The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 567,386 5,742 SH SOLE 0 0 5,742
ABBVIE INC COM 00287Y109 987,782 3,776 SH SOLE 0 0 3,776
ADVANCED MICRO DEVICES INC COM 007903107 2,451,934 4,008 SH SOLE 0 0 4,008
ALPHABET INC CAP STK CL A 02079K305 2,990,890 8,692 SH SOLE 0 0 8,692
ALPHABET INC CAP STK CL C 02079K107 6,045,146 17,742 SH SOLE 0 0 17,742
ALTRIA GROUP INC COM 02209S103 469,458 6,972 SH SOLE 0 0 6,972
AMAZON COM INC COM 023135106 10,348,694 41,536 SH SOLE 0 0 41,536
AMGEN INC COM 031162100 625,770 1,484 SH SOLE 0 0 1,484
APPLE INC COM 037833100 27,417,654 82,330 SH SOLE 0 0 82,330
AUTOMATIC DATA PROCESSING IN COM 053015103 506,058 1,962 SH SOLE 0 0 1,962
BANK OF AMER CORP COM 060505104 488,346 8,972 SH SOLE 0 0 8,972
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,687,054 3,388 SH SOLE 0 0 3,388
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 415,204 8,174 SH SOLE 0 0 8,174
BLACKSTONE INC COM 09260D107 779,096 6,950 SH SOLE 0 0 6,950
BOSTON SCIENTIFIC CORP COM 101137107 426,460 9,770 SH SOLE 0 0 9,770
BRISTOL-MYERS SQUIBB CO COM 110122108 461,348 7,394 SH SOLE 0 0 7,394
BROADCOM INC COM 11135F101 2,466,002 7,022 SH SOLE 0 0 7,022
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 53,592,260 2,531,520 SH SOLE 0 0 2,531,520
CHARLES SCHWAB CORP (THE) COM 808513105 611,852 6,260 SH SOLE 0 0 6,260
CHEVRON CORPORATION COM 166764100 1,879,968 9,206 SH SOLE 0 0 9,206
CHICAGO ATLANTIC BDC INC COM 828174102 196,104 20,556 SH SOLE 0 0 20,556
CISCO SYS INC COM 17275R102 649,636 6,036 SH SOLE 0 0 6,036
COCA COLA CO COM 191216100 558,348 6,486 SH SOLE 0 0 6,486
CORNING INC COM 219350105 594,128 3,864 SH SOLE 0 0 3,864
COSTCO WHOLESALE CORPORATION COM 22160K105 454,242 498 SH SOLE 0 0 498
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 801,474 17,412 SH SOLE 0 0 17,412
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 53,233,666 641,138 SH SOLE 0 0 641,138
DISNEY WALT CO COM 254687106 440,546 4,200 SH SOLE 0 0 4,200
ELI LILLY & CO COM 532457108 1,264,834 1,094 SH SOLE 0 0 1,094
ESSENTIAL UTILS INC COM 29670G102 875,432 22,338 SH SOLE 0 0 22,338
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 2,102,250 12,918 SH SOLE 0 0 12,918
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 1,507,026 31,488 SH SOLE 0 0 31,488
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104 9,398,558 100,144 SH SOLE 0 0 100,144
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 823,290 17,550 SH SOLE 0 0 17,550
GOLDMAN SACHS GROUP INC COM 38141G104 487,996 542 SH SOLE 0 0 542
GRAYSCALE BITCOIN MINI TR ET SHS NEW 389930207 674,412 18,252 SH SOLE 0 0 18,252
GRAYSCALE ETHEREUM STAKING SHS NEW 38964R203 555,912 21,810 SH SOLE 0 0 21,810
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 8,838,826 239,860 SH SOLE 0 0 239,860
HOME DEPOT INC COM 437076102 517,842 1,820 SH SOLE 0 0 1,820
INTEL CORP COM 458140100 424,480 3,530 SH SOLE 0 0 3,530
INTERDIGITAL INC COM 45867G101 2,465,090 7,560 SH SOLE 0 0 7,560
INTERNATIONAL BUSINESS MACHS COM 459200101 628,898 2,860 SH SOLE 0 0 2,860
INTUIT COM 461202103 448,304 1,626 SH SOLE 0 0 1,626
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 7,820,612 25,672 SH SOLE 0 0 25,672
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 1,053,796 49,266 SH SOLE 0 0 49,266
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 40,887,602 196,556 SH SOLE 0 0 196,556
INVESCO QQQ TR UNIT SER 1 46090E103 15,428,740 20,856 SH SOLE 0 0 20,856
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 414,036 8,746 SH SOLE 0 0 8,746
ISHARES TR CORE HIGH DV ETF 46429B663 5,385,620 192,618 SH SOLE 0 0 192,618
