The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 210,409 2,129 SH DFND 129 0 2,000
ABBOTT LABORATORIES COM 002824100 3,531,591 35,734 SH SOLE 35,734 0 0
ABBVIE INC COM 00287Y109 1,042,698 3,986 SH DFND 0 0 3,986
ABBVIE INC COM 00287Y109 502,253 1,920 SH SOLE 1,855 0 65
ADVANCED MICRO DEVICES INC COM 007903107 367,056 600 SH DFND 0 0 600
ADVANCED MICRO DEVICES INC COM 007903107 73,411 120 SH SOLE 120 0 0
AGNICO EAGLE MINES LTD COM 008474108 2,616,912 14,279 SH DFND 0 0 14,279
ALPHABET INC CAP STK CL C 02079K107 891,035 2,615 SH DFND 34 0 2,581
ALPHABET INC CAP STK CL C 02079K107 968,724 2,843 SH SOLE 2,843 0 0
ALPHABET INC CAP STK CL A 02079K305 2,014,244 5,854 SH DFND 486 0 5,368
ALPHABET INC CAP STK CL A 02079K305 17,562,531 51,042 SH SOLE 50,866 0 176
ALPS ETF TR INTL SEC DV DOG 00162Q718 203,120 4,827 SH SOLE 4,827 0 0
AMAZON COM INC COM 023135106 1,566,904 6,289 SH DFND 1,291 0 4,998
AMAZON COM INC COM 023135106 15,062,363 60,455 SH SOLE 60,318 0 137
AMERICAN EXPRESS CO COM 025816109 665,371 2,188 SH DFND 63 0 2,125
AMERICAN EXPRESS CO COM 025816109 5,434,875 17,872 SH SOLE 17,794 0 78
AMETEK INC COM 031100100 278,696 1,125 SH SOLE 1,125 0 0
AMGEN INC COM 031162100 615,826 1,461 SH SOLE 1,461 0 0
AMPHENOL CORP CL A 032095101 1,618,560 19,200 SH SOLE 19,200 0 0
APPLE INC COM 037833100 2,453,025 7,366 SH DFND 888 0 6,478
APPLE INC COM 037833100 25,818,375 77,528 SH SOLE 77,321 0 207
ARCOS DORADOS HLDGS INC SHS CLASS -A - G0457F107 135,993 19,020 SH DFND 19,020 0 0
AT&T INC COM 00206R102 648,503 26,578 SH SOLE 26,578 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 825,018 3,197 SH DFND 0 0 3,197
AUTOMATIC DATA PROCESSING IN COM 053015103 327,220 1,268 SH SOLE 1,133 0 135
BANK OF AMER CORP COM 060505104 989,864 18,186 SH SOLE 18,186 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,241,015 3 SH SOLE 3 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,035,736 2,080 SH DFND 58 0 2,022
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 9,516,322 19,111 SH SOLE 19,059 0 52
BLACKROCK INC COM 09290D101 594,759 562 SH DFND 0 0 562
BLACKROCK INC COM 09290D101 43,390 41 SH SOLE 20 0 21
BOEING CO COM 097023105 708,851 3,810 SH SOLE 3,810 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 302,640 4,850 SH DFND 2,350 0 2,500
BRISTOL-MYERS SQUIBB CO COM 110122108 2,558 41 SH SOLE 41 0 0
BROADCOM INC COM 11135F101 737,148 2,099 SH DFND 0 0 2,099
BROADCOM INC COM 11135F101 3,655,186 10,408 SH SOLE 10,353 0 55
CAPITAL GRP FIXED INCM ETF T MUN HIGH ETF 14020Y805 7,730,153 321,153 SH SOLE 321,153 0 0
CAPITAL ONE FINL CORP COM 14040H105 389,229 2,016 SH DFND 2,016 0 0
CAPITAL ONE FINL CORP COM 14040H105 42,862 222 SH SOLE 222 0 0
CATERPILLAR INC COM 149123101 2,202,106 2,716 SH SOLE 2,716 0 0
CHEVRON CORPORATION COM 166764100 374,317 1,833 SH DFND 1,003 0 830
CHEVRON CORPORATION COM 166764100 1,157,666 5,669 SH SOLE 5,669 0 0
CISCO SYS INC COM 17275R102 1,670,418 15,520 SH DFND 346 0 15,174
CISCO SYS INC COM 17275R102 11,565,166 107,453 SH SOLE 106,878 0 575
CITIGROUP INC COM NEW 172967424 16,832 130 SH DFND 130 0 0
