The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 670,956 1,950 SH SOLE 0 0 0 1,950
ALPHABET INC CAP STK CL C 02079K107 417,407 1,225 SH SOLE 0 0 0 1,225
AMAZON COM INC COM 023135106 273,567 1,098 SH SOLE 0 0 0 1,098
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 1,940,481 20,639 SH SOLE 0 0 0 20,639
AMERICAN EXPRESS CO COM 025816109 320,626 1,054 SH SOLE 0 0 0 1,054
AMPHENOL CORP CL A 032095101 935,730 11,100 SH SOLE 0 0 0 11,100
ANALOG DEVICES INC COM 032654105 1,838,354 4,634 SH SOLE 0 0 0 4,634
APPLE INC COM 037833100 1,371,976 4,120 SH SOLE 0 0 0 4,120
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,378,326 2,768 SH SOLE 0 0 0 2,768
BLACKROCK ETF TRUST ISHARES DEFENSE 09290C699 14,190,233 454,419 SH SOLE 0 0 0 454,419
BLACKROCK ETF TRUST ISHA US AWAR ETF 09290C509 4,600,961 56,336 SH SOLE 0 0 0 56,336
BLACKROCK ETF TRUST ISHA LA CORE ETF 09290C855 20,071,691 409,961 SH SOLE 0 0 0 409,961
BLACKROCK ETF TRUST ISHA SYST AL ETF 09290C665 28,454,161 952,919 SH SOLE 0 0 0 952,919
BLACKROCK ETF TRUST ISHA US THEM ETF 09290C806 16,503,704 375,255 SH SOLE 0 0 0 375,255
BLACKROCK ETF TRUST ISHA IN CTRY ETF 09290C764 20,396,364 561,110 SH SOLE 0 0 0 561,110
BLACKROCK ETF TRUST ISHA WORL EX ETF 09290C608 630,672 10,881 SH SOLE 0 0 0 10,881
BLACKROCK ETF TRUST ISHARES US EQUIT 09290C103 50,597,263 730,541 SH SOLE 0 0 0 730,541
BLACKROCK ETF TRUST ISHA I IN TE ETF 09290C780 24,969,098 529,118 SH SOLE 0 0 0 529,118
BLACKROCK ETF TRUST II ISHA GLO USD ETF 092528835 17,344,370 346,195 SH SOLE 0 0 0 346,195
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 9,040,648 178,001 SH SOLE 0 0 0 178,001
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 454,949 10,735 SH SOLE 0 0 0 10,735
BROADCOM INC COM 11135F101 341,708 973 SH SOLE 0 0 0 973
CHEVRON CORPORATION COM 166764100 350,756 1,718 SH SOLE 0 0 0 1,718
CISCO SYS INC COM 17275R102 326,930 3,038 SH SOLE 0 0 0 3,038
CME GROUP INC COM 12572Q105 208,012 794 SH SOLE 0 0 0 794
COSTCO WHOLESALE CORPORATION COM 22160K105 427,056 469 SH SOLE 0 0 0 469
DELL TECHNOLOGIES INC CL C 24703L202 1,511,640 2,810 SH SOLE 0 0 0 2,810
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 556,791 6,706 SH SOLE 0 0 0 6,706
ELEVANCE HEALTH INC FORMERLY COM 036752103 242,624 624 SH SOLE 0 0 0 624
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 622,031 3,822 SH SOLE 0 0 0 3,822
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 1,401,998 35,129 SH SOLE 0 0 0 35,129
FRANKLIN TEMPLETON HOLDINGS RESPBLY SRCD GLD 35473M105 244,009 4,415 SH SOLE 0 0 0 4,415
GLOBAL X FDS US INFR DEV ETF 37954Y673 864,492 16,467 SH SOLE 0 0 0 16,467
GLOBAL X FDS S&P 500 QLT ETF 37954Y616 281,219 7,355 SH SOLE 0 0 0 7,355
GLOBAL X FDS DEFENSE TECH ETF 37960A529 6,591,182 109,707 SH SOLE 0 0 0 109,707
HOME DEPOT INC COM 437076102 351,909 1,237 SH SOLE 0 0 0 1,237
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 3,419,038 22,556 SH SOLE 0 0 0 22,556
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 1,640,255 5,384 SH SOLE 0 0 0 5,384
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,444,650 6,945 SH SOLE 0 0 0 6,945
