The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 4,623,252 28,165 SH SOLE 0 0 28,165
ABBOTT LABORATORIES COM 002824100 209,648 2,121 SH SOLE 0 0 2,121
ABBVIE INC COM 00287Y109 1,887,222 7,214 SH SOLE 0 0 7,214
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 250,570 1,366 SH SOLE 0 0 1,366
ADOBE INC COM 00724F101 236,341 985 SH SOLE 0 0 985
ADVANCED MICRO DEVICES INC COM 007903107 14,407,780 23,551 SH SOLE 0 0 23,551
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 339,909 3,161 SH SOLE 0 0 3,161
ALPHABET INC CAP STK CL C 02079K107 12,227,573 35,885 SH SOLE 0 0 35,885
ALPHABET INC CAP STK CL A 02079K305 7,312,252 21,252 SH SOLE 0 0 21,252
ALTRIA GROUP INC COM 02209S103 4,314,303 64,067 SH SOLE 0 0 64,067
AMAZON COM INC COM 023135106 21,016,481 84,353 SH SOLE 0 0 84,353
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 497,040 5,516 SH SOLE 0 0 5,516
AMERICAN CENTY ETF TR AVAN EMER EX ETF 02507A101 240,826 2,931 SH SOLE 0 0 2,931
AMERICAN EXPRESS CO COM 025816109 4,576,997 15,051 SH SOLE 0 0 15,051
AMERICAN TOWER CORP COM 03027X100 386,450 2,361 SH SOLE 0 0 2,361
AMGEN INC COM 031162100 426,767 1,012 SH SOLE 0 0 1,012
ANGEL OAK FUNDS TRUST OAK ULTRASHORT 03463K752 417,575 8,194 SH SOLE 0 0 8,194
APOLLO GLOBAL MGMT INC COM 03769M106 405,038 3,490 SH SOLE 0 0 3,490
APPLE INC COM 037833100 53,928,411 161,937 SH SOLE 0 0 161,937
APPLIED MATLS INC COM 038222105 4,185,699 8,185 SH SOLE 0 0 8,185
ARISTA NETWORKS INC COM SHS 040413205 7,877,762 38,694 SH SOLE 0 0 38,694
ASML HLDG NV N Y REGISTRY SHS N07059210 4,565,992 2,520 SH SOLE 0 0 2,520
ASTERA LABS INC COM 04626A103 338,862 952 SH SOLE 0 0 952
AT&T INC COM 00206R102 335,920 13,767 SH SOLE 0 0 13,767
AUTOMATIC DATA PROCESSING IN COM 053015103 307,939 1,185 SH SOLE 0 0 1,185
AXON ENTERPRISE INC COM 05464C101 202,886 480 SH SOLE 0 0 480
BANK OF AMER CORP COM 060505104 1,102,989 20,264 SH SOLE 0 0 20,264
BARRICK MNG CORP COM SHS 06849F108 418,441 10,289 SH SOLE 0 0 10,289
BERKSHIRE HATHAWAY INC DEL CL A 084670108 747,005 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 8,604,882 17,281 SH SOLE 0 0 17,281
BLACKROCK INC COM 09290D101 1,856,469 1,754 SH SOLE 0 0 1,754
BLACKROCK MUNIYIELD N Y QUAL COM 09255E102 194,093 22,028 SH SOLE 0 0 22,028
BLACKSTONE INC COM 09260D107 1,112,702 9,927 SH SOLE 0 0 9,927
BLOOM ENERGY CORP COM CL A 093712107 359,343 1,297 SH SOLE 0 0 1,297
BOEING CO COM 097023105 244,804 1,316 SH SOLE 0 0 1,316
BOOKING HOLDINGS INC COM 09857L108 730,200 4,482 SH SOLE 0 0 4,482
BORGWARNER INC COM 099724106 435,739 7,249 SH SOLE 0 0 7,249
BOSTON SCIENTIFIC CORP COM 101137107 321,200 7,359 SH SOLE 0 0 7,359
BRISTOL-MYERS SQUIBB CO COM 110122108 646,126 10,355 SH SOLE 0 0 10,355
BROADCOM INC COM 11135F101 15,359,263 43,735 SH SOLE 0 0 43,735