CITIGROUP INC COM NEW 172967424 5,210,664 40,243 SH SOLE 40,243 0 0
COCA COLA CO COM 191216100 722,900 8,398 SH DFND 0 0 8,398
COCA COLA CO COM 191216100 1,030,292 11,969 SH SOLE 11,739 0 230
COHERENT CORP COM 19247G107 431,715 1,500 SH DFND 0 0 1,500
COLGATE PALMOLIVE CO COM 194162103 350,153 4,104 SH DFND 0 0 4,104
COLGATE PALMOLIVE CO COM 194162103 121,837 1,428 SH SOLE 1,200 0 228
COLUMBIA ETF TR I RESH ENHNC VLU 19761L805 3,601,758 109,803 SH DFND 109,803 0 0
CONOCOPHILLIPS COM 20825C104 621,370 4,965 SH SOLE 4,965 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 611,748 672 SH DFND 13 0 659
COSTCO WHOLESALE CORPORATION COM 22160K105 5,119,752 5,624 SH SOLE 5,593 0 31
CUMMINS INC COM 231021106 619,884 1,200 SH SOLE 1,200 0 0
CVS HEALTH CORP COM 126650100 268,895 3,138 SH DFND 3,138 0 0
CVS HEALTH CORP COM 126650100 8,569 100 SH SOLE 100 0 0
DANAHER CORP DEL COM 235851102 593,532 2,679 SH DFND 606 0 2,073
DANAHER CORP DEL COM 235851102 136,032 614 SH SOLE 550 0 64
DEERE & CO COM 244199105 667,521 994 SH DFND 0 0 994
DEERE & CO COM 244199105 849,511 1,265 SH SOLE 1,219 0 46
DELL TECHNOLOGIES INC CL C 24703L202 270,051 502 SH SOLE 502 0 0
DEVON ENERGY CORP NEW COM 25179M103 286,139 6,215 SH DFND 6,215 0 0
DEVON ENERGY CORP NEW COM 25179M103 138,120 3,000 SH SOLE 3,000 0 0
DISNEY WALT CO COM 254687106 582,090 5,549 SH DFND 891 0 4,658
DISNEY WALT CO COM 254687106 4,711,479 44,914 SH SOLE 44,689 0 225
DONALDSON INC COM 257651109 417,792 4,800 SH SOLE 4,800 0 0
EATON CORP PLC SHS G29183103 257,826 600 SH SOLE 600 0 0
ECOLAB INC COM 278865100 611,490 2,227 SH DFND 0 0 2,227
ECOLAB INC COM 278865100 44,482 162 SH SOLE 100 0 62
ELI LILLY & CO COM 532457108 622,509 538 SH DFND 0 0 538
ELI LILLY & CO COM 532457108 78,681 68 SH SOLE 59 0 9
EMERSON ELEC CO COM 291011104 10,702 69 SH DFND 69 0 0
EMERSON ELEC CO COM 291011104 3,077,029 19,839 SH SOLE 19,839 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 215,236 10,887 SH SOLE 10,887 0 0
EOG RES INC COM 26875P101 421,683 3,061 SH SOLE 3,061 0 0
FIRST INTST BANCSYSTEM INC COM 32055Y201 28,575,631 799,542 SH DFND 0 0 799,542
FIRST INTST BANCSYSTEM INC COM 32055Y201 135,510,426 3,791,562 SH SOLE 91,210 0 3,700,352
FLEXSHARES TR MORNSTAR UPSTR 33939L407 2,111,182 40,030 SH DFND 40,030 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407 62,838,813 1,191,483 SH SOLE 1,190,976 0 507
FORD MTR CO COM 345370860 164,100 13,607 SH SOLE 13,607 0 0
GE AEROSPACE COM NEW 369604301 1,056,789 3,384 SH SOLE 3,384 0 0
GE VERNOVA INC COM 36828A101 798,412 840 SH SOLE 840 0 0
GENERAL DYNAMICS CORP COM 369550108 431,379 1,300 SH DFND 0 0 1,300
GENERAL DYNAMICS CORP COM 369550108 120,454 363 SH SOLE 363 0 0
GLACIER BANCORP INC NEW COM 37637Q105 420,163 9,726 SH SOLE 9,726 0 0
GLOBAL X FDS CYBRSCURTY ETF 37954Y384 28,355 614 SH DFND 614 0 0
GLOBAL X FDS CYBRSCURTY ETF 37954Y384 6,653,291 144,073 SH SOLE 144,073 0 0
GLOBAL X FDS US PFD ETF 37954Y657 4,772,592 271,170 SH SOLE 271,170 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 1,444,958 27,523 SH DFND 27,523 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 37,372,125 711,850 SH SOLE 711,494 0 356