ISHARES TR CORE S&P MCP ETF 464287507 927,280 12,888 SH SOLE 0 0 12,888
ISHARES TR CORE S&P SCP ETF 464287804 630,002 4,630 SH SOLE 0 0 4,630
ISHARES TR CORE S&P TTL STK 464287150 54,481,750 327,650 SH SOLE 0 0 327,650
ISHARES TR CORE S&P US GWT 464287671 580,088 2,994 SH SOLE 0 0 2,994
ISHARES TR CORE S&P500 ETF 464287200 130,242,008 170,062 SH SOLE 0 0 170,062
ISHARES TR CORE US AGGBD ET 464287226 1,312,724 13,886 SH SOLE 0 0 13,886
ISHARES TR GLOBAL TECH ETF 464287291 8,986,814 60,632 SH SOLE 0 0 60,632
ISHARES TR ISHS 1-5YR INVS 464288646 27,107,516 529,134 SH SOLE 0 0 529,134
ISHARES TR MBS ETF 464288588 28,996,206 323,546 SH SOLE 0 0 323,546
ISHARES TR MSCI USA MIN ETF 46429B697 3,398,802 34,880 SH SOLE 0 0 34,880
ISHARES TR MSCI USA MMENTM 46432F396 1,847,406 5,822 SH SOLE 0 0 5,822
ISHARES TR MSCI USA QLT FCT 46432F339 2,884,082 12,978 SH SOLE 0 0 12,978
ISHARES TR NATIONAL MUN ETF 464288414 3,507,008 34,688 SH SOLE 0 0 34,688
ISHARES TR RUS MID CAP ETF 464287499 635,688 5,958 SH SOLE 0 0 5,958
ISHARES TR RUSSELL 3000 ETF 464287689 2,944,784 6,822 SH SOLE 0 0 6,822
ISHARES TR S&P 500 GRWT ETF 464287309 5,406,490 38,004 SH SOLE 0 0 38,004
ISHARES TR S&P 500 VAL ETF 464287408 4,313,578 18,896 SH SOLE 0 0 18,896
ISHARES TR SHRT NAT MUN ETF 464288158 622,892 5,958 SH SOLE 0 0 5,958
ISHARES TR U.S. ENERGY ETF 464287796 671,260 10,358 SH SOLE 0 0 10,358
ISHARES TR US TREAS BD ETF 46429B267 25,879,674 1,183,342 SH SOLE 0 0 1,183,342
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 34,733,210 617,808 SH SOLE 0 0 617,808
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159 36,357,494 809,924 SH SOLE 0 0 809,924
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 4,225,206 88,802 SH SOLE 0 0 88,802
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 20,839,128 340,176 SH SOLE 0 0 340,176
JOHNSON & JOHNSON COM 478160104 3,843,212 14,516 SH SOLE 0 0 14,516
JPMORGAN CHASE & CO COM 46625H100 1,782,582 5,388 SH SOLE 0 0 5,388
LIGHTWAVE LOGIC INC COM 532275104 112,000 22,400 SH SOLE 0 0 22,400
LOCKHEED MARTIN CORP COM 539830109 474,120 932 SH SOLE 0 0 932
MARVELL TECHNOLOGY INC COM 573874104 730,804 2,766 SH SOLE 0 0 2,766
MASTERCARD INCORPORATED CL A 57636Q104 405,882 736 SH SOLE 0 0 736
MCDONALDS CORP COM 580135101 817,384 3,540 SH SOLE 0 0 3,540
MERCK & CO INC COM 58933Y105 5,070,840 34,896 SH SOLE 0 0 34,896
META PLATFORMS INC CL A 30303M102 3,032,870 4,182 SH SOLE 0 0 4,182
MICRON TECHNOLOGY INC COM 595112103 1,459,200 1,370 SH SOLE 0 0 1,370
MICROSOFT CORP COM 594918104 5,419,858 10,568 SH SOLE 0 0 10,568
NETFLIX INC. COM 64110L106 872,254 12,536 SH SOLE 0 0 12,536
NVIDIA CORPORATION COM 67066G104 7,403,962 32,420 SH SOLE 0 0 32,420
NYLIM ACTIVE ETF TR MACKAY MUN INTER 45409F827 6,514,444 284,722 SH SOLE 0 0 284,722
ORACLE CORP COM 68389X105 593,410 4,322 SH SOLE 0 0 4,322
PALANTIR TECHNOLOGIES INC CL A 69608A108 677,870 3,624 SH SOLE 0 0 3,624
PHILIP MORRIS INTL INC COM 718172109 1,494,930 7,834 SH SOLE 0 0 7,834
PROCTER & GAMBLE CO COM 742718109 716,966 4,936 SH SOLE 0 0 4,936
PROGRESSIVE CORP COM 743315103 928,458 4,478 SH SOLE 0 0 4,478
PROSHARES TR S&P 500 HIGH ETF 74347G242 4,746,404 99,298 SH SOLE 0 0 99,298
RTX CORPORATION COM 75513E101 777,282 4,186 SH SOLE 0 0 4,186
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 579,976 21,114 SH SOLE 0 0 21,114
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,398,622 42,994 SH SOLE 0 0 42,994
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 437,412 12,174 SH SOLE 0 0 12,174
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,925,210 57,796 SH SOLE 0 0 57,796
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,723,194 57,440 SH SOLE 0 0 57,440