BROOKFIELD CORP CL A LTD VT SH 11271J107 575,531 15,755 SH SOLE 0 0 15,755
CADENCE DESIGN SYSTEM INC COM 127387108 3,169,439 9,599 SH SOLE 0 0 9,599
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 11,651,532 448,434 SH SOLE 0 0 448,434
CAPITAL ONE FINL CORP COM 14040H105 942,420 4,881 SH SOLE 0 0 4,881
CARNIVAL CORP LTD COMMON SHARES G2004J103 1,881,768 76,682 SH SOLE 0 0 76,682
CATERPILLAR INC COM 149123101 5,645,579 6,963 SH SOLE 0 0 6,963
CHAIN BRIDGE BANCORP INC CL A 15746L100 1,783,757 38,710 SH SOLE 0 0 38,710
CHARLES SCHWAB CORP (THE) COM 808513105 594,924 6,087 SH SOLE 0 0 6,087
CHEVRON CORPORATION COM 166764100 6,796,884 33,284 SH SOLE 0 0 33,284
CHIPOTLE MEXICAN GRILL INC COM 169656105 634,122 19,847 SH SOLE 0 0 19,847
CHUBB LIMITED COM H1467J104 973,896 2,985 SH SOLE 0 0 2,985
CISCO SYS INC COM 17275R102 3,526,913 32,769 SH SOLE 0 0 32,769
CITIGROUP INC COM NEW 172967424 1,616,473 12,484 SH SOLE 0 0 12,484
CME GROUP INC COM 12572Q105 5,289,325 20,190 SH SOLE 0 0 20,190
COCA COLA CO COM 191216100 1,802,081 20,807 SH SOLE 0 0 20,807
COINBASE GLOBAL INC COM CL A 19260Q107 565,992 3,036 SH SOLE 0 0 3,036
COLUMBIA SELIGM PREM TECH GR COM 19842X109 301,694 5,611 SH SOLE 0 0 5,611
COMCAST CORP NEW CL A 20030N101 842,925 38,737 SH SOLE 0 0 38,737
CONOCOPHILLIPS COM 20825C104 784,461 6,268 SH SOLE 0 0 6,268
CONSOLIDATED EDISON INC COM 209115104 492,854 4,822 SH SOLE 0 0 4,822
CONSTELLATION ENERGY CORP COM 21037T109 4,910,039 19,329 SH SOLE 0 0 19,329
CORNING INC COM 219350105 4,759,250 30,952 SH SOLE 0 0 30,952
COSTAR GROUP INC COM 22160N109 439,825 16,052 SH SOLE 0 0 16,052
COSTCO WHOLESALE CORPORATION COM 22160K105 6,951,668 7,636 SH SOLE 0 0 7,636
CROWDSTRIKE HLDGS INC CL A 22788C105 11,262,327 42,539 SH SOLE 0 0 42,539
CSX CORP COM 126408103 1,271,994 27,349 SH SOLE 0 0 27,349
CVS HEALTH CORP COM 126650100 1,176,613 13,731 SH SOLE 0 0 13,731
DEERE & CO COM 244199105 208,508 310 SH SOLE 0 0 310
DELL TECHNOLOGIES INC CL C 24703L202 3,225,811 5,996 SH SOLE 0 0 5,996
DEXCOM INC COM 252131107 469,849 5,445 SH SOLE 0 0 5,445
DISNEY WALT CO COM 254687106 764,265 7,286 SH SOLE 0 0 7,286
DOCUSIGN INC COM 256163106 619,660 9,228 SH SOLE 0 0 9,228
DTE ENERGY CO COM 233331107 348,957 2,865 SH SOLE 0 0 2,865
DUKE ENERGY CORP NEW COM NEW 26441C204 4,157,836 36,469 SH SOLE 0 0 36,469
EATON CORP PLC SHS G29183103 518,314 1,206 SH SOLE 0 0 1,206
EDWARDS LIFESCIENCES CORP COM 28176E108 368,479 4,269 SH SOLE 0 0 4,269
ELANCO ANIMAL HEALTH INC COM 28414H103 443,285 19,798 SH SOLE 0 0 19,798
ELI LILLY & CO COM 532457108 8,885,798 7,680 SH SOLE 0 0 7,680
ENBRIDGE INC COM 29250N105 549,512 11,820 SH SOLE 0 0 11,820
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 276,997 14,011 SH SOLE 0 0 14,011
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 7,525,652 46,241 SH SOLE 0 0 46,241