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 5,022,876 53,963 SH SOLE 53,963 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,038,115 1,153 SH DFND 0 0 1,153
GOLDMAN SACHS GROUP INC COM 38141G104 156,663 174 SH SOLE 140 0 34
HAWKINS INC COM 420261109 352,800 2,800 SH DFND 0 0 2,800
HF SINCLAIR CORP COM 403949100 1,212,716 11,300 SH SOLE 11,300 0 0
HOME DEPOT INC COM 437076102 797,141 2,802 SH DFND 0 0 2,802
HOME DEPOT INC COM 437076102 1,819,314 6,395 SH SOLE 6,312 0 83
ILLINOIS TOOL WKS INC COM 452308109 207,882 808 SH DFND 808 0 0
ILLINOIS TOOL WKS INC COM 452308109 188,329 732 SH SOLE 732 0 0
INTEL CORP COM 458140100 336,644 2,800 SH DFND 0 0 2,800
INTEL CORP COM 458140100 1,464,281 12,179 SH SOLE 12,179 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 207,825 1,367 SH DFND 0 0 1,367
INTERCONTINENTAL EXCHANGE IN COM 45866F104 608 4 SH SOLE 4 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 153,951 700 SH DFND 0 0 700
INTERNATIONAL BUSINESS MACHS COM 459200101 342,871 1,559 SH SOLE 1,559 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 2,185,642 106,982 SH SOLE 106,982 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V118 19,983 355 SH DFND 355 0 0
INVESCO EXCHANGE TRADED FD T GBL LISTED PVT 46137V118 5,606,822 99,606 SH SOLE 99,606 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 623,436 2,997 SH DFND 2,997 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 148,720,363 714,933 SH SOLE 714,566 0 367
ISHARES TR MORNINGSTAR GRWT 464287119 292,425 2,500 SH SOLE 2,500 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,600,611 9,626 SH SOLE 9,626 0 0
ISHARES TR CORE S&P500 ETF 464287200 5,295,853 6,915 SH DFND 6,915 0 0
ISHARES TR CORE S&P500 ETF 464287200 154,816,578 202,150 SH SOLE 201,908 0 242
ISHARES TR CORE US AGGBD ET 464287226 2,980,657 31,528 SH SOLE 31,528 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,403,218 50,954 SH SOLE 50,954 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 250,235 1,759 SH SOLE 1,759 0 0
ISHARES TR S&P 500 VAL ETF 464287408 312,515 1,369 SH SOLE 1,369 0 0
ISHARES TR 20 YR TR BD ETF 464287432 315,787 4,060 SH DFND 4,060 0 0
ISHARES TR 20 YR TR BD ETF 464287432 59,657 767 SH SOLE 767 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 5,545,437 62,092 SH SOLE 62,092 0 0
ISHARES TR MSCI EAFE ETF 464287465 4,072,176 39,197 SH SOLE 39,197 0 0
ISHARES TR RUS MID CAP ETF 464287499 373,058 3,496 SH SOLE 3,496 0 0
ISHARES TR CORE S&P MCP ETF 464287507 3,417,697 47,501 SH DFND 47,501 0 0
ISHARES TR CORE S&P MCP ETF 464287507 107,516,612 1,494,324 SH SOLE 1,493,653 0 671
ISHARES TR ISHARES SEMICDTR 464287523 475,952 837 SH SOLE 837 0 0
ISHARES TR ISHARES BIOTECH 464287556 25,685 122 SH DFND 122 0 0
ISHARES TR ISHARES BIOTECH 464287556 8,158,248 38,751 SH SOLE 38,751 0 0
ISHARES TR S&P MC 400GR ETF 464287606 250,788 2,288 SH SOLE 2,288 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 462,687 1,665 SH SOLE 1,665 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 741,592 1,718 SH SOLE 1,718 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,935,441 14,227 SH DFND 14,227 0 0
