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Allowance for Credit Losses on Premiums Receivable
 9 Months Ended
Sep. 30, 2026
Premiums Receivable Disclosure [Abstract]  
Allowance for Credit Losses on Premiums Receivable Allowance for Credit Losses on Premiums Receivable
The following table provides a roll forward of the allowance for credit losses on our premiums receivable balance for the indicated periods:

Quarter ended
September 30,		Nine Months ended
September 30,
($ in thousands)2026202520262025
Balance at beginning of period$24,100 21,800 $21,300 20,400 
Current period change for expected credit losses11,637 2,148 18,485 7,947 
Write-offs charged against the allowance for credit losses(5,243)(2,693)(9,780)(7,896)
Recoveries341 345 830 1,149 
Allowance for credit losses, end of period$30,835 21,600 $30,835 21,600 

For a discussion of the methodology used to evaluate our estimate of expected credit losses on premiums receivable, refer to Note 2. “Summary of Significant Accounting Policies” in Item 8. “Financial Statements and Supplementary Data” of our 2025 Annual Report.