 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 547.55 Per 1008 DSCR
219 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 1236.05 Per 1008 DSCR
374 XX XX XX Note Date notePage XX XX Per Note
374 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
410 XX XX XX Note Date notePage XX XX Per Note.
352 XX XX XX Note Date notePage XX XX Per Note
352 XX XX XX Occupancy the1003Page Second Home OwnerOccupied Per Final 1003
352 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Per Final CD
401 XX XX XX Note Date notePage XX XX Per Note
401 XX XX XX Is the Condo Project warrantable propertyValuationPage Yes No Per Questionnaire
218 XX XX XX Note Date notePage XX XX Per Note
218 XX XX XX ULI the1003Page XX XX Per Initial 1003
218 XX XX XX Application Date complianceDetailPage XX XX Per Credit Report
218 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
218 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
218 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
218 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 1890.50 Loan is a DSCR no income
218 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 482.74 DSCR per 1003/1008
389 XX XX XX Note Date notePage XX XX Note
389 XX XX XX Calculated DSCR diligenceFinalLookPage 1.064 1.094 UTD lender's DSCR calc not provided
320 XX XX XX Note Date notePage XX XX Per executed Note in file
220 XX XX XX Note Date notePage XX XX Per Note
220 XX XX XX Occupancy the1003Page Second Home OwnerOccupied Per 1008
220 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 46.64 44.06 Audit used additional UDM updated payments on CCs that lender did not.
241 XX XX XX Note Date notePage XX XX Per Note
241 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
241 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
241 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
241 XX XX XX HOA Flag propertyValuationPage No Y Per Appraisal.
241 XX XX XX B1 Originator Citizenship Designation fraudReportPage Foreign National NonPermanentResidentAlien Per 1003 and Citizenship Documentation
241 XX XX XX Calculated DSCR diligenceFinalLookPage 1.076 1.004 Lender calculated DSCR with an HOA fee included. No evidence of HOA fees due on subject property
242 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
242 XX XX XX Calculated DSCR diligenceFinalLookPage 1.001 1.007 Lender did not include HOA on PITIA Calculations.
403 XX XX XX Property Type propertyValuationPage Townhouse Single Family Detached Per Appraisal, subject is a Townhome withouth HOA. 
318 XX XX XX Note Date notePage XX XX Per Note
385 XX XX XX Note Date notePage XX XX Per Note
362 XX XX XX Note Date notePage XX XX Per Note
280 XX XX XX Note Date notePage XX XX Per Note
280 XX XX XX Vested Business Entity Name notePage XX XX Per Note
280 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
280 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
280 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 434.64 DSCR loan
280 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 3110.39 Per 1008 DSCR
249 XX XX XX Note Date notePage XX XX Per note
249 XX XX XX Application Date complianceDetailPage XX XX Per application
249 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per final CD
249 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 91.29 Per 1008 DSCR
249 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 2748.03 Per 1008 DSCR
196 XX XX XX Note Date notePage XX XX per note
196 XX XX XX Application Date complianceDetailPage XX XX per app
196 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 2166.72 DSCR
196 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 933.52 DSCR
411 XX XX XX Note Date notePage XX XX Per Note
411 XX XX XX Vested Business Entity Name notePage XX XX Per Note
411 XX XX XX Property County deedOfTrustPage XX XX Per DOT
411 XX XX XX Loan Purpose the1003Page Refinance NoCash-Out Refinance Per 1003
383 XX XX XX Note Date notePage XX XX Per Note
383 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 555.62 Loan is a DSCR No Income
383 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 79.27 Loan is a DSCR No DTI
225 XX XX XX Vested Business Entity Name notePage XX XX Per Note
225 XX XX XX Note Date notePage XX XX Per Note
225 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
225 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 8950.70 Per 1008 DSCR
225 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 85.03 Per 1008 DSCR
360 XX XX XX Note Date notePage XX XX Per Note
360 XX XX XX Application Date complianceDetailPage XX XX Per Credit Report
255 XX XX XX Note Date notePage XX XX Per Note
255 XX XX XX Property County deedOfTrustPage XX XX Per DOT
255 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
300 XX XX XX Note Date notePage XX XX Per Note
408 XX XX XX Note Date notePage XX XX Per Note
408 XX XX XX Application Date complianceDetailPage XX XX Per Initial 1003
408 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
408 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
408 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX 2 Full Appraisals – used Lower Appraised Value 
408 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.32 42.79 Within 2% of Lender DTI on 1008
210 XX XX XX Note Date notePage XX XX Per Note
210 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 16108.57 17154.23 Per income documentation. Audit calculated lower income
210 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 38.64 36.29 Per income documentation. Audit calculated lower income
357 XX XX XX Application Date complianceDetailPage XX XX per app
349 XX XX XX Note Date notePage XX XX Per Note
349 XX XX XX Application Date complianceDetailPage XX XX Per initial application
349 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
329 XX XX XX Note Date notePage XX XX Per Final Note
368 XX XX XX Note Date notePage XX XX Per Note
368 XX XX XX Application Date complianceDetailPage XX XX Per Initial Loan App
386 XX XX XX Note Date notePage XX XX Per note
386 XX XX XX Application Date complianceDetailPage XX XX Per application
386 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per final CD
281 XX XX XX Vested Business Entity Name notePage XX XX Per note
281 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal report.