ISHARES TR CORE S&P SCP ETF 464287804 85,869,808 631,210 SH SOLE 630,935 0 275
ISHARES TR SHRT NAT MUN ETF 464288158 13,298,638 127,211 SH SOLE 127,211 0 0
ISHARES TR EAFE SML CP ETF 464288273 298,509 3,536 SH SOLE 3,536 0 0
ISHARES TR NATIONAL MUN ETF 464288414 416,229 4,117 SH SOLE 4,117 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,730,122 22,408 SH SOLE 22,408 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 317,832 2,881 SH SOLE 2,881 0 0
ISHARES TR PFD AND INCM SEC 464288687 255,588 8,664 SH DFND 8,664 0 0
ISHARES TR PFD AND INCM SEC 464288687 91,095,941 3,087,998 SH SOLE 3,087,384 0 614
ISHARES TR U.S. MED DVC ETF 464288810 9,054 177 SH DFND 177 0 0
ISHARES TR U.S. MED DVC ETF 464288810 2,488,499 48,651 SH SOLE 48,651 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 316,051 6,191 SH SOLE 6,191 0 0
ISHARES TR GLOBAL REIT ETF 46434V647 317,274 12,307 SH SOLE 12,307 0 0
ISHARES TR HDG MSCI EAFE 46434V803 1,953,019 42,100 SH DFND 42,100 0 0
ISHARES TR HDG MSCI EAFE 46434V803 3,342,168 72,045 SH SOLE 72,045 0 0
ISHARES TR IBONDS DEC2026 46435GAA0 750,204 30,949 SH SOLE 30,949 0 0
ISHARES TR IBDS DEC28 ETF 46435U515 642,470 25,740 SH SOLE 25,740 0 0
ISHARES TR IBONDS 27 ETF 46435UAA9 878,233 36,411 SH SOLE 36,411 0 0
ISHARES TR IBONDS DEC 2033 46436E130 1,068,087 43,631 SH SOLE 43,631 0 0
ISHARES TR IBONDS DEC 29 46436E205 888,382 39,153 SH SOLE 39,153 0 0
ISHARES TR IBONDS DEC 2032 46436E312 637,277 26,476 SH SOLE 26,476 0 0
ISHARES TR IBONDS DEC 2031 46436E486 371,491 18,519 SH SOLE 18,519 0 0
ISHARES TR IBONDS DEC 2030 46436E726 778,015 36,803 SH SOLE 36,803 0 0
JOHNSON & JOHNSON COM 478160104 1,255,662 4,743 SH DFND 908 0 3,835
JOHNSON & JOHNSON COM 478160104 1,094,435 4,134 SH SOLE 4,062 0 72
JOHNSON CONTROLS INTERNATION SHS G51502105 1,262,039 8,490 SH SOLE 8,490 0 0
JPMORGAN CHASE & CO COM 46625H100 858,173 2,594 SH DFND 45 0 2,549
JPMORGAN CHASE & CO COM 46625H100 8,710,423 26,329 SH SOLE 26,250 0 79
LAM RESEARCH CORP COM NEW 512807306 256,238 780 SH SOLE 780 0 0
LIMONEIRA CO COM 532746104 297,500 25,000 SH SOLE 0 0 25,000
LOWES COS INC COM 548661107 124,949 678 SH DFND 678 0 0
LOWES COS INC COM 548661107 3,622,957 19,659 SH SOLE 19,659 0 0
MARATHON PETE CORP COM 56585A102 474,504 1,200 SH DFND 0 0 1,200
MARATHON PETE CORP COM 56585A102 2,668,690 6,749 SH SOLE 6,749 0 0
MASTERCARD INCORPORATED CL A 57636Q104 684,374 1,241 SH DFND 0 0 1,241
MASTERCARD INCORPORATED CL A 57636Q104 209,559 380 SH SOLE 336 0 44
MCDONALDS CORP COM 580135101 592,592 2,566 SH DFND 69 0 2,497
MCDONALDS CORP COM 580135101 4,335,899 18,775 SH SOLE 18,677 0 98
MERCK & CO INC COM 58933Y105 996,536 6,858 SH DFND 2,258 0 4,600
MERCK & CO INC COM 58933Y105 1,266,958 8,719 SH SOLE 8,719 0 0
META PLATFORMS INC CL A 30303M102 1,280,668 1,766 SH DFND 37 0 1,729
META PLATFORMS INC CL A 30303M102 7,691,984 10,607 SH SOLE 10,555 0 52
MICRON TECHNOLOGY INC COM 595112103 532,555 500 SH DFND 0 0 500
MICROSOFT CORP COM 594918104 2,737,347 5,337 SH DFND 462 0 4,875