INVESCO QQQ TR UNIT SER 1 46090E103 744,890 1,007 SH SOLE 0 0 0 1,007
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 3,490,331 73,729 SH SOLE 0 0 0 73,729
ISHARES GOLD TR ISHARES NEW 464285204 8,301,561 106,294 SH SOLE 0 0 0 106,294
ISHARES INC MSCI EMRG CHN 46434G764 234,324 2,365 SH SOLE 0 0 0 2,365
ISHARES INC MSCI EQUAL WEITE 464286681 3,939,766 35,385 SH SOLE 0 0 0 35,385
ISHARES INC ESG AWR MSCI EM 46434G863 1,611,508 29,755 SH SOLE 0 0 0 29,755
ISHARES INC CORE MSCI EMKT 46434G103 22,259,561 274,268 SH SOLE 0 0 0 274,268
ISHARES TR ESG AWR US AGRGT 46435U549 4,240,367 93,710 SH SOLE 0 0 0 93,710
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,526,118 62,469 SH SOLE 0 0 0 62,469
ISHARES TR ESG MSCI KLD ETF 464288570 3,058,250 20,921 SH SOLE 0 0 0 20,921
ISHARES TR CORE MSCI TOTAL 46432F834 3,194,514 33,630 SH SOLE 0 0 0 33,630
ISHARES TR CORE S&P SCP ETF 464287804 1,205,314 8,860 SH SOLE 0 0 0 8,860
ISHARES TR SYSTEMATIC BD ET 46435U796 3,213,091 38,124 SH SOLE 0 0 0 38,124
ISHARES TR S&P 100 ETF 464287101 1,362,568 3,566 SH SOLE 0 0 0 3,566
ISHARES TR US TREAS BD ETF 46429B267 32,396,906 1,481,340 SH SOLE 0 0 0 1,481,340
ISHARES TR HDG MSCI EAFE 46434V803 224,110 4,831 SH SOLE 0 0 0 4,831
ISHARES TR NATIONAL MUN ETF 464288414 3,890,957 38,486 SH SOLE 0 0 0 38,486
ISHARES TR ESG MSCI USA ETF 46436E767 2,480,120 36,440 SH SOLE 0 0 0 36,440
ISHARES TR MSCI USA VALUE 46432F388 314,226 1,587 SH SOLE 0 0 0 1,587
ISHARES TR GL CLEAN ENE ETF 464288224 298,180 17,540 SH SOLE 0 0 0 17,540
ISHARES TR JPMORGAN USD EMG 464288281 389,918 4,292 SH SOLE 0 0 0 4,292
ISHARES TR U.S. TECH ETF 464287721 786,040 2,967 SH SOLE 0 0 0 2,967
ISHARES TR MSCI ACWI EX US 464288240 5,815,652 76,906 SH SOLE 0 0 0 76,906
ISHARES TR ESG AW MSCI EAFE 46435G516 504,040 4,891 SH SOLE 0 0 0 4,891
ISHARES TR 0-5 YR TIPS ETF 46429B747 876,064 8,787 SH SOLE 0 0 0 8,787
ISHARES TR 10-20 YR TRS ETF 464288653 9,217,174 100,002 SH SOLE 0 0 0 100,002
ISHARES TR MSCI USA QLT FCT 46432F339 16,038,725 72,168 SH SOLE 0 0 0 72,168
ISHARES TR CORE UNIVRSL USD 46434V613 52,951,681 1,200,991 SH SOLE 0 0 0 1,200,991
ISHARES TR MBS ETF 464288588 19,740,650 220,271 SH SOLE 0 0 0 220,271
ISHARES TR MSCI EAFE ETF 464287465 309,281 2,977 SH SOLE 0 0 0 2,977
ISHARES TR ESG AWR MSCI USA 46436E221 1,375,142 37,924 SH SOLE 0 0 0 37,924
ISHARES TR RUS MD CP GR ETF 464287481 628,372 4,564 SH SOLE 0 0 0 4,564
ISHARES TR EAFE VALUE ETF 464288877 12,277,068 155,131 SH SOLE 0 0 0 155,131
ISHARES TR 20 YR TR BD ETF 464287432 5,860,308 75,345 SH SOLE 0 0 0 75,345
ISHARES TR CORE MSCI EAFE 46432F842 328,037 3,386 SH SOLE 0 0 0 3,386
ISHARES TR S&P 500 VAL ETF 464287408 36,220,448 158,667 SH SOLE 0 0 0 158,667
ISHARES TR RUS 1000 GRW ETF 464287614 3,404,103 27,176 SH SOLE 0 0 0 27,176
ISHARES TR CORE S&P MCP ETF 464287507 728,566 10,126 SH SOLE 0 0 0 10,126
ISHARES TR MSCI ACWI ETF 464288257 1,693,848 10,669 SH SOLE 0 0 0 10,669
ISHARES TR ESG AWRE USD ETF 46435G193 2,844,359 129,613 SH SOLE 0 0 0 129,613
ISHARES TR RUSSELL 2000 ETF 464287655 415,469 1,495 SH SOLE 0 0 0 1,495
