The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 286,069 1,094 SH SOLE 0 0 1,094
ADVANCED MICRO DEVICES INC COM 007903107 433,738 709 SH SOLE 0 0 709
AFLAC INC COM 001055102 272,296 2,436 SH SOLE 0 0 2,436
ALPHABET INC CAP STK CL A 02079K305 977,845 2,842 SH SOLE 0 0 2,842
AMAZON COM INC COM 023135106 391,415 1,571 SH SOLE 0 0 1,571
AMERICAN CENTY ETF TR US SML CP VALU 025072877 650,656 5,525 SH SOLE 0 0 5,525
AMGEN INC COM 031162100 241,421 573 SH SOLE 0 0 573
APPLE INC COM 037833100 4,652,112 13,969 SH SOLE 0 0 13,969
APPLIED MATLS INC COM 038222105 204,317 400 SH SOLE 0 0 400
BLACKROCK INC COM 09290D101 245,009 232 SH SOLE 0 0 232
BROADCOM INC COM 11135F101 758,282 2,159 SH SOLE 0 0 2,159
CATERPILLAR INC COM 149123101 563,647 695 SH SOLE 0 0 695
CHEVRON CORPORATION COM 166764100 255,313 1,250 SH SOLE 0 0 1,250
CISCO SYS INC COM 17275R102 507,532 4,716 SH SOLE 0 0 4,716
CME GROUP INC COM 12572Q105 430,498 1,643 SH SOLE 0 0 1,643
COCA COLA CO COM 191216100 433,130 5,032 SH SOLE 0 0 5,032
CONOCOPHILLIPS COM 20825C104 553,061 4,419 SH SOLE 0 0 4,419
CSX CORP COM 126408103 349,871 7,522 SH SOLE 0 0 7,522
D R HORTON INC COM 23331A109 268,936 1,968 SH SOLE 0 0 1,968
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 6,616,441 196,392 SH SOLE 0 0 196,392
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 4,618,799 106,694 SH SOLE 0 0 106,694
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 6,701,134 166,819 SH SOLE 0 0 166,819
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 56,464,331 1,525,239 SH SOLE 0 0 1,525,239
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 93,088,380 2,094,227 SH SOLE 0 0 2,094,227
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 27,156,849 408,742 SH SOLE 0 0 408,742
DIMENSIONAL ETF TRUST GLOB CO PLUS ETF 25434V583 1,843,943 35,511 SH SOLE 0 0 35,511
DIMENSIONAL ETF TRUST GLOBAL CR ETF 25434V567 490,738 9,454 SH SOLE 0 0 9,454
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 899,937 33,269 SH SOLE 0 0 33,269
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 864,721 21,553 SH SOLE 0 0 21,553
DIMENSIONAL ETF TRUST ULTR FIX INC ETF 25434V591 377,729 7,481 SH SOLE 0 0 7,481
EATON CORP PLC SHS G29183103 291,556 678 SH SOLE 0 0 678
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 343,563 2,111 SH SOLE 0 0 2,111
FENNEC PHARMACEUTICALS INC COM 31447P100 123,082 11,557 SH SOLE 0 0 11,557
FERGUSON ENTERPRISES INC COMMON STOCK NEW 31488V107 243,770 1,095 SH SOLE 0 0 1,095
FERROGLOBE PLC SHS G33856108 54,821 13,792 SH SOLE 0 0 13,792
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 514,440 12,890 SH SOLE 0 0 12,890
FULTON FINL CORP PA COM 360271100 229,927 10,192 SH SOLE 0 0 10,192
GALLAGHER ARTHUR J & CO COM 363576109 280,822 1,231 SH SOLE 0 0 1,231
GE AEROSPACE COM NEW 369604301 328,125 1,051 SH SOLE 0 0 1,051
GE VERNOVA INC COM 36828A101 200,995 211 SH SOLE 0 0 211
GENERAL DYNAMICS CORP COM 369550108 383,194 1,155 SH SOLE 0 0 1,155
HERSHEY CO COM 427866108 558,783 3,545 SH SOLE 0 0 3,545