MICROSOFT CORP COM 594918104 18,817,275 36,688 SH SOLE 36,579 0 109
MONDELEZ INTL INC CL A 609207105 215,437 3,726 SH DFND 3,726 0 0
MONDELEZ INTL INC CL A 609207105 86,614 1,498 SH SOLE 1,498 0 0
MORGAN STANLEY COM NEW 617446448 743,480 3,953 SH SOLE 3,953 0 0
MPLX LP COM UNIT REP LTD 55336V100 901,120 16,000 SH SOLE 16,000 0 0
NEWMONT CORP COM 651639106 416,147 3,608 SH DFND 0 0 3,608
NOKIA CORP SPONSORED ADR 654902204 405,600 40,000 SH SOLE 40,000 0 0
NVIDIA CORPORATION COM 67066G104 2,882,384 12,621 SH DFND 55 0 12,566
NVIDIA CORPORATION COM 67066G104 4,019,716 17,601 SH SOLE 17,252 0 349
ORACLE CORP COM 68389X105 1,229,659 8,956 SH DFND 0 0 8,956
ORACLE CORP COM 68389X105 571,717 4,164 SH SOLE 3,894 0 270
PALO ALTO NETWORKS INC COM 697435105 1,159,748 2,919 SH DFND 123 0 2,796
PALO ALTO NETWORKS INC COM 697435105 15,909,484 40,043 SH SOLE 39,893 0 150
PAN AMERN SILVER CORP COM 697900108 290,900 6,392 SH DFND 0 0 6,392
PEPSICO INC COM 713448108 130,141 1,027 SH DFND 1,027 0 0
PEPSICO INC COM 713448108 366,601 2,893 SH SOLE 2,893 0 0
PFIZER INC COM 717081103 11,379 399 SH DFND 399 0 0
PFIZER INC COM 717081103 3,428,589 120,217 SH SOLE 120,217 0 0
PHILLIPS 66 COM 718546104 131,485 515 SH DFND 515 0 0
PHILLIPS 66 COM 718546104 2,412,169 9,448 SH SOLE 9,448 0 0
PROCTER & GAMBLE CO COM 742718109 737,005 5,073 SH DFND 1,536 0 3,537
PROCTER & GAMBLE CO COM 742718109 295,500 2,034 SH SOLE 1,909 0 125
QUALCOMM INC COM 747525103 202,444 1,100 SH DFND 0 0 1,100
QUALCOMM INC COM 747525103 623,159 3,386 SH SOLE 3,386 0 0
RALPH LAUREN CORP CL A 751212101 353,650 996 SH DFND 0 0 996
RALPH LAUREN CORP CL A 751212101 16,688 47 SH SOLE 0 0 47
REPUBLIC SVCS INC COM 760759100 515,860 2,458 SH DFND 0 0 2,458
REPUBLIC SVCS INC COM 760759100 20,777 99 SH SOLE 0 0 99
ROCKWELL AUTOMATION INC COM 773903109 246,832 567 SH SOLE 567 0 0
RTX CORPORATION COM 75513E101 363,131 1,956 SH DFND 0 0 1,956
RTX CORPORATION COM 75513E101 154,832 834 SH SOLE 834 0 0
SALESFORCE INC COM 79466L302 800,051 3,485 SH DFND 71 0 3,414
SALESFORCE INC COM 79466L302 4,542,731 19,788 SH SOLE 19,640 0 148
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 250,037 6,959 SH SOLE 6,959 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 259,482 9,446 SH SOLE 9,446 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 922,340 1,000 SH SOLE 1,000 0 0
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 19,383 398 SH DFND 398 0 0
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 6,283,518 129,025 SH SOLE 129,025 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 56,421 335 SH DFND 335 0 0
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 18,196,434 108,042 SH SOLE 108,042 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 15,717 195 SH DFND 195 0 0
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 6,023,480 74,733 SH SOLE 74,733 0 0
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 11,864 109 SH DFND 109 0 0
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 6,145,759 56,466 SH SOLE 56,466 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 40,160 653 SH DFND 653 0 0