SPDR GOLD TR GOLD SHS 78463V107 758,634 1,992 SH SOLE 0 0 1,992
SPDR SERIES TRUST ST NUVE HIGH ETF 78464A284 647,944 27,608 SH SOLE 0 0 27,608
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 7,214,020 296,142 SH SOLE 0 0 296,142
SPDR SERIES TRUST ST STR P500ETF 78464A854 1,396,424 15,558 SH SOLE 0 0 15,558
SPDR SERIES TRUST ST STR P500GRW 78464A409 552,630 4,490 SH SOLE 0 0 4,490
SPDR SERIES TRUST ST STR P500VAL 78464A508 453,328 7,416 SH SOLE 0 0 7,416
SPDR SERIES TRUST ST STR PR SP1500 78464A805 2,577,866 28,006 SH SOLE 0 0 28,006
SPDR SERIES TRUST ST STR SP DIV 78464A763 720,064 4,916 SH SOLE 0 0 4,916
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 952,394 1,872 SH SOLE 0 0 1,872
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 3,622,054 4,750 SH SOLE 0 0 4,750
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,676,042 3,674 SH SOLE 0 0 3,674
TESLA INC COM 88160R101 2,680,235 7,554 SH SOLE 0 0 7,554
TESLA INC COM 88160R101 35,481 100 SH Call SOLE 0 0 100
THEMES ETF TR LEVERAGE SHS 2X 88340W525 399,026 39,704 SH SOLE 0 0 39,704
UNION PAC CORP COM 907818108 476,110 1,750 SH SOLE 0 0 1,750
UNITEDHEALTH GROUP INC COM 91324P102 713,162 1,942 SH SOLE 0 0 1,942
UNIVERSAL DISPLAY CORP COM 91347P105 524,026 6,802 SH SOLE 0 0 6,802
UNIVEST FINANCIAL CORPORATIO COM 915271100 1,992,930 48,632 SH SOLE 0 0 48,632
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 602,942 7,054 SH SOLE 0 0 7,054
VANGUARD BD INDEX FDS INTERMED TERM 921937819 29,155,664 400,160 SH SOLE 0 0 400,160
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 1,616,418 17,938 SH SOLE 0 0 17,938
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 1,519,992 4,320 SH SOLE 0 0 4,320
VANGUARD INDEX FDS MRNGSTR MD CP GR 922908538 1,589,024 5,440 SH SOLE 0 0 5,440
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 11,726,270 149,532 SH SOLE 0 0 149,532
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 11,633,286 40,892 SH SOLE 0 0 40,892
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 3,721,178 9,944 SH SOLE 0 0 9,944
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 4,505,636 20,852 SH SOLE 0 0 20,852
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 3,305,584 4,716 SH SOLE 0 0 4,716
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 25,878,554 163,944 SH SOLE 0 0 163,944
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755 2,976,912 40,224 SH SOLE 0 0 40,224
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712 1,777,172 24,832 SH SOLE 0 0 24,832
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,255,048 68,730 SH SOLE 0 0 68,730
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 62,320,428 483,366 SH SOLE 0 0 483,366
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 69,929,100 643,322 SH SOLE 0 0 643,322
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 716,008 3,068 SH SOLE 0 0 3,068
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 635,392 8,998 SH SOLE 0 0 8,998
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 37,000,202 238,404 SH SOLE 0 0 238,404
VANGUARD WORLD FD CONSUM DIS ETF 92204A108 481,378 1,320 SH SOLE 0 0 1,320
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 87,412,512 943,470 SH SOLE 0 0 943,470
VANGUARD WORLD FD MRNGSTR VAL ETF 921910840 59,215,124 367,590 SH SOLE 0 0 367,590
VERIZON COMMUNICATIONS INC COM 92343V104 483,698 10,544 SH SOLE 0 0 10,544
VISA INC COM CL A 92826C839 958,714 2,668 SH SOLE 0 0 2,668
WALMART INC COM 931142103 1,570,110 15,108 SH SOLE 0 0 15,108
WELLS FARGO & CO COM 949746101 772,964 9,656 SH SOLE 0 0 9,656
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 2,006,680 39,822 SH SOLE 0 0 39,822