FASTENAL CO COM 311900104 822,678 16,610 SH SOLE 0 0 16,610
FEDERATED HERMES ETF TRUST TOTA RETU BD ETF 31423L404 6,802,768 283,083 SH SOLE 0 0 283,083
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 284,641 4,687 SH SOLE 0 0 4,687
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 36,055,687 903,425 SH SOLE 0 0 903,425
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 317,694 7,309 SH SOLE 0 0 7,309
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 18,059,365 377,337 SH SOLE 0 0 377,337
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830 23,817,633 1,223,928 SH SOLE 0 0 1,223,928
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200 228,537 4,716 SH SOLE 0 0 4,716
FLAHERTY & CRUMRINE DYNAMIC SHS 33848W106 198,900 10,535 SH SOLE 0 0 10,535
FORTINET INC COM 34959E109 702,706 3,931 SH SOLE 0 0 3,931
FRONTLINE PLC COM M46528101 1,011,965 20,539 SH SOLE 0 0 20,539
GE AEROSPACE COM NEW 369604301 4,544,394 14,552 SH SOLE 0 0 14,552
GE VERNOVA INC COM 36828A101 758,811 798 SH SOLE 0 0 798
GENERAL MTRS CO COM 37045V100 1,870,020 24,286 SH SOLE 0 0 24,286
GILEAD SCIENCES INC COM 375558103 6,401,721 42,950 SH SOLE 0 0 42,950
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 193,782 10,446 SH SOLE 0 0 10,446
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 201,338 3,090 SH SOLE 0 0 3,090
GLOBAL X FDS RBTCS ARTFL INTE 37954Y715 222,096 6,304 SH SOLE 0 0 6,304
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889 202,038 2,228 SH SOLE 0 0 2,228
GOLDMAN SACHS GROUP INC COM 38141G104 5,422,650 6,023 SH SOLE 0 0 6,023
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109 333,220 5,159 SH SOLE 0 0 5,159
GUIDEWIRE SOFTWARE INC COM 40171V100 507,442 3,559 SH SOLE 0 0 3,559
HERCULES CAPITAL INC COM 427096508 450,013 26,771 SH SOLE 0 0 26,771
HEWLETT PACKARD ENTERPRISE C COM 42824C109 258,046 4,039 SH SOLE 0 0 4,039
HILTON WORLDWIDE HLDGS INC COM 43300A203 878,011 2,760 SH SOLE 0 0 2,760
HOME DEPOT INC COM 437076102 5,494,449 19,313 SH SOLE 0 0 19,313
HONEYWELL AEROSPACE INC COM 43849R105 614,301 3,964 SH SOLE 0 0 3,964
HONEYWELL INTL INC COM 438516205 864,017 4,096 SH SOLE 0 0 4,096
HSBC HLDGS PLC SPON ADR NEW 404280406 211,149 2,126 SH SOLE 0 0 2,126
HUMANA INC COM 444859102 941,478 2,467 SH SOLE 0 0 2,467
ICICI BK LTD ADR 45104G104 442,195 16,051 SH SOLE 0 0 16,051
IDEX CORP COM 45167R104 332,851 1,460 SH SOLE 0 0 1,460
IDEXX LABS INC COM 45168D104 262,139 502 SH SOLE 0 0 502
INTEL CORP COM 458140100 2,287,039 19,022 SH SOLE 0 0 19,022
INTERCONTINENTAL EXCHANGE IN COM 45866F104 655,219 4,310 SH SOLE 0 0 4,310
INTERNATIONAL BUSINESS MACHS COM 459200101 3,993,156 18,156 SH SOLE 0 0 18,156
INTUITIVE SURGICAL INC COM NEW 46120E602 1,609,848 3,959 SH SOLE 0 0 3,959