ISHARES TR RUS 1000 ETF 464287622 1,882,814 4,525 SH SOLE 0 0 0 4,525
ISHARES TR U.S. UTILITS ETF 464287697 692,364 6,866 SH SOLE 0 0 0 6,866
ISHARES TR ESG ADVAN ETF 46436E619 860,209 20,693 SH SOLE 0 0 0 20,693
ISHARES TR S&P 500 GRWT ETF 464287309 53,221,536 374,115 SH SOLE 0 0 0 374,115
ISHARES TR ESG AWR MSCI USA 46435G425 15,575,018 93,375 SH SOLE 0 0 0 93,375
ISHARES TR CORE US AGGBD ET 464287226 528,762 5,593 SH SOLE 0 0 0 5,593
ISHARES TR LONG TERM MUNI 46438G448 734,858 15,800 SH SOLE 0 0 0 15,800
ISHARES TR CORE INTL AGGR 46435G672 924,497 18,791 SH SOLE 0 0 0 18,791
ISHARES TR RUS 1000 VAL ETF 464287598 1,289,947 5,203 SH SOLE 0 0 0 5,203
ISHARES TR CONV BD ETF 46435G102 264,042 2,338 SH SOLE 0 0 0 2,338
ISHARES TR CORE S&P TTL STK 464287150 722,653 4,346 SH SOLE 0 0 0 4,346
ISHARES TR ESG EAFE ETF 46436E759 1,187,198 14,025 SH SOLE 0 0 0 14,025
ISHARES TR CORE S&P500 ETF 464287200 128,095,379 167,259 SH SOLE 0 0 0 167,259
ISHARES TR GLOBAL TECH ETF 464287291 2,503,436 16,890 SH SOLE 0 0 0 16,890
ISHARES TR US INFRASTRUC 46435U713 287,862 5,231 SH SOLE 0 0 0 5,231
ISHARES TR EAFE GRWTH ETF 464288885 15,493,875 129,299 SH SOLE 0 0 0 129,299
ISHARES TR MSCI USA MMENTM 46432F396 15,264,916 48,103 SH SOLE 0 0 0 48,103
ISHARES U S ETF TR SHOR MAT MUN ETF 46431W838 563,936 11,363 SH SOLE 0 0 0 11,363
J P MORGAN EXCHANGE TRADED F DIV RTN EM EQT 46641Q308 218,149 3,446 SH SOLE 0 0 0 3,446
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761 381,546 5,170 SH SOLE 0 0 0 5,170
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 2,406,220 29,287 SH SOLE 0 0 0 29,287
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241 675,387 15,411 SH SOLE 0 0 0 15,411
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 2,214,066 43,869 SH SOLE 0 0 0 43,869
JOHNSON & JOHNSON COM 478160104 316,894 1,197 SH SOLE 0 0 0 1,197
JPMORGAN CHASE & CO COM 46625H100 419,492 1,268 SH SOLE 0 0 0 1,268
LINCOLN ELEC HLDGS INC COM 533900106 2,358,466 8,914 SH SOLE 0 0 0 8,914
MARATHON PETE CORP COM 56585A102 473,318 1,197 SH SOLE 0 0 0 1,197
MICROSOFT CORP COM 594918104 2,112,708 4,119 SH SOLE 0 0 0 4,119
MOODYS CORP COM 615369105 227,973 502 SH SOLE 0 0 0 502
NVIDIA CORPORATION COM 67066G104 259,668 1,137 SH SOLE 0 0 0 1,137
PACER FDS TR GLOBL CASH ETF 69374H709 796,595 17,801 SH SOLE 0 0 0 17,801
QUANTA SVCS INC COM 74762E102 1,366,619 2,127 SH SOLE 0 0 0 2,127
QUANTA SVCS INC COM 74762E102 771,012 1,200 SH Put SOLE 0 0 0 1,200
READY CAPITAL CORP COM 75574U101 18,813 16,218 SH SOLE 0 0 0 16,218
RTX CORPORATION COM 75513E101 443,232 2,387 SH SOLE 0 0 0 2,387
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,074,811 48,634 SH SOLE 0 0 0 48,634
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 634,107 17,648 SH SOLE 0 0 0 17,648
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 8,156,130 278,271 SH SOLE 0 0 0 278,271
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 3,414,259 113,809 SH SOLE 0 0 0 113,809
SCHWAB STRATEGIC TR INTERNL DIVID 808524672 211,165 6,725 SH SOLE 0 0 0 6,725
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 671,794 20,652 SH SOLE 0 0 0 20,652