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 12,246,495 199,130 SH SOLE 199,130 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 33,268 623 SH DFND 623 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 12,779,581 239,318 SH SOLE 239,318 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 83,490 500 SH DFND 500 0 0
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 23,598,449 141,325 SH SOLE 141,325 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 134,480 687 SH DFND 687 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 48,973,518 250,184 SH SOLE 250,184 0 0
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 50,380 454 SH DFND 454 0 0
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 17,385,781 156,671 SH SOLE 156,671 0 0
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 20,414 499 SH DFND 499 0 0
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 6,234,561 152,397 SH SOLE 152,397 0 0
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 21,298 540 SH DFND 540 0 0
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 6,479,795 164,295 SH SOLE 164,295 0 0
SHERWIN WILLIAMS CO COM 824348106 404,088 1,250 SH DFND 0 0 1,250
SHERWIN WILLIAMS CO COM 824348106 15,840 49 SH SOLE 0 0 49
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 2,606,484 111,056 SH SOLE 111,056 0 0
SPDR SERIES TRUST ST STR P500VAL 78464A508 322,889 5,282 SH SOLE 5,282 0 0
SPDR SERIES TRUST ST STR SP REGBNK 78464A698 17,082 246 SH DFND 246 0 0
SPDR SERIES TRUST ST STR SP REGBNK 78464A698 4,680,534 67,404 SH SOLE 67,404 0 0
SPDR SERIES TRUST ST STR SP SEMI 78464A862 42,370 80 SH DFND 80 0 0
SPDR SERIES TRUST ST STR SP SEMI 78464A862 12,978,868 24,506 SH SOLE 24,506 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 57,197 75 SH DFND 0 0 75
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 4,252,425 5,576 SH SOLE 5,576 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 82,089 125 SH DFND 0 0 125
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 145,133 221 SH SOLE 221 0 0
STRYKER CORPORATION COM 863667101 418,868 1,521 SH DFND 0 0 1,521
STRYKER CORPORATION COM 863667101 62,238 226 SH SOLE 185 0 41
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 228,095 500 SH DFND 0 0 500
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 11,405 25 SH SOLE 25 0 0
TARGET CORP COM 87612E106 412,878 2,635 SH SOLE 2,635 0 0
TC ENERGY CORP COM 87807B107 849,366 14,700 SH SOLE 14,700 0 0
THE CIGNA GROUP COM 125523100 278,354 1,024 SH DFND 1,024 0 0
THE CIGNA GROUP COM 125523100 128,032 471 SH SOLE 471 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 445,533 660 SH DFND 0 0 660
THERMO FISHER SCIENTIFIC INC COM 883556102 1,396,003 2,068 SH SOLE 2,044 0 24
TOTALENERGIES SE ACT F92124100 598,500 7,000 SH SOLE 7,000 0 0
TRAVELERS COMPANIES INC COM 89417E109 244,566 686 SH SOLE 686 0 0
UNION PAC CORP COM 907818108 548,886 2,017 SH DFND 49 0 1,968
UNION PAC CORP COM 907818108 3,989,698 14,661 SH SOLE 14,575 0 86
UNITEDHEALTH GROUP INC COM 91324P102 495,558 1,350 SH DFND 0 0 1,350
UNITEDHEALTH GROUP INC COM 91324P102 186,110 507 SH SOLE 463 0 44