INVESCO EXCH TRADED FD TR II NASDAQNXTGEN100 46138G631 487,209 11,111 SH SOLE 0 0 11,111
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 434,091 1,425 SH SOLE 0 0 1,425
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 319,877 16,366 SH SOLE 0 0 16,366
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 299,377 15,337 SH SOLE 0 0 15,337
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217 207,761 3,513 SH SOLE 0 0 3,513
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 232,547 2,766 SH SOLE 0 0 2,766
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 719,436 3,458 SH SOLE 0 0 3,458
INVESCO QQQ TR UNIT SER 1 46090E103 9,355,849 12,647 SH SOLE 0 0 12,647
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 310,902 6,567 SH SOLE 0 0 6,567
ISHARES INC MSCI EQUAL WEITE 464286681 229,360 2,060 SH SOLE 0 0 2,060
ISHARES INC MSCI EMRG CHN 46434G764 313,588 3,165 SH SOLE 0 0 3,165
ISHARES INC MSCI GBL GOLD MN 46434G855 317,012 4,138 SH SOLE 0 0 4,138
ISHARES TR S&P 100 ETF 464287101 3,520,108 9,213 SH SOLE 0 0 9,213
ISHARES TR MORNINGSTAR GRWT 464287119 200,025 1,710 SH SOLE 0 0 1,710
ISHARES TR SELECT DIVID ETF 464287168 371,644 2,444 SH SOLE 0 0 2,444
ISHARES TR CORE S&P500 ETF 464287200 675,049 881 SH SOLE 0 0 881
ISHARES TR S&P 500 GRWT ETF 464287309 429,447 3,019 SH SOLE 0 0 3,019
ISHARES TR S&P 500 VAL ETF 464287408 306,698 1,344 SH SOLE 0 0 1,344
ISHARES TR 1 3 YR TREAS BD 464287457 2,269,059 27,944 SH SOLE 0 0 27,944
ISHARES TR MSCI EAFE ETF 464287465 6,676,584 64,266 SH SOLE 0 0 64,266
ISHARES TR RUS MID CAP ETF 464287499 1,440,951 13,503 SH SOLE 0 0 13,503
ISHARES TR CORE S&P MCP ETF 464287507 87,643,306 1,218,114 SH SOLE 0 0 1,218,114
ISHARES TR ISHARES SEMICDTR 464287523 219,634 386 SH SOLE 0 0 386
ISHARES TR RUS 1000 VAL ETF 464287598 32,758,727 132,129 SH SOLE 0 0 132,129
ISHARES TR RUS 1000 GRW ETF 464287614 48,713,903 388,902 SH SOLE 0 0 388,902
ISHARES TR RUS 1000 ETF 464287622 1,077,160 2,589 SH SOLE 0 0 2,589
ISHARES TR RUSSELL 2000 ETF 464287655 2,610,892 9,395 SH SOLE 0 0 9,395
ISHARES TR RUSSELL 3000 ETF 464287689 327,103 758 SH SOLE 0 0 758
ISHARES TR CORE S&P SCP ETF 464287804 1,663,637 12,229 SH SOLE 0 0 12,229
ISHARES TR SHRT NAT MUN ETF 464288158 34,661,337 331,561 SH SOLE 0 0 331,561
ISHARES TR NATIONAL MUN ETF 464288414 17,472,345 172,822 SH SOLE 0 0 172,822
ISHARES TR ISHS 1-5YR INVS 464288646 341,175 6,660 SH SOLE 0 0 6,660
ISHARES TR 3 7 YR TREAS BD 464288661 510,480 4,500 SH SOLE 0 0 4,500
ISHARES TR TRUST ISHARE 0-1 464288679 301,675 2,735 SH SOLE 0 0 2,735
ISHARES TR MSCI USA QLT FCT 46432F339 274,527 1,235 SH SOLE 0 0 1,235
ISHARES TR CORE MSCI EAFE 46432F842 77,644,748 801,453 SH SOLE 0 0 801,453
ISHARES TR U S EQUITY FACTR 46434V282 715,675 9,193 SH SOLE 0 0 9,193
ISHARES TR US SML CAP EQT 46434V290 309,590 3,705 SH SOLE 0 0 3,705
