Exhibit 99.2 Schedule 12
| Loan Level Exceptions | ||||||||||||||||||||
| Run Date - 9/16/2022 | ||||||||||||||||||||
| Marketing ID | SBO Loan Id | SERVICER Loan Id | Recovco Loan ID | Loan #1 | Loan #2 | Loan #3 | Project Name | Detailed Status | Initial Overall Grade | Final Overall Grade | Initial Credit | Initial Value | Initial Compliance | Final Credit | Final Value | Final Compliance | Material Exceptions | Non-Material Exceptions | Resolved Exceptions | Acknowledged Exceptions |
| 870 | XXXX | XXXX | XXXX | XXXX | XXXX | 3 | 1 | 1 | 1 | 3 | 1 | 1 | 1 | *** (CURED) Missing
evidence of TRID Disclosure Delivery - EV R COMMENT: There is no evidence of a revised CD provided to the non-borrower. Per regulation, CD(s) must be provided to all who have the right to rescind. The defect can be resolved by providing evidence showing the non-borrower received the disclosure timely. If disclosure was received electronically, the Econsent is required as well. DD COMMENT: There is no regulation stating a non-borrower must receive a revised CD. They must receive an ICD at least 3 days prior to close.The finding is cured. |