US BANCORP COM NEW 902973304 346,964 6,007 SH SOLE 6,007 0 0
VALERO ENERGY CORP COM 91913Y100 222,876 575 SH SOLE 575 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,074,795 27,157 SH DFND 0 0 27,157
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,569,353 3,666 SH DFND 0 0 3,666
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,349,156 1,925 SH SOLE 1,925 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 400,288 4,466 SH SOLE 4,466 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 601,481 7,670 SH DFND 0 0 7,670
VANGUARD INDEX FDS MID CAP ETF 922908629 124,766 1,591 SH SOLE 1,591 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 357,917 3,972 SH SOLE 3,972 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 285,010 1,319 SH SOLE 1,319 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 604,541 2,125 SH DFND 0 0 2,125
VANGUARD INDEX FDS SMALL CP ETF 922908751 706,958 2,485 SH SOLE 2,485 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,029,182 6,520 SH SOLE 6,520 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,504,993 18,139 SH SOLE 18,139 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 251,415 4,239 SH DFND 0 0 4,239
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 939,886 15,847 SH SOLE 15,847 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 225,575 4,583 SH DFND 4,583 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 76,394,460 1,552,102 SH SOLE 1,551,774 0 328
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 591,717 10,280 SH DFND 0 0 10,280
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 49,502 860 SH SOLE 0 0 860
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 587,255 7,602 SH SOLE 7,602 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 2,118,121 37,383 SH DFND 37,383 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 106,960,992 1,887,769 SH SOLE 1,887,167 0 602
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 802,800 18,077 SH DFND 18,077 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 65,073,484 1,465,289 SH SOLE 1,464,931 0 358
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,323,693 29,673 SH DFND 29,673 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 166,442,267 2,125,428 SH SOLE 2,124,880 0 548
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 503,732 7,134 SH DFND 0 0 7,134
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 122,508 1,735 SH SOLE 1,735 0 0
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 403,274 4,090 SH DFND 0 0 4,090
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 416,246 2,682 SH SOLE 2,682 0 0
VISA INC COM CL A 92826C839 246,860 687 SH DFND 687 0 0
VISA INC COM CL A 92826C839 340,645 948 SH SOLE 948 0 0
WALMART INC COM 931142103 17,978 173 SH DFND 173 0 0
WALMART INC COM 931142103 5,678,189 54,640 SH SOLE 54,640 0 0
WASTE MGMT INC DEL COM 94106L109 258,571 1,268 SH SOLE 1,268 0 0
WELLS FARGO & CO COM 949746101 1,020,638 12,750 SH SOLE 12,750 0 0
WILLIAMS COS INC COM 969457100 305,865 4,500 SH DFND 0 0 4,500
WILLIAMS SONOMA INC COM 969904101 273,528 1,200 SH DFND 0 0 1,200