ISHARES TR CORE DIVID ETF 46435U861 353,733 5,483 SH SOLE 0 0 5,483
ISHARES TR ESG SELECT SCRE 46436E569 658,157 11,289 SH SOLE 0 0 11,289
ISHARES TR 0-3 MTH TREASURY 46436E718 1,076,508 10,692 SH SOLE 0 0 10,692
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 329,202 5,856 SH SOLE 0 0 5,856
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 618,866 12,286 SH SOLE 0 0 12,286
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 336,449 6,666 SH SOLE 0 0 6,666
JOHNSON & JOHNSON COM 478160104 6,112,578 23,089 SH SOLE 0 0 23,089
JOHNSON CONTROLS INTERNATION SHS G51502105 424,662 2,857 SH SOLE 0 0 2,857
JPMORGAN CHASE & CO COM 46625H100 14,319,589 43,284 SH SOLE 0 0 43,284
KEYSIGHT TECHNOLOGIES INC COM 49338L103 1,153,140 3,168 SH SOLE 0 0 3,168
KKR & CO INC COM 48251W104 698,361 7,649 SH SOLE 0 0 7,649
KLA CORP COM NEW 482480100 3,702,457 18,994 SH SOLE 0 0 18,994
L3HARRIS TECHNOLOGIES INC COM 502431109 346,531 1,464 SH SOLE 0 0 1,464
LAM RESEARCH CORP COM NEW 512807306 1,505,954 4,584 SH SOLE 0 0 4,584
LEGG MASON ETF INVT FRANKLIN INTL LW 52468L505 301,849 7,237 SH SOLE 0 0 7,237
LINDE PLC SHS G54950103 749,498 1,579 SH SOLE 0 0 1,579
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 94,037 16,703 SH SOLE 0 0 16,703
LOCKHEED MARTIN CORP COM 539830109 478,434 939 SH SOLE 0 0 939
LOWES COS INC COM 548661107 209,553 1,137 SH SOLE 0 0 1,137
LPL FINL HLDGS INC COM 50212V100 371,241 1,214 SH SOLE 0 0 1,214
LUMENTUM HLDGS INC COM 55024U109 235,715 243 SH SOLE 0 0 243
LYONDELLBASELL INDUSTRIES NV SHS - A - N53745100 387,923 6,750 SH SOLE 0 0 6,750
MAIN STR CAP CORP COM 56035L104 663,345 12,050 SH SOLE 0 0 12,050
MARATHON PETE CORP COM 56585A102 570,312 1,442 SH SOLE 0 0 1,442
MARKETAXESS HLDGS INC COM 57060D108 320,791 1,957 SH SOLE 0 0 1,957
MARRIOTT INTL INC NEW CL A 571903202 415,578 1,168 SH SOLE 0 0 1,168
MARSH & MCLENNAN COS INC COM 571748102 1,553,754 9,101 SH SOLE 0 0 9,101
MARTIN MARIETTA MATLS INC COM 573284106 387,207 807 SH SOLE 0 0 807
MARVELL TECHNOLOGY INC COM 573874104 1,597,459 6,046 SH SOLE 0 0 6,046
MASTERCARD INCORPORATED CL A 57636Q104 2,450,751 4,444 SH SOLE 0 0 4,444
MCDONALDS CORP COM 580135101 4,085,822 17,692 SH SOLE 0 0 17,692
MCKESSON CORP COM 58155Q103 434,439 508 SH SOLE 0 0 508
MEDTRONIC PLC SHS G5960L103 312,077 3,617 SH SOLE 0 0 3,617
MERCADOLIBRE INC COM 58733R102 343,704 199 SH SOLE 0 0 199
MERCK & CO INC COM 58933Y105 2,760,118 18,995 SH SOLE 0 0 18,995
META PLATFORMS INC CL A 30303M102 12,270,048 16,920 SH SOLE 0 0 16,920
MICROCHIP TECHNOLOGY INC. COM 595017104 342,154 4,400 SH SOLE 0 0 4,400
MICRON TECHNOLOGY INC COM 595112103 12,447,308 11,686 SH SOLE 0 0 11,686
MICROSOFT CORP COM 594918104 30,912,830 60,271 SH SOLE 0 0 60,271
MIDDLEBY CORP COM 596278101 296,964 2,867 SH SOLE 0 0 2,867