321 XX XX XX Note Date notePage XX XX Per Note
382 XX XX XX Note Date notePage XX XX Per Note
382 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Disbursement date per CD
327 XX XX XX Note Date notePage XX XX Per Note.
373 XX XX XX Application Date complianceDetailPage XX XX Per initial 1003
373 XX XX XX B1 Originator Citizenship Designation fraudReportPage Foreign National NonPermanentResidentAlien Per Citizenship Documentation
190 XX XX XX Maturity Date notePage XX XX Per Note
190 XX XX XX Note Date notePage XX XX Per Note
190 XX XX XX First Payment Date notePage XX XX Per Note
190 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
190 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 35.89 Loan is a DSCR No Income
413 XX XX XX Note Date notePage XX XX Per Note
406 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
406 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 746.28 DSCR Loan - no income
406 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 3134.82 DSCR per Loan Approval
395 XX XX XX Note Date notePage XX XX Per note
381 XX XX XX Note Date notePage XX XX Per Note
381 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 37.29 30.30 Audit included prior Primary PITI in DTI, lender excluded.
346 XX XX XX Note Date notePage XX XX Per Note
425 XX XX XX Note Date notePage XX XX Per Note
243 XX XX XX Note Date notePage XX XX Per Note
243 XX XX XX Application Date the1003Page XX XX Per credit report, no initial 1003 in the file
200 XX XX XX Note Date notePage XX XX Per Note 
200 XX XX XX Application Date the1003Page XX XX Per Initial 1003
200 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 2085.46 DSCR per Loan Approval
404 XX XX XX Note Date notePage XX XX per Note
404 XX XX XX Application Date the1003Page XX XX per Application
404 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX per CD
404 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX per CD
404 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached per appraisal
348 XX XX XX Note Date notePage XX XX Per Note
332 XX XX XX Note Date notePage XX XX Per Note
399 XX XX XX Note Date notePage XX XX Per Note
341 XX XX XX Note Date notePage XX XX Per Note
341 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
341 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
341 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 1513.80 DSCR
341 XX XX XX Calculated DSCR diligenceFinalLookPage 1.324 1.357 within tolerance
366 XX XX XX Vested Business Entity Name notePage XX XX Per Note
366 XX XX XX Note Date notePage XX XX Per Note
366 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX Per appraisal
264 XX XX XX Note Date notePage XX XX Per Note
264 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Per PCCD
264 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 54828.42 109761.42 Per income documentation. Audit Calculated lower income.
264 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 12.45 6.22 Per income documentation. Audit Calculated lower income.
217 XX XX XX Note Date notePage XX XX Per Note
397 XX XX XX Note Date notePage XX XX Per Note
387 XX XX XX Note Date notePage XX XX Per Note
387 XX XX XX HOA Flag propertyValuationPage Yes No Per Appraisal
392 XX XX XX Note Date notePage XX XX Per Note
184 XX XX XX Note Date notePage XX XX Per Note
184 XX XX XX Application Date the1003Page XX XX Per initial application
184 XX XX XX Property Type the1008Page Two to Four Unit Attached Per appraisal
184 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 2794.29 DSCR per 1003/1008
184 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 713.62 DSCR per 1003/1008