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,446,462 42,518 SH SOLE 0 0 0 42,518
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 326,955 3,004 SH SOLE 0 0 0 3,004
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 2,878,148 14,703 SH SOLE 0 0 0 14,703
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 383,661 2,278 SH SOLE 0 0 0 2,278
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 409,101 2,450 SH SOLE 0 0 0 2,450
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 483,364 9,052 SH SOLE 0 0 0 9,052
SPDR GOLD TR GOLD SHS 78463V107 479,097 1,258 SH SOLE 0 0 0 1,258
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 711,174 14,164 SH SOLE 0 0 0 14,164
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,004,713 19,411 SH SOLE 0 0 0 19,411
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 255,553 6,324 SH SOLE 0 0 0 6,324
SPDR SERIES TRUST ST STR USD ETF 78468R515 531,895 22,283 SH SOLE 0 0 0 22,283
SPDR SERIES TRUST ST STR SP600 SML 78468R853 1,086,453 20,553 SH SOLE 0 0 0 20,553
SPDR SERIES TRUST STATE STRET SPDR 78468R861 423,182 23,239 SH SOLE 0 0 0 23,239
SPDR SERIES TRUST ST STR P400MID 78464A847 1,054,596 16,729 SH SOLE 0 0 0 16,729
SPDR SERIES TRUST ST LONG BD ETF 78464A367 500,044 24,536 SH SOLE 0 0 0 24,536
SPDR SERIES TRUST ST STR P500VAL 78464A508 7,601,488 124,350 SH SOLE 0 0 0 124,350
SPDR SERIES TRUST ST STR BACKE ETF 78464A383 334,794 15,837 SH SOLE 0 0 0 15,837
SPDR SERIES TRUST STATE STRET SPDR 78468R440 844,642 21,536 SH SOLE 0 0 0 21,536
SPDR SERIES TRUST ST STR P500GRW 78464A409 505,120 4,104 SH SOLE 0 0 0 4,104
SPDR SERIES TRUST ST STR P500ETF 78464A854 2,610,939 29,088 SH SOLE 0 0 0 29,088
SPDR SERIES TRUST ST STR MSCI USAQ 78468R812 2,788,153 14,666 SH SOLE 0 0 0 14,666
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 413,243 16,964 SH SOLE 0 0 0 16,964
SPDR SERIES TRUST ST LON TREAS ETF 78464A664 640,611 26,860 SH SOLE 0 0 0 26,860
SPDR SERIES TRUST SST SPDR BLOOMBE 78464A391 287,638 13,963 SH SOLE 0 0 0 13,963
SSGA ACTIVE ETF TR ST STR TOTAL ETF 78467V848 3,007,782 80,379 SH SOLE 0 0 0 80,379
SSGA ACTIVE TR STATE STREET US 78470P408 2,048,815 30,851 SH SOLE 0 0 0 30,851
SSGA ACTIVE TR ST STR BLACK ETF 78470P846 1,065,002 38,629 SH SOLE 0 0 0 38,629
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 5,018,956 6,581 SH SOLE 0 0 0 6,581
TESLA INC COM 88160R101 234,884 662 SH SOLE 0 0 0 662
THERMO FISHER SCIENTIFIC INC COM 883556102 286,221 424 SH SOLE 0 0 0 424
UNION PAC CORP COM 907818108 419,352 1,541 SH SOLE 0 0 0 1,541
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 2,317,668 6,193 SH SOLE 0 0 0 6,193
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,014,386 7,155 SH SOLE 0 0 0 7,155
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 322,978 5,446 SH SOLE 0 0 0 5,446
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 797,458 5,052 SH SOLE 0 0 0 5,052
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 246,170 3,486 SH SOLE 0 0 0 3,486
VANGUARD WORLD FD MRNGSTR MEGA CAP 921910816 3,776,201 40,758 SH SOLE 0 0 0 40,758
WISDOMTREE TR INTL QULTY DIV 97717X131 481,907 11,323 SH SOLE 0 0 0 11,323