MODERNA INC COM 60770K107 274,482 1,425 SH SOLE 0 0 1,425
MONDELEZ INTL INC CL A 609207105 238,834 4,131 SH SOLE 0 0 4,131
MONOLITHIC PWR SYS INC COM 609839105 1,323,283 982 SH SOLE 0 0 982
MORGAN STANLEY COM NEW 617446448 1,195,629 6,357 SH SOLE 0 0 6,357
NEBIUS GROUP N.V. SHS CLASS A N97284108 830,062 3,519 SH SOLE 0 0 3,519
NETFLIX INC. COM 64110L106 5,289,562 76,021 SH SOLE 0 0 76,021
NEWMONT CORP COM 651639106 4,704,893 40,792 SH SOLE 0 0 40,792
NEXTERA ENERGY INC COM 65339F101 575,263 7,595 SH SOLE 0 0 7,595
NORTHERN LTS FD TR II PEAKSHARES RMR 664925864 70,875,517 2,478,607 SH SOLE 0 0 2,478,607
NUVEEN MUN HIGH INCOME OPPOR COM 670682103 281,431 31,182 SH SOLE 0 0 31,182
NUVEEN NY AMT FREE COM 670656107 577,713 62,083 SH SOLE 0 0 62,083
NVIDIA CORPORATION COM 67066G104 57,753,199 252,608 SH SOLE 0 0 252,608
ORACLE CORP COM 68389X105 496,311 3,615 SH SOLE 0 0 3,615
PACCAR INC COM 693718108 955,863 8,705 SH SOLE 0 0 8,705
PALANTIR TECHNOLOGIES INC CL A 69608A108 6,252,739 33,428 SH SOLE 0 0 33,428
PALO ALTO NETWORKS INC COM 697435105 8,007,601 20,155 SH SOLE 0 0 20,155
PAYPAL HLDGS INC COM 70450Y103 261,502 4,978 SH SOLE 0 0 4,978
PFIZER INC COM 717081103 229,008 8,030 SH SOLE 0 0 8,030
PHILIP MORRIS INTL INC COM 718172109 811,680 4,254 SH SOLE 0 0 4,254
PHILLIPS 66 COM 718546104 655,381 2,567 SH SOLE 0 0 2,567
PHILLIPS EDISON & CO INC COMMON STOCK 71844V201 723,463 19,375 SH SOLE 0 0 19,375
PIMCO ETF TR MULTISECTOR BD 72201R585 3,466,450 136,528 SH SOLE 0 0 136,528
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 23,032,717 254,561 SH SOLE 0 0 254,561
PIMCO HIGH INCOME FD COM SHS 722014107 50,382 12,270 SH SOLE 0 0 12,270
PNC FINL SVCS GROUP INC COM 693475105 1,539,583 6,927 SH SOLE 0 0 6,927
PROCTER & GAMBLE CO COM 742718109 933,148 6,423 SH SOLE 0 0 6,423
PROGRESSIVE CORP COM 743315103 3,665,675 17,682 SH SOLE 0 0 17,682
PUBLIC SVC ENTERPRISE GROUP COM 744573106 1,070,318 15,894 SH SOLE 0 0 15,894
PUTNAM ETF TRUST FOCUSED LAR CAP 746729300 1,309,391 24,884 SH SOLE 0 0 24,884
PUTNAM ETF TRUST FRAN MU HI YI ET 746729789 127,388 11,730 SH SOLE 0 0 11,730
RBB FUND TRUST FIRS EAGL OV ETF 75526L878 522,434 9,716 SH SOLE 0 0 9,716
REGENERON PHARMACEUTICALS COM 75886F107 4,517,778 5,958 SH SOLE 0 0 5,958
RIO TINTO PLC SPONSORED ADR 767204100 231,351 2,457 SH SOLE 0 0 2,457
ROCKWELL AUTOMATION INC COM 773903109 333,362 766 SH SOLE 0 0 766
ROYAL BK CDA COM 780087102 299,603 1,524 SH SOLE 0 0 1,524
ROYAL GOLD INC COM 780287108 702,391 2,976 SH SOLE 0 0 2,976
RPM INTL INC COM 749685103 295,911 2,999 SH SOLE 0 0 2,999
RTX CORPORATION COM 75513E101 689,843 3,716 SH SOLE 0 0 3,716
SALESFORCE INC COM 79466L302 2,131,702 9,286 SH SOLE 0 0 9,286
SANDISK CORP COM 80004C200 386,263 222 SH SOLE 0 0 222