333 XX XX XX Note Date notePage XX XX Per note
333 XX XX XX Application Date the1003Page XX XX Per initial 1003
333 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 334.04 DSCR
333 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 700.52 DSCR
350 XX XX XX Note Date notePage XX XX Per Note
350 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per Appraisal
391 XX XX XX Note Date notePage XX XX Per Note
391 XX XX XX Property Type the1008Page Townhouse PUD Per Appraisal
407 XX XX XX Note Date notePage XX XX Per Note
407 XX XX XX ULI the1003Page XX XX Per Initial 1003
421 XX XX XX Note Date notePage XX XX Per Note.
421 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 4742.14 10477.88 Per Income Calculations 
305 XX XX XX Note Date notePage XX XX Per Note
305 XX XX XX Borrower 1 Last Name notePage XX XX Per Note
305 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
305 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
305 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 1603.63 DSCR per Loan Approval
305 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 73.31 DSCR per Loan Approval
340 XX XX XX Note Date notePage XX XX Per note
340 XX XX XX Property Type the1008Page Manufactured Home - DW ManufacturedHousing Per appraisal
372 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Per Final CD
372 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 12723.73 14735.00 Audit calculated lower income
372 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.1 38.98 Audit calculated lower income
325 XX XX XX Note Date notePage XX XX Per Note
384 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 22.66 27.84 Audit calculated lower rental income
418 XX XX XX Note Date notePage XX XX Per Note
418 XX XX XX Application Date the1003Page XX XX Per Initial 1003
418 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per Final CD
418 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
418 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 75.71 Loan is a DSCR No Income
418 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 2843.43 Loan is a DSCR No DTI
312 XX XX XX Note Date notePage XX XX Per Note
312 XX XX XX Application Date the1003Page XX XX Per loan application
312 XX XX XX Is the Condo Project warrantable propertyValuationPage No Y Per UW Attestation
312 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 219.18 DSCR per Loan Approval
290 XX XX XX Note Date notePage XX XX Per Note
290 XX XX XX Application Date the1003Page XX XX Per Initial Loan Application
290 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per Final CD
290 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 51.34 DSCR per Loan Approval
290 XX XX XX Calculated DSCR diligenceFinalLookPage 1.073 1.045 Variance due to lender using higher tax amount
371 XX XX XX Property Type the1008Page Two to Four Unit Single Family Detached Per Appraisal 2 units
371 XX XX XX Primary Appraised Property Value propertyValuationPage XX XX 2 Full Appraisals.
388 XX XX XX Note Date notePage XX XX Per Note
388 XX XX XX Application Date the1003Page XX XX Per Initial Loan App
388 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 124.45 DSCR per Loan Approval
388 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 1292.89 DSCR per Loan Approval
178 XX XX XX Note Date notePage XX XX Per note
178 XX XX XX Application Date the1003Page XX XX Per initial 1003
178 XX XX XX Cash Disbursement Date closingDetailsNonCompliancePage XX XX Per final cd
178 XX XX XX Cash out Include Debt Paid at Close closingDetailsNonCompliancePage XX XX Per final cd
178 XX XX XX Qualifying Total Debt Income Ratio diligenceFinalLookPage 0 175.90 DSCR per Loan Approval
279 XX XX XX Note Date notePage XX XX Per Note
279 XX XX XX Application Date the1003Page XX XX Per Initial 1003
236 XX XX XX Note Date notePage XX XX Per Final Note
236 XX XX XX Application Date the1003Page XX XX Per Earliest Loan App
236 XX XX XX Property Type propertyValuationPage Two to Four Unit Single Family Detached Per appraisal
236 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 771.11 DSCR
370 XX XX XX Note Date notePage XX XX Per Note
370 XX XX XX Cash Disbursement Date finalCdDetailPage XX XX Per Final CD
369 XX XX XX Property City notePage XX XX Per Note
369 XX XX XX Note Date XX XX Per Note
185 XX XX XX Note Date XX XX Per Note.
185 XX XX XX Cash Disbursement Date XX XX Per Final CD.
185 XX XX XX Cash out Include Debt Paid at Close XX XX Per Final CD
364 XX XX XX Note Date XX XX Per Note
417 XX XX XX Note Date notePage XX XX Per Note
417 XX XX XX Borrower 1 Qualifying Income employmentIncomePage 0 423.92 Per 1008 DSCR
417 XX XX XX B1 Originator Citizenship Designation fraudReportPage Foreign National NonPermanentResidentAlien Per application and citizenship doc.
347 XX XX XX Note Date notePage XX XX Per executed Note in file