HOME DEPOT INC COM 437076102 525,019 1,845 SH SOLE 0 0 1,845
INTERNATIONAL BUSINESS MACHS COM 459200101 235,793 1,072 SH SOLE 0 0 1,072
ISHARES TR 0-3 MTH TREASURY 46436E718 3,784,544 37,590 SH SOLE 0 0 37,590
ISHARES TR ULTRA SHORT DUR 46434V878 4,971,808 98,647 SH SOLE 0 0 98,647
ISHARES TR CORE S&P SCP ETF 464287804 323,110 2,375 SH SOLE 0 0 2,375
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 264,873 5,259 SH SOLE 0 0 5,259
JOHNSON & JOHNSON COM 478160104 443,203 1,674 SH SOLE 0 0 1,674
JPMORGAN CHASE & CO COM 46625H100 752,445 2,274 SH SOLE 0 0 2,274
KINDER MORGAN INC DEL COM 49456B101 438,941 14,559 SH SOLE 0 0 14,559
LAM RESEARCH CORP COM NEW 512807306 1,217,130 3,705 SH SOLE 0 0 3,705
LAMAR ADVERTISING CO CL A 512816109 256,628 1,781 SH SOLE 0 0 1,781
MANNKIND CORP COM NEW 56400P706 42,666 10,940 SH SOLE 0 0 10,940
MERCK & CO INC COM 58933Y105 322,382 2,219 SH SOLE 0 0 2,219
META PLATFORMS INC CL A 30303M102 409,169 564 SH SOLE 0 0 564
MICROSOFT CORP COM 594918104 1,288,970 2,513 SH SOLE 0 0 2,513
MORGAN STANLEY COM NEW 617446448 358,827 1,908 SH SOLE 0 0 1,908
NEXTERA ENERGY INC COM 65339F101 512,892 6,772 SH SOLE 0 0 6,772
NORTHROP GRUMMAN CORP COM 666807102 239,926 496 SH SOLE 0 0 496
NVIDIA CORPORATION COM 67066G104 361,069 1,581 SH SOLE 0 0 1,581
PARKER-HANNIFIN CORP COM 701094104 1,290,749 1,351 SH SOLE 0 0 1,351
PAYCHEX INC COM 704326107 658,540 6,686 SH SOLE 0 0 6,686
PGIM ETF TR PGIM ULTRA SH BD 69344A107 6,941,625 140,348 SH SOLE 0 0 140,348
PHILIP MORRIS INTL INC COM 718172109 237,813 1,246 SH SOLE 0 0 1,246
PHILLIPS 66 COM 718546104 929,486 3,641 SH SOLE 0 0 3,641
PNC FINL SVCS GROUP INC COM 693475105 2,291,004 10,308 SH SOLE 0 0 10,308
PROCTER & GAMBLE CO COM 742718109 501,031 3,449 SH SOLE 0 0 3,449
PROLOGIS INC. COM 74340W103 1,243,443 9,577 SH SOLE 0 0 9,577
REGIONS FINANCIAL CORP NEW COM 7591EP100 1,058,256 39,370 SH SOLE 0 0 39,370
SNAP ON INC COM 833034101 709,323 1,952 SH SOLE 0 0 1,952
SPDR SERIES TRUST SST SPDR BLOOMBE 78464A334 990,055 36,962 SH SOLE 0 0 36,962
T ROWE PRICE EXCHANGE-TRADED ULTRA SHRT TRM 87283Q701 3,971,033 80,110 SH SOLE 0 0 80,110
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 394,932 866 SH SOLE 0 0 866
UNION PAC CORP COM 907818108 743,521 2,732 SH SOLE 0 0 2,732
UNITEDHEALTH GROUP INC COM 91324P102 275,628 751 SH SOLE 0 0 751
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 438,859 626 SH SOLE 0 0 626
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696 5,730,533 77,044 SH SOLE 0 0 77,044
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 7,331,952 154,813 SH SOLE 0 0 154,813
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 41,893,359 739,382 SH SOLE 0 0 739,382
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 31,448,404 546,359 SH SOLE 0 0 546,359
VERIZON COMMUNICATIONS INC COM 92343V104 537,198 11,711 SH SOLE 0 0 11,711
WALMART INC COM 931142103 322,345 3,102 SH SOLE 0 0 3,102
WASTE MGMT INC DEL COM 94106L109 553,149 2,713 SH SOLE 0 0 2,713
WEC ENERGY GROUP INC COM 92939U106 519,377 5,154 SH SOLE 0 0 5,154