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 4,462,924 148,764 SH SOLE 0 0 148,764
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,267,585 37,260 SH SOLE 0 0 37,260
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 363,911 11,153 SH SOLE 0 0 11,153
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,107,451 34,044 SH SOLE 0 0 34,044
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,026,212 37,358 SH SOLE 0 0 37,358
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 46,633,833 1,954,478 SH SOLE 0 0 1,954,478
SCOTTS MIRACLE-GRO CO CL A 810186106 230,556 4,601 SH SOLE 0 0 4,601
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 610,410 662 SH SOLE 0 0 662
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 1,289,537 7,657 SH SOLE 0 0 7,657
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 731,965 11,902 SH SOLE 0 0 11,902
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 782,546 14,654 SH SOLE 0 0 14,654
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 8,920,795 45,572 SH SOLE 0 0 45,572
SHERWIN WILLIAMS CO COM 824348106 417,562 1,292 SH SOLE 0 0 1,292
SHOPIFY INC CL A SUB VTG SHS 82509L107 1,187,588 8,008 SH SOLE 0 0 8,008
SITIME CORP COM 82982T106 331,287 508 SH SOLE 0 0 508
SMITH A O CORP COM 831865209 262,940 4,665 SH SOLE 0 0 4,665
SOUNDHOUND AI INC CLASS A COM 836100107 86,273 14,331 SH SOLE 0 0 14,331
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 1,043,743 6,919 SH SOLE 0 0 6,919
SPDR GOLD TR GOLD SHS 78463V107 690,429 1,813 SH SOLE 0 0 1,813
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 779,092 15,517 SH SOLE 0 0 15,517
SPDR SERIES TRUST ST STR P500GRW 78464A409 540,921 4,395 SH SOLE 0 0 4,395
SPDR SERIES TRUST ST STR SP DIV 78464A763 986,511 6,735 SH SOLE 0 0 6,735
SPDR SERIES TRUST ST STR P500ETF 78464A854 3,627,144 40,409 SH SOLE 0 0 40,409
SPDR SERIES TRUST ST NUVE TERM ETF 78468R739 618,906 13,267 SH SOLE 0 0 13,267
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 1,790,822 3,521 SH SOLE 0 0 3,521
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 13,376,123 17,539 SH SOLE 0 0 17,539
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 8,354,161 12,721 SH SOLE 0 0 12,721
T-MOBILE US INC COM 872590104 340,951 2,091 SH SOLE 0 0 2,091
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 2,688,312 5,893 SH SOLE 0 0 5,893
TE CONNECTIVITY PLC ORD SHS G87052109 265,568 1,258 SH SOLE 0 0 1,258
TERADYNE INC COM 880770102 1,841,934 4,594 SH SOLE 0 0 4,594
TESLA INC COM 88160R101 5,604,598 15,796 SH SOLE 0 0 15,796
TEXAS INSTRS INC COM 882508104 1,166,231 4,164 SH SOLE 0 0 4,164
TJX COS INC NEW COM 872540109 4,014,271 30,340 SH SOLE 0 0 30,340
TRANSUNION COM 89400J107 362,319 5,928 SH SOLE 0 0 5,928
TREX INC COM 89531P105 229,387 5,266 SH SOLE 0 0 5,266
TRUIST FINL CORP COM 89832Q109 940,579 20,315 SH SOLE 0 0 20,315
TWILIO INC CL A 90138F102 2,904,885 9,933 SH SOLE 0 0 9,933
TYLER TECHNOLOGIES INC COM 902252105 325,928 1,023 SH SOLE 0 0 1,023
UBER TECHNOLOGIES INC COM 90353T100 3,874,942 56,560 SH SOLE 0 0 56,560
ULTA BEAUTY INC COM 90384S303 528,512 968 SH SOLE 0 0 968
UNION PAC CORP COM 907818108 1,031,106 3,789 SH SOLE 0 0 3,789
UNITEDHEALTH GROUP INC COM 91324P102 369,266 1,006 SH SOLE 0 0 1,006
VALE S A SPONSORED ADS 91912E105 144,868 10,803 SH SOLE 0 0 10,803
VALERO ENERGY CORP COM 91913Y100 279,100 720 SH SOLE 0 0 720
VALMONT INDS INC COM 920253101 267,264 577 SH SOLE 0 0 577
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 1,324,925 60,444 SH SOLE 0 0 60,444
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 959,016 1,575 SH SOLE 0 0 1,575
VANECK ETF TRUST CLO ETF 92189H748 262,458 4,955 SH SOLE 0 0 4,955
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 234,041 4,993 SH SOLE 0 0 4,993
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 166,335,427 237,330 SH SOLE 0 0 237,330
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 279,539 3,565 SH SOLE 0 0 3,565
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 169,112,090 1,876,729 SH SOLE 0 0 1,876,729
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 149,220,891 690,582 SH SOLE 0 0 690,582
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 509,123 1,360 SH SOLE 0 0 1,360
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 407,817 8,611 SH SOLE 0 0 8,611
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 748,937 9,695 SH SOLE 0 0 9,695
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 341,587 1,464 SH SOLE 0 0 1,464
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 218,211 3,090 SH SOLE 0 0 3,090
VANGUARD WORLD FD INF TECH ETF 92204A702 217,061 1,727 SH SOLE 0 0 1,727
VERIZON COMMUNICATIONS INC COM 92343V104 5,419,245 118,144 SH SOLE 0 0 118,144
VERTEX PHARMACEUTICALS INC COM 92532F100 1,587,455 3,036 SH SOLE 0 0 3,036
VERTIV HOLDINGS CO COM CL A 92537N108 542,152 2,247 SH SOLE 0 0 2,247
VISA INC COM CL A 92826C839 4,109,320 11,436 SH SOLE 0 0 11,436
VISTRA CORP COM 92840M102 307,158 2,220 SH SOLE 0 0 2,220
WALMART INC COM 931142103 6,373,405 61,330 SH SOLE 0 0 61,330
WELLS FARGO & CO COM 949746101 1,912,343 23,889 SH SOLE 0 0 23,889
WELLTOWER INC COM 95040Q104 4,499,846 19,544 SH SOLE 0 0 19,544
WESTERN DIGITAL CORP COM 958102105 4,162,724 9,160 SH SOLE 0 0 9,160
WISDOMTREE TR US MIDCAP DIVID 97717W505 322,159 5,971 SH SOLE 0 0 5,971
WISDOMTREE TR US LARGECAP FUND 97717W588 208,250 2,605 SH SOLE 0 0 2,605
WISDOMTREE TR US S CAP QTY DIV 97717X651 344,342 6,155 SH SOLE 0 0 6,155
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,656,937 17,040 SH SOLE 0 0 17,040
WORLD GOLD TR SPDR GLD MINIS 98149E303 881,545 10,727 SH SOLE 0